Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
SOUTHERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| |
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
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|
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| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 8,161 | 12,91 | 11,83 | | 36,412 | 33,12 | 34,45 | | - | - | - | | | 1. | Direct Finance | 8,158 | 11,89 | 10,79 | | 36,355 | 31,10 | 32,65 | | - | - | - | | | 2. | Indirect Finance | 3 | 1,02 | 1,04 | | 57 | 2,02 | 1,80 | | - | - | - | II. | INDUSTRY | 702 | 23,73 | 20,28 | | 1,714 | 124,96 | 109,59 | | 13 | 49,08 | 23,79 | | | 1. | Mining & Quarrying | 1 | 2 | 2 | | 5 | 23 | 16 | | - | - | - | | | 2. | Food Manufacturing and Processing | 15 | 19 | 14 | | 158 | 17,48 | 18,75 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 6 | 6 | 2 | | 29 | 1,60 | 98 | | - | - | - | | | | (b) | Sugar | - | - | - | | 4 | 12,96 | 14,16 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 4 | 5 | 4 | | 12 | 1,44 | 1,51 | | - | - | - | | | | (d) | Tea Processing | - | - | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | - | - | - | | | | (f) | Others | 5 | 8 | 8 | | 113 | 1,48 | 2,11 | | - | - | - | | | 3. | Beverage and Tobacco | 1 | 4 | 3 | | 7 | 35 | 29 | | - | - | - | | | 4. | Textiles | 11 | 10 | 10 | | 68 | 54,67 | 50,16 | | - | - | - | | | | (a) | Cotton Textiles | 4 | 3 | 4 | | 44 | 52,60 | 49,02 | | - | - | - | | | | (b) | Jute Textiles | 3 | 4 | 4 | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 2 | 2 | 2 | | - | - | - | | - | - | - | | | | (d) | Other Textiles | 2 | 2 | 1 | | 24 | 2,07 | 1,14 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 32 | 3,96 | 3,55 | | 83 | 2,62 | 2,66 | | - | - | - | | | 6. | Leather and Leather Products | 5 | 62 | 71 | | 20 | 6,21 | 5,28 | | - | - | - | | | 7. | Rubber and Rubber Products | 24 | 32 | 25 | | 23 | 1,54 | 1,04 | | - | - | - | | | 8. | Chemicals and Chemical Products | 59 | 2,37 | 2,13 | | 158 | 14,66 | 12,38 | | 5 | 12,28 | 1,95 | | | | (a) | Heavy Industrial Chemicals | 7 | 26 | 27 | | 28 | 7,30 | 5,75 | | - | - | - | | | | (b) | Fertilizers | 1 | 8 | 1 | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 5 | 21 | 21 | | 25 | 75 | 77 | | 3 | 5,28 | 1,95 | | | | (d) | Non-Edible Oils | - | - | - | | 1 | - | - | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 46 | 1,83 | 1,63 | | 104 | 6,60 | 5,85 | | 2 | 7,00 | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | 5 | 28 | 31 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 2 | 4 | 4 | | 1 | 1 | - | | - | - | - | | | 11. | Basic Metals & Metal Products | 21 | 81 | 67 | | 100 | 8,03 | 8,53 | | - | - | - | | | | (a) | Iron and Steel | 6 | 10 | 9 | | 44 | 5,68 | 6,65 | | - | - | - | | | | (b) | Non-Ferrous Metals | 1 | 1 | - | | 7 | 1,45 | 97 | | - | - | - | | | | (c) | Other Metal Products | 14 | 70 | 58 | | 49 | 90 | 91 | | - | - | - | | | 12. | Engineering | 27 | 3,02 | 2,19 | | 85 | 3,23 | 1,81 | | - | - | - | | | | (a) | Heavy Engineering | 1 | 3 | 3 | | 3 | 22 | 20 | | - | - | - | | | | (b) | Light Engineering | 14 | 1,97 | 1,75 | | 28 | 1,51 | 54 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 5 | 27 | 27 | | 26 | 60 | 28 | | - | - | - | | | | (d) | Electronic Machinery & Goods | 7 | 75 | 15 | | 28 | 89 | 79 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 5 | 29 | 23 | | 33 | 84 | 82 | | - | - | - | | | 14. | Other Industries | 495 | 11,88 | 10,15 | | 932 | 13,82 | 6,42 | | 8 | 36,80 | 21,84 | | | 15. | Electricity, Gas & Water | 1 | 1 | 1 | | 5 | 22 | 15 | | - | - | - | | | | (a) | Electricity Generation & Transmission | 1 | 1 | 1 | | 1 | 2 | 2 | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | 1 | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | 3 | 19 | 13 | | - | - | - | | | 16. | Construction | 3 | 5 | 5 | | 31 | 80 | 83 | | - | - | - | III. | TRANSPORT OPERATORS | 262 | 1,33 | 1,11 | | 432 | 2,59 | 2,31 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 170 | 1,27 | 1,14 | | 3,979 | 9,27 | 9,10 | | - | - | - | V. | PERSONAL LOANS | 5,943 | 16,76 | 15,74 | | 8,027 | 43,34 | 40,97 | | 1 | 2 | 2 | | | 1. | Loans for Purchase of Consumer Durables | 807 | 88 | 62 | | 1,113 | 1,67 | 1,54 | | - | - | - | | | 2. | Loans for Housing | 347 | 6,12 | 5,87 | | 1,102 | 15,53 | 15,94 | | - | - | - | | | 3. | Rest of the Personal Loans | 4,789 | 9,75 | 9,25 | | 5,812 | 26,13 | 23,48 | | 1 | 2 | 2 | VI. | TRADE | 2,728 | 14,01 | 11,16 | | 5,419 | 14,20 | 12,75 | | - | - | - | | | 1. | Wholesale Trade | 53 | 72 | 71 | | 71 | 2,95 | 2,61 | | - | - | - | | | 2. | Retail Trade | 2,675 | 13,28 | 10,45 | | 5,348 | 11,25 | 10,14 | | - | - | - | VII. | FINANCE | - | - | - | | 7 | 2,91 | 3,09 | | - | - | - | VIII.
| ALL OTHERS
| 633
| 6,38
| 4,17
|
| 10,638
| 16,85
| 14,53
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| -
| -
| -
| TOTAL BANK CREDIT | 18,599 | 76,38 | 65,43 | | 66,628 | 247,23 | 226,79 | | 14 | 49,10 | 23,81 | OF WHICH : | 1. Artisans & Village Industries | 96 | 11 | 9 | | 181 | 33 | 27 | | - | - | - |
| 2. Other Small Scale Industries
| 401
| 6,58
| 5,34
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| 1,237
| 28,00
| 25,70
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| -
| -
| -
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|
|
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 10
| 11
| 12
|
| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | - | - | - | | 306 | 1,15 | 1,11 | | 44,879 | 47,18 | 47,38 | | | 1. | Direct Finance | - | - | - | | 306 | 1,15 | 1,11 | | 44,819 | 44,14 | 44,55 | | | 2. | Indirect Finance | - | - | - | | - | - | - | | 60 | 3,04 | 2,84 | II. | INDUSTRY | - | - | - | | 276 | 35,75 | 32,34 | | 2,705 | 233,52 | 186,01 | | | 1. | Mining & Quarrying | - | - | - | | 1 | 1 | - | | 7 | 25 | 18 | | | 2. | Food Manufacturing and Processing | - | - | - | | 33 | 1,70 | 1,42 | | 206 | 19,36 | 20,31 | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | 1 | 3 | 2 | | 36 | 1,69 | 1,02 | | | | (b) | Sugar | - | - | - | | - | - | - | | 4 | 12,96 | 14,16 | | | | (c) | Edible Oils and Vanaspati | - | - | - | | 12 | 1,00 | 86 | | 28 | 2,49 | 2,40 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | - | - | - | | | | (f) | Others | - | - | - | | 20 | 66 | 54 | | 138 | 2,22 | 2,73 | | | 3. | Beverage and Tobacco | - | - | - | | 6 | 1,34 | 1,53 | | 14 | 1,73 | 1,85 | | | 4. | Textiles | - | - | - | | 20 | 14,78 | 12,80 | | 99 | 69,55 | 63,06 | | | | (a) | Cotton Textiles | - | - | - | | 3 | 2,26 | 2,01 | | 51 | 54,89 | 51,07 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | 3 | 4 | 4 | | | | (c) | Handloom Textiles & Khadi | - | - | - | | 1 | 8 | 7 | | 3 | 10 | 9 | | | | (d) | Other Textiles | - | - | - | | 16 | 12,44 | 10,72 | | 42 | 14,53 | 11,87 | | | 5. | Paper, Paper Products and Printing | - | - | - | | 7 | 19 | 14 | | 122 | 6,76 | 6,36 | | | 