Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001 |
CENTRAL REGION | | | | (Amount in Rupees Lakh) |
| | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | standing | | | standing |
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 3,04,687 | 1371,16 | 1060,27 | 3,45,856 | 1802,21 | 1474,81 | | | | 1. | Direct Finance | 3,01,897 | 1329,94 | 1031,03 | 3,42,834 | 1534,26 | 1276,26 | | | | 2. | Indirect Finance | 2,790 | 41,22 | 29,24 | 3,022 | 267,95 | 198,55 | II. | INDUSTRY | 77,387 | 3690,40 | 2991,93 | 64,005 | 3560,11 | 2723,91 | | | | 1. | Mining & Quarrying | 118 | 26,95 | 20,14 | 147 | 61,62 | 38,21 | | | | 2. | Food Manufacturing & Processing | 1,118 | 450,72 | 324,01 | 2,272 | 565,47 | 450,87 | | | | | (a) | Rice Mills, Flour & Dal Mills | 562 | 49,30 | 36,56 | 1,097 | 79,39 | 58,97 | | | | | (b) | Sugar | 5 | 10,04 | 9,86 | 11 | 1,84 | 1,65 | | | | | (c) | Edible Oils & Vanaspati | 334 | 336,67 | 236,11 | 258 | 328,21 | 273,35 | | | | | (d) | Tea Processing | 1 | 4 | 4 | 13 | 71,63 | 62,16 | | | | | (e) | Processing of Fruits & Vegetables | 5 | 1,02 | 87 | 16 | 3,83 | 2,85 | | | | | (f) | Others | 211 | 53,64 | 40,58 | 877 | 80,58 | 51,90 | | | | 3. | Beverage & Tobacco | 55 | 31,78 | 25,49 | 109 | 72,17 | 56,45 | | | | 4. | Textiles | 928 | 595,92 | 463,39 | 2,503 | 416,85 | 340,28 | | | | | (a) | Cotton Textiles | 399 | 313,61 | 245,00 | 385 | 141,65 | 111,10 | | | | | (b) | Jute Textiles | 8 | 94 | 82 | 35 | 30,23 | 23,20 | | | | | (c) | Handloom Textiles & Khadi | 8 | 1,64 | 1,53 | 165 | 3,96 | 2,89 | | | | | (d) | Other Textiles | 513 | 279,74 | 216,04 | 1,918 | 241,01 | 203,09 | | | | 5. | Paper, Paper Products & Printing | 312 | 60,00 | 90,83 | 895 | 77,86 | 73,95 | | | | 6. | Leather & Leather Products | 167 | 122,55 | 86,79 | 284 | 16,43 | 16,15 | | | | 7. | Rubber & Rubber Products | 86 | 79,64 | 74,63 | 144 | 214,47 | 152,38 | | | | 8. | Chemicals & Chemical Products | 1,331 | 254,22 | 234,39 | 1,464 | 393,78 | 234,09 | | | | | (a) | Heavy Industrial Chemicals | 21 | 8,82 | 8,00 | 74 | 9,78 | 7,63 | | | | | (b) | Fertilisers | 26 | 21,70 | 22,27 | 34 | 50,22 | 36,17 | | | | | (c) | Drugs & Pharmaceuticals | 162 | 55,82 | 51,72 | 258 | 102,40 | 80,13 | | | | | (d) | Non-Edible Oils | 8 | 68 | 54 | 17 | 7,90 | 6,71 | | | | | (e) | Other Chemicals & Chemical Products | 1,114 | 167,21 | 151,85 | 1,081 | 223,48 | 103,45 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 25 | 6,56 | 5,73 | 41 | 9,58 | 7,71 | | | | 10. | Manufacture of Cement & Cement Products | 116 | 31,66 | 28,25 | 134 | 34,29 | 31,75 | | | | 11. | Basic Metals & Metal Products | 682 | 346,04 | 346,53 | 1,350 | 610,08 | 564,33 | | | | | (a) | Iron & Steel | 148 | 202,20 | 215,31 | 278 | 484,70 | 459,57 | | | | | (b) | Non-Ferrous