Publications

March 2001

(Amount in Rupees Lakh)

CASH CREDIT

OVERDRAFT

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

16,820

2728,30

1942,75

3,993

588,47

414,57

1. Direct Finance

16,051

2303,14

1670,25

3,777

466,40

347,19

2. Indirect Finance

769

425,15

272,49

216

122,07

67,38

II.

INDUSTRY

2,07,358

109989,38

79686,76

31,541

15381,10

10467,49

1. Mining & Quarrying

3,184

5052,05

3332,25

537

183,50

160,54

2. Food Manufacturing & Processing

22,446

12306,93

9567,92

2,283

1095,85

742,42

(a)

Rice Mills, Flour & Dal Mills

11,447

3358,02

2483,94

751

179,96

121,34

(b)

Sugar

726

3597,06

2921,02

57

49,59

39,16

(c)

Edible Oils & Vanaspati

3,027

1715,36

1470,92

359

191,98

133,89

(d)

Tea Processing

725

872,56

666,78

102

68,77

34,22

(e)

Processing of Fruits & Vegetables

457

154,62

117,95

102

47,93

36,76

(f)

Others

6,064

2609,32

1907,31

912

557,62

377,05

3. Beverage & Tobacco

1,454

974,65

990,39

300

277,41

145,93

4. Textiles

35,083

12402,04

10227,87

4,460

1622,70

1228,65

(a)

Cotton Textiles

11,615

5387,95

4524,91

1,516

639,58

489,40

(b)

Jute Textiles

389

207,67

115,92

48

46,79

17,43

(c)

Handloom Textiles & Khadi

2,432

441,46

307,05

180

20,06

16,70

(d)

Other Textiles

20,647

6364,95

5280,00

2,716

916,28

705,13

5. Paper, Paper Products & Printing

9,491

2595,47

2162,49

1,346

407,74

280,35

6. Leather & Leather Products

2,479

768,89

653,52

447

134,36

120,72

7. Rubber & Rubber Products

3,749

1811,07

1172,63

446

155,58

113,80

8. Chemicals & Chemical Products

24,700

15923,43

11407,08

2,968

2156,53

1400,82

(a)

Heavy Industrial Chemicals

2,128

1885,04

1140,43

367

361,19

274,73

(b)

Fertilisers

810

3102,42

2394,23

75

187,54

90,23

(c)

Drugs & Pharmaceuticals

4,753

3924,33

2411,91

643

716,19

554,26

(d)

Non-Edible Oils

455

257,01

216,12

35

14,10

5,76

(e)

Other Chemicals & Chemical Products

16,554

6754,63

5244,39

1,848

877,52

475,84

9. Petroleum, Coal Products & Nuclear Fuels

1,694

5997,65

3215,93

272

577,60

290,15

10. Manufacture of Cement & Cement Products

2,178

1818,84

1422,47

233

237,09

191,45

11. Basic Metals & Metal Products

24,451

17525,88

11191,81

2,497

1098,73

894,20

(a)

Iron & Steel

9,014

12750,33

7415,78

1,001

581,32

495,79

(b)

Non-Ferrous Metals

1,895

973,10

729,77

207

111,77

71,96

(c)

Other Metal Products

13,542

3802,46

3046,26

1,289

405,64

326,44

12. Engineering

23,462

14187,71

10438,44

4,142

2290,59

1408,71

(a)

Heavy Engineering

4,025

3982,18

2854,13

672

636,48

377,63

(b)

Light Engineering

7,562

2982,97

2089,72

1,528

579,43

372,00

(c)

Electrical Machinery & Goods

7,745

4192,40

3137,34

1,072

481,46

278,19

(d)

Electronic Machinery & Goods

4,130

3030,16

2357,24

870

593,22

380,89

13. Vehicles, Vehicle Parts & Transport Equipments

6,385

3623,51

2563,46

832

794,54

356,77

14. Other Industries

40,697

10310,64

7910,47

6,201

2236,40

1524,08

15. Electricity, Gas & Water

1,045

2775,76

1944,61

231

793,51

575,05

(a)

Electricity Generation & Transmission

660

2561,71

1764,63

120

653,78

496,16

(b)

Non-Conventional Energy

110

38,52

25,67

41

20,27

8,13

(c)

Gas, Steam & Water Supply

275

175,53

154,31

70

119,47

70,75

16. Construction

4,860

1914,87

1485,41

4,346

1318,97

1033,86

III.

TRANSPORT OPERATORS

5,428

1629,06

1455,04

2,254

355,57

264,89

IV.

PROFESSIONAL AND OTHER SERVICES

9,518

2426,49

1735,93

7,360

2877,97

2240,02

V.

