Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001 |
NORTH - EASTERN REGION | | | | (Amount in Rupees Lakh) |
| | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | standing | | | standing |
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 10,618 | 15,73 | 13,05 | 19,337 | 32,84 | 28,30 | | | | 1. | Direct Finance | 10,616 | 15,67 | 12,99 | 19,263 | 32,20 | 27,68 | | | | 2. | Indirect Finance | 2 | 6 | 6 | 74 | 64 | 62 | II. | INDUSTRY | 1,822 | 6,79 | 6,18 | 8,474 | 22,17 | 21,28 | | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | | 2. | Food Manufacturing & Processing | 3 | 24 | 24 | 45 | 1,72 | 1,64 | | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 18 | 16 | 15 | | | | | (b) | Sugar | - | - | - | - | - | - | | | | | (c) | Edible Oils & Vanaspati | - | - | - | 1 | - | - | | | | | (d) | Tea Processing | 2 | 9 | 9 | 1 | 8 | 11 | | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 1 | 3 | 3 | | | | | (f) | Others | 1 | 15 | 15 | 24 | 1,45 | 1,36 | | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | | 4. | Textiles | 1 | 3 | 2 | 33 | 45 | 46 | | | | | (a) | Cotton Textiles | 1 | 3 | 2 | 1 | - | - | | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | | (c) | Handloom Textiles & Khadi | - | - | - | 8 | 14 | 14 | | | | | (d) | Other Textiles | - | - | - | 24 | 31 | 32 | | | | 5. | Paper, Paper Products & Printing | - | - | - | 21 | 48 | 49 | | | | 6. | Leather & Leather Products | - | - | - | 11 | 9 | 8 | | | | 7. | Rubber & Rubber Products | 1 | 4 | 4 | 11 | 15 | 15 | | | | 8. | Chemicals & Chemical Products | 3 | 16 | 9 | 13 | 55 | 94 | | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 2 | 6 | 5 | | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | | (e) | Other Chemicals & Chemical Products | 3 | 16 | 9 | 11 | 50 | 89 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | | 10. | Manufacture of Cement & Cement Products | 2 | 20 | 17 | 6 | 4 | 4 | | | | 11. | Basic Metals & Metal Products | 7 | 47 | 37 | 23 | 46 | 46 | | | | | (a) | Iron & Steel | 3 | 26 | 22 | - | - | - | | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | | (c) | Other Metal Products | 4 | 21 | 16 | 23 | 46 | 46 | | | | 12. | Engineering | 1 | 2 | 2 | 17 | 58 | 77 | | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | | (b) | Light Engineering | - | - | - | 1 | - | - | | | | | (c) | Electrical Machinery & Goods | 1 | 2 | 2 | 10 | 28 | 48 | | | | | (d) | Electronic Machinery & Goods | - | - | - | 6 | 30 | 29 | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1 | 3 | - | 20 | 78 | 1,10 | | | | 14. | Other Industries | 1,801 | 5,57 | 5,20 | 6,948 | 13,64 | 12,27 | | | | 15. | Electricity, Gas & Water | 1 | 3 | 3 | - | - | - | | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | | (c) | Gas, Steam & Water Supply | 1 | 3 | 3 | - | - | - | | | | 16. | Construction | 1 | - | - | 1,326 | 3,22 | 2,87 | III. | TRANSPORT OPERATORS | 212 | 3,79 | 2,33 | 265 | 4,03 | 4,04 | IV. | PROFESSIONAL AND OTHER SERVICES | 178 | 1,04 | 84 | 1,299 | 4,27 | 3,46 | V. | PERSONAL LOANS | 6,833 | 25,11 | 21,44 | 8,505 | 27,77 | 24,03 | | | | 1. | Loans for Purchase of Consumer Durables | 87 | 27 | 18 | 648 | 1,72 | 1,41 | | | | 2. | Loans for Housing | 603 | 6,02 | 5,67 | 1,564 | 8,20 | 6,86 | | | | 3. | Rest of the Personal Loans | 6,143 | 18,82 | 15,58 | 6,293 | 17,85 | 15,76 | VI.. | TRADE | 5,217 | 25,55 | 18,85 | 1,980 | 20,98 | 17,51 | | | | 1. | Wholesale Trade | 176 | 7,08 | 6,58 | 568 | 5,73 | 4,84 | | | | 2. | Retail Trade | 5,041 | 18,47 | 12,27 | 1,412 | 15,26 | 12,66 | VII. | FINANCE | - | - | - | 115 | 27 | 22 | VIII. | ALLOTHERS | 1,568 | 17,74 | 13,86 | 14,721 | 42,39 | 38,88 |
