Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001 |
NORTH - EASTERN REGION | | | | (Amount in Rupees Lakh) |
| | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | standing | | | standing |
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 7,519 | 15,43 | 12,17 | 1,896 | 6,07 | 6,52 | | | | 1. | Direct Finance | 7,499 | 15,24 | 12,00 | 1,887 | 5,04 | 5,38 | | | | 2. | Indirect Finance | 20 | 19 | 17 | 9 | 1,03 | 1,14 | II. | INDUSTRY | 2,604 | 28,00 | 17,58 | 537 | 10,96 | 12,22 | | | | 1. | Mining & Quarrying | 2 | 7 | 6 | 3 | 18 | 16 | | | | 2. | Food Manufacturing & Processing | 26 | 6,29 | 3,34 | 37 | 1,57 | 1,68 | | | | | (a) | Rice Mills, Flour & Dal Mills | 11 | 1,68 | 1,53 | 22 | 1,01 | 99 | | | | | (b) | Sugar | - | - | - | - | - | - | | | | | (c) | Edible Oils & Vanaspati | 1 | - | - | - | - | - | | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | | (e) | Processing of Fruits & Vegetables | 1 | 4 | 7 | - | - | - | | | | | (f) | Others | 13 | 4,56 | 1,74 | 15 | 56 | 69 | | | | 3. | Beverage & Tobacco | 2 | 15 | 10 | 1 | 50 | 54 | | | | 4. | Textiles | 3 | 1,81 | 5 | 22 | 25 | 26 | | | | | (a) | Cotton Textiles | - | - | - | 4 | 11 | 11 | | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | | (c) | Handloom Textiles & Khadi | - | - | - | 5 | 2 | 2 | | | | | (d) | Other Textiles | 3 | 1,81 | 5 | 13 | 12 | 13 | | | | 5. | Paper, Paper Products & Printing | 3 | 32 | 22 | 10 | 13 | 13 | | | | 6. | Leather & Leather Products | 1 | 6 | 3 | 1 | 1 | 1 | | | | 7. | Rubber & Rubber Products | 1 | 6 | 5 | 2 | 3 | 3 | | | | 8. | Chemicals & Chemical Products | 2 | 13 | 15 | 3 | 17 | 14 | | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | | (c) | Drugs & Pharmaceuticals | 1 | 10 | 12 | 2 | 2 | 2 | | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | | (e) | Other Chemicals & Chemical Products | 1 | 3 | 3 | 1 | 15 | 12 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | | 10. | Manufacture of Cement & Cement Products | 2 | 17 | 17 | - | - | - | | | | 11. | Basic Metals & Metal Products | 2 | 90 | 31 | 2 | 1 | 1 | | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | | (c) | Other Metal Products | 2 | 90 | 31 | 2 | 1 | 1 | | | | 12. | Engineering | 4 | 21 | 16 | 11 | 1,04 | 96 | | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | | (b) | Light Engineering | - | - | - | 5 | 79 | 71 | | | | | (c) | Electrical Machinery & Goods | 2 | 14 | 12 | 6 | 25 | 26 | | | | | (d) | Electronic Machinery & Goods | 2 | 7 | 4 | - | - | - | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 8 | 95 | 28 | | | | 14. | Other Industries | 2,555 | 17,78 | 12,94 | 437 | 6,11 | 8,03 | | | | 15. | Electricity, Gas & Water | 1 | 4 | - | - | - | - | | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | | (c) | Gas, Steam & Water Supply | 1 | 4 | - | - | - | - | | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | 297 | 2,32 | 1,72 | 168 | 2,24 | 1,76 | IV. | PROFESSIONAL AND OTHER SERVICES | 335 | 3,52 | 2,16 | 182 | 2,14 | 2,06 | V. | PERSONAL LOANS | 4,928 | 18,21 | 15,29 | 1,882 | 16,96 | 16,43 | | | | 1. | Loans for Purchase of Consumer Durables | 138 | 27 | 22 | 399 | 89 | 76 | | | | 2. | Loans for Housing | 304 | 3,43 | 3,23 | 174 | 1,94 | 1,92 | | | | 3. | Rest of the Personal Loans | 4,486 | 14,51 | 11,83 | 1,309 | 14,13 | 13,75 | VI.. | TRADE | 1,164 | 16,14 | 4,92 | 918 | 9,30 | 9,25 | | | | 1. | Wholesale Trade | 72 | 1,36 | 1,22 | 45 | 1,96 | 1,78 | | | | 2. | Retail Trade | 1,092 | 14,78 | 3,69 | 873 | 7,34 | 7,47 | VII. | FINANCE | 20 | 2,06 | 5 | 2 | 6 | 6 | VIII. | ALLOTHERS | 1,588 | 15,56 | 11,87 | 667 | 3,94 | 3,88 |
| TOTAL BANK CREDIT | 18,455 | 101,23 | 65,75 | 6,252 | 51,67 | 52,18 | OF WHICH : | 1. Artisans & Village Industries | 560 | 1,54 | 1,51 | 169 | 1,20 | 1,16 | | | 2. Other Small Scale Industries | 2,026 | 18,19 | 12,27 | 220 | 3,80 | 4,66 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | - | - | - | 112 | 15 | 16 | | | | 1. | Direct Finance | - | - | - | 112 | 15 | 16 | | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | - | - | - | 36 | 5 | 6 | | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | | 2. | Food Manufacturing & Processing | - | - | - | - | - | - | | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | | | | | (b) | Sugar | - | - | - | - | - | - | | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | | (f) | Others | - | - | - | - | - | - | | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | | 4. | Textiles | - | - | - | - | - | - | | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | | (d) | Other