Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
SOUTHERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| |
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 3,89,381 | 531,64 | 506,33 | | 4,08,198 | 457,88 | 444,02 | | 2 | 1 | 1 | | | 1. | Direct Finance | 3,84,429 | 438,90 | 414,80 | | 4,07,419 | 431,11 | 422,14 | | - | - | - | | | 2. | Indirect Finance | 4,952 | 92,73 | 91,53 | | 779 | 26,78 | 21,88 | | 2 | 1 | 1 | II. | INDUSTRY | 80,032 | 1192,12 | 1059,76 | | 46,266 | 1262,69 | 1041,38 | | 44 | 55,10 | 44,43 | | | 1. | Mining & Quarrying | 392 | 12,66 | 7,41 | | 104 | 10,76 | 10,20 | | - | - | - | | | 2. | Food Manufacturing and Processing | 4,145 | 225,13 | 194,94 | | 1,943 | 410,76 | 316,80 | | 18 | 41,53 | 30,07 | | | | (a) | Rice Mills, Flour and Dal Mills | 461 | 10,05 | 8,15 | | 253 | 6,46 | 6,09 | | - | - | - | | | | (b) | Sugar | 3 | 53 | 56 | | 5 | 95 | 99 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 388 | 9,59 | 8,10 | | 308 | 21,38 | 17,81 | | - | - | - | | | | (d) | Tea Processing | 31 | 27,11 | 20,86 | | 46 | 52,90 | 42,82 | | 16 | 23,93 | 14,48 | | | | (e) | Processing of Fruits & Vegetables | 234 | 5,41 | 5,19 | | 45 | 90 | 70 | | - | - | - | | | | (f) | Others | 3,028 | 172,43 | 152,08 | | 1,286 | 328,17 | 248,39 | | 2 | 17,60 | 15,59 | | | 3. | Beverage and Tobacco | 107 | 2,95 | 1,67 | | 119 | 9,47 | 8,53 | | 1 | 10 | - | | | 4. | Textiles | 1,167 | 59,44 | 52,42 | | 1,170 | 157,45 | 131,84 | | - | - | - | | | | (a) | Cotton Textiles | 93 | 14,05 | 12,41 | | 164 | 71,48 | 65,52 | | - | - | - | | | | (b) | Jute Textiles | 9 | 86 | 91 | | 4 | 3 | 3 | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 59 | 79 | 60 | | 75 | 5,58 | 4,36 | | - | - | - | | | | (d) | Other Textiles | 1,006 | 43,74 | 38,50 | | 927 | 80,35 | 61,93 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 828 | 40,45 | 32,30 | | 601 | 46,02 | 40,06 | | - | - | - | | | 6. | Leather and Leather Products | 126 | 2,56 | 2,27 | | 132 | 1,57 | 1,26 | | - | - | - | | | 7. | Rubber and Rubber Products | 949 | 71,63 | 50,32 | | 627 | 92,03 | 79,51 | | 5 | 6,97 | 6,02 | | | 8. | Chemicals and Chemical Products | 1,344 | 161,10 | 148,97 | | 1,283 | 131,35 | 103,84 | | 3 | 77 | 15 | | | | (a) | Heavy Industrial Chemicals | 61 | 14,66 | 14,55 | | 45 | 12,61 | 12,34 | | - | - | - | | | | (b) | Fertilizers | 48 | 65,36 | 45,77 | | 26 | 49,54 | 30,74 | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 224 | 8,58 | 7,47 | | 247 | 12,23 | 11,98 | | 2 | 17 | 15 | | | | (d) | Non-Edible Oils | 30 | 10,44 | 11,96 | | 27 | 13,00 | 11,21 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 981 | 62,06 | 69,22 | | 938 | 43,97 | 37,56 | | 1 | 60 | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 