| TOTAL BANK CREDIT | 26,448 | 95,76 | 76,56 | 54,696 | 154,72 | 137,71 | OF WHICH : | 1. Artisans & Village Industries | 153 | 28 | 22 | 746 | 1,42 | 1,34 | | | 2. Other Small Scale Industries | 1,659 | 5,97 | 5,51 | 2,430 | 8,21 | 8,93 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | - | - | - | 32,427 | 27,95 | 24,23 | | | | 1. | Direct Finance | - | - | - | 32,236 | 26,58 | 23,48 | | | | 2. | Indirect Finance | - | - | - | 191 | 1,37 | 75 | II. | INDUSTRY | - | - | - | 23,840 | 15,99 | 16,85 | | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | | 2. | Food Manufacturing & Processing | - | - | - | 13 | 26 | 32 | | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 6 | 9 | 7 | | | | | (b) | Sugar | - | - | - | - | - | - | | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | | (f) | Others | - | - | - | 7 | 18 | 25 | | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | | 4. | Textiles | - | - | - | - | - | - | | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | | (d) | Other Textiles | - | - | - | - | - | - | | | | 5. | Paper, Paper Products & Printing | - | - | - | 2 | 1 | 3 | | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | | 7. | Rubber & Rubber Products | - | - | - | 3 | 5 | 5 | | | | 8. | Chemicals & Chemical Products | - | - | - | 2 | 1 | 2 | | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 1 | 1 | 1 | | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 1 | - | 1 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | | 11. | Basic Metals & Metal Products | - | - | - | 2 | 1 | 1 | | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | | (c) | Other Metal Products | - | - | - | 2 | 1 | 1 | | | | 12. | Engineering | - | - | - | 4 | 12 | 21 | | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | | (c) | Electrical Machinery & Goods | - | - | - | 3 | 10 | 19 | | | | | (d) | Electronic Machinery & Goods | - | - | - | 1 | 2 | 2 | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 3 | 2 | 1 | | | | 14. | Other Industries | - | - | - | 23,715 | 14,27 | 15,07 | | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | | 16. | Construction | - | - | - | 96 | 1,24 | 1,15 | III. | TRANSPORT OPERATORS | - | - | - | 1,485 | 4,44 | 3,56 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 5,201 | 3,98 | 3,96 | V. | PERSONAL LOANS | - | - | - | 17,296 | 41,96 | 35,93 | | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 4,557 | 11,82 | 10,66 | | | | 2. | Loans for Housing | - | - | - | 681 | 9,58 | 7,69 | | | | 3. | Rest of the Personal Loans | - | - | - | 12,058 | 20,56 | 17,58 | VI.. | TRADE | - | - | - | 58,457 | 40,12 | 40,00 | | | | 1. | Wholesale Trade | - | - | - | 5 | 9 | 5 | | | | 2. | Retail Trade | - | - | - | 58,452 | 40,04 | 39,95 | VII. | FINANCE | - | - | - | - | - | - | VIII. | ALLOTHERS | - | - | - | 146 | 12 | 12 |