Metals | 43 | 6,82 | 4,29 | 40 | 29,61 | 28,20 | | | | | (c) | Other Metal Products | 491 | 137,02 | 126,93 | 1,032 | 95,78 | 76,55 | | | | 12. | Engineering | 740 | 517,59 | 344,02 | 2,308 | 348,28 | 234,78 | | | | | (a) | Heavy Engineering | 163 | 94,72 | 65,95 | 125 | 168,24 | 95,45 | | | | | (b) | Light Engineering | 164 | 16,33 | 9,26 | 700 | 39,25 | 37,90 | | | | | (c) | Electrical Machinery & Goods | 372 | 401,36 | 265,37 | 1,403 | 123,62 | 80,54 | | | | | (d) | Electronic Machinery & Goods | 41 | 5,17 | 3,44 | 80 | 17,18 | 20,88 | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 278 | 76,17 | 62,78 | 605 | 70,04 | 49,93 | | | | 14. | Other Industries | 71,146 | 554,37 | 457,11 | 49,376 | 471,28 | 359,27 | | | | 15. | Electricity, Gas & Water | 63 | 482,58 | 378,03 | 73 | 108,22 | 47,04 | | | | | (a) | Electricity Generation & Transmission | 52 | 481,56 | 377,58 | 54 | 99,76 | 46,33 | | | | | (b) | Non-Conventional Energy | 3 | 73 | 27 | 2 | 8 | 3 | | | | | (c) | Gas, Steam & Water Supply | 8 | 30 | 18 | 17 | 8,38 | 69 | | | | 16. | Construction | 222 | 53,65 | 49,80 | 2,300 | 89,68 | 66,73 | III. | TRANSPORT OPERATORS | 4,997 | 86,82 | 67,51 | 6,256 | 90,53 | 80,66 | IV. | PROFESSIONAL AND OTHER SERVICES | 13,306 | 137,08 | 93,81 | 43,953 | 368,17 | 318,17 | V. | PERSONAL LOANS | 2,29,408 | 1153,62 | 959,24 | 2,35,804 | 1231,66 | 1066,00 | | | | 1. | Loans for Purchase of Consumer Durables | 31,140 | 94,09 | 70,94 | 31,690 | 93,34 | 76,65 | | | | 2. | Loans for Housing | 50,791 | 532,77 | 473,90 | 50,853 | 526,06 | 461,15 | | | | 3. | Rest of the Personal Loans | 1,47,477 | 526,76 | 414,40 | 1,53,261 | 612,25 | 528,20 | VI.. | TRADE | 65,859 | 951,58 | 788,27 | 96,326 | 1153,66 | 942,53 | | | | 1. | Wholesale Trade | 11,616 | 649,91 | 548,64 | 11,291 | 493,65 | 406,91 | | | | 2. | Retail Trade | 54,243 | 301,67 | 239,62 | 85,035 | 660,01 | 535,62 | VII. | FINANCE | 322 | 62,04 | 46,54 | 391 | 88,04 | 70,57 | VIII. | ALLOTHERS | 29,548 | 580,49 | 438,37 | 41,626 | 505,06 | 405,84 |
| TOTAL BANK CREDIT | 7,25,514 | 8033,20 | 6445,94 | 8,34,217 | 8799,44 | 7082,49 | OF WHICH : | 1. Artisans & Village Industries | 12,799 | 31,63 | 26,45 | 11,377 | 38,47 | 34,71 | | | 2. Other Small Scale Industries | 32,559 | 684,75 | 496,94 | 32,207 | 760,34 | 566,57 |
|
CENTRAL REGION | | | | (Amount in Rupees Lakh) |
| | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | 2,83,095 | 611,56 | 507,19 | | | | 1. | Direct Finance | — | — | — | 2,77,508 | 588,54 | 489,30 | | | | 2. | Indirect Finance | — | — | — | 5,587 | 23,02 | 17,89 | II. | INDUSTRY | 29 | 88,82 | 65,93 | 72,042 | 94,86 | 77,05 | | | | 1. | Mining & Quarrying | — | — | — | 26 | 1,63 | 1,23 | | | | 2. | Food Manufacturing & Processing | 3 | 1,65 | 1,31 | 183 | 4,06 | 3,30 | | | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 93 | 1,85 | 1,55 | | | | | (b) | Sugar | — | — | — | 3 | 16 | 12 | | | | | (c) | Edible Oils & Vanaspati | 2 | 1,25 | 1,25 | 16 | 55 | 41 | | | | | (d) | Tea Processing | — | — | — | — | — | — | | | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | | | (f) | Others | 1 | 40 | 6 | 71 | 1,49 | 1,21 | | | | 3. | Beverage & Tobacco | — | — | — | 1 | 7 | 1 | | | | 4. | Textiles | 2 | 4,00 | 2,70 | 97 | 90 | 62 | | | | | (a) | Cotton Textiles | — | — | — | 5 | 6 | 4 | | | | | (b) | Jute Textiles | — | — | — | — | — | — | | | | | (c) | Handloom Textiles & Khadi | — | — | — | 1 | 1 | — | | | | | (d) | Other Textiles | 2 | 4,00 | 2,70 | 91 | 84 | 57 | | | | 5. | Paper, Paper Products & Printing | 2 | 4,16 | 4,16 | 30 | 63 | 48 | | | | 6. | Leather & Leather Products | — | — | — | 9 | 18 | 12 | | | | 7. | Rubber & Rubber Products | 3 | 30,00 | 10,76 | 17 | 28 | 20 | | | | 8. | Chemicals & Chemical Products | 2 | 2,52 | 5 | 18 | 70 | 56 | | | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | | | (b) | Fertilisers | 2 | 2,52 | 5 | — | — | — | | | | | (c) | Drugs & Pharmaceuticals | — | — | — | 6 | 25 | 18 | | | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | | | (e) | Other Chemicals & Chemical Products | — | — | — | 12 | 45 | 39 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | 2 | 12 | 10 | | | | 10. | Manufacture of Cement & Cement Products | 1 | 50 | 50 | 12 | 8 | 8 | | | | 11. | Basic Metals & Metal Products | 3 | 3,60 | 3,91 | 46 | 1,00 | 81 | | | | | (a) | Iron & Steel | 3 | 3,60 | 3,91 | 1 | 20 | 19 | | | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | | | (c) | Other Metal Products | — | — | — | 45 | 80 | 62 | | | | 12. | Engineering | 9 | 26,14 | 26,10 | 190 | 2,36 | 1,91 | | | | | (a) | Heavy Engineering | — | — | — | 24 | 87 | 78 | | | | | (b) | Light Engineering | 1 | 10 | 2 | 62 | 80 | 58 | | | | | (c) | Electrical Machinery & Goods | 3 | 10,20 | 10,24 | 100 | 56 | 47 | | | | | (d) | Electronic Machinery & Goods | 5 | 15,84 | 15,84 | 4 | 12 | 8 | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1 | 1,24 | 1,24 | 440 | 3,09 | 2,46 | | | | 14. | Other Industries | 1 | 10,00 | 10,00 | 70,939 | 78,86 | 64,41 | | | | 15. | Electricity, Gas & Water | 2 | 5,00 | 5,19 | 1 | 2 | 2 | | | | | (a) | Electricity Generation & Transmission | 2 | 5,00 | 5,19 | 1 | 2 | 2 | | | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | | 16. | Construction | — | — | — | 31 | 88 | 74 | III. | TRANSPORT OPERATORS | — | — | — | 14,001 | 46,64 | 31,51 | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 17,503 | 26,55 | 21,54 | V. | PERSONAL LOANS | 5 | 24 | 6 | 1,09,268 | 225,77 | 196,70 | | | | 1. | Loans for Purchase of Consumer Durables | — | — | — | 17,801 | 33,47 | 26,96 | | | | 2. | Loans for Housing | — | — | — | 16,150 | 51,98 | 48,76 | | | | 3. | Rest of the Personal Loans | 5 | 24 | 6 | 75,317 | 140,33 | 120,97 | VI.. | TRADE | 1 | 43 | — | 91,148 | 153,90 | 124,96 | | | | 1. | Wholesale Trade | 1 | 43 | — | 8,074 | 14,81 | 13,81 | | | | 2. | Retail Trade | — | — | — | 83,074 | 139,09 | 111,15 | VII. | FINANCE | — | — | — | 26 | 16 | 12 | VIII. | ALLOTHERS | — | — | — | 14,754 | 25,39 | 22,86 |
| TOTAL BANK CREDIT | 35 | 89,48 | 65,99 | 6,01,837 | 1184,83 | 981,93 | OF WHICH : | 1. Artisans & Village Industries | — | — | — | 44,376 | 44,95 | 36,40 | | | 2. Other Small Scale Industries | 2 | 1,10 | 78 | 5,514 | 15,57 | 12,60 |
|
CENTRAL REGION | | | | (Amount in Rupees Lakh) |
| | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 1,209 | 19,69 | 15,89 | 9,34,847 | 3804,61 | 3058,17 | | | | 1. | Direct Finance | 1,180 | 5,31 | 3,83 | 9,23,419 | 3458,04 | 2800,42 | | | | 2. | Indirect Finance | 29 | 14,38 | 12,07 | 11,428 | 346,57 | 257,75 | II. | INDUSTRY | 1,379 | 411,59 | 374,22 | 2,14,842 | 7845,78 | 6233,03 | | | | 1. | Mining & Quarrying | 4 | 59 | 57 | 295 | 90,79 | 60,16 | | | | 2. | Food Manufacturing & Processing | 72 | 77,70 | 69,24 | 3,648 | 1099,59 | 848,73 | | | | | (a) | Rice Mills, Flour & Dal Mills | 33 | 13,96 | 11,34 | 1,785 | 144,51 | 108,42 | | | | | (b) | Sugar | — | — | — | 19 | 12,04 | 11,63 | | | | | (c) | Edible Oils & Vanaspati | 20 | 52,60 | 50,10 | 630 | 719,28 | 561,22 | | | | | (d) | Tea Processing | — | — | — | 14 | 71,67 | 62,20 | | | | | (e) | Processing of Fruits & Vegetables | 1 | 6,25 | 5,86 | 22 | 11,10 | 9,58 | | | | | (f) | Others | 18 | 4,89 | 1,94 | 1,178 | 141,00 | 95,68 | | | | 3. | Beverage & Tobacco | 7 | 9,91 | 2,36 | 172 | 113,94 | 84,32 | | | | 4. | Textiles | 161 | 79,87 | 77,32 | 3,691 | 1097,53 | 884,30 | | | | | (a) | Cotton Textiles | 120 | 67,55 | 65,12 | 909 | 522,86 | 421,25 | | | | | (b) | Jute Textiles | 1 | 8 | — | 44 | 31,25 | 24,02 | | | | | (c) | Handloom Textiles & Khadi | — | — | — | 174 | 5,61 | 4,43 | | | | | (d) | Other Textiles | 40 | 12,24 | 12,20 | 2,564 | 537,82 | 434,60 | | | | 5. | Paper, Paper Products & Printing | 21 | 5,33 | 4,76 | 1,260 | 147,99 | 174,18 | | | | 6. | Leather & Leather Products | — | — | — | 460 | 139,16 | 103,06 | | | | 7. | Rubber & Rubber Products | 20 | 3,95 | 3,67 | 270 | 328,33 | 241,63 | | | | 8. | Chemicals & Chemical Products | 64 | 30,76 | 28,34 | 2,879 | 681,98 | 497,44 | | | | | (a) | Heavy Industrial Chemicals | 2 | 20 | 26 | 97 | 18,80 | 15,89 | | | | | (b) | Fertilisers | — | — | — | 62 | 74,45 | 58,50 | | | | | (c) | Drugs & Pharmaceuticals | 18 | 17,45 | 16,49 | 444 | 175,92 | 148,51 | | | | | (d) | Non-Edible Oils | — | — | — | 25 | 