6. | Leather and Leather Products | - | - | - | | 7 | 88 | 82 | | 32 | 7,71 | 6,80 | | | 7. | Rubber and Rubber Products | - | - | - | | 7 | 1,16 | 1,11 | | 54 | 3,02 | 2,40 | | | 8. | Chemicals and Chemical Products | - | - | - | | 46 | 9,31 | 8,77 | | 268 | 38,62 | 25,23 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 5 | 6,46 | 6,42 | | 40 | 14,02 | 12,44 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | 1 | 8 | 1 | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | 14 | 1,17 | 1,26 | | 47 | 7,42 | 4,20 | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | 1 | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | 27 | 1,67 | 1,09 | | 179 | 17,10 | 8,58 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | 3 | 10 | 8 | | 8 | 38 | 39 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | 2 | 4 | 2 | | 5 | 9 | 6 | | | 11. | Basic Metals & Metal Products | - | - | - | | 13 | 1,19 | 1,11 | | 134 | 10,03 | 10,31 | | | | (a) | Iron and Steel | - | - | - | | 2 | 24 | 17 | | 52 | 6,02 | 6,91 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | 8 | 1,46 | 97 | | | | (c) | Other Metal Products | - | - | - | | 11 | 95 | 94 | | 74 | 2,55 | 2,43 | | | 12. | Engineering | - | - | - | | 21 | 1,63 | 1,35 | | 133 | 7,88 | 5,36 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | 4 | 25 | 22 | | | | (b) | Light Engineering | - | - | - | | 5 | 14 | 11 | | 47 | 3,62 | 2,40 | | | | (c) | Electrical Machinery & Goods | - | - | - | | 9 | 1,23 | 95 | | 40 | 2,10 | 1,50 | | | | (d) | Electronic Machinery & Goods | - | - | - | | 7 | 27 | 29 | | 42 | 1,91 | 1,23 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | 3 | 16 | 20 | | 41 | 1,29 | 1,25 | | | 14. | Other Industries | - | - | - | | 90 | 2,74 | 2,52 | | 1,525 | 65,23 | 40,93 | | | 15. | Electricity, Gas & Water | - | - | - | | 1 | 14 | 14 | | 7 | 37 | 30 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 2 | 3 | 3 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | 1 | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | 1 | 14 | 14 | | 4 | 33 | 27 | | | 16. | Construction | - | - | - | | 16 | 40 | 32 | | 50 | 1,25 | 1,20 | III. | TRANSPORT OPERATORS | - | - | - | | 204 | 2,30 | 1,76 | | 898 | 6,23 | 5,18 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | | 130 | 2,53 | 1,38 | | 4,279 | 13,07 | 11,62 | V. | PERSONAL LOANS | - | - | - | | 1,975 | 7,41 | 6,50 | | 15,946 | 67,52 | 63,23 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | | 320 | 36 | 34 | | 2,240 | 2,92 | 2,50 | | | 2. | Loans for Housing | - | - | - | | 106 | 1,44 | 1,01 | | 1,555 | 23,09 | 22,83 | | | 3. | Rest of the Personal Loans | - | - | - | | 1,549 | 5,61 | 5,14 | | 12,151 | 41,52 | 37,90 | VI. | TRADE | - | - | - | | 624 | 10,43 | 8,95 | | 8,771 | 38,63 | 32,87 | | | 1. | Wholesale Trade | - | - | - | | 77 | 3,41 | 2,97 | | 201 | 7,08 | 6,29 | | | 2. | Retail Trade | - | - | - | | 547 | 7,02 | 5,98 | | 8,570 | 31,56 | 26,57 | VII. | FINANCE | - | - | - | | 4 | 1,30 | 1,30 | | 11 | 4,21 | 4,39 | VIII.
| ALL OTHERS
| -
| -
| -
|
| 462
| 2,82
| 2,50
|
| 11,733
| 26,04
| 21,20
| TOTAL BANK CREDIT | - | - | - | | 3,981 | 63,69 | 55,83 | | 89,222 | 436,40 | 371,87 | OF WHICH : | 1. Artisans & Village Industries | - | - | - | | - | - | - | | 277 | 44 | 37 |
| 2. Other Small Scale Industries
| -
| -
| -
|
| 166
| 21,85
| 19,26
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| 1,804
| 56,44
| 50,31
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|