Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
WESTERN REGION
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| (Amount in Rupees Lakh)
|
| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
| |
| |
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 606 | 1,74 | 1,41 | | 216 | 33 | 26 | | - | - | - | | | 1. | Direct Finance | 606 | 1,74 | 1,41 | | 215 | 31 | 24 | | - | - | - | | | 2. | Indirect Finance | - | - | - | | 1 | 2 | 3 | | - | - | - | II. | INDUSTRY | 636 | 27,51 | 19,78 | | 270 | 42,82 | 35,74 | | 13 | 12,62 | 9,64 | | | 1. | Mining & Quarrying | 1 | 4 | 2 | | 6 | 15 | 15 | | - | - | - | | | 2. | Food Manufacturing and Processing | 7 | 34 | 34 | | 4 | 3 | 1 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 7 | 34 | 34 | | 1 | 2 | - | | - | - | - | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | - | - | - | | | | (d) | Tea Processing | - | - | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | - | - | - | | | | (f) | Others | - | - | - | | 3 | 1 | 1 | | - | - | - | | | 3. | Beverage and Tobacco | 8 | 13 | 10 | | 8 | 2,12 | 1,61 | | - | - | - | | | 4. | Textiles | 12 | 1,50 | 1,29 | | 43 | 15,36 | 14,82 | | - | - | - | | | | (a) | Cotton Textiles | 5 | 51 | 45 | | 12 | 3,45 | 3,46 | | - | - | - | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | - | - | - | | | | (d) | Other Textiles | 7 | 98 | 84 | | 31 | 11,90 | 11,36 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 17 | 1,17 | 91 | | 19 | 2,40 | 1,20 | | 1 | 60 | 16 | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | - | - | - | | | 7. | Rubber and Rubber Products | 15 | 7,45 | 6,63 | | 3 | 13 | - | | - | - | - | | | 8. | Chemicals and Chemical Products | 43 | 6,60 | 3,77 | | 71 | 11,25 | 8,90 | | 11 | 10,68 | 7,79 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 4 | 2,83 | 2,81 | | - | - | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | 3 | 24 | 25 | | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 43 | 6,60 | 3,77 | | 64 | 8,18 | 5,84 | | 11 | 10,68 | 7,79 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | 1 | 1 | 1 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | - | - | - | | - | - | - | | | 11. | Basic Metals & Metal Products | 26 | 3,74 | 2,01 | | 18 | 4,44 | 3,78 | | - | - | - | | | | (a) | Iron and Steel | - | - | - | | 5 | 1,04 | 82 | | - | - | - | | | | (b) | Non-Ferrous Metals | 12 | 2,32 | 1,01 | | 6 | 1,39 | 1,28 | | - | - | - | | | | (c) | Other Metal Products | 14 | 1,42 | 1,00 | | 7 | 2,01 | 1,69 | | - | - | - | | | 12. | Engineering | 30 | 3,29 | 2,29 | | 28 | 2,46 | 2,04 | | - | - | - | | | | (a) | Heavy Engineering | 8 | 41 | 31 | | 11 | 1,48 | 1,18 | | - | - | - | | | | (b) | Light Engineering | 19 | 2,80 | 1,90 | | 9 | 29 | 25 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 3 | 8 | 8 | | 6 | 19 | 16 | | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | | 2 | 50 | 45 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 32 | 2,16 | 1,48 | | 3 | 71 | 40 | | - | - | - | | | 14. | Other Industries | 435 | 89 | 78 | | 60 | 3,71 | 2,68 | | 1 | 1,34 | 1,69 | | | 15. | Electricity, Gas & Water | 2 | 5 | 5 | | 2 | 1 | 1 | | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 2 | 5 | 5 | | 2 | 1 | 1 | | - | - | - | | | 16. | Construction | 8 | 17 | 10 | | 4 | 5 | 13 | | - | - | - | III. | TRANSPORT OPERATORS | 64 | 1,07 | 94 | | 41 | 55 | 58 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 40 | 49 | 31 | | 177 | 73 | 59 | | - | - | - | V . | PERSONAL LOANS | 2,017 | 5,79 | 5,28 | | 299 | 1,17 | 1,00 | | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 68 | 9 | 7 | | 5 | 1 | 1 | | - | - | - | | | 2. | Loans for Housing | 72 | 80 | 70 | | 33 | 28 | 24 | | - | - | - | | | 3. | Rest of the Personal Loans | 1,877 | 4,90 | 4,52 | | 261 | 88 | 75 | | - | - | - | VI. | TRADE | 352 | 1,84 | 1,76 | | 87 | 42 | 40 | | - | - | - | | | 1. | Wholesale Trade | 9 | 35 | 28 | | 3 | 7 | 7 | | - | - | - | | | 2. | Retail Trade | 343 | 1,49 | 1,48 | | 84 | 35 | 34 | | - | - | - | VII. | FINANCE | - | - | - | | 1 | 25 | 19 | | - | - | - | VIII.
| ALL OTHERS
| 62
| 2,91
| 2,28
|
| 33
| 31
| 29
|
| -
| -
| -
| TOTAL BANK CREDIT | 3,777 | 41,34 | 31,75 | | 1,124 | 46,56 | 39,06 | | 13 | 12,62 | 9,64 | OF WHICH : | 1. | Artisans & Village Industries | 358 | 2,81 | 2,49 | | 34 | 16 | 16 | | - | - | - |
| 2.
