Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
SOUTHERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
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| 4
| 5
| 6
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| 7
| 8
| 9
| I. | AGRICULTURE | 7,06,964 | 818,36 | 752,84 | | 20,53,249 | 2320,63 | 2279,36 | | 361 | 6,29 | 5,42 | | | 1. | Direct Finance | 6,91,725 | 760,63 | 707,84 | | 20,31,725 | 2089,92 | 2086,05 | | 356 | 1,06 | 1,06 | | | 2. | Indirect Finance | 15,239 | 57,73 | 45,01 | | 21,524 | 230,71 | 193,31 | | 5 | 5,22 | 4,36 | II. | INDUSTRY | 1,04,407 | 3523,37 | 3016,47 | | 1,28,704 | 7918,02 | 6858,16 | | 721 | 1118,16 | 848,76 | | | 1. | Mining & Quarrying | 316 | 64,16 | 56,43 | | 706 | 218,54 | 189,18 | | 3 | 10 | 1 | | | 2. | Food Manufacturing and Processing | 2,636 | 351,88 | 296,49 | | 4,355 | 495,22 | 404,14 | | 24 | 56,00 | 41,57 | | | | (a) | Rice Mills, Flour and Dal Mills | 370 | 16,52 | 12,56 | | 1,018 | 30,66 | 25,89 | | - | - | - | | | | (b) | Sugar | 80 | 78,18 | 44,48 | | 105 | 220,52 | 164,84 | | 4 | 9,55 | 9,74 | | | | (c) | Edible Oils and Vanaspati | 288 | 13,09 | 10,53 | | 502 | 29,18 | 25,25 | | - | - | - | | | | (d) | Tea Processing | 62 | 8,81 | 7,15 | | 231 | 40,61 | 31,30 | | 5 | 9,20 | 6,14 | | | | (e) | Processing of Fruits & Vegetables | 13 | 77 | 61 | | 69 | 7,09 | 5,40 | | 2 | 1,16 | 22 | | | | (f) | Others | 1,823 | 234,50 | 221,16 | | 2,430 | 167,14 | 151,47 | | 13 | 36,09 | 25,47 | | | 3. | Beverage and Tobacco | 118 | 29,01 | 16,78 | | 343 | 80,28 | 70,94 | | 29 | 37,82 | 29,91 | | | 4. | Textiles | 6,577 | 755,82 | 624,92 | | 14,420 | 2612,36 | 2215,95 | | 126 | 157,48 | 123,72 | | | | (a) | Cotton Textiles | 2,492 | 413,89 | 361,04 | | 6,057 | 1620,21 | 1319,77 | | 80 | 97,19 | 72,99 | | | | (b) | Jute Textiles | 10 | 47 | 26 | | 63 | 5,49 | 6,94 | | 2 | 1,34 | 1,34 | | | | (c) | Handloom Textiles & Khadi | 955 | 72,13 | 51,06 | | 805 | 42,46 | 33,27 | | - | - | - | | | | (d) | Other Textiles | 3,120 | 269,34 | 212,56 | | 7,495 | 944,19 | 855,96 | | 44 | 58,95 | 49,38 | | | 5. | Paper, Paper Products and Printing | 1,725 | 108,87 | 77,75 | | 3,792 | 263,77 | 224,63 | | 9 | 7,08 | 5,01 | | | 6. | Leather and Leather Products | 917 | 273,51 | 243,74 | | 2,307 | 473,77 | 457,06 | | 33 | 26,99 | 16,03 | | | 7. | Rubber and Rubber Products | 285 | 146,74 | 108,13 | | 631 | 104,33 | 101,26 | | 8 | 13,68 | 13,25 | | | 8. | Chemicals and Chemical Products | 2,855 | 570,49 | 505,94 | | 5,212 | 744,42 | 676,01 | | 73 | 115,61 | 79,81 | | | | (a) | Heavy Industrial Chemicals | 165 | 52,86 | 40,75 | | 491 | 102,11 | 89,95 | | 20 | 32,25 | 23,74 | | | | (b) | Fertilizers | 82 | 149,19 | 131,67 | | 163 | 186,25 | 165,77 | | 8 | 16,58 | 15,35 | | | | (c) | Drugs and Pharmaceuticals | 181 | 26,77 | 22,39 | | 675 | 124,39 | 126,36 | | 16 | 10,84 | 8,16 | | | | (d) | Non-Edible Oils | 35 | 2,32 | 1,81 | | 85 | 22,12 | 18,88 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 2,392 | 339,36 | 309,32 | | 3,798 | 309,55 | 275,05 | | 29 | 55,94 | 32,56 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 64 | 36,91 | 27,40 | | 236 | 99,28 | 72,82 | | 15 | 42,78 | 37,56 | | | 10. | Manufacture of Cement & Cement Products | 71 | 18,62 | 15,41 | | 262 | 77,58 | 41,87 | | 15 | 23,67 | 15,64 | | | 11. | Basic Metals & Metal Products | 1,878 | 242,22 | 210,19 | | 5,065 | 463,08 | 423,47 | | 33 | 16,18 | 13,76 | | | | (a) | Iron and Steel | 479 | 100,54 | 88,50 | | 1,585 | 266,38 | 249,74 | | 21 | 12,00 | 10,24 | | | | (b) | Non-Ferrous Metals | 121 | 13,64 | 12,08 | | 232 | 24,61 | 20,29 | | 6 | 1,40 | 94 | | | | (c) | Other Metal Products | 1,278 | 128,03 | 109,61 | | 3,248 | 172,09 | 153,44 | | 6 | 2,78 | 2,59 | | | 12. | Engineering | 3,043 | 383,20 | 348,25 | | 6,878 | 1041,08 | 883,81 | | 138 | 172,93 | 133,16 | | | | (a) | Heavy Engineering | 749 | 135,34 | 105,26 | | 1,003 | 312,22 | 245,75 | | 31 | 27,84 | 24,24 | | | | (b) | Light Engineering | 1,423 | 110,52 | 97,94 | | 3,235 | 273,18 | 222,42 | | 31 | 24,45 | 18,90 | | | | (c) | Electrical Machinery & Goods | 549 | 61,10 | 51,86 | | 1,524 | 303,37 | 261,09 | | 34 | 50,62 | 43,03 | | | | (d) | Electronic Machinery & Goods | 322 | 76,23 | 93,19 | | 1,116 | 152,32 | 154,54 | | 42 | 70,02 | 47,00 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 322 | 162,88 | 138,36 | | 1,434 | 499,76 | 377,88 | | 127 | 320,48 | 262,12 | | | 14. | Other Industries | 83,318 | 362,10 | 333,47 | | 81,585 | 485,72 | 472,72 | | 74 | 102,80 | 55,28 | | | 15. | Electricity, Gas & Water | 109 | 8,00 | 4,84 | | 293 | 96,03 | 67,71 | | 6 | 20,43 | 19,04 | | | | (a) | Electricity Generation & Transmission | 103 | 6,76 | 3,62 | | 161 | 76,58 | 47,04 | | 5 | 7,30 | 5,91 | | | | (b) | Non-Conventional Energy | - | - | - | | 38 | 13,28 | 15,16 | | 1 | 13,14 | 13,14 | | | | (c) | Gas, Steam & Water Supply | 6 | 1,24 | 1,22 | | 94 | 6,17 | 5,51 | | - | - | - | | | 16. | Construction | 173 | 8,95 | 8,37 | | 1,185 | 162,79 | 178,70 | | 8 | 4,14 | 2,87 | III. | TRANSPORT OPERATORS | 12,689 | 153,57 | 132,76 | | 22,232 | 198,09 | 179,33 | | 17 | 5,71 | 1,79 | IV. | PROFESSIONAL AND OTHER SERVICES | 20,807 | 128,37 | 103,02 | | 1,57,330 | 830,14 | 873,52 | | 57 | 23,59 | 23,04 | V. | PERSONAL LOANS | 3,03,654 | 775,57 | 686,02 | | 5,15,552 | 1497,09 | 