Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation | MARCH 2001 | |
| | | | | (Amount in Rupees Lakh) |
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 10,683 | 24,26 | 22,75 | 13,796 | 30,12 | 29,63 | | | 1. Direct Finance | 10,656 | 24,14 | 22,65 | 13,781 | 28,91 | 28,46 | | | 2. Indirect Finance | 27 | 12 | 10 | 15 | 1,21 | 1,17 | II. | INDUSTRY | 997 | 48,32 | 38,03 | 3,053 | 178,09 | 138,49 | | | 1. Mining & Quarrying | — | — | — | 1 | 30 | 29 | | | 2. Food Manufacturing & Processing | 17 | 13,70 | 11,56 | 63 | 32,92 | 30,38 | | | (a) | Rice Mills, Flour & Dal Mills | 3 | 11,00 | 8,89 | 19 | 1,02 | 96 | | | (b) | Sugar | — | — | — | 3 | 28,44 | 26,54 | | | (c) | Edible Oils & Vanaspati | 1 | 15 | 18 | 9 | 1,77 | 86 | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | 13 | 2,55 | 2,49 | 32 | 1,69 | 2,02 | | | 3. Beverage & Tobacco | 1 | 3,00 | 2,52 | 23 | 11,18 | 10,31 | | | 4. Textiles | 15 | 1,21 | 1,16 | 43 | 27,51 | 22,85 | | | (a) | Cotton Textiles | 4 | 16 | 13 | 28 | 25,96 | 22,42 | | | (b) | Jute Textiles | — | — | — | — | — | — | | | (c) | Handloom Textiles & Khadi | 4 | 91 | 90 | 2 | 2 | 2 | | | (d) | Other Textiles | 7 | 14 | 13 | 13 | 1,52 | 41 | | | 5. Paper, Paper Products & Printing | 10 | 4,51 | 2,75 | 34 | 4,20 | 2,16 | | | 6. Leather & Leather Products | 1 | 50 | 44 | 9 | 1,71 | 1,03 | | | 7. Rubber & Rubber Products | 4 | 1,62 | 1,41 | 21 | 2,15 | 1,14 | | | 8. Chemicals & Chemical Products | 7 | 1,91 | 1,01 | 131 | 18,47 | 15,19 | | | (a) | Heavy Industrial Chemicals | — | — | — | 3 | 42 | 21 | | | (b) | Fertilisers | — | — | — | 2 | 15 | 15 | | | (c) | Drugs & Pharmaceuticals | — | — | — | 31 | 5,94 | 5,73 | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | 7 | 1,91 | 1,01 | 95 | 11,95 | 9,09 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 1 | 1,96 | 1,55 | 3 | 53 | 52 | | | 10. Manufacture of Cement & Cement Products | 1 | 5 | 5 | 9 | 6 | 5 | | | 11. Basic Metals & Metal Products | 11 | 9,95 | 7,75 | 68 | 8,49 | 6,56 | | | (a) | Iron & Steel | 1 | 25 | 22 | 15 | 2,65 | 2,43 | | | (b) | Non-Ferrous Metals | — | — | — | 2 | 4,07 | 2,08 | | | (c) | Other Metal Products | 10 | 9,70 | 7,53 | 51 | 1,77 | 2,05 | | | 12. Engineering | 317 | 5,36 | 3,85 | 133 | 16,50 | 6,65 | | | (a) | Heavy Engineering | — | — | — | 4 | 5,55 | 51 | | | (b) | Light Engineering | 13 | 2,39 | 1,11 | 27 | 1,51 | 21 | | | (c) | Electrical Machinery & Goods | 304 | 2,96 | 2,74 | 65 | 2,05 | 1,69 | | | (d) | Electronic Machinery & Goods | — | — | — | 37 | 7,39 | 4,25 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 6 | 6 | 5 | 21 | 98 | 55 | | | 14. Other Industries | 606 | 4,50 | 3,92 | 1,908 | 51,37 | 39,40 | | | 15. Electricity, Gas & Water | — | — | — | 8 | 41 | 35 | | | (a) | Electricity Generation & Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | 2 | 20 | 21 | | | (c) | Gas, Steam & Water Supply | — | — | — | 6 | 21 | 15 | | | 16. Construction | — | — | — | 578 | 1,33 | 1,08 | III. | TRANSPORT OPERATORS | 60 | 75 | 58 | 317 | 3,54 | 2,93 | IV. | PROFESSIONAL AND OTHER SERVICES | 175 | 2,83 | 1,46 | 2,277 | 16,84 | 13,11 | V. | PERSONAL LOANS | 8,520 | 39,79 | 32,54 | 25,902 | 88,59 | 82,71 | | | 1. Loans for Purchase of Consumer Durables | 1,853 | 8,11 | 5,74 | 2,241 | 5,51 | 4,68 | | | 2. Loans for Housing | 1,170 | 11,09 | 10,26 | 3,044 | 24,51 | 23,34 | | | 3. Rest of the Personal Loans | 5,497 | 20,59 | 16,54 | 20,617 | 58,57 | 54,70 | VI. | TRADE | 464 | 7,73 | 5,93 | 8,940 | 57,91 | 56,87 | | | 1. Wholesale Trade | 23 | 2,21 | 2,01 | 313 | 11,47 | 8,95 | | | 2. Retail Trade | 441 | 5,53 | 3,92 | 8,627 | 46,44 | 47,93 | VII. | FINANCE | 23 | 1,50 | 1,40 | 2 | 2,37 | 1,27 | VIII. | ALL OTHERS | 632 | 5,20 | 4,52 | 3,686 | 28,61 | 21,83 |