8,58 | 7,25 | | | | | (e) | Other Chemicals & Chemical Products | 44 | 13,11 | 11,59 | 2,251 | 404,24 | 267,28 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | 68 | 16,27 | 13,53 | | | | 10. | Manufacture of Cement & Cement Products | 3 | 6 | 6 | 266 | 66,60 | 60,64 | | | | 11. | Basic Metals & Metal Products | 109 | 66,30 | 76,51 | 2,190 | 1027,03 | 992,09 | | | | | (a) | Iron & Steel | 57 | 63,53 | 73,98 | 487 | 754,23 | 752,96 | | | | | (b) | Non-Ferrous Metals | 6 | 2,27 | 2,13 | 89 | 38,70 | 34,61 | | | | | (c) | Other Metal Products | 46 | 50 | 41 | 1,614 | 234,10 | 204,51 | | | | 12. | Engineering | 74 | 40,18 | 31,84 | 3,321 | 934,55 | 638,66 | | | | | (a) | Heavy Engineering | 9 | 11,95 | 4,70 | 321 | 275,78 | 166,88 | | | | | (b) | Light Engineering | 16 | 15,59 | 16,10 | 943 | 72,07 | 63,88 | | | | | (c) | Electrical Machinery & Goods | 31 | 7,23 | 6,64 | 1,909 | 542,98 | 363,26 | | | | | (d) | Electronic Machinery & Goods | 18 | 5,41 | 4,40 | 148 | 43,72 | 44,64 | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 41 | 30,22 | 17,35 | 1,365 | 180,76 | 133,75 | | | | 14. | Other Industries | 758 | 54,40 | 53,83 | 1,92,220 | 1168,92 | 944,63 | | | | 15. | Electricity, Gas & Water | 7 | 8,50 | 5,52 | 146 | 604,33 | 435,80 | | | | | (a) | Electricity Generation & Transmission | 7 | 8,50 | 5,52 | 116 | 594,84 | 434,64 | | | | | (b) | Non-Conventional Energy | — | — | — | 5 | 81 | 29 | | | | | (c) | Gas, Steam & Water Supply | — | — | — | 25 | 8,68 | 87 | | | | 16. | Construction | 38 | 3,82 | 2,84 | 2,591 | 148,02 | 120,12 | III. | TRANSPORT OPERATORS | 139 | 6,81 | 6,39 | 25,393 | 230,81 | 186,08 | IV. | PROFESSIONAL AND OTHER SERVICES | 953 | 19,35 | 15,64 | 75,715 | 551,15 | 449,15 | V. | PERSONAL LOANS | 6,451 | 56,53 | 40,27 | 5,80,936 | 2667,82 | 2262,27 | | | | 1. | Loans for Purchase of Consumer Durables | 320 | 1,33 | 1,00 | 80,951 | 222,23 | 175,55 | | | | 2. | Loans for Housing | 1,031 | 12,71 | 10,85 | 1,18,825 | 1123,52 | 994,67 | | | | 3. | Rest of the Personal Loans | 5,100 | 42,50 | 28,42 | 3,81,160 | 1322,07 | 1092,05 | VI.. | TRADE | 1,967 | 211,06 | 190,64 | 2,55,301 | 2470,62 | 2046,40 | | | | 1. | Wholesale Trade | 497 | 157,92 | 146,03 | 31,479 | 1316,71 | 1115,40 | | | | 2. | Retail Trade | 1,470 | 53,14 | 44,61 | 2,23,822 | 1153,92 | 931,00 | VII. | FINANCE | 22 | 7,48 | 5,26 | 761 | 157,72 | 122,49 | VIII. | ALLOTHERS | 1,492 | 45,00 | 39,54 | 87,420 | 1155,94 | 906,60 |
| TOTAL BANK CREDIT | 13,612 | 777,51 | 687,84 | 21,75,215 | 18884,46 | 15264,19 | OF WHICH : | 1. Artisans & Village Industries | 218 | 1,05 | 99 | 68,770 | 116,10 | 98,55 | | | 2. Other Small Scale Industries | 626 | 17,10 | 14,92 | 70,908 | 1478,87 | 1091,81 |
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