1418,95 | | 2,55,705 | 530,40 | 348,78 | | | 1. | Loans for Purchase of Consumer Durables | 27,429 | 31,31 | 26,62 | | 88,712 | 60,72 | 50,32 | | 2,976 | 9,37 | 9,34 | | | 2. | Loans for Housing | 18,339 | 208,14 | 174,78 | | 54,826 | 467,55 | 450,41 | | 571 | 34,73 | 34,39 | | | 3. | Rest of the Personal Loans | 2,57,886 | 536,13 | 484,62 | | 3,72,014 | 968,82 | 918,22 | | 2,52,158 | 486,30 | 305,05 | VI. | TRADE | 1,45,761 | 554,85 | 501,83 | | 2,57,534 | 1606,18 | 1498,50 | | 88 | 81,05 | 66,89 | | | 1. | Wholesale Trade | 7,028 | 222,65 | 189,70 | | 12,834 | 1184,94 | 1112,65 | | 42 | 77,28 | 64,49 | | | 2. | Retail Trade | 1,38,733 | 332,20 | 312,12 | | 2,44,700 | 421,23 | 385,85 | | 46 | 3,77 | 2,41 | VII. | FINANCE | 396 | 505,34 | 395,53 | | 1,923 | 639,54 | 618,83 | | 67 | 276,75 | 239,44 | VIII.
| ALL OTHERS
| 72,890
| 653,87
| 550,31
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| 4,95,394
| 1146,14
| 1106,07
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| 4,456
| 506,77
| 484,36
| TOTAL BANK CREDIT | 13,67,568 | 7113,30 | 6138,78 | | 36,31,918 | 16155,82 | 14832,71 | | 2,61,472 | 2548,71 | 2018,48 | OF WHICH : | 1. Artisans & Village Industries | 22,422 | 24,37 | 20,85 | | 19,605 | 36,20 | 35,06 | | 1 | 3 | 3 |
| 2. Other Small Scale Industries
| 63,887
| 1038,21
| 844,43
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| 85,461
| 2368,49
| 2233,01
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| 66
| 51,53
| 40,77
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 10
| 11
| 12
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| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | 91,986 | 61,95 | 58,94 | | 1,65,214 | 265,96 | 238,80 | | 30,17,774 | 3473,19 | 3335,37 | | | 1. | Direct Finance | 85,746 | 58,48 | 55,97 | | 1,61,751 | 247,02 | 222,78 | | 29,71,303 | 3157,12 | 3073,70 | | | 2. | Indirect Finance | 6,240 | 3,47 | 2,97 | | 3,463 | 18,93 | 16,02 | | 46,471 | 316,07 | 261,67 | II. | INDUSTRY | 7,064 | 3,86 | 3,30 | | 28,916 | 2693,18 | 2103,36 | | 2,69,812 | 15256,59 | 12830,05 | | | 1. | Mining & Quarrying | 5 | 5 | 6 | | 223 | 27,68 | 18,09 | | 1,253 | 310,52 | 263,77 | | | 2. | Food Manufacturing and Processing | 40 | 9 | 6 | | 1,800 | 173,73 | 133,01 | | 8,855 | 1076,90 | 875,28 | | | | (a) | Rice Mills, Flour and Dal Mills | 12 | 6 | 4 | | 718 | 34,91 | 26,14 | | 2,118 | 82,16 | 64,63 | | | | (b) | Sugar | 1 | - | - | | 45 | 46,68 | 31,64 | | 235 | 354,94 | 250,70 | | | | (c) | Edible Oils and Vanaspati | 1 | - | - | | 300 | 27,06 | 23,80 | | 1,091 | 69,33 | 59,58 | | | | (d) | Tea Processing | - | - | - | | 20 | 2,07 | 2,08 | | 318 | 60,69 | 46,66 