43 | 11,36 | 3,68 | | 27 | 3,62 | 3,41 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 210 | 5,91 | 3,32 | | 153 | 6,25 | 4,59 | | - | - | - | | | 11. | Basic Metals & Metal Products | 939 | 63,81 | 68,29 | | 761 | 52,88 | 41,57 | | 7 | 3,02 | 3,10 | | | | (a) | Iron and Steel | 192 | 32,58 | 35,56 | | 129 | 12,58 | 14,45 | | - | - | - | | | | (b) | Non-Ferrous Metals | 65 | 1,58 | 1,35 | | 35 | 15,33 | 9,28 | | 2 | 62 | 78 | | | | (c) | Other Metal Products | 682 | 29,65 | 31,38 | | 597 | 24,97 | 17,85 | | 5 | 2,40 | 2,32 | | | 12. | Engineering | 1,081 | 240,27 | 241,48 | | 990 | 149,35 | 145,85 | | 4 | 2,04 | 4,61 | | | | (a) | Heavy Engineering | 58 | 23,75 | 15,08 | | 50 | 4,18 | 3,83 | | 1 | 1 | 1 | | | | (b) | Light Engineering | 503 | 23,68 | 13,48 | | 369 | 12,66 | 10,98 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 283 | 148,79 | 156,16 | | 240 | 55,49 | 53,32 | | 3 | 2,03 | 4,60 | | | | (d) | Electronic Machinery & Goods | 237 | 44,05 | 56,75 | | 331 | 77,02 | 77,72 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 409 | 12,33 | 10,35 | | 491 | 12,39 | 11,39 | | - | - | - | | | 14. | Other Industries | 67,859 | 241,14 | 219,07 | | 37,364 | 138,91 | 111,20 | | 5 | 65 | 44 | | | 15. | Electricity, Gas & Water | 70 | 19,79 | 6,58 | | 45 | 17,20 | 12,25 | | - | - | - | | | | (a) | Electricity Generation & Transmission | 61 | 19,59 | 6,38 | | 35 | 17,02 | 12,09 | | - | - | - | | | | (b) | Non-Conventional Energy | 2 | 11 | 11 | | 3 | 6 | 9 | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 7 | 9 | 9 | | 7 | 12 | 7 | | - | - | - | | | 16. | Construction | 363 | 21,60 | 16,69 | | 456 | 22,67 | 19,10 | | 1 | 2 | 2 | III. | TRANSPORT OPERATORS | 14,150 | 158,01 | 118,46 | | 8,403 | 82,53 | 71,25 | | 1 | 70 | 27 | IV. | PROFESSIONAL AND OTHER SERVICES | 18,029 | 98,08 | 82,17 | | 80,384 | 161,64 | 121,04 | | 10 | 80 | 62 | V. | PERSONAL LOANS | 2,39,260 | 642,13 | 572,24 | | 1,50,390 | 561,34 | 503,76 | | 1,476 | 19,59 | 15,37 | | | 1. | Loans for Purchase of Consumer Durables | 32,385 | 54,45 | 48,07 | | 12,558 | 21,02 | 18,18 | | - | - | - | | | 2. | Loans for Housing | 23,918 | 181,94 | 164,44 | | 22,507 | 167,77 | 155,04 | | 30 | 57 | 57 | | | 3. | Rest of the Personal Loans | 1,82,957 | 405,74 | 359,73 | | 1,15,325 | 372,55 | 330,54 | | 1,446 | 19,02 | 14,80 | VI. | TRADE | 1,47,108 | 611,61 | 531,82 | | 1,05,943 | 582,10 | 457,02 | | 52 | 27,04 | 7,03 | | | 1. | Wholesale Trade | 5,573 | 317,97 | 283,68 | | 3,310 | 369,53 | 270,53 | | 47 | 26,63 | 6,64 | | | 2. | Retail Trade | 1,41,535 | 293,64 | 248,14 | | 1,02,633 | 212,57 | 186,50 | | 5 | 41 | 40 | VII. | FINANCE | 64 | 10,74 | 8,68 | | 223 | 53,28 | 39,50 | | 4 | 29 | 23 | VIII.
