Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001 |
NORTH - EASTERN REGION | | | | (Amount in Rupees Lakh) |
| | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | standing | | | standing |
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 2,650 | 5,19 | 4,97 | 240 | 1,36 | 1,20 | | | | 1. | Direct Finance | 2,644 | 5,16 | 4,94 | 22 | 39 | 39 | | | | 2. | Indirect Finance | 6 | 3 | 3 | 218 | 97 | 81 | II. | INDUSTRY | 1,303 | 9,19 | 8,70 | 120 | 5,00 | 5,08 | | | | 1. | Mining & Quarrying | — | — | — | — | — | — | | | | 2. | Food Manufacturing & Processing | 5 | 1,40 | 1,40 | — | — | — | | | | | (a) | Rice Mills, Flour & Dal Mills | 1 | 2 | 2 | — | — | — | | | | | (b) | Sugar | 1 | 1,25 | 1,25 | — | — | — | | | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | | | (d) | Tea Processing | — | — | — | — | — | — | | | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | | | (f) | Others | 3 | 12 | 12 | — | — | — | | | | 3. | Beverage & Tobacco | — | — | — | — | — | — | | | | 4. | Textiles | 1 | 3 | 1 | 1 | 19 | 14 | | | | | (a) | Cotton Textiles | — | — | — | — | — | — | | | | | (b) | Jute Textiles | — | — | — | — | — | — | | | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | | | (d) | Other Textiles | 1 | 3 | 1 | 1 | 19 | 14 | | | | 5. | Paper, Paper Products & Printing | 2 | 6 | 4 | — | — | — | | | | 6. | Leather & Leather Products | — | — | — | 1 | — | — | | | | 7. | Rubber & Rubber Products | 2 | 6 | 5 | — | — | — | | | | 8. | Chemicals & Chemical Products | 5 | 20 | 19 | — | — | — | | | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | | | (b) | Fertilisers | 1 | 3 | 3 | — | — | — | | | | | (c) | Drugs & Pharmaceuticals | 1 | 5 | 5 | — | — | — | | | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | | | (e) | Other Chemicals & Chemical Products | 3 | 12 | 11 | — | — | — | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | | 10. | Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | | 11. | Basic Metals & Metal Products | 3 | 78 | 81 | 4 | 3,91 | 3,91 | | | | | (a) | Iron & Steel | 2 | 75 | 80 | 4 | 3,91 | 3,91 | | | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | | | (c) | Other Metal Products | 1 | 3 | — | — | — | — | | | | 12. | Engineering | 1 | 4 | 4 | 5 | 23 | 21 | | | | | (a) | Heavy Engineering | 1 | 4 | 4 | — | — | — | | | | | (b) | Light Engineering | — | — | — | 2 | 6 | 4 | | | | | (c) | Electrical Machinery & Goods | — | — | — | 2 | 7 | 6 | | | | | (d) | Electronic Machinery & Goods | — | — | — | 1 | 11 | 11 | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 1 | 5 | 4 | | | | 14. | Other Industries | 1,283 | 6,33 | 5,83 | 107 | 59 | 76 | | | | 15. | Electricity, Gas & Water | 1 | 30 | 35 | — | — | — | | | | | (a) | Electricity Generation & Transmission | — | — | — | — | — | — | | | | | (b) | Non-Conventional Energy | 1 | 30 | 35 | — | — | — | | | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | | 16. | Construction | — | — | — | 1 | 2 | 2 | III. | TRANSPORT OPERATORS | 95 | 3,23 | 2,11 | 27 | 64 | 48 | IV. | PROFESSIONAL AND OTHER SERVICES | 252 | 1,61 | 1,28 | 31 | 22 | 16 | V. | PERSONAL LOANS | 5,555 | 36,80 | 33,48 | 597 | 2,46 | 1,92 | | | | 1. | Loans for Purchase of Consumer Durables | 599 | 1,25 | 98 | 19 | 39 | 27 | | | | 2. | Loans for Housing | 1,184 | 19,73 | 19,42 | 87 | 58 | 57 | | | | 3. | Rest of the Personal Loans | 3,772 | 15,82 | 13,08 | 491 | 1,49 | 1,09 | VI.. | TRADE | 1,776 | 15,87 | 13,96 | 198 | 6,93 | 5,47 | | | | 1. | Wholesale Trade | 66 | 4,06 | 3,64 | 62 | 39 | 27 | | | | 2. | Retail Trade | 1,710 | 11,81 | 10,32 | 136 | 6,54 | 5,20 | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALLOTHERS | 584 | 12,64 | 10,10 | 48 | 1,09 | 97 |