| TOTAL BANK CREDIT | - | - | - | 1,38,852 | 134,58 | 124,67 | OF WHICH : | 1. Artisans & Village Industries | - | - | - | 14,316 | 6,40 | 7,27 | | | 2. Other Small Scale Industries | - | - | - | 3,344 | 3,32 | 3,69 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | - | - | - | 62,382 | 76,52 | 65,58 | | | | 1. | Direct Finance | - | - | - | 62,115 | 74,44 | 64,15 | | | | 2. | Indirect Finance | - | - | - | 267 | 2,08 | 1,43 | II. | INDUSTRY | - | - | - | 34,136 | 44,96 | 44,32 | | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | | 2. | Food Manufacturing & Processing | - | - | - | 61 | 2,23 | 2,20 | | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 24 | 24 | 22 | | | | | (b) | Sugar | - | - | - | - | - | - | | | | | (c) | Edible Oils & Vanaspati | - | - | - | 1 | - | - | | | | | (d) | Tea Processing | - | - | - | 3 | 17 | 20 | | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 1 | 3 | 3 | | | | | (f) | Others | - | - | - | 32 | 1,78 | 1,75 | | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | | 4. | Textiles | - | - | - | 34 | 48 | 48 | | | | | (a) | Cotton Textiles | - | - | - | 2 | 3 | 3 | | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | | (c) | Handloom Textiles & Khadi | - | - | - | 8 | 14 | 14 | | | | | (d) | Other Textiles | - | - | - | 24 | 31 | 32 | | | | 5. | Paper, Paper Products & Printing | - | - | - | 23 | 49 | 52 | | | | 6. | Leather & Leather Products | - | - | - | 11 | 9 | 8 | | | | 7. | Rubber & Rubber Products | - | - | - | 15 | 24 | 24 | | | | 8. | Chemicals & Chemical Products | - | - | - | 18 | 73 | 1,05 | | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 3 | 7 | 6 | | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 15 | 66 | 98 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 8 | 24 | 22 | | | | 11. | Basic Metals & Metal Products | - | - | - | 32 | 94 | 84 | | | | | (a) | Iron & Steel | - | - | - | 3 | 26 | 22 | | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | | (c) | Other Metal Products | - | - | - | 29 | 68 | 63 | | | | 12. | Engineering | - | - | - | 22 | 73 | 1,00 | | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | | (b) | Light Engineering | - | - | - | 1 | - | - | | | | | (c) | Electrical Machinery & Goods | - | - | - | 14 | 40 | 68 | | | | | (d) | Electronic Machinery & Goods | - | - | - | 7 | 32 | 31 | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 24 | 83 | 1,12 | | | | 14. | Other Industries | - | - | - | 32,464 | 33,47 | 32,53 | | | | 15. | Electricity, Gas & Water | - | - | - | 1 | 3 | 3 | | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | | (c) | Gas, Steam & Water Supply | - | - | - | 1 | 3 | 3 | | | | 16. | Construction | - | - | - | 1,423 | 4,46 | 4,02 | III. | TRANSPORT OPERATORS | - | - | - | 1,962 | 12,26 | 9,93 | IV. | PROFESSIONAL AND OTHER SERVICES | 1 | 30 | 15 | 6,679 | 9,59 | 8,41 | V. | PERSONAL LOANS | - | - | - | 32,634 | 94,85 | 81,41 | | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 5,292 | 13,81 | 12,25 | | | | 2. | Loans for Housing | - | - | - | 2,848 | 23,80 | 20,23 | | | | 3. | Rest of the Personal Loans | - | - | - | 24,494 | 57,23 | 48,93 | VI.. | TRADE | - | - | - | 65,654 | 86,66 | 76,36 | | | | 1. | Wholesale Trade | - | - | - | 749 | 12,90 | 11,48 | | | | 2. | Retail Trade | - | - | - | 64,905 | 73,76 | 64,88 | VII. | FINANCE | - | - | - | 115 | 27 | 22 | VIII. | ALLOTHERS | - | - | - | 16,435 | 60,25 | 52,86 |
| TOTAL BANK CREDIT | 1 | 30 | 15 | 2,19,997 | 385,36 | 339,08 | OF WHICH : | 1. Artisans & Village Industries | - | - | - | 15,215 | 8,10 | 8,83 | | | 2. Other Small Scale Industries | - | - | - | 7,433 | 17,50 | 18,13 |
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