| ALL OTHERS
| 93,469
| 204,52
| 172,02
|
| 1,56,519
| 262,22
| 241,61
|
| 3
| 2,84
| 2,08
| TOTAL BANK CREDIT | 9,81,493 | 3448,84 | 3051,48 | | 9,56,326 | 3423,67 | 2919,59 | | 1,592 | 106,35 | 70,03 | OF WHICH : | 1. Artisans & Village Industries | 24,244 | 28,36 | 24,25 | | 13,375 | 19,80 | 17,04 | | - | - | - |
| 2. Other Small Scale Industries
| 46,871
| 344,39
| 304,01
|
| 27,199
| 514,36
| 413,24
|
| 1
| 6,00
| 4,16
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| | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
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|
|
| 10
| 11
| 12
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| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | 2,72,234 | 156,77 | 153,56 | | 1,13,470 | 197,47 | 180,55 | | 11,83,285 | 1343,77 | 1284,47 | | | 1. | Direct Finance | 2,70,595 | 155,61 | 152,47 | | 1,10,270 | 173,86 | 160,76 | | 11,72,713 | 1199,48 | 1150,18 | | | 2. | Indirect Finance | 1,639 | 1,16 | 1,09 | | 3,200 | 23,61 | 19,79 | | 10,572 | 144,29 | 134,29 | II. | INDUSTRY | 30,077 | 17,70 | 16,18 | | 31,441 | 803,43 | 626,19 | | 1,87,860 | 3331,03 | 2787,94 | | | 1. | Mining & Quarrying | 34 | 22 | 22 | | 163 | 6,77 | 6,66 | | 693 | 30,41 | 24,49 | | | 2. | Food Manufacturing and Processing | 389 | 1,28 | 1,21 | | 1,961 | 280,23 | 196,34 | | 8,456 | 958,95 | 739,36 | | | | (a) | Rice Mills, Flour and Dal Mills | 59 | 36 | 34 | | 440 | 14,33 | 11,19 | | 1,213 | 31,21 | 25,77 | | | | (b) | Sugar | - | - | - | | 4 | 26 | 14 | | 12 | 1,74 | 1,69 | | | | (c) | Edible Oils and Vanaspati | 32 | 28 | 25 | | 394 | 11,87 | 9,70 | | 1,122 | 43,11 | 35,86 | | | | (d) | Tea Processing | 1 | - | - | | 19 | 9,88 | 7,13 | | 113 | 113,82 | 85,30 | | | | (e) | Processing of Fruits & Vegetables | 1 | - | - | | 27 | 90 | 94 | | 307 | 7,22 | 6,83 | | | | (f) | Others | 296 | 64 | 62 | | 1,077 | 243,00 | 167,24 | | 5,689 | 761,85 | 583,91 | | | 3. | Beverage and Tobacco | 5 | 2 | 2 | | 203 | 14,68 | 13,57 | | 435 | 27,22 | 23,80 | | | 4. | Textiles | 87 | 55 | 52 | | 859 | 37,57 | 32,69 | | 3,283 | 255,00 | 217,47 | | | | (a) | Cotton Textiles | 22 | 16 | 15 | | 61 | 8,23 | 9,71 | | 340 | 93,93 | 87,79 | | | | (b) | Jute Textiles | - | - | - | | 17 | 19 | 12 | | 30 | 1,08 | 1,06 | | | | (c) | Handloom Textiles & Khadi | 1 | 1 | 1 | | 53 | 77 | 47 | | 188 | 7,14 | 5,44 | | | | (d) | Other Textiles | 64 | 38 | 36 | | 728 | 28,37 | 22,39 | | 2,725 | 152,85 | 123,17 | | | 5. | Paper, Paper Products and Printing | 25 | 16 | 16 | | 676 | 35,66 | 30,25 | | 2,130 | 122,29 | 102,76 | | | 6. | Leather and Leather Products | 4 | 3 | 3 | | 67 | 2,74 | 2,63 | | 329 | 6,90 | 6,19 | | | 7. | Rubber and Rubber Products | 13 | 5 | 5 | | 626 | 64,71 | 51,37 | | 2,220 | 235,39 | 187,27 | | | 8. | Chemicals and Chemical Products | 23 | 21 | 19 | | 830 | 38,65 | 34,51 | | 3,483 | 332,08 | 287,66 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 19 | 61 | 60 | | 125 | 27,88 | 27,49 | | | | (b) | Fertilizers | - | - | - | | 6 | 17 | 16 | | 80 | 115,07 | 76,67 | | | | (c) | Drugs and Pharmaceuticals | 9 | 5 | 5 | | 222 | 18,46 | 17,25 | | 704 | 39,49 | 36,91 | | | | (d) | Non-Edible Oils | 2 | 1 | 1 | | 18 | 44 | 49 | | 77 | 23,89 | 23,67 | | | | (e) | Other Chemicals & Chemical Products | 12 | 15 | 13 | | 565 | 18,98 | 16,00 | | 2,497 | 125,75 | 