| TOTAL BANK CREDIT | 12,215 | 84,53 | 74,60 | 1,261 | 17,69 | 15,28 | OF WHICH : | 1. Artisans & Village Industries | 628 | 2,83 | 2,75 | — | — | — | | | 2. Other Small Scale Industries | 663 | 3,76 | 3,31 | 107 | 72 | 82 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | 3,353 | 4,16 | 3,59 | | | | 1. | Direct Finance | — | — | — | 3,353 | 4,16 | 3,59 | | | | 2. | Indirect Finance | — | — | — | — | — | — | II. | INDUSTRY | — | — | — | 1,367 | 2,33 | 1,94 | | | | 1. | Mining & Quarrying | — | — | — | — | — | — | | | | 2. | Food Manufacturing & Processing | — | — | — | 17 | 1 | 1 | | | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | | | | | (b) | Sugar | — | — | — | — | — | — | | | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | | | (d) | Tea Processing | — | — | — | — | — | — | | | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | | | (f) | Others | — | — | — | 17 | 1 | 1 | | | | 3. | Beverage & Tobacco | — | — | — | — | — | — | | | | 4. | Textiles | — | — | — | — | — | — | | | | | (a) | Cotton Textiles | — | — | — | — | — | — | | | | | (b) | Jute Textiles | — | — | — | — | — | — | | | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | | | (d) | Other Textiles | — | — | — | — | — | — | | | | 5. | Paper, Paper Products & Printing | — | — | — | — | — | — | | | | 6. | Leather & Leather Products | — | — | — | — | — | — | | | | 7. | Rubber & Rubber Products | — | — | — | — | — | — | | | | 8. | Chemicals & Chemical Products | — | — | — | — | — | — | | | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | | | (b) | Fertilisers | — | — | — | — | — | — | | | | | (c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | | | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | | | (e) | Other Chemicals & Chemical Products | — | — | — | — | — | — | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | | 10. | Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | | 11. | Basic Metals & Metal Products | — | — | — | 1 | 5 | 4 | | | | | (a) | Iron & Steel | — | — | — | — | — | — | | | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | | | (c) | Other Metal Products | — | — | — | 1 | 5 | 4 | | | | 12. | Engineering | — | — | — | 6 | 3 | 3 | | | | | (a) | Heavy Engineering | — | — | — | — | — | — | | | | | (b) | Light Engineering | — | — | — | — | — | — | | | | | (c) | Electrical Machinery & Goods | — | — | — | 6 | 3 | 3 | | | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 7 | 21 | 18 | | | | 14. | Other Industries | — | — | — | 1,336 | 2,03 | 1,68 | | | | 15. | Electricity, Gas & Water | — | — | — | — | — | — | | | | | (a) | Electricity Generation & Transmission | — | — | — | — | — | — | | | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | | 16. | Construction | — | — | — | — | — | — | III. | TRANSPORT OPERATORS | — | — | — | 1,940 | 8,11 | 6,87 | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 120 | 18 | 18 | V. | PERSONAL LOANS | — | — | — | 3,292 | 6,42 | 5,31 | | | | 1. | Loans for Purchase of Consumer Durables | — | — | — | 972 | 2,20 | 1,72 | | | | 2. | Loans for Housing | — | — | — | 932 | 2,26 | 1,92 | | | | 3. | Rest of the Personal Loans | — | — | — | 1,388 | 1,96 | 1,68 | VI.. | TRADE | — | — | — | 2,324 | 5,10 | 4,16 | | | | 1. | Wholesale Trade | — | — | — | 218 | 1,75 | 1,51 | | | | 2. | Retail Trade | — | — | — | 2,106 | 3,35 | 2,65 | VII. | FINANCE | — | — | — | 5 | 10 | 9 | VIII. | ALLOTHERS | — | — | — | 269 | 66 | 56 |
