Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001 |
NORTH - EASTERN REGION | | | | (Amount in Rupees Lakh) |
| | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | standing | | | standing |
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 1,663 | 8,61 | 7,61 | 5,320 | 14,05 | 14,75 | | | | 1. | Direct Finance | 1,658 | 3,58 | 3,46 | 5,244 | 13,70 | 14,40 | | | | 2. | Indirect Finance | 5 | 5,04 | 4,14 | 76 | 35 | 35 | II. | INDUSTRY | 1,311 | 6,33 | 5,77 | 4,785 | 28,44 | 29,45 | | | | 1. | Mining & Quarrying | - | - | - | 1 | 9 | 9 | | | | 2. | Food Manufacturing & Processing | 2 | 2 | 2 | 68 | 1,60 | 1,90 | | | | | (a) | Rice Mills, Flour & Dal Mills | 2 | 2 | 2 | 21 | 47 | 47 | | | | | (b) | Sugar | - | - | - | - | - | - | | | | | (c) | Edible Oils & Vanaspati | - | - | - | 2 | 46 | 50 | | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 1 | 9 | 10 | | | | | (f) | Others | - | - | - | 44 | 59 | 84 | | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | | 4. | Textiles | 13 | 18 | 17 | 516 | 3,04 | 3,51 | | | | | (a) | Cotton Textiles | - | - | - | 23 | 20 | 19 | | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | | (c) | Handloom Textiles & Khadi | 10 | 9 | 8 | 301 | 1,70 | 1,99 | | | | | (d) | Other Textiles | 3 | 10 | 9 | 192 | 1,15 | 1,32 | | | | 5. | Paper, Paper Products & Printing | 1 | 17 | 16 | 10 | 30 | 30 | | | | 6. | Leather & Leather Products | - | - | - | 7 | 8 | 8 | | | | 7. | Rubber & Rubber Products | - | - | - | 1 | 3 | 8 | | | | 8. | Chemicals & Chemical Products | 1 | 8 | 8 | 9 | 1,43 | 1,11 | | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 6 | 1,37 | 1,07 | | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | | (e) | Other Chemicals & Chemical Products | 1 | 8 | 8 | 3 | 6 | 4 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 2 | 1 | 1 | | | | 11. | Basic Metals & Metal Products | - | - | - | 27 | 61 | 59 | | | | | (a) | Iron & Steel | - | - | - | 2 | 6 | 7 | | | | | (b) | Non-Ferrous Metals | - | - | - | 1 | 9 | 5 | | | | | (c) | Other Metal Products | - | - | - | 24 | 47 | 47 | | | | 12. | Engineering | 1 | 50 | 26 | 17 | 37 | 38 | | | | | (a) | Heavy Engineering | 1 | 50 | 26 | - | - | - | | | | | (b) | Light Engineering | - | - | - | 10 | 11 | 11 | | | | | (c) | Electrical Machinery & Goods | - | - | - | 7 | 26 | 27 | | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 12 | 7 | 8 | | | | 14. | Other Industries | 1,293 | 5,38 | 5,09 | 3,621 | 17,46 | 17,89 | | | | 15. | Electricity, Gas & Water | - | - | - | 1 | 22 | 22 | | | | | (a) | Electricity Generation & Transmission | - | - | - | 1 | 22 | 22 | | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | | 16. | Construction | - | - | - | 493 | 3,15 | 3,22 | III. | TRANSPORT OPERATORS | 224 | 1,31 | 1,33 | 102 | 2,70 | 2,57 | IV. | PROFESSIONAL AND OTHER SERVICES | 289 | 1,23 | 1,18 | 794 | 4,26 | 4,45 | V. | PERSONAL LOANS | 4,324 | 18,37 | 15,24 | 4,200 | 24,86 | 22,05 | | | | 1. | Loans for Purchase of Consumer Durables | 257 | 80 | 52 | 643 | 2,25 | 1,95 | | | | 2. | Loans for Housing | 510 | 6,52 | 5,37 | 914 | 7,14 | 6,58 | | | | 3. | Rest of the Personal Loans | 3,557 | 11,05 | 9,35 | 2,643 | 15,46 | 13,52 | VI.. | TRADE | 2,620 | 14,64 | 14,08 | 648 | 12,23 | 11,48 | | | | 1. | Wholesale Trade | 22 | 1,96 | 1,93 | 51 | 2,19 | 2,04 | | | | 2. | Retail Trade | 2,598 | 12,68 | 12,15 | 597 | 10,05 | 9,44 | VII. | FINANCE | - | - | - | 3 | 26 | 15 | VIII. | ALLOTHERS | 582 | 7,44 | 6,49 | 5,836 | 28,03 | 29,59 |
