| Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to OccupationMarch 2001 | NORTH-EASTERN REGION | (Amount in Rupees Lakh) |
| | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 24,836 | 27,91 | 22,67 | 1,391 | 4,34 | 3,91 | | | 1. Direct Finance | 24,703 | 25,92 | 22,27 | 1,369 | 4,07 | 3,69 | | | 2. Indirect Finance | 133 | 2,00 | 40 | 22 | 27 | 22 | II. | INDUSTRY | 3,740 | 21,13 | 10,80 | 657 | 5,25 | 3,93 | | | 1. Mining & Quarrying | 10 | 52 | 42 | 1 | 16 | 5 | | | 2. Food Manufacturing & Processing | 25 | 51 | 38 | 5 | 22 | 19 | | | (a) Rice Mills, Flour & Dal Mills | 2 | 3 | 3 | 1 | 14 | 12 | | | (b) Sugar | — | — | — | — | — | — | | | (c) Edible Oils & Vanaspati | — | — | — | — | — | — | | | (d) Tea Processing | — | — | — | — | — | — | | | (e) Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) Others | 23 | 47 | 35 | 4 | 8 | 7 | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | 13 | 14 | 13 | 13 | 7 | 6 | | | (a) Cotton Textiles | — | — | — | 6 | 4 | 4 | | | (b) Jute Textiles | — | — | — | — | — | — | | | (c) Handloom Textiles & Khadi | 9 | 6 | 4 | 5 | 2 | 1 | | | (d) Other Textiles | 4 | 9 | 9 | 2 | 1 | 1 | | | 5. Paper, Paper Products & Printing | 2 | 11 | 9 | 1 | 3 | 3 | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Rubber Products | 1 | 1 | 1 | — | — | — | | | 8. Chemicals & Chemical Products | — | — | — | — | — | — | | | (a) Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) Fertilisers | — | — | — | — | — | — | | | (c) Drugs & Pharmaceuticals | — | — | — | — | — | — | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | (e) Other Chemicals & Chemical Products | — | — | — | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | 2 | 12 | 11 | 2 | 41 | 25 | | | 11. Basic Metals & Metal Products | 6 | 10,49 | 1,23 | 1 | 1 | 1 | | | (a) Iron & Steel | 3 | 10,43 | 1,19 | — | — | — | | | (b) Non-Ferrous Metals | — | — | — | — | — | — | | | (c) Other Metal Products | 3 | 6 | 3 | 1 | 1 | 1 | | | 12. Engineering | 4 | 17 | 14 | 10 | 3 | 2 | | | (a) Heavy Engineering | 1 | 3 | 1 | — | — | — | | | (b) Light Engineering | 3 | 14 | 14 | 8 | 3 | 2 | | | (c) Electrical Machinery & Goods | — | — | — | 2 | 1 | — | | | (d) Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 9 | 6 | 5 | | | 14. Other Industries | 3,665 | 8,87 | 8,10 | 611 | 4,22 | 3,24 | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) Electricity Generation & Transmission | — | — | — | — | — | — | | | (b) Non-Conventional Energy | — | — | — | — | — | — | | | (c) Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | 12 | 19 | 19 | 4 | 3 | 3 | III. | TRANSPORT OPERATORS | 516 | 9,16 | 6,80 | 268 | 3,73 | 2,72 | IV. | PROFESSIONAL AND OTHER SERVICES | 447 | 1,56 | 1,42 | 139 | 1,19 | 98 | V. | PERSONAL LOANS | 5,961 | 19,54 | 17,03 | 3,466 | 14,77 | 12,95 | | | 1. Loans for Purchase of Consumer Durables | 679 | 1,44 | 1,14 | 503 | 1,07 | 78 | | | 2. Loans for Housing | 224 | 2,81 | 2,47 | 251 | 3,53 | 3,06 | | | 3. Rest of the Personal Loans | 5,058 | 15,29 | 13,42 | 2,712 | 10,16 | 9,11 | VI. | TRADE | 5,524 | 13,31 | 11,88 | 977 | 7,21 | 6,62 | | | 1. Wholesale Trade | 166 | 74 | 52 | 36 | 1,22 | 1,19 | | | 2. Retail Trade | 5,358 | 12,57 | 11,36 | 941 | 5,99 | 5,43 | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALL OTHERS | 1,757 | 9,86 | 6,64 | 1,200 | 9,27 | 7,80 |
| TOTAL BANK CREDIT | 42,781 | 102,47 | 77,24 | 8,098 | 45,76 | 38,90 | OF WHICH: 1. Artisans & Village Industries | 1,676 | 2,81 | 2,43 | 107 | 21 | 15 | | | 2. Other Small Scale Industries | 1,783 | 6,87 | 6,26 | 529 | 2,35 | 2,02 |
