Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001 |
NORTH - EASTERN REGION | | | | (Amount in Rupees Lakh) |
| | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | standing | | | standing |
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 8,344 | 15,46 | 10,53 | 1,896 | 5,08 | 4,56 | | | | 1. | Direct Finance | 8,193 | 13,40 | 10,12 | 1,892 | 4,87 | 4,35 | | | | 2. | Indirect Finance | 151 | 2,06 | 40 | 4 | 21 | 21 | II. | INDUSTRY | 7,216 | 49,56 | 29,66 | 868 | 21,53 | 20,88 | | | | 1. | Mining & Quarrying | 77 | 21,69 | 12,70 | 15 | 90 | 90 | | | | 2. | Food Manufacturing & Processing | 13 | 90 | 79 | 8 | 32 | 21 | | | | | (a) | Rice Mills, Flour & Dal Mills | 3 | 41 | 37 | 2 | 21 | 11 | | | | | (b) | Sugar | — | — | — | — | — | — | | | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | | | (d) | Tea Processing | — | — | — | — | — | — | | | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | | | (f) | Others | 10 | 49 | 42 | 6 | 11 | 9 | | | | 3. | Beverage & Tobacco | — | — | — | — | — | — | | | | 4. | Textiles | 10 | 10 | 10 | 13 | 13 | 11 | | | | | (a) | Cotton Textiles | — | — | — | — | — | — | | | | | (b) | Jute Textiles | — | — | — | — | — | — | | | | | (c) | Handloom Textiles & Khadi | 5 | 2 | 1 | 9 | 6 | 4 | | | | | (d) | Other Textiles | 5 | 9 | 8 | 4 | 7 | 7 | | | | 5. | Paper, Paper Products & Printing | 6 | 26 | 22 | 3 | 11 | 9 | | | | 6. | Leather & Leather Products | — | — | — | 2 | 1 | 1 | | | | 7. | Rubber & Rubber Products | — | — | — | — | — | — | | | | 8. | Chemicals & Chemical Products | 3 | 30 | 31 | 1 | 89 | 89 | | | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | | | (b) | Fertilisers | — | — | — | — | — | — | | | | | (c) | Drugs & Pharmaceuticals | 1 | 11 | 11 | — | — | — | | | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | | | (e) | Other Chemicals & Chemical Products | 2 | 20 | 20 | 1 | 89 | 89 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | | 10. | Manufacture of Cement & Cement Products | 1 | 40 | 24 | 3 | 34 | 37 | | | | 11. | Basic Metals & Metal Products | 5 | 10,54 | 1,31 | 7 | 10 | 11 | | | | | (a) | Iron & Steel | 3 | 10,43 | 1,19 | — | — | — | | | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | | | (c) | Other Metal Products | 2 | 11 | 11 | 7 | 10 | 11 | | | | 12. | Engineering | 13 | 19 | 16 | — | — | — | | | | | (a) | Heavy Engineering | 1 | 3 | 1 | — | — | — | | | | | (b) | Light Engineering | 10 | 16 | 15 | — | — | — | | | | | (c) | Electrical Machinery & Goods | 2 | 1 | — | — | — | — | | | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 8 | 4 | 4 | 1 | 3 | 3 | | | | 14. | Other Industries | 7,078 | 15,06 | 13,73 | 757 | 5,87 | 4,79 | | | | 15. | Electricity, Gas & Water | 1 | 3 | 3 | 6 | 6,99 | 7,00 | | | | | (a) | Electricity Generation & Transmission | 1 | 3 | 3 | 2 | 6,81 | 6,81 | | | | | (b) | Non-Conventional Energy | — | — | — | 2 | 10 | 10 | | | | | (c) | Gas, Steam & Water Supply | — | — | — | 2 | 8 | 9 | | | | 16. | Construction | 1 | 4 | 4 | 52 | 5,86 | 6,37 | III. | TRANSPORT OPERATORS | 447 | 8,25 | 5,68 | 304 | 3,85 | 3,11 | IV. | PROFESSIONAL AND OTHER SERVICES | 638 | 3,68 | 2,90 | 560 | 28,00 | 26,69 | V. | PERSONAL LOANS | 11,415 | 44,32 | 37,11 | 6,959 | 31,55 | 28,02 | | | | 1. | Loans for Purchase of Consumer Durables | 1,465 | 3,94 | 3,00 | 1,049 | 3,64 | 2,96 | | | | 2. | Loans for Housing | 736 | 10,00 | 8,75 | 389 | 5,59 | 5,00 | | | | 3. | Rest of the Personal Loans | 9,214 | 30,38 | 25,37 | 5,521 | 22,32 | 20,06 | VI.. | TRADE | 4,321 | 24,09 | 20,26 | 2,975 | 24,29 | 23,40 | | | | 1. | Wholesale Trade | 266 | 8,25 | 6,83 | 272 | 8,32 | 7,72 | | | | 2. | Retail Trade | 4,055 | 15,84 | 13,44 | 2,703 | 15,98 | 15,68 | VII. | FINANCE | 2 | 95 | 16 | 9 | 49 | 40 | VIII. | ALLOTHERS | 1,408 | 29,31 | 22,74 | 2,578 | 16,84 | 15,54 |