| TOTAL BANK CREDIT | 11,013 | 57,95 | 51,71 | 21,688 | 114,83 | 114,48 | OF WHICH : | 1. Artisans & Village Industries | 791 | 3,52 | 3,53 | 1,076 | 7,43 | 7,71 | | | 2. Other Small Scale Industries | 519 | 2,31 | 1,99 | 1,726 | 8,66 | 8,73 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | - | - | - | 2,212 | 2,44 | 2,24 | | | | 1. | Direct Finance | - | - | - | 2,212 | 2,44 | 2,24 | | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | - | - | - | 1,039 | 1,51 | 1,35 | | | | 1. | Mining & Quarrying | - | - | - | 1 | 7 | 4 | | | | 2. | Food Manufacturing & Processing | - | - | - | 9 | 17 | 15 | | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 3 | 11 | 11 | | | | | (b) | Sugar | - | - | - | - | - | - | | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | | (f) | Others | - | - | - | 6 | 6 | 5 | | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | | 4. | Textiles | - | - | - | 1 | - | - | | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | | (d) | Other Textiles | - | - | - | 1 | - | - | | | | 5. | Paper, Paper Products & Printing | - | - | - | 3 | 4 | 3 | | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | | 12. | Engineering | - | - | - | 2 | 5 | 5 | | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | | (b) | Light Engineering | - | - | - | 1 | 3 | 3 | | | | | (c) | Electrical Machinery & Goods | - | - | - | 1 | 2 | 2 | | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 2 | 1 | 1 | | | | 14. | Other Industries | - | - | - | 1,020 | 1,15 | 1,07 | | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | | 16. | Construction | - | - | - | 1 | 2 | - | III. | TRANSPORT OPERATORS | - | - | - | 171 | 1,91 | 1,38 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 100 | 47 | 39 | V. | PERSONAL LOANS | - | - | - | 689 | 1,61 | 1,61 | | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 35 | 17 | 15 | | | | 2. | Loans for Housing | - | - | - | 17 | 19 | 19 | | | | 3. | Rest of the Personal Loans | - | - | - | 637 | 1,25 | 1,27 | VI.. | TRADE | - | - | - | 1,652 | 2,87 | 2,59 | | | | 1. | Wholesale Trade | - | - | - | 5 | 10 | 11 | | | | 2. | Retail Trade | - | - | - | 1,647 | 2,77 | 2,48 | VII. | FINANCE | - | - | - | - | - | - | VIII. | ALLOTHERS | - | - | - | 5 | 1 | 1 |
| TOTAL BANK CREDIT | - | - | - | 5,868 | 10,82 | 9,57 | OF WHICH : | 1. Artisans & Village Industries | - | - | - | 737 | 50 | 49 | | | 2. Other Small Scale Industries | - | - | - | 157 | 63 | 55 |
|
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | | | standing | | | standing |
| | | | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | - | - | - | 9,195 | 25,10 | 24,60 | | | | 1. | Direct Finance | - | - | - | 9,114 | 19,72 | 20,11 | | | | 2. | Indirect Finance | - | - | - | 81 | 5,38 | 4,49 | II. | INDUSTRY | - | - | - | 7,135 | 36,29 | 36,58 | | | | 1. | Mining & Quarrying | - | - | - | 2 | 16 | 13 | | | | 2. | Food Manufacturing & Processing | - | - | - | 79 | 1,79 | 2,07 | | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 26 | 60 | 60 | | | | | (b) | Sugar | - | - | - | - | - | - | | | | | (c) | Edible Oils & Vanaspati | - | - | - | 2 | 46 | 50 | | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 1 | 9 | 10 | | | | | (f) | Others | - | - | - | 50 | 65 | 88 | | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | | 4. | Textiles | - | - | - | 530 | 3,23 | 3,68 | | | | | (a) | Cotton Textiles | - | - | - | 23 | 20 | 19 | | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | | (c) | Handloom Textiles & Khadi | - | - | - | 311 | 1,78 | 2,08 | | | | | (d) | Other Textiles | - | - | - | 196 | 1,25 | 1,41 | | | | 5. | Paper, Paper Products & Printing | - | - | - | 14 | 51 | 50 | | | | 6. | Leather & Leather Products | - | - | - | 7 | 8 | 8 | | | | 7. | Rubber & Rubber Products | - | - | - | 1 | 3 | 8 | | | | 8. | Chemicals & Chemical Products | - | - | - | 10 | 1,51 | 1,18 | | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 6 | 1,37 | 1,07 | | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 4 | 14 | 12 | | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 2 | 1 | 1 | | | | 11. | Basic Metals & Metal Products | - | - | - | 27 | 61 | 59 | | | | | (a) | Iron & Steel | - | - | - | 2 | 6 | 7 | | | | | (b) | Non-Ferrous Metals | - | - | - | 1 | 9 | 5 | | | | | (c) | Other Metal Products | - | - | - | 24 | 47 | 47 | | | | 12. | Engineering | - | - | - | 20 | 91 | 68 | | | | | (a) | Heavy Engineering | - | - | - | 1 | 50 | 26 | | | | | (b) | Light Engineering | - | - | - | 11 | 14 | 14 | | | | | (c) | Electrical Machinery & Goods | - | - | - | 8 | 28 | 29 | | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 14 | 8 | 9 | | | | 14. | Other Industries | - | - | - | 5,934 | 23,99 | 24,04 | | | | 15. | Electricity, Gas & Water | - | - | - | 1 | 22 | 22 | | | | | (a) | Electricity Generation & Transmission | - | - | - | 1 | 22 | 22 | | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | | 16. | Construction | - | - | - | 494 | 3,17 | 3,22 | III. | TRANSPORT OPERATORS | - | - | - | 497 | 5,93 | 5,27 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 1,183 | 5,96 | 6,02 | V. | PERSONAL LOANS | - | - | - | 9,213 | 44,84 | 38,91 | | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 935 | 3,22 | 2,62 | | | | 2. | Loans for Housing | - | - | - | 1,441 | 13,85 | 12,14 | | | | 3. | Rest of the Personal Loans | - | - | - | 6,837 | 27,76 | 24,14 | VI.. | TRADE | - | - | - | 4,920 | 29,75 | 28,14 | | | | 1. | Wholesale Trade | - | - | - | 78 | 4,25 | 4,08 | | | | 2. | Retail Trade | - | - | - | 4,842 | 25,50 | 24,07 | VII. | FINANCE | - | - | - | 3 | 26 | 15 | VIII. | ALLOTHERS | - | - | - | 6,423 | 35,47 | 36,08 |
| TOTAL BANK CREDIT | - | - | - | 38,569 | 183,60 | 175,76 | OF WHICH : | 1. Artisans & Village Industries | - | - | - | 2,604 | 11,46 | 11,73 | | | 2. Other Small Scale Industries | - | - | - | 2,402 | 11,59 | 11,26 |
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