| Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to OccupationMarch 2001 | NORTH-EASTERN REGION | (Amount in Rupees Lakh) |
| | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. Of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 4,561 | 10,30 | 10,36 | 3,313 | 5,90 | 6,10 | | | 1. Direct Finance | 4,553 | 10,27 | 10,33 | 3,262 | 5,81 | 5,99 | | | 2. Indirect Finance | 8 | 3 | 3 | 51 | 9 | 11 | II. | INDUSTRY | 3,050 | 13,44 | 13,74 | 1,914 | 9,07 | 9,33 | | | 1. Mining & Quarrying | 2 | 16 | 13 | — | — | — | | | 2. Food Manufacturing & Processing | 25 | 57 | 55 | 19 | 15 | 16 | | | (a) Rice Mills, Flour & Dal Mills | 9 | 43 | 42 | 2 | 2 | 2 | | | (b) Sugar | — | — | — | — | — | — | | | (c) Edible Oils & Vanaspati | — | — | — | 1 | 1 | — | | | (d) Tea Processing | — | — | — | — | — | — | | | (e) Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) Others | 16 | 15 | 13 | 16 | 13 | 13 | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | 84 | 64 | 67 | 82 | 53 | 55 | | | (a) Cotton Textiles | 3 | 4 | 4 | 17 | 7 | 6 | | | (b) Jute Textiles | — | — | — | — | — | — | | | (c) Handloom Textiles & Khadi | 11 | 9 | 9 | 25 | 20 | 21 | | | (d) Other Textiles | 70 | 50 | 54 | 40 | 26 | 27 | | | 5. Paper, Paper Products & Printing | 2 | 3 | 3 | 3 | 3 | 4 | | | 6. Leather & Leather Products | 1 | 1 | 1 | 3 | 4 | 4 | | | 7. Rubber & Rubber Products | — | — | — | — | — | — | | | 8. Chemicals & Chemical Products | 1 | 2 | 1 | 3 | 4 | 4 | | | (a) Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) Fertilisers | — | — | — | — | — | — | | | (c) Drugs & Pharmaceuticals | 1 | 2 | 1 | 3 | 4 | 4 | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | (e) Other Chemicals & Chemical Products | — | — | — | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | 1 | — | — | — | — | — | | | 11. Basic Metals & Metal Products | 8 | 14 | 11 | 2 | 2 | 2 | | | (a) Iron & Steel | — | — | — | — | — | — | | | (b) Non-Ferrous Metals | 1 | 9 | 5 | — | — | — | | | (c) Other Metal Products | 7 | 6 | 6 | 2 | 2 | 2 | | | 12. Engineering | 3 | 6 | 7 | 9 | 8 | 8 | | | (a) Heavy Engineering | — | — | — | — | — | — | | | (b) Light Engineering | 1 | 4 | 4 | 7 | 5 | 4 | | | (c) Electrical Machinery & Goods | 2 | 2 | 2 | 2 | 4 | 4 | | | (d) Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 3 | 2 | 2 | 1 | — | — | | | 14. Other Industries | 2,880 | 11,54 | 11,93 | 1,338 | 5,04 | 5,21 | | | 15. Electricity, Gas & Water | — | — | — | 1 | 22 | 22 | | | (a) Electricity Generation & Transmission | — | — | — | 1 | 22 | 22 | | | (b) Non-Conventional Energy | — | — | — | — | — | — | | | (c) Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | 40 | 25 | 22 | 453 | 2,92 | 2,99 | III. | TRANSPORT OPERATORS | 282 | 2,99 | 2,61 | 41 | 68 | 60 | IV. | PROFESSIONAL AND OTHER SERVICES | 517 | 2,56 | 2,61 | 286 | 1,20 | 1,28 | V. | PERSONAL LOANS | 2,068 | 6,91 | 6,45 | 1,406 | 7,25 | 6,22 | | | 1. Loans for Purchase of Consumer Durables | 220 | 62 | 59 | 37 | 27 | 19 | | | 2. Loans for Housing | 136 | 1,69 | 1,61 | 443 | 2,83 | 2,55 | | | 3. Rest of the Personal Loans | 1,712 | 4,61 | 4,25 | 926 | 4,15 | 3,48 | VI. | TRADE | 2,272 | 14,04 | 13,24 | 1,188 | 4,19 | 4,20 | | | 1. Wholesale Trade | 31 | 2,11 | 1,97 | 4 | 9 | 9 | | | 2. Retail Trade | 2,241 | 11,93 | 11,27 | 1,184 | 4,09 | 4,11 | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALL OTHERS | 2,025 | 11,11 | 10,83 | 3,009 | 14,07 | 14,83 |
| TOTAL BANK CREDIT | 14,775 | 61,35 | 59,84 | 11,157 | 42,36 | 42,56 | OF WHICH: 1. Artisans & Village Industries | 1,596 | 6,36 | 6,44 | 513 | 2,96 | 3,03 | | | 2. Other Small Scale Industries | 1,036 | 4,99 | 5,14 | 454 | 1,31 | 1,41 |