PERSONAL LOANS

6,748

594,77

492,41

56,102

3530,36

2115,24

1. Loans for Purchase of Consumer Durables

—

—

—

—

—

—

2. Loans for Housing

—

—

—

—

—

—

3. Rest of the Personal Loans

6,748

594,77

492,41

56,102

3530,36

2115,24

VI.

TRADE

1,78,225

62417,24

57183,05

40,519

8311,50

6423,18

1. Wholesale Trade

69,118

49945,84

46767,91

15,400

4694,41

3979,62

2. Retail Trade

1,09,107

12471,40

10415,13

25,119

3617,09

2443,55

VII.

FINANCE

3,664

5704,48

3231,64

4,034

4453,08

2363,54

VIII.

ALL OTHERS

33,191

9002,57

7447,40

17,457

4246,49

2718,64

TOTAL BANK CREDIT

4,60,952

194492,29

153174,98

1,63,260

39744,53

27007,56

OF WHICH :

1. Artisans & Village Industries

3,873

296,26

268,00

661

42,92

34,83

2. Other Small Scale Industries

1,11,642

19826,13

16489,34

10,609

2058,65

1527,28

DEMAND LOANS

MEDIUM TERM LOANS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

6,750

936,57

713,74

56,561

7680,82

5845,14

1. Direct Finance

6,429

648,87

517,17

45,894

1938,84

1661,26

2. Indirect Finance

321

287,71

196,57

10,667

5741,98

4183,87

II.

INDUSTRY

21,684

42032,43

32936,45

22,072

19285,03

16067,47

1. Mining & Quarrying

499

1094,31

567,42

503

243,95

170,41

2. Food Manufacturing & Processing

1,651

1558,54

1277,67

2,309

1076,41

967,72

(a)

Rice Mills, Flour & Dal Mills

566

211,09

215,60

1,071

179,69

146,49

(b)

Sugar

109

325,17

271,26

47

182,36

182,24

(c)

Edible Oils & Vanaspati

202

158,62

108,22

203

68,69

53,91

(d)

Tea Processing

115

257,21

209,37

128

112,32

103,16

(e)

Processing of Fruits & Vegetables

72

82,14

66,90

55

16,22

11,19

(f)

Others

587

524,30

406,32

805

517,13

470,73

3. Beverage & Tobacco

218

541,45

439,61

156

295,24

258,92

4. Textiles

2,928

3408,56

2814,81

2,521

1520,80

1251,66

(a)

Cotton Textiles

1,043

1634,58

1351,81

850

604,45

476,12

(b)

Jute Textiles

29

29,67

29,73

39

39,14

35,01

(c)

Handloom Textiles & Khadi

76

31,93

31,11

75

34,27

16,55

(d)

Other Textiles

1,780

1712,37

1402,16

1,557

842,93

723,98

5. Paper, Paper Products & Printing

785

895,39

749,04

1,173

469,49

404,51

6. Leather & Leather Products

370

240,86

176,16

335

78,31

62,69

7. Rubber & Rubber Products

363

658,84

532,03

406

175,00

143,99

8. Chemicals & Chemical Products

2,488

5361,87

4192,22

2,124

2643,52

2253,38

(a)

Heavy Industrial Chemicals

308

830,69

752,26

181

275,96

227,10

(b)

Fertilisers

148

879,10

731,65

69

495,92

411,54

(c)

Drugs & Pharmaceuticals

569

1373,96

1105,71

364

769,74

637,57

(d)

Non-Edible Oils

21

20,73

11,92

28

3,81

2,98

(e)

Other Chemicals & Chemical Products

1,442

2257,38

1590,69

1,482

1098,10

974,19

9. Petroleum, Coal Products & Nuclear Fuels

189

4237,22

3463,94

164

1405,51

1226,09

10. Manufacture of Cement & Cement Products

290

1253,51

1125,48

232

719,49

554,30

11. Basic Metals & Metal Products

2,230

5503,38

4856,23

1,591

1278,70

1062,69

(a)

Iron & Steel

1,057

4480,78

4091,59

650

835,67

730,87

(b)

Non-Ferrous Metals

223

313,78

217,19

81

101,94

66,09

(c)

Other Metal Products

950

708,82

547,45

860

341,09

265,73

12. Engineering

2,894

7806,31

5741,25

2,209

3288,39

2522,22

(a)

Heavy Engineering

573

2729,06

1929,18

409

1065,21

785,68

(b)

Light Engineering

856

1254,56

970,86

764

959,63

596,36

(c)

Electrical Machinery & Goods

796

1634,14

1208,75

566

756,52

647,01

(d)

Electronic Machinery & Goods

669

2188,55

1632,45

470

507,03

493,18

13. Vehicles, Vehicle Parts & Transport Equipments

749

2472,98

1650,93

1,491

668,60

526,13

14. Other Industries

4,589

3578,95

2715,15

5,384

2935,88

2569,56

15. Electricity, Gas & Water

199

2199,56

1692,12

240

1608,51

1339,43

(a)

Electricity Generation & Transmission

152

2071,89

1665,43

156

1430,53

1220,11

(b)

Non-Conventional Energy

14

13,36

13,25

13

45,23

28,98

(c)

Gas, Steam & Water Supply

33

114,31

13,44

71

132,75

90,34

16. Construction

1,242

1220,68

942,36

1,234

877,22

753,77

III.