| Other Small Scale Industries
| 127
| 6,86
| 4,97
|
| 168
| 19,23
| 15,20
|
| 11
| 10,07
| 6,73
|
|
|
|
|
|
|
|
| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 10
| 11
| 12
|
| 13
| 14
| 15
|
| 16
| 17
| 18
| I. | AGRICULTURE | - | - | - | | - | - | - | | 822 | 2,07 | 1,67 | | | 1. | Direct Finance | - | - | - | | - | - | - | | 821 | 2,05 | 1,64 | | | 2. | Indirect Finance | - | - | - | | - | - | - | | 1 | 2 | 3 | II. | INDUSTRY | - | - | - | | 6 | 3,12 | 1,15 | | 925 | 86,07 | 66,30 | | | 1. | Mining & Quarrying | - | - | - | | - | - | - | | 7 | 18 | 18 | | | 2. | Food Manufacturing and Processing | - | - | - | | - | - | - | | 11 | 37 | 35 | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | - | - | - | | 8 | 36 | 34 | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | - | - | - | | | | (d) | Tea Processing | - | - | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | - | - | - | | | | (f) | Others | - | - | - | | - | - | - | | 3 | 1 | 1 | | | 3. | Beverage and Tobacco | - | - | - | | - | - | - | | 16 | 2,25 | 1,71 | | | 4. | Textiles | - | - | - | | - | - | - | | 55 | 16,85 | 16,11 | | | | (a) | Cotton Textiles | - | - | - | | - | - | - | | 17 | 3,97 | 3,91 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | - | - | - | | | | (d) | Other Textiles | - | - | - | | - | - | - | | 38 | 12,89 | 12,21 | | | 5. | Paper, Paper Products and Printing | - | - | - | | - | - | - | | 37 | 4,17 | 2,26 | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | - | - | - | | | 7. | Rubber and Rubber Products | - | - | - | | - | - | - | | 18 | 7,58 | 6,63 | | | 8. | Chemicals and Chemical Products | - | - | - | | 4 | 2,42 | 79 | | 129 | 30,94 | 21,25 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | 4 | 2,83 | 2,81 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | 3 | 24 | 25 | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | 4 | 2,42 | 79 | | 122 | 27,88 | 18,19 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | 1 | 1 | 1 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | - | - | - | | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | | - | - | - | | 44 | 8,18 | 5,79 | | | | (a) | Iron and Steel | - | - | - | | - | - | - | | 5 | 1,04 | 82 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | 18 | 3,71 | 2,29 | | | | (c) | Other Metal Products | - | - | - | | - | - | - | | 21 | 3,42 | 2,68 | | | 12. | Engineering | - | - | - | | 2 | 70 | 36 | | 60 | 6,44 | 4,69 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | 19 | 1,89 | 1,49 | | | | (b) | Light Engineering | - | - | - | | - | - | - | | 28 | 3,08 | 2,16 | | | | (c) | Electrical Machinery & Goods | - | - | - | | 2 | 70 | 36 | | 11 | 97 | 60 | | | | (d) | Electronic Machinery & Goods | - | - | - | | - | - | - | | 2 | 50 | 45 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | - | - | - | | 35 | 2,87 | 1,88 | | | 14. | Other Industries | - | - | - | | - | - | - | | 496 | 5,95 | 5,15 | | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 4 | 6 | 6 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 4 | 6 | 6 | | | 16. | Construction | - | - | - | | - | - | - | | 12 | 22 | 23 | III. | TRANSPORT OPERATORS | - | - | - | | - | - | - | | 105 | 1,62 | 1,52 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | | - | - | - | | 217 | 1,21 | 90 | V . | PERSONAL LOANS | - | - | - | | - | - | - | | 2,316 | 6,96 | 6,28 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | | - | - | - | | 73 | 10 | 7 | | | 2. | Loans for Housing | - | - | - | | - | - | - | | 105 | 1,08 | 94 | | | 3. | Rest of the Personal Loans | - | - | - | | - | - | - | | 2,138 | 5,77 | 5,27 | VI. | TRADE | - | - | - | | - | - | - | | 439 | 2,26 | 2,16 | | | 1. | Wholesale Trade | - | - | - | | - | - | - | | 12 | 42 | 34 | | | 2. | Retail Trade | - | - | - | | - | - | - | | 427 | 1,84 | 1,81 | VII. | FINANCE | - | - | - | | - | - | - | | 1 | 25 | 19 | VIII.
| ALL OTHERS
| -
| -
| -
|
| -
| -
| -
|
| 95
| 3,21
| 2,57
| TOTAL BANK CREDIT | - | - | - | | 6 | 3,12 | 1,15 | | 4,920 | 103,65 | 81,59 | OF WHICH : | 1. | Artisans & Village Industries | - | - | - | | - | - | - | | 392 | 2,96 | 2,66 |
| 2.
| Other Small Scale Industries
| -
| -
| -
|
| 4
| 2,42
| 79
|
| 310
| 38,57
| 27,69
|
|