| Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to OccupationMarch 2001 | EASTERN REGION | (Amount in Rupees Lakh) |
| | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 5,12,986 | 953,96 | 808,57 | 1,84,166 | 475,78 | 410,31 | | | 1. Direct Finance | 5,05,639 | 893,81 | 759,63 | 1,82,379 | 439,25 | 380,91 | | | 2. Indirect Finance | 7,347 | 60,15 | 48,93 | 1,787 | 36,52 | 29,40 | II. | INDUSTRY | 1,59,110 | 292,17 | 248,54 | 51,997 | 333,62 | 289,17 | | | 1. Mining & Quarrying | 20 | 1,23 | 1,15 | 34 | 1,80 | 1,57 | | | 2. Food Manufacturing & Processing | 4,698 | 36,75 | 31,73 | 1,162 | 97,94 | 78,31 | | | (a) Rice Mills, Flour & Dal Mills | 1,478 | 12,61 | 11,55 | 794 | 15,91 | 12,17 | | | (b) Sugar | 8 | 14,57 | 12,08 | 15 | 73,37 | 58,78 | | | (c) Edible Oils & Vanaspati | 265 | 2,30 | 2,07 | 146 | 1,56 | 1,44 | | | (d) Tea Processing | — | — | — | — | — | — | | | (e) Processing of Fruits & Vegetables | 1 | 15 | 7 | 4 | 19 | 20 | | | (f) Others | 2,946 | 7,12 | 5,96 | 203 | 6,91 | 5,72 | | | 3. Beverage & Tobacco | 9 | 1,76 | 84 | 15 | 1,05 | 87 | | | 4. Textiles | 389 | 3,23 | 2,42 | 473 | 7,85 | 7,23 | | | (a) Cotton Textiles | 29 | 14 | 14 | 10 | 2,39 | 1,89 | | | (b) Jute Textiles | — | — | — | — | — | — | | | (c) Handloom Textiles & Khadi | 4 | 3 | 3 | 19 | 1,16 | 1,15 | | | (d) Other Textiles | 356 | 3,06 | 2,26 | 444 | 4,30 | 4,19 | | | 5. Paper, Paper Products & Printing | 46 | 87 | 81 | 175 | 21,07 | 15,44 | | | 6. Leather & Leather Products | 186 | 94 | 90 | 152 | 2,00 | 1,92 | | | 7. Rubber & Rubber Products | 15 | 8,79 | 6,73 | 24 | 28 | 28 | | | 8. Chemicals & Chemical Products | 120 | 4,36 | 2,51 | 264 | 17,04 | 17,67 | | | (a) Heavy Industrial Chemicals | 3 | 1,75 | 65 | 5 | 61 | 62 | | | (b) Fertilisers | — | — | — | 9 | 10,40 | 11,52 | | | (c) Drugs & Pharmaceuticals | 21 | 48 | 33 | 181 | 2,09 | 1,92 | | | (d) Non-Edible Oils | 2 | 16 | 3 | 4 | 38 | 38 | | | (e) Other Chemicals & Chemical Products | 94 | 1,97 | 1,50 | 65 | 3,56 | 3,24 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 9 | 2,11 | 88 | 40 | 9,71 | 8,49 | | | 10. Manufacture of Cement & Cement Products | 50 | 28 | 27 | 70 | 13,25 | 16,98 | | | 11. Basic Metals & Metal Products | 126 | 3,85 | 3,48 | 180 | 9,14 | 7,86 | | | (a) Iron & Steel | 7 | 1,61 | 1,50 | 15 | 5,44 | 4,07 | | | (b) Non-Ferrous Metals | 1 | 10 | 3 | 3 | 28 | 32 | | | (c) Other Metal Products | 118 | 2,14 | 1,96 | 162 | 3,41 | 3,47 | | | 12. Engineering | 173 | 2,71 | 1,91 | 274 | 3,14 | 2,57 | | | (a) Heavy Engineering | 11 | 1,17 | 58 | 11 | 63 | 53 | | | (b) Light Engineering | 62 | 93 | 77 | 155 | 1,12 | 99 | | | (c) Electrical Machinery & Goods | 99 | 57 | 52 | 103 | 1,17 | 84 | | | (d) Electronic Machinery & Goods | 1 | 4 | 4 | 5 | 23 | 21 