TRANSPORT OPERATORS

4,575

896,61

628,43

15,799

1741,92

1447,91

IV.

PROFESSIONAL AND OTHER SERVICES

4,808

3960,68

2908,34

18,107

3277,07

2825,01

V.

PERSONAL LOANS

40,496

2094,29

1710,61

1,07,716

3788,70

3063,49

1. Loans for Purchase of Consumer Durables

—

—

—

10,644

372,49

294,50

2. Loans for Housing

—

—

—

—

—

—

3. Rest of the Personal Loans

40,496

2094,29

1710,61

97,072

3416,21

2768,98

VI.

TRADE

12,169

4965,77

4353,96

12,438

1446,09

1110,23

1. Wholesale Trade

3,672

3361,70

2959,19

4,717

716,36

565,78

2. Retail Trade

8,497

1604,06

1394,76

7,721

729,73

544,45

VII.

FINANCE

1,336

7973,44

5599,98

1,211

5844,45

4787,08

VIII.

ALL OTHERS

8,218

3872,58

3435,14

8,456

2885,21

2343,29

TOTAL BANK CREDIT

1,00,036

66732,37

52286,65

2,42,360

45949,30

37489,61

OF WHICH :

1. Artisans & Village Industries

324

22,95

20,19

481

34,44

24,67

2. Other Small Scale Industries

6,566

1897,23

1530,91

9,159

1899,56

1442,63

LONG TERM LOANS

PACKING CREDIT

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

1,70,831

10286,91

8322,03

376

404,80

324,17

1. Direct Finance

1,63,216

6167,89

5372,03

371

403,52

323,46

2. Indirect Finance

7,615

4119,02

2950,00

5

1,28

71

II.

INDUSTRY

73,988

50655,64

41341,03

13,368

22784,37

16522,57

1. Mining & Quarrying

2,209

1749,27

1352,21

397

493,08

385,30

2. Food Manufacturing & Processing

9,621

3598,94

2922,07

925

2499,69

1891,63

(a)

Rice Mills, Flour & Dal Mills

4,145

1200,83

899,99

115

753,82

632,53

(b)

Sugar

277

466,97

397,44

11

18,61

14,11

(c)

Edible Oils & Vanaspati

859

304,18

241,38

138

362,64

260,82

(d)

Tea Processing

307

280,24

236,53

49

189,75

107,39

(e)

Processing of Fruits & Vegetables

310

265,40

252,38

55

44,30

29,37

(f)

Others

3,723

1081,33

894,34

557

1130,57

847,41

3. Beverage & Tobacco

523

331,29

283,20

60

383,14

244,55

4. Textiles

9,296

5582,62

4676,11

5,456

6119,67

4608,85

(a)

Cotton Textiles

3,448

2605,51

2046,28

1,223

2178,31

1728,75

(b)

Jute Textiles

116

36,79

26,79

60

66,83

48,15

(c)

Handloom Textiles & Khadi

370

52,92

255,71

107

62,03

50,81

(d)

Other Textiles

5,362

2887,40

2347,32

4,066

3812,51

2781,14

5. Paper, Paper Products & Printing

4,998

1552,67

1198,53

67

54,58

38,82

6. Leather & Leather Products

765

300,51

234,23

1,268

879,20

744,46

7. Rubber & Rubber Products

1,458

409,81

305,46

161

194,76

136,31

8. Chemicals & Chemical Products

7,647

5268,97

4225,10

1,201

2599,76

1666,00

(a)

Heavy Industrial Chemicals

537

956,99

859,48

229

278,71

234,93

(b)

Fertilisers

164

956,19

785,32

82

304,91

211,12

(c)

Drugs & Pharmaceuticals

1,169

863,63

683,94

348

1009,87

629,06

(d)

Non-Edible Oils

146

85,58

82,19

25

73,43

46,48

(e)

Other Chemicals & Chemical Products

5,631

2406,57

1814,16

517

932,84

544,41

9. Petroleum, Coal Products & Nuclear Fuels

496

3029,06

2794,06

82

1320,14

1054,56

10. Manufacture of Cement & Cement Products

825

1627,01

1467,97

29

99,03

65,79

11. Basic Metals & Metal Products

6,490

5334,68

4463,42

1,162

2131,42

1517,67

(a)

Iron & Steel

2,317

3956,43

3453,63

315

1409,40

1056,13

(b)

Non-Ferrous Metals

412

298,47

220,12

159

315,33

169,54

(c)