|
| | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
| | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 752 | 1,34 | 1,14 | — | — | — | | | 1. Direct Finance | 752 | 1,34 | 1,14 | — | — | — | | | 2. Indirect Finance | — | — | — | — | — | — | II. | INDUSTRY | 5,734 | 48,85 | 39,49 | — | — | — | | | 1. Mining & Quarrying | 84 | 22,09 | 13,23 | — | — | — | | | 2. Food Manufacturing & Processing | 10 | 82 | 63 | — | — | — | | | (a) Rice Mills, Flour & Dal Mills | 2 | 45 | 34 | — | — | — | | | (b) Sugar | — | — | — | — | — | — | | | (c) Edible Oils & Vanaspati | — | — | — | — | — | — | | | (d) Tea Processing | — | — | — | — | — | — | | | (e) Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) Others | 8 | 37 | 29 | — | — | — | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | 4 | 9 | 9 | — | — | — | | | (a) Cotton Textiles | 1 | 3 | 3 | — | — | — | | | (b) Jute Textiles | — | — | — | — | — | — | | | (c) Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) Other Textiles | 3 | 6 | 6 | — | — | — | | | 5. Paper, Paper Products & Printing | 12 | 34 | 27 | — | — | — | | | 6. Leather & Leather Products | 2 | 1 | 1 | — | — | — | | | 7. Rubber & Rubber Products | 1 | 3 | 3 | — | — | — | | | 8. Chemicals & Chemical Products | 5 | 1,22 | 1,20 | — | — | — | | | (a) Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) Fertilisers | — | — | — | — | — | — | | | (c) Drugs & Pharmaceuticals | 2 | 14 | 11 | — | — | — | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | (e) Other Chemicals & Chemical Products | 3 | 1,08 | 1,09 | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | 1 | 25 | 26 | — | — | — | | | 11. Basic Metals & Metal Products | 8 | 27 | 29 | — | — | — | | | (a) Iron & Steel | — | — | — | — | — | — | | | (b) Non-Ferrous Metals | — | — | — | — | — | — | | | (c) Other Metal Products | 8 | 27 | 29 | — | — | — | | | 12. Engineering | 6 | 7 | 4 | — | — | — | | | (a) Heavy Engineering | — | — | — | — | — | — | | | (b) Light Engineering | 6 | 7 | 4 | — | — | — | | | (c) Electrical Machinery & Goods | — | — | — | — | — | — | | | (d) Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 3 | 8 | 8 | — | — | — | | | 14. Other Industries | 5,544 | 9,73 | 9,04 | — | — | — | | | 15. Electricity, Gas & Water | 7 | 7,02 | 7,03 | — | — | — | | | (a) Electricity Generation & Transmission | 3 | 6,84 | 6,84 | — | — | — | | | (b) Non-Conventional Energy | 2 | 10 | 10 | — | — | — | | | (c) Gas, Steam & Water Supply | 2 | 8 | 9 | — | — | — | | | 16. Construction | 47 | 6,82 | 7,29 | — | — | — | III. | TRANSPORT OPERATORS | 404 | 5,31 | 4,08 | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | 685 | 29,17 | 27,39 | — | — | — | V. | PERSONAL LOANS | 11,157 | 47,92 | 41,16 | — | — | — | | | 1. Loans for Purchase of Consumer Durables | 1,971 | 6,36 | 5,13 | — | — | — | | | 2. Loans for Housing | 760 | 10,81 | 9,75 | — | — | — | | | 3. Rest of the Personal Loans | 8,426 | 30,74 | 26,27 | — | — | — | VI. | TRADE | 3,379 | 33,31 | 30,47 | — | — | — | | | 1. Wholesale Trade | 349 | 15,03 | 13,29 | — | — | — | | | 2. Retail Trade | 3,030 | 18,28 | 17,18 | — | — | — | VII. | FINANCE | 11 | 1,44 | 55 | — | — | — | VIII. | ALL OTHERS | 1,805 | 28,11 | 24,94 | — | — | — |
| TOTAL BANK CREDIT | 23,927 | 195,44 | 169,21 | — | — | — | OF WHICH: 1. Artisans & Village Industries | 330 | 52 | 46 | — | — | — | | | 2. Other Small Scale Industries | 5,226 | 10,14 | 9,28 | — | — | — |
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