Textiles | - | - | - | - | - | - | | | | 5. | Paper, Paper Products & Printing | - | - | - | - | - | - | | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | | 12. | Engineering | - | - | - | - | - | - | | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | | 14. | Other Industries | - | - | - | 36 | 5 | 6 | | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | 14 | 29 | 21 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | - | - | - | V. | PERSONAL LOANS | - | - | - | 539 | 98 | 78 | | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 302 | 68 | 52 | | | | 2. | Loans for Housing | - | - | - | 2 | 2 | 1 | | | | 3. | Rest of the Personal Loans | - | - | - | 235 | 28 | 25 | VI.. | TRADE | - | - | - | 80 | 15 | 13 | | | | 1. | Wholesale Trade | - | - | - | - | - | - | | | | 2. | Retail Trade | - | - | - | 80 | 15 | 13 | VII. | FINANCE | - | - | - | - | - | - | VIII. | ALLOTHERS | - | - | - | 3 | - | 1 |
| TOTAL BANK CREDIT | - | - | - | 784 | 1,63 | 1,34 | OF WHICH : | 1. Artisans & Village Industries | - | - | - | 13 | 1 | 2 | | | 2. Other Small Scale Industries | - | - | - | 10 | 3 | 3 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 92 | 82 | 1,16 | 9,619 | 22,48 | 20,01 | | | | 1. | Direct Finance | 92 | 82 | 1,16 | 9,590 | 21,25 | 18,70 | | | | 2. | Indirect Finance | - | - | - | 29 | 1,23 | 1,31 | II. | INDUSTRY | 24 | 32 | 30 | 3,201 | 39,32 | 30,17 | | | | 1. | Mining & Quarrying | - | - | - | 5 | 25 | 22 | | | | 2. | Food Manufacturing & Processing | - | - | - | 63 | 7,86 | 5,03 | | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 33 | 2,69 | 2,53 | | | | | (b) | Sugar | - | - | - | - | - | - | | | | | (c) | Edible Oils & Vanaspati | - | - | - | 1 | - | - | | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 1 | 4 | 7 | | | | | (f) | Others | - | - | - | 28 | 5,13 | 2,43 | | | | 3. | Beverage & Tobacco | - | - | - | 3 | 65 | 64 | | | | 4. | Textiles | 4 | 2 | 2 | 29 | 2,09 | 33 | | | | | (a) | Cotton Textiles | - | - | - | 4 | 11 | 11 | | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | | (c) | Handloom Textiles & Khadi | - | - | - | 5 | 2 | 2 | | | | | (d) | Other Textiles | 4 | 2 | 2 | 20 | 1,96 | 20 | | | | 5. | Paper, Paper Products & Printing | - | - | - | 13 | 45 | 35 | | | | 6. | Leather & Leather Products | - | - | - | 2 | 7 | 4 | | | | 7. | Rubber & Rubber Products | - | - | - | 3 | 9 | 8 | | | | 8. | Chemicals & Chemical Products | - | - | - | 5 | 30 | 29 | | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 3 | 12 | 14 | | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 2 | 18 | 15 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 2 | 17 | 17 | | | | 11. | Basic Metals & Metal Products | - | - | - | 4 | 91 | 31 | | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | | (c) | Other Metal Products | - | - | - | 4 | 91 | 31 | | | | 12. | Engineering | 1 | 2 | 2 | 16 | 1,27 | 1,14 | | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | | (b) | Light Engineering | 1 | 2 | 2 | 6 | 81 | 73 | | | | | (c) | Electrical Machinery & Goods | - | - | - | 8 | 39 | 38 | | | | | (d) | Electronic Machinery & Goods | - | - | - | 2 | 7 | 4 | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 8 | 95 | 28 | | | | 14. | Other Industries | 17 | 11 | 9 | 3,045 | 24,06 | 21,12 | | | | 15. | Electricity, Gas & Water | - | - | - | 1 | 4 | - | | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | | (c) | Gas, Steam & Water Supply | - | - | - | 1 | 4 | - | | | | 16. | Construction | 2 | 16 | 16 | 2 | 16 | 16 | III. | TRANSPORT OPERATORS | 8 | 9 | 5 | 487 | 4,94 | 3,74 | IV. | PROFESSIONAL AND OTHER SERVICES | 8 | 32 | 28 | 525 | 5,98 | 4,49 | V. | PERSONAL LOANS | | 202 | 1,27 | 1,20 | 7,551 | 37,43 | 33,71 | | | | 1. | Loans for Purchase of Consumer Durables | 1 | - | - | 840 | 1,84 | 1,51 | | | | 2. | Loans for Housing | 4 | 10 | 8 | 484 | 5,49 | 5,24 | | | | 3. | Rest of the Personal Loans | 197 | 1,17 | 1,13 | 6,227 | 30,10 | 26,96 | VI.. | TRADE | 31 | 6 | 7 | 2,193 | 25,65 | 14,36 | | | | 1. | Wholesale Trade | - | - | - | 117 | 3,32 | 3,00 | | | | 2. | Retail Trade | 31 | 6 | 7 | 2,076 | 22,33 | 11,36 | VII. | FINANCE | - | - | - | 22 | 2,12 | 11 | VIII. | ALLOTHERS | 35 | 11 | 12 | 2,293 | 19,61 | 15,87 |
| TOTAL BANK CREDIT | 400 | 2,99 | 3,18 | 25,891 | 157,52 | 122,45 | OF WHICH : | 1. Artisans & Village Industries | 1 | 1 | 1 | 743 | 2,76 | 2,70 | | | 2. Other Small Scale Industries | 16 | 10 | 9 | 2,272 | 22,12 | 17,04 |
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