| TOTAL BANK CREDIT | 33,791 | 175,63 | 129,04 | 16,149 | 131,64 | 122,59 | OF WHICH : | 1. Artisans & Village Industries | 1,491 | 2,58 | 2,20 | 126 | 33 | 30 | | | 2. Other Small Scale Industries | 5,646 | 14,63 | 13,33 | 551 | 2,82 | 2,59 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | 16,738 | 13,04 | 12,62 | | | | 1. | Direct Finance | — | — | — | 16,738 | 13,04 | 12,62 | | | | 2. | Indirect Finance | — | — | — | — | — | — | II. | INDUSTRY | — | — | — | 2,006 | 2,98 | 2,65 | | | | 1. | Mining & Quarrying | — | — | — | 3 | 19 | 10 | | | | 2. | Food Manufacturing & Processing | — | — | — | 19 | 33 | 21 | | | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | | | | | (b) | Sugar | — | — | — | — | — | — | | | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | | | (d) | Tea Processing | — | — | — | — | — | — | | | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | | | (f) | Others | — | — | — | 19 | 33 | 21 | | | | 3. | Beverage & Tobacco | — | — | — | — | — | — | | | | 4. | Textiles | — | — | — | 7 | 8 | 7 | | | | | (a) | Cotton Textiles | — | — | — | 7 | 8 | 7 | | | | | (b) | Jute Textiles | — | — | — | — | — | — | | | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | | | (d) | Other Textiles | — | — | — | — | — | — | | | | 5. | Paper, Paper Products & Printing | — | — | — | 6 | 11 | 8 | | | | 6. | Leather & Leather Products | — | — | — | — | — | — | | | | 7. | Rubber & Rubber Products | — | — | — | 2 | 4 | 4 | | | | 8. | Chemicals & Chemical Products | — | — | — | — | — | — | | | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | | | (b) | Fertilisers | — | — | — | — | — | — | | | | | (c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | | | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | | | (e) | Other Chemicals & Chemical Products | — | — | — | — | — | — | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | | 10. | Manufacture of Cement & Cement Products | — | — | — | 1 | 4 | 1 | | | | 11. | Basic Metals & Metal Products | — | — | — | 2 | 3 | 2 | | | | | (a) | Iron & Steel | — | — | — | — | — | — | | | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | | | (c) | Other Metal Products | — | — | — | 2 | 3 | 2 | | | | 12. | Engineering | — | — | — | 7 | 8 | 4 | | | | | (a) | Heavy Engineering | — | — | — | — | — | — | | | | | (b) | Light Engineering | — | — | — | 7 | 8 | 4 | | | | | (c) | Electrical Machinery & Goods | — | — | — | — | — | — | | | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 1 | 2 | 1 | | | | 14. | Other Industries | — | — | — | 1,953 | 1,84 | 1,82 | | | | 15. | Electricity, Gas & Water | — | — | — | — | — | — | | | | | (a) | Electricity Generation & Transmission | — | — | — | — | — | — | | | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | | 16. | Construction | — | — | — | 5 | 23 | 25 | III. | TRANSPORT OPERATORS | — | — | — | 423 | 6,02 | 4,72 | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 62 | 15 | 14 | V. | PERSONAL LOANS | — | — | — | 1,951 | 4,95 | 4,72 | | | | 1. | Loans for Purchase of Consumer Durables | — | — | — | 615 | 1,23 | 1,06 | | | | 2. | Loans for Housing | — | — | — | 108 | 1,52 | 1,50 | | | | 3. | Rest of the Personal Loans | — | — | — | 1,228 | 2,20 | 2,16 | VI.. | TRADE | — | — | — | 2,537 | 4,61 | 4,51 | | | | 1. | Wholesale Trade | — | — | — | 11 | 2 | 2 | | | | 2. | Retail Trade | — | — | — | 2,526 | 4,60 | 4,49 | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALLOTHERS | — | — | — | 681 | 55 | 56 |