| TOTAL BANK CREDIT | 21,554 | 130,38 | 107,20 | 57,973 | 406,09 | 346,86 | OF WHICH: | 1. Artisans & Village Industries | 126 | 13 | 10 | 211 | 71 | 69 | | | 2. Other Small Scale Industries | 490 | 10,45 | 7,54 | 1,211 | 39,15 | 31,82 |
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| | | | | FOREIGN BANKS | REGIONAL RURAL | | | | | | BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | — | — | — | | | 1. Direct Finance | — | — | — | — | — | — | | | 2. Indirect Finance | — | — | — | — | — | — | II. | INDUSTRY | 12 | 26,56 | 2,16 | — | — | — | | | 1. Mining & Quarrying | — | — | — | — | — | — | | | 2. Food Manufacturing & Processing | 1 | 6,20 | 93 | — | — | — | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | 1 | 6,20 | 93 | — | — | — | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | — | — | — | — | — | — | | | (a) | Cotton Textiles | — | — | — | — | — | — | | | (b) | Jute Textiles | — | — | — | — | — | — | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) | Other Textiles | — | — | — | — | — | — | | | 5. Paper, Paper Products & Printing | 2 | 3,00 | 37 | — | — | — | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Rubber Products | — | — | — | — | — | — | | | 8. Chemicals & Chemical Products | — | — | — | — | — | — | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | — | — | — | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | 11. Basic Metals & Metal Products | — | — | — | — | — | — | | | (a) | Iron & Steel | — | — | — | — | — | — | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | (c) | Other Metal Products | — | — | — | — | — | — | | | 12. Engineering | — | — | — | — | — | — | | | (a) | Heavy Engineering | — | — | — | — | — | — | | | (b) | Light Engineering | — | — | — | — | — | — | | | (c) | Electrical Machinery & Goods | — | — | — | — | — | — | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | — | — | — | | | 14. Other Industries | 2 | 16,50 | — | — | — | — | | | 15. Electricity, Gas & Water | 7 | 86 | 86 | — | — | — | | | (a) | Electricity Generation & Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | 7 | 86 | 86 | — | — | — | | | 16. Construction | — | — | — | — | — | — | III. | TRANSPORT OPERATORS | — | — | — | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | — | — | — | V. | PERSONAL LOANS | — | — | — | — | — | — | | | 1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | | | 2. Loans for Housing | — | — | — | — | — | — | | | 3. Rest of the Personal Loans | — | — | — | — | — | — | VI. | TRADE | — | — | — | — | — | — | | | 1. Wholesale Trade | — | — | — | — | — | — | | | 2. Retail Trade | — | — | — | — | — | — | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALL OTHERS | — | — | — | — | — | — |
| TOTAL BANK CREDIT | 12 | 26,56 | — | — | — | 2,16 | OF WHICH: | 1. Artisans & Village Industries | — | — | — | — | — | — | | | 2. Other Small Scale Industries | 2 | 3,00 | 37 | — | — | — |