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | 6 | 39 | 39 | | 90 | 9,41 | 6,62 | | | | (f) | Others | 26 | 2 | 2 | | 711 | 62,62 | 48,96 | | 5,003 | 500,37 | 447,08 | | | 3. | Beverage and Tobacco | 1 | - | - | | 164 | 21,24 | 17,84 | | 655 | 168,35 | 135,48 | | | 4. | Textiles | 13 | 11 | 10 | | 8,244 | 1393,25 | 1035,26 | | 29,380 | 4919,01 | 3999,95 | | | | (a) | Cotton Textiles | 3 | 8 | 8 | | 4,233 | 906,70 | 700,03 | | 12,865 | 3038,06 | 2453,91 | | | | (b) | Jute Textiles | - | - | - | | 9 | 64 | 57 | | 84 | 7,95 | 9,12 | | | | (c) | Handloom Textiles & Khadi | 1 | - | - | | 262 | 24,17 | 11,70 | | 2,023 | 138,76 | 96,03 | | | | (d) | Other Textiles | 9 | 3 | 2 | | 3,740 | 461,74 | 322,96 | | 14,408 | 1734,24 | 1440,89 | | | 5. | Paper, Paper Products and Printing | 6 | 2 | 1 | | 1,291 | 111,32 | 94,68 | | 6,823 | 491,06 | 402,09 | | | 6. | Leather and Leather Products | - | - | - | | 472 | 76,88 | 64,65 | | 3,729 | 851,15 | 781,48 | | | 7. | Rubber and Rubber Products | 1 | - | - | | 169 | 21,37 | 18,09 | | 1,094 | 286,12 | 240,72 | | | 8. | Chemicals and Chemical Products | 21 | 14 | 12 | | 1,517 | 191,28 | 164,14 | | 9,678 | 1621,95 | 1426,02 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 89 | 19,70 | 16,77 | | 765 | 206,92 | 171,21 | | | | (b) | Fertilizers | - | - | - | | 22 | 49,75 | 47,04 | | 275 | 401,77 | 359,84 | | | | (c) | Drugs and Pharmaceuticals | 1 | - | - | | 224 | 29,24 | 26,30 | | 1,097 | 191,24 | 183,22 | | | | (d) | Non-Edible Oils | - | - | - | | 50 | 4,34 | 3,76 | | 170 | 28,78 | 24,45 | | | | (e) | Other Chemicals & Chemical Products | 20 | 14 | 11 | | 1,132 | 88,26 | 70,26 | | 7,371 | 793,25 | 687,31 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | 86 | 28,62 | 11,70 | | 401 | 207,59 | 149,49 | | | 10. | Manufacture of Cement & Cement Products | 2 | 1 | - | | 113 | 28,07 | 24,70 | | 463 | 147,95 | 97,61 | | | 11. | Basic Metals & Metal Products | 4 | 2 | 2 | | 1,280 | 178,54 | 153,48 | | 8,260 | 900,03 | 800,93 | | | | (a) | Iron and Steel | 1 | - | - | | 630 | 111,27 | 97,05 | | 2,716 | 490,20 | 445,53 | | | | (b) | Non-Ferrous Metals | - | - | - | | 108 | 11,38 | 10,12 | | 467 | 51,03 | 43,42 | | | | (c) | Other Metal Products | 3 | 2 | 2 | | 542 | 55,89 | 46,32 | | 5,077 | 358,80 | 311,98 | | | 12. | Engineering | 8 | 9 | 7 | | 1,515 | 190,69 | 159,01 | | 11,582 | 1787,98 | 1524,31 | | | | (a) | Heavy Engineering | 2 | 5 | 5 | | 368 | 72,60 | 64,01 | | 2,153 | 548,06 | 439,31 | | | | (b) | Light Engineering | 1 | - | - | | 440 | 49,60 | 40,99 | | 5,130 | 457,75 | 380,26 | | | | (c) | Electrical Machinery & Goods | - | - | - | | 394 | 36,86 | 30,29 | | 2,501 | 451,96 | 