|
| | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
| | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 1,321 | 8,90 | 8,14 | — | — | — | | | 1. Direct Finance | 1,299 | 3,64 | 3,79 | — | — | — | | | 2. Indirect Finance | 22 | 5,26 | 4,35 | — | — | — | II. | INDUSTRY | 2,171 | 13,78 | 13,51 | — | — | — | | | 1. Mining & Quarrying | — | — | — | — | — | — | | | 2. Food Manufacturing & Processing | 35 | 1,06 | 1,37 | — | — | — | | | (a) Rice Mills, Flour & Dal Mills | 15 | 15 | 16 | — | — | — | | | (b) Sugar | — | — | — | — | — | — | | | (c) Edible Oils & Vanaspati | 1 | 45 | 49 | — | — | — | | | (d) Tea Processing | — | — | — | — | — | — | | | (e) Processing of Fruits & Vegetables | 1 | 9 | 10 | — | — | — | | | (f) Others | 18 | 37 | 62 | — | — | — | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | 364 | 2,07 | 2,46 | — | — | — | | | (a) Cotton Textiles | 3 | 9 | 9 | — | — | — | | | (b) Jute Textiles | — | — | — | — | — | — | | | (c) Handloom Textiles & Khadi | 275 | 1,50 | 1,78 | — | — | — | | | (d) Other Textiles | 86 | 48 | 60 | — | — | — | | | 5. Paper, Paper Products & Printing | 9 | 44 | 43 | — | — | — | | | 6. Leather & Leather Products | 3 | 3 | 4 | — | — | — | | | 7. Rubber & Rubber Products | 1 | 3 | 8 | — | — | — | | | 8. Chemicals & Chemical Products | 6 | 1,46 | 1,14 | — | — | — | | | (a) Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) Fertilisers | — | — | — | — | — | — | | | (c) Drugs & Pharmaceuticals | 2 | 1,32 | 1,02 | — | — | — | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | (e) Other Chemicals & Chemical Products | 4 | 14 | 12 | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | 1 | — | — | — | | | | | 11. Basic Metals & Metal Products | 17 | 45 | 47 | — | — | — | | | (a) Iron & Steel | 2 | 6 | 7 | — | — | — | | | (b) Non-Ferrous Metals | — | — | — | — | — | — | | | (c) Other Metal Products | 15 | 39 | 40 | — | — | — | | | 12. Engineering | 8 | 77 | 54 | — | — | — | | | (a) Heavy Engineering | 1 | 50 | 26 | — | — | — | | | (b) Light Engineering | 3 | 5 | 5 | — | — | — | | | (c) Electrical Machinery & Goods | 4 | 22 | 22 | — | — | — | | | (d) Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 10 | 6 | 7 | — | — | — | | | 14. Other Industries | 1,716 | 7,41 | 6,91 | — | — | — | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) Electricity Generation & Transmission | — | — | — | — | — | — | | | (b) Non-Conventional Energy | — | — | — | — | — | — | | | (c) Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | 1 | — | 1 | — | — | — | III. | TRANSPORT OPERATORS | 174 | 2,26 | 2,06 | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | 380 | 2,20 | 2,13 | — | — | — | V. | PERSONAL LOANS | 5,739 | 30,67 | 26,23 | — | — | — | | | 1. Loans for Purchase of Consumer Durables | 678 | 2,33 | 1,84 | — | — | — | | | 2. Loans for Housing | 862 | 9,34 | 7,98 | — | — | — | | | 3. Rest of the Personal Loans | 4,199 | 19,00 | 16,41 | — | — | — | VI. | TRADE | 1,460 | 11,52 | 10,70 | — | — | — | | | 1. Wholesale Trade | 43 | 2,05 | 2,02 | — | — | — | | | 2. Retail Trade | 1,417 | 9,47 | 8,68 | — | — | — | VII. | FINANCE | 3 | 26 | 15 | — | — | — | VIII. | ALL OTHERS | 1,389 | 10,30 | 10,43 | — | — | — |
| TOTAL BANK CREDIT | 12,637 | 79,89 | 73,35 | — | — | — | OF WHICH : 1. Artisans & Village Industries | 495 | 2,13 | 2,26 | — | — | — | | | 2. Other Small Scale Industries | 912 | 5,30 | 4,71 | — | — | — |
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