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| | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 491 | 1,57 | 1,20 | 24,970 | 55,95 | 53,58 | | | 1. Direct Finance | 490 | 1,56 | 1,20 | 24,927 | 54,62 | 52,31 | | | 2. Indirect Finance | 1 | — | — | 43 | 1,33 | 1,27 | II. | INDUSTRY | 532 | 72,67 | 52,84 | 4,594 | 325,63 | 231,53 | | | 1. Mining & Quarrying | — | — | — | 1 | 30 | 29 | | | 2. Food Manufacturing & Processing | 42 | 4,42 | 3,17 | 123 | 57,24 | 46,04 | | | (a) | Rice Mills, Flour & Dal Mills | 2 | 44 | 41 | 24 | 12,46 | 10,26 | | | (b) | Sugar | — | — | — | 3 | 28,44 | 26,54 | | | (c) | Edible Oils & Vanaspati | 13 | 2,20 | 1,97 | 23 | 4,12 | 3,01 | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | 27 | 1,78 | 79 | 73 | 12,22 | 6,23 | | | 3. Beverage & Tobacco | 2 | 30 | 17 | 26 | 14,48 | 12,99 | | | 4. Textiles | 28 | 6,70 | 6,07 | 86 | 35,42 | 30,08 | | | (a) | Cotton Textiles | 9 | 90 | 63 | 41 | 27,02 | 23,18 | | | (b) | Jute Textiles | 1 | 15 | 14 | 1 | 15 | 14 | | | (c) | Handloom Textiles & Khadi | — | — | — | 6 | 93 | 92 | | | (d) | Other Textiles | 18 | 5,65 | 5,30 | 38 | 7,32 | 5,84 | | | 5. Paper, Paper Products & Printing | 40 | 4,33 | 3,56 | 86 | 16,03 | 8,84 | | | 6. Leather & Leather Products | 10 | 1,86 | 44 | 20 | 4,07 | 1,90 | | | 7. Rubber & Rubber Products | 13 | 94 | 99 | 38 | 4,70 | 3,54 | | | 8. Chemicals & Chemical Products | 98 | 34,87 | 25,68 | 236 | 55,25 | 41,88 | | | (a) | Heavy Industrial Chemicals | 3 | 2,00 | 1,91 | 6 | 2,42 | 2,12 | | | (b) | Fertilisers | — | — | — | 2 | 15 | 15 | | | (c) | Drugs & Pharmaceuticals | 21 | 96 | 85 | 52 | 6,90 | 6,58 | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | 74 | 31,91 | 22,93 | 176 | 45,78 | 33,02 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 4 | 2,49 | 2,08 | | | 10. Manufacture of Cement & Cement Products | 1 | 3 | 3 | 11 | 14 | 13 | | | 11. Basic Metals & Metal Products | 17 | 9,52 | 5,67 | 96 | 27,95 | 19,98 | | | (a) | Iron & Steel | 9 | 8,02 | 4,26 | 25 | 10,92 | 6,91 | | | (b) | Non-Ferrous Metals | — | — | — | 2 | 4,07 | 2,08 | | | (c) | Other Metal Products | 8 | 1,50 | 1,40 | 69 | 12,96 | 10,98 | | | 12. Engineering | 71 | 5,85 | 4,32 | 521 | 27,71 | 14,82 | | | (a) | Heavy Engineering | 1 | 8 | 8 | 5 | 5,63 | 59 | | | (b) | Light Engineering | 37 | 1,23 | 1,27 | 77 | 5,13 | 2,59 | | | (c) | Electrical Machinery & Goods | 25 | 2,04 | 62 | 394 | 7,05 | 5,06 | | | (d) | Electronic Machinery & Goods | 8 | 2,50 | 2,34 | 45 | 9,89 | 6,58 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 15 | 10 | 5 | 42 | 1,13 | 65 | | | 14. Other Industries | 170 | 2,98 | 2,15 | 2,686 | 75,34 | 45,47 | | | 15. Electricity, Gas & Water | — | — | — | 15 | 1,27 | 1,21 | | | (a) | Electricity Generation & Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | 2 | 20 | 21 | | | (c) | Gas, Steam & Water Supply | — | — | — | 13 | 1,07 | 1,00 | | | 16. Construction | 25 | 78 | 55 | 603 | 2,11 | 1,63 | III. | TRANSPORT OPERATORS | 117 | 1,74 | 1,16 | 494 | 6,03 | 4,67 | IV. | PROFESSIONAL AND OTHER SERVICES | 228 | 14,34 | 9,46 | 2,680 | 34,02 | 24,02 | V. | PERSONAL LOANS | 4,516 | 21,63 | 16,99 | 38,938 | 150,01 | 132,24 | | | 1. Loans for Purchase of Consumer Durables | 1,419 | 4,33 | 3,46 | 5,513 | 17,95 | 13,87 | | | 2. Loans for Housing | 297 | 2,40 | 1,90 | 4,511 | 37,99 | 35,50 | | | 3. Rest of the Personal Loans | 2,800 | 14,90 | 11,63 | 28,914 | 94,06 | 82,87 | VI. | TRADE | 1,276 | 39,07 | 30,76 | 10,680 | 104,71 | 93,56 | | | 1. Wholesale Trade | 246 | 12,66 | 12,13 | 582 | 26,34 | 23,08 | | | 2. Retail Trade | 1,030 | 26,41 | 18,63 | 10,098 | 78,38 | 70,48 | VII. | FINANCE | 3 | 11 | 9 | 28 | 3,98 | 2,75 | VIII. | ALL OTHERS | 1,201 | 7,09 | 6,32 | 5,519 | 40,90 | 32,67 |
| TOTAL BANK CREDIT | 8,364 | 158,21 | 118,81 | 87,903 | 721,23 | 575,03 | OF WHICH: | 1. Artisans & Village Industries | 13 | 8 | 6 | 350 | 93 | 85 | | | 2. Other Small Scale Industries | 333 | 19,95 | 18,30 | 2,036 | 72,55 | 58,03 |
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