386,26 | | | | (d) | Electronic Machinery & Goods | 5 | 3 | 2 | | 313 | 31,62 | 23,73 | | 1,798 | 330,21 | 318,47 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 8 | 9 | 7 | | 572 | 44,98 | 38,93 | | 2,463 | 1028,20 | 817,36 | | | 14. | Other Industries | 6,955 | 3,23 | 2,77 | | 10,784 | 131,50 | 110,90 | | 1,82,716 | 1085,36 | 975,14 | | | 15. | Electricity, Gas & Water | - | - | - | | 94 | 20,04 | 16,99 | | 502 | 144,51 | 108,58 | | | | (a) | Electricity Generation & Transmission | - | - | - | | 25 | 4,63 | 4,04 | | 294 | 95,27 | 60,60 | | | | (b) | Non-Conventional Energy | - | - | - | | 15 | 12,24 | 10,19 | | 54 | 38,65 | 38,49 | | | | (c) | Gas, Steam & Water Supply | - | - | - | | 54 | 3,17 | 2,76 | | 154 | 10,59 | 9,49 | | | 16. | Construction | - | - | - | | 592 | 54,02 | 41,91 | | 1,958 | 229,89 | 231,85 | III. | TRANSPORT OPERATORS | 1,994 | 2,29 | 1,83 | | 9,832 | 185,30 | 145,97 | | 46,764 | 544,95 | 461,67 | IV. | PROFESSIONAL AND OTHER SERVICES | 13,683 | 8,00 | 7,49 | | 17,928 | 228,28 | 181,81 | | 2,09,805 | 1218,37 | 1188,87 | V. | PERSONAL LOANS | 26,817 | 21,84 | 20,86 | | 1,56,268 | 443,57 | 390,94 | | 12,57,996 | 3268,48 | 2865,54 | | | 1. | Loans for Purchase of Consumer Durables | 6,610 | 5,00 | 4,77 | | 31,117 | 42,70 | 37,07 | | 1,56,844 | 149,10 | 128,12 | | | 2. | Loans for Housing | 642 | 3,28 | 2,85 | | 9,732 | 98,98 | 83,08 | | 84,110 | 812,69 | 745,50 | | | 3. | Rest of the Personal Loans | 19,565 | 13,57 | 13,23 | | 1,15,419 | 301,89 | 270,80 | | 10,17,042 | 2306,70 | 1991,92 | VI. | TRADE | 21,078 | 11,71 | 10,57 | | 39,796 | 709,22 | 525,18 | | 4,64,257 | 2963,00 | 2602,97 | | | 1. | Wholesale Trade | 302 | 34 | 30 | | 7,832 | 456,58 | 323,00 | | 28,038 | 1941,80 | 1690,14 | | | 2. | Retail Trade | 20,776 | 11,36 | 10,26 | | 31,964 | 252,64 | 202,18 | | 4,36,219 | 1021,21 | 912,82 | VII. | FINANCE | 2 | 1 | 1 | | 1,906 | 532,60 | 460,04 | | 4,294 | 1954,24 | 1713,86 | VIII.
| ALL OTHERS
| 67,653
| 43,78
| 41,47
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| 1,41,671
| 339,21
| 288,52
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| 7,82,064
| 2689,77
| 2470,72
| TOTAL BANK CREDIT | 2,30,277 | 153,46 | 144,47 | | 5,61,531 | 5397,31 | 4334,61 | | 60,52,766 | 31368,60 | 27469,05 | OF WHICH : | 1. Artisans & Village Industries | 3,758 | 1,50 | 1,28 | | 3,075 | 5,49 | 4,55 | | 48,861 | 67,60 | 61,77 |
| 2. Other Small Scale Industries
| 2,354
| 1,67
| 1,45
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| 14,828
| 841,18
| 630,75
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| 1,66,596
| 4301,07
| 3750,42
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