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 393 | 12,10 | 7,77 | 119 | 3,19 | 2,75 | | | 14. Other Industries | 1,52,841 | 212,44 | 186,47 | 48,600 | 143,42 | 125,08 | | | 15. Electricity, Gas & Water | 5 | 34 | 30 | 5 | 39 | 28 | | | (a) Electricity Generation & Transmission | 2 | 25 | 23 | 1 | 10 | 10 | | | (b) Non-Conventional Energy | — | — | — | 1 | 3 | 1 | | | (c) Gas, Steam & Water Supply | 3 | 9 | 8 | 3 | 26 | 17 | | | 16. Construction | 30 | 40 | 38 | 410 | 2,37 | 1,87 | III. | TRANSPORT OPERATORS | 37,717 | 103,72 | 81,45 | 10,172 | 46,97 | 36,86 | IV. | PROFESSIONAL AND OTHER SERVICES | 42,122 | 69,41 | 59,89 | 13,512 | 50,07 | 44,10 | V. | PERSONAL LOANS | 1,89,498 | 475,88 | 406,45 | 1,10,979 | 359,78 | 316,17 | | | 1. Loans for Purchase of Consumer Durables | 7,957 | 21,78 | 18,02 | 9,497 | 22,85 | 19,78 | | | 2. Loans for Housing | 13,249 | 106,26 | 96,56 | 13,977 | 112,37 | 104,55 | | | 3. Rest of the Personal Loans | 1,68,292 | 347,84 | 291,88 | 87,505 | 224,56 | 191,85 | VI. | TRADE | 3,01,064 | 417,47 | 355,91 | 91,134 | 271,72 | 242,39 | | | 1. Wholesale Trade | 10,526 | 32,61 | 26,45 | 5,462 | 55,07 | 48,37 | | | 2. Retail Trade | 2,90,538 | 384,87 | 329,46 | 85,672 | 216,65 | 194,02 | VII. | FINANCE | 125 | 7,11 | 8,63 | 62 | 4,43 | 2,87 | VIII. | ALL OTHERS | 38,461 | 114,82 | 99,88 | 17,978 | 114,26 | 91,21 |
| TOTAL BANK CREDIT | 12,81,083 | 2434,52 | 2069,31 | 4,80,000 | 1656,63 | 1433,08 | OF WHICH: 1. Artisans & Village Industries | 89,124 | 90,66 | 75,59 | 19,566 | 39,74 | 29,41 | | | 2. Other Small Scale Industries | 36,516 | 97,56 | 91,01 | 19,215 | 129,75 | 117,06 |
|
| | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
| | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 33,004 | 139,98 | 119,43 | — | — | — | | | 1. Direct Finance | 32,475 | 112,23 | 99,31 | — | — | — | | | 2. Indirect Finance | 529 | 27,75 | 20,13 | — | — | — | II. | INDUSTRY | 26,532 | 535,26 | 430,87 | — | — | — | | | 1. Mining & Quarrying | 24 | 4,52 | 2,57 | — | — | — | | | 2. Food Manufacturing & Processing | 564 | 61,61 | 27,05 | — | — | — | | | (a) Rice Mills, Flour & Dal Mills | 308 | 23,10 | 15,56 | — | — | — | | | (b) Sugar | 2 | 24,62 | 7 | — | — | — | | | (c) Edible Oils & Vanaspati | 82 | 3,82 | 3,28 | — | — | — | | | (d) Tea Processing | — | — | — | — | — | — | | | (e) Processing of Fruits & Vegetables | 1 | 1,75 | 1,99 | — | — | — | | | (f) Others | 171 | 8,31 | 6,15 | — | — | — | | | 3. Beverage & Tobacco | 20 | 7,33 | 6,68 | — | — | — | | | 4. Textiles | 547 | 24,55 | 23,29 | — | — | — | | | (a) Cotton Textiles | 54 | 2,44 | 2,09 | — | — | — | | | (b) Jute Textiles | 8 | 1,58 | 1,39 | — | — | — | | | (c) Handloom Textiles & Khadi | 23 | 46 | 39 | — | — | — | | | (d) Other Textiles | 462 | 20,07 | 19,41 | — | — | — | | | 