| TOTAL BANK CREDIT | — | — | — | 24,398 | 32,31 | 29,91 | OF WHICH : | 1. Artisans & Village Industries | — | — | — | 471 | 61 | 53 | | | 2. Other Small Scale Industries | — | — | — | 1,333 | 1,77 | 1,54 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 1 | 1 | — | 26,979 | 33,59 | 27,71 | | | | 1. | Direct Finance | 1 | 1 | — | 26,824 | 31,32 | 27,09 | | | | 2. | Indirect Finance | — | — | — | 155 | 2,27 | 62 | II. | INDUSTRY | 41 | 1,15 | 1,03 | 10,131 | 75,22 | 54,22 | | | | 1. | Mining & Quarrying | — | — | — | 95 | 22,77 | 13,70 | | | | 2. | Food Manufacturing & Processing | — | — | — | 40 | 1,54 | 1,20 | | | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 5 | 62 | 49 | | | | | (b) | Sugar | — | — | — | — | — | — | | | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | | | (d) | Tea Processing | — | — | — | — | — | — | | | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | | | (f) | Others | — | — | — | 35 | 92 | 72 | | | | 3. | Beverage & Tobacco | — | — | — | — | — | — | | | | 4. | Textiles | — | — | — | 30 | 30 | 28 | | | | | (a) | Cotton Textiles | — | — | — | 7 | 8 | 7 | | | | | (b) | Jute Textiles | — | — | — | — | — | — | | | | | (c) | Handloom Textiles & Khadi | — | — | — | 14 | 8 | 5 | | | | | (d) | Other Textiles | — | — | — | 9 | 15 | 15 | | | | 5. | Paper, Paper Products & Printing | — | — | — | 15 | 48 | 39 | | | | 6. | Leather & Leather Products | — | — | — | 2 | 1 | 1 | | | | 7. | Rubber & Rubber Products | — | — | — | 2 | 4 | 4 | | | | 8. | Chemicals & Chemical Products | 1 | 3 | — | 5 | 1,22 | 1,20 | | | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | | | (b) | Fertilisers | — | — | — | — | — | — | | | | | (c) | Drugs & Pharmaceuticals | 1 | 3 | — | 2 | 14 | 11 | | | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | | | (e) | Other Chemicals & Chemical Products | — | — | — | 3 | 1,08 | 1,09 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | | 10. | Manufacture of Cement & Cement Products | — | — | — | 5 | 78 | 62 | | | | 11. | Basic Metals & Metal Products | 1 | 10 | 9 | 15 | 10,77 | 1,53 | | | | | (a) | Iron & Steel | — | — | — | 3 | 10,43 | 1,19 | | | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | | | (c) | Other Metal Products | 1 | 10 | 9 | 12 | 34 | 33 | | | | 12. | Engineering | — | — | — | 20 | 27 | 20 | | | | | (a) | Heavy Engineering | — | — | — | 1 | 3 | 1 | | | | | (b) | Light Engineering | — | — | — | 17 | 23 | 19 | | | | | (c) | Electrical Machinery & Goods | — | — | — | 2 | 1 | — | | | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 2 | 5 | 5 | 12 | 14 | 13 | | | | 14. | Other Industries | 32 | 6 | 4 | 9,820 | 22,83 | 20,38 | | | | 15. | Electricity, Gas & Water | — | — | — | 7 | 7,02 | 7,03 | | | | | (a) | Electricity Generation & Transmission | — | — | — | 3 | 6,84 | 6,84 | | | | | (b) | Non-Conventional Energy | — | — | — | 2 | 10 | 10 | | | | | (c) | Gas, Steam & Water Supply | — | — | — | 2 | 8 | 9 | | | | 16. | Construction | 5 | 91 | 85 | 63 | 7,04 | 7,51 | III. | TRANSPORT OPERATORS | 14 | 8 | 8 | 1,188 | 18,21 | 13,59 | IV. | PROFESSIONAL AND OTHER SERVICES | 11 | 7 | 6 | 1,271 | 31,91 | 29,79 | V. | PERSONAL LOANS | 259 | 1,40 | 1,27 | 20,584 | 82,22 | 71,13 | | | | 1. | Loans for Purchase of Consumer Durables | 24 | 6 | 4 | 3,153 | 8,87 | 7,05 | | | | 2. | Loans for Housing | 2 | 4 | 3 | 1,235 | 17,15 | 15,28 | | | | 3. | Rest of the Personal Loans | 233 | 1,30 | 1,20 | 16,196 | 56,20 | 48,80 | VI.. | TRADE | 47 | 83 | 80 | 9,880 | 53,83 | 48,97 | | | | 1. | Wholesale Trade | 2 | 40 | 44 | 551 | 16,99 | 15,00 | | | | 2. | Retail Trade | 45 | 43 | 36 | 9,329 | 36,84 | 33,96 | VII. | FINANCE | — | — | — | 11 | 1,44 | 55 | VIII. | ALLOTHERS | 95 | 54 | 55 | 4,762 | 47,25 | 39,38 |
| TOTAL BANK CREDIT | 468 | 4,09 | 3,81 | 74,806 | 343,67 | 285,35 | OF WHICH : | 1. Artisans & Village Industries | 25 | 2 | 2 | 2,113 | 3,53 | 3,04 | | | 2. Other Small Scale Industries | 8 | 15 | 11 | 7,538 | 19,37 | 17,56 |
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