Other Metal Products

3,761

1079,78

789,67

688

406,69

292,01

12. Engineering

7,214

4966,93

3758,10

695

1726,20

1080,74

(a)

Heavy Engineering

1,697

1365,40

991,39

189

615,31

353,88

(b)

Light Engineering

2,429

1158,74

933,02

181

435,63

254,85

(c)

Electrical Machinery & Goods

1,763

1572,24

1180,36

155

338,12

261,74

(d)

Electronic Machinery & Goods

1,325

870,55

653,33

170

337,14

210,27

13. Vehicles, Vehicle Parts & Transport Equipments

3,460

2740,50

2182,07

289

786,33

495,47

14. Other Industries

15,615

4907,28

3828,14

1,515

3049,01

2389,91

15. Electricity, Gas & Water

859

6891,69

5721,37

42

354,17

129,43

(a)

Electricity Generation & Transmission

560

6544,36

5477,79

42

354,17

129,43

(b)

Non-Conventional Energy

42

163,38

110,27

—

—

—

(c)

Gas, Steam & Water Supply

257

183,95

133,31

—

—

—

16. Construction

2,512

2364,39

1928,99

19

94,18

73,08

III.

TRANSPORT OPERATORS

60,764

4310,52

3252,08

234

221,14

212,76

IV.

PROFESSIONAL AND OTHER SERVICES

38,350

6987,48

5559,08

274

302,99

223,57

V.

PERSONAL LOANS

4,64,608

21695,28

19450,28

214

30,00

22,89

1. Loans for Purchase of Consumer Durables

11,911

375,58

316,34

—

—

—

2. Loans for Housing

3,25,946

16912,52

15316,34

—

—

—

3. Rest of the Personal Loans

1,26,751

4407,18

3817,60

214

30,00

22,89

VI.

TRADE

23,911

2963,37

2321,42

3,600

3707,08

2922,54

1. Wholesale Trade

6,692

1562,58

1224,57

2,867

3097,58

2438,14

2. Retail Trade

17,219

1400,79

1096,85

733

609,50

484,40

VII.

FINANCE

4,911

12070,85

9541,70

31

193,46

177,26

VIII.

ALL OTHERS

19,164

8530,56

6839,26

1,149

926,89

628,80

TOTAL BANK CREDIT

8,56,527

117500,60

96626,88

19,246

28570,74

21034,58

OF WHICH :

1. Artisans & Village Industries

1,654

100,64

82,12

133

18,98

14,67

2. Other Small Scale Industries

35,041

5546,94

3975,57

5,125

3849,21

3012,79

EXPORT TRADE BILLS

EXPORT TRADE BILLS

PURCHASED

DISCOUNTED

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

4

5,63

64

—

—

—

1. Direct Finance

—

—

—

—

—

—

2. Indirect Finance

4

5,63

64

—

—

—

II.

INDUSTRY

12,024

16521,23

10490,68

4,415

6942,34

4345,39

1. Mining & Quarrying

305

745,95

255,33

122

127,25

49,53

2. Food Manufacturing & Processing

696

1448,69

868,35

221

565,69

341,43

(a)

Rice Mills, Flour & Dal Mills

112

502,32

307,82

30

138,80

89,68

(b)

Sugar

7

17,74

12,80

3

5,06

1,66

(c)

Edible Oils & Vanaspati

50

97,57

47,91

8

11,06

8,51

(d)

Tea Processing

31

103,22

42,09

20

76,57

35,48

(e)

Processing of Fruits & Vegetables

34

44,90

23,18

43

45,41

33,87

(f)

Others

462

682,94

434,56

117

288,79

172,24

3. Beverage & Tobacco

29

77,61

39,06

12

50,23

21,17

4. Textiles

4,437

4954,05

3181,28

1,599

2066,62

1395,37

(a)

Cotton Textiles

948

1560,56

980,74

322

609,46

425,44

(b)

Jute Textiles

48

61,66

47,87

13

12,14

4,00

(c)

Handloom Textiles & Khadi

83

67,30

47,10

28

27,78

20,87

(d)

Other Textiles

3,358

3264,53

2105,57

1,236

1417,23

945,06

5. Paper, Paper Products & Printing

83

53,50

33,86

38

26,04

13,28

6. Leather & Leather Products

817

816,40

509,07

520

532,51

290,12

7. Rubber & Rubber Products

171

156,64

110,51

79

58,67

44,92

8. Chemicals & Chemical Products

1,617

2025,52

1269,11

530

980,01

592,57

(a)

Heavy Industrial Chemicals

345

313,25

192,74

114

104,18

60,42

(b)

Fertilisers

58

129,02

68,82

9

11,70

9,86

(c)

Drugs & Pharmaceuticals

502

999,07

634,54

171

472,12

288,48

(d)

Non-Edible Oils

21

62,57

47,82