122,92 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | 25 | 1,36 | 1,31 | | 95 | 16,34 | 8,40 | | | 10. | Manufacture of Cement & Cement Products | 9 | 11 | 13 | | 195 | 3,08 | 2,80 | | 567 | 15,35 | 10,84 | | | 11. | Basic Metals & Metal Products | 31 | 23 | 22 | | 451 | 9,12 | 7,39 | | 2,189 | 129,05 | 120,57 | | | | (a) | Iron and Steel | 4 | 3 | 3 | | 90 | 3,67 | 2,99 | | 415 | 48,86 | 53,03 | | | | (b) | Non-Ferrous Metals | - | - | - | | 22 | 21 | 22 | | 124 | 17,74 | 11,62 | | | | (c) | Other Metal Products | 27 | 20 | 19 | | 339 | 5,24 | 4,18 | | 1,650 | 62,45 | 55,92 | | | 12. | Engineering | 14 | 9 | 8 | | 799 | 28,32 | 27,54 | | 2,888 | 420,07 | 419,56 | | | | (a) | Heavy Engineering | 2 | 1 | - | | 57 | 4,11 | 3,80 | | 168 | 32,06 | 22,73 | | | | (b) | Light Engineering | 3 | 1 | 1 | | 301 | 4,24 | 3,27 | | 1,176 | 40,60 | 27,75 | | | | (c) | Electrical Machinery & Goods | 8 | 7 | 5 | | 187 | 8,88 | 10,06 | | 721 | 215,26 | 224,20 | | | | (d) | Electronic Machinery & Goods | 1 | 1 | - | | 254 | 11,08 | 10,41 | | 823 | 132,16 | 144,88 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 10 | 11 | 10 | | 666 | 11,21 | 7,77 | | 1,576 | 36,05 | 29,61 | | | 14. | Other Industries | 29,428 | 14,54 | 13,22 | | 22,223 | 177,35 | 130,00 | | 1,56,879 | 572,59 | 473,93 | | | 15. | Electricity, Gas & Water | 1 | - | - | | 31 | 3,96 | 4,04 | | 147 | 40,95 | 22,87 | | | | (a) | Electricity Generation & Transmission | 1 | - | - | | 19 | 3,51 | 3,60 | | 116 | 40,12 | 22,07 | | | | (b) | Non-Conventional Energy | - | - | - | | 6 | 22 | 22 | | 11 | 39 | 42 | | | | (c) | Gas, Steam & Water Supply | - | - | - | | 6 | 23 | 22 | | 20 | 44 | 37 | | | 16. | Construction | 4 | 8 | 3 | | 1,666 | 88,03 | 77,33 | | 2,490 | 132,40 | 113,17 | III. | TRANSPORT OPERATORS | 998 | 11,11 | 9,41 | | 26,660 | 297,35 | 220,71 | | 50,212 | 549,69 | 420,09 | IV. | PROFESSIONAL AND OTHER SERVICES | 38,257 | 21,43 | 19,77 | | 35,822 | 158,89 | 125,97 | | 1,72,502 | 440,83 | 349,57 | V. | PERSONAL LOANS | 61,601 | 53,92 | 51,15 | | 2,92,271 | 598,42 | 553,78 | | 7,44,998 | 1875,39 | 1696,31 | | | 1. | Loans for Purchase of Consumer Durables | 9,419 | 10,03 | 9,04 | | 25,223 | 36,43 | 29,28 | | 79,585 | 121,93 | 104,57 | | | 2. | Loans for Housing | 2,381 | 9,50 | 8,71 | | 17,684 | 143,75 | 128,00 | | 66,520 | 503,54 | 456,77 | | | 3. | Rest of the Personal Loans | 49,801 | 34,38 | 33,40 | | 2,49,364 | 418,24 | 396,49 | | 5,98,893 | 1249,92 | 1134,97 | VI. | TRADE | 1,17,997 | 84,18 | 77,83 | | 66,492 | 693,49 | 550,90 | | 4,37,592 | 1998,42 | 1624,61 | | | 1. | Wholesale Trade | 56 | 37 | 33 | | 4,561 | 351,04 | 272,52 | | 13,547 | 1065,53 | 833,69 | | | 2. | Retail Trade | 1,17,941 | 83,82 | 77,50 | | 61,931 | 342,45 | 278,38 | | 4,24,045 | 932,88 | 790,92 | VII. | FINANCE | 3 | 3 | 2 | | 357 | 26,79 | 17,41 | | 651 | 91,12 | 65,83 | VIII.
| ALL OTHERS
| 38,910
| 25,23
| 24,37
|
| 2,96,002
| 351,56
| 319,67
|
| 5,84,903
| 846,37
| 759,75
| TOTAL BANK CREDIT | 5,60,077 | 370,37 | 352,30 | | 8,62,515 | 3127,39 | 2595,18 | | 33,62,003 | 10476,63 | 8988,57 | OF WHICH : | 1. Artisans & Village Industries | 21,136 | 8,49 | 7,60 | | 4,176 | 8,87 | 7,58 | | 62,931 | 65,51 | 56,47 |
| 2. Other Small Scale Industries
| 8,023
| 7,80
| 7,31
|
| 15,705
| 358,95
| 278,71
|
| 97,799
| 1231,49
| 1007,41
|
|