| TOTAL BANK CREDIT | — | — | — | 12,670 | 27,06 | 22,70 | OF WHICH : | 1. Artisans & Village Industries | — | — | — | 476 | 51 | 46 | | | 2. Other Small Scale Industries | — | — | — | 596 | 90 | 77 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 1 | 2,25 | 2,16 | 6,244 | 12,96 | 11,92 | | | | 1. | Direct Finance | 1 | 2,25 | 2,16 | 6,020 | 11,97 | 11,08 | | | | 2. | Indirect Finance | — | — | — | 224 | 1,00 | 84 | II. | INDUSTRY | — | — | — | 2,790 | 16,51 | 15,73 | | | | 1. | Mining & Quarrying | — | — | — | — | — | — | | | | 2. | Food Manufacturing & Processing | — | — | — | 22 | 1,41 | 1,41 | | | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 1 | 2 | 2 | | | | | (b) | Sugar | — | — | — | 1 | 1,25 | 1,25 | | | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | | | (d) | Tea Processing | — | — | — | — | — | — | | | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | | | (f) | Others | — | — | — | 20 | 13 | 13 | | | | 3. | Beverage & Tobacco | — | — | — | — | — | — | | | | 4. | Textiles | — | — | — | 2 | 22 | 15 | | | | | (a) | Cotton Textiles | — | — | — | — | — | — | | | | | (b) | Jute Textiles | — | — | — | — | — | — | | | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | | | (d) | Other Textiles | — | — | — | 2 | 22 | 15 | | | | 5. | Paper, Paper Products & Printing | — | — | — | 2 | 6 | 4 | | | | 6. | Leather & Leather Products | — | — | — | 1 | — | — | | | | 7. | Rubber & Rubber Products | — | — | — | 2 | 6 | 5 | | | | 8. | Chemicals & Chemical Products | — | — | — | 5 | 20 | 19 | | | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | | | (b) | Fertilisers | — | — | — | 1 | 3 | 3 | | | | | (c) | Drugs & Pharmaceuticals | — | — | — | 1 | 5 | 5 | | | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | | | (e) | Other Chemicals & Chemical Products | — | — | — | 3 | 12 | 11 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | | 10. | Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | | 11. | Basic Metals & Metal Products | — | — | — | 8 | 4,74 | 4,76 | | | | | (a) | Iron & Steel | — | — | — | 6 | 4,66 | 4,72 | | | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | | | (c) | Other Metal Products | — | — | — | 2 | 8 | 4 | | | | 12. | Engineering | — | — | — | 12 | 30 | 28 | | | | | (a) | Heavy Engineering | — | — | — | 1 | 4 | 4 | | | | | (b) | Light Engineering | — | — | — | 2 | 6 | 4 | | | | | (c) | Electrical Machinery & Goods | — | — | — | 8 | 10 | 9 | | | | | (d) | Electronic Machinery & Goods | — | — | — | 1 | 11 | 11 | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 8 | 26 | 22 | | | | 14. | Other Industries | — | — | — | 2,726 | 8,95 | 8,26 | | | | 15. | Electricity, Gas & Water | — | — | — | 1 | 30 | 35 | | | | | (a) | Electricity Generation & Transmission | — | — | — | — | — | — | | | | | (b) | Non-Conventional Energy | — | — | — | 1 | 30 | 35 | | | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | | 16. | Construction | — | — | — | 1 | 2 | 2 | III. | TRANSPORT OPERATORS | — | — | — | 2,062 | 11,98 | 9,45 | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 403 | 2,01 | 1,62 | V. | PERSONAL LOANS | — | — | — | 9,444 | 45,67 | 40,72 | | | | 1. | Loans for Purchase of Consumer Durables | — | — | — | 1,590 | 3,83 | 2,97 | | | | 2. | Loans for Housing | — | — | — | 2,203 | 22,57 | 21,91 | | | | 3. | Rest of the Personal Loans | — | — | — | 5,651 | 19,27 | 15,85 | VI.. | TRADE | — | — | — | 4,298 | 27,90 | 23,58 | | | | 1. | Wholesale Trade | — | — | — | 346 | 6,20 | 5,42 | | | | 2. | Retail Trade | — | — | — | 3,952 | 21,70 | 18,17 | VII. | FINANCE | — | — | — | 5 | 10 | 9 | VIII. | ALLOTHERS | — | — | — | 901 | 14,39 | 11,63 |
| TOTAL BANK CREDIT | 1 | 2,25 | 2,16 | 26,147 | 131,53 | 114,74 | OF WHICH : | 1. Artisans & Village Industries | — | — | — | 1,104 | 3,34 | 3,21 | | | 2. Other Small Scale Industries | — | — | — | 1,366 | 5,38 | 4,90 |
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