5. Paper, Paper Products & Printing | 282 | 20,10 | 17,08 | — | — | — | | | 6. Leather & Leather Products | 93 | 3,39 | 2,72 | — | — | — | | | 7. Rubber & Rubber Products | 45 | 3,91 | 2,53 | — | — | — | | | 8. Chemicals & Chemical Products | 503 | 47,85 | 41,89 | — | — | — | | | (a) Heavy Industrial Chemicals | 8 | 6,54 | 3,46 | — | — | — | | | (b) Fertilisers | 12 | 4,78 | 4,30 | — | — | — | | | (c) Drugs & Pharmaceuticals | 145 | 11,69 | 11,43 | — | — | — | | | (d) Non-Edible Oils | 2 | 11 | 12 | — | — | — | | | (e) Other Chemicals & Chemical Products | 336 | 24,72 | 22,58 | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | 6 | 1,09 | 86 | — | — | — | | | 10. Manufacture of Cement & Cement Products | 47 | 10,28 | 10,55 | — | — | — | | | 11. Basic Metals & Metal Products | 426 | 145,37 | 123,12 | — | — | — | | | (a) Iron & Steel | 109 | 111,03 | 92,05 | — | — | — | | | (b) Non-Ferrous Metals | 9 | 2,02 | 1,98 | — | — | — | | | (c) Other Metal Products | 308 | 32,32 | 29,09 | — | — | — | | | 12. Engineering | 276 | 23,27 | 18,97 | — | — | — | | | (a) Heavy Engineering | 8 | 1,65 | 47 | — | — | — | | | (b) Light Engineering | 105 | 3,83 | 3,66 | — | — | — | | | (c) Electrical Machinery & Goods | 136 | 15,43 | 12,64 | — | — | — | | | (d) Electronic Machinery & Goods | 27 | 2,36 | 2,20 | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 199 | 9,46 | 8,32 | — | — | — | | | 14. Other Industries | 23,142 | 144,34 | 139,21 | — | — | — | | | 15. Electricity, Gas & Water | 17 | 21,72 | 1,00 | — | — | — | | | (a) Electricity Generation & Transmission | 8 | 20,26 | 29 | — | — | — | | | (b) Non-Conventional Energy | 3 | 9 | 8 | — | — | — | | | (c) Gas, Steam & Water Supply | 6 | 1,37 | 63 | — | — | — | | | 16. Construction | 341 | 6,47 | 5,02 | — | — | — | III. | TRANSPORT OPERATORS | 5,450 | 50,62 | 40,87 | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | 10,422 | 102,92 | 81,40 | — | — | — | V. | PERSONAL LOANS | 1,48,744 | 711,98 | 622,90 | — | — | — | | | 1. Loans for Purchase of Consumer Durables | 11,624 | 40,24 | 32,99 | — | — | — | | | 2. Loans for Housing | 30,996 | 317,78 | 291,96 | — | — | — | | | 3. Rest of the Personal Loans | 1,06,124 | 353,96 | 297,95 | — | — | — | VI. | TRADE | 58,907 | 508,50 | 442,47 | — | — | — | | | 1. Wholesale Trade | 5,696 | 141,60 | 117,31 | — | — | — | | | 2. Retail Trade | 53,211 | 366,90 | 325,16 | — | — | — | VII. | FINANCE | 28 | 7,80 | 7,97 | — | — | — | VIII. | ALL OTHERS | 25,660 | 353,59 | 298,86 | — | — | — |
| TOTAL BANK CREDIT | 3,08,747 | 2410,63 | 2044,78 | — | — | — | OF WHICH: 1. Artisans & Village Industries | 5,390 | 14,70 | 13,99 | — | — | — | | | 2. Other Small Scale Industries | 14,240 | 196,30 | 179,88 | — | — | — |
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