Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
WESTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| |
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
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|
|
| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 605 | 34 | 39 | | 798 | 1,44 | 1,29 | | - | - | - | | | 1. | Direct Finance | 605 | 34 | 39 | | 797 | 1,43 | 1,29 | | - | - | - | | | 2. | Indirect Finance | - | - | - | | 1 | - | - | | - | - | - | II. | INDUSTRY | 414 | 26,09 | 20,52 | | 332 | 25,84 | 20,84 | | 7 | 8,45 | 8,14 | | | 1. | Mining & Quarrying | - | - | - | | 1 | - | - | | - | - | - | | | 2. | Food Manufacturing and Processing | 2 | 1 | - | | 17 | 85 | 85 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | 10 | 78 | 78 | | - | - | - | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | - | - | - | | | | (d) | Tea Processing | - | - | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | 1 | - | - | | - | - | - | | | | (f) | Others | 2 | 1 | - | | 6 | 7 | 7 | | - | - | - | | | 3. | Beverage and Tobacco | - | - | - | | 2 | 1 | 1 | | - | - | - | | | 4. | Textiles | 18 | 21,67 | 15,53 | | 51 | 10,75 | 10,04 | | 2 | 3,55 | 2,77 | | | | (a) | Cotton Textiles | 2 | 3 | 3 | | 4 | 55 | 38 | | - | - | - | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | 1 | 2 | 1 | | - | - | - | | | | (d) | Other Textiles | 16 | 21,63 | 15,50 | | 46 | 10,19 | 9,65 | | 2 | 3,55 | 2,77 | | | 5. | Paper, Paper Products and Printing | - | - | - | | 23 | 1,08 | 59 | | - | - | - | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | - | - | - | | | 7. | Rubber and Rubber Products | 1 | 1 | - | | - | - | - | | - | - | - | | | 8. | Chemicals and Chemical Products | 11 | 2,14 | 3,25 | | 30 | 8,23 | 6,32 | | 5 | 4,90 | 5,36 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 7 | 81 | - | | - | - | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 1 | 5 | 2 | | 2 | 32 | 31 | | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 10 | 2,09 | 3,23 | | 21 | 7,10 | 6,01 | | 5 | 4,90 | 5,36 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | 1 | 1 | 1 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 13 | 92 | 64 | | 6 | 14 | 5 | | - | - | - | | | 11. | Basic Metals & Metal Products | 8 | 25 | 25 | | 19 | 95 | 91 | | - | - | - | | | | (a) | Iron and Steel | 5 | 23 | 25 | | 5 | 53 | 54 | | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | - | - | - | | | | (c) | Other Metal Products | 3 | 2 | - | | 14 | 41 | 36 | | - | - | - | | | 12. | Engineering | 6 | 52 | 26 | | 12 | 1,55 | 1,44 | | - | - | - | | | | (a) | Heavy Engineering | - | - | - | | 1 | 1,10 | 99 | | - | - | - | | | | (b) | Light Engineering | 1 | 1 | - | | 7 | 12 | 12 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 5 | 51 | 25 | | 3 | 2 | 2 | | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | | 1 | 31 | 31 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | 5 | 4 | 4 | | - | - | - | | | 14. | Other Industries | 354 | 54 | 58 | | 158 | 51 | 48 | | - | - | - | | | 15. | Electricity, Gas & Water | - | - | - | | 2 | 1,56 | 1 | | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | | 2 | 1,56 | 1 | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | - | - | - | | | 16. | Construction | 1 | 5 | 2 | | 5 | 15 | 9 | | - | - | - | III. | TRANSPORT OPERATORS | 18 | 21 | 15 | | 133 | 1,68 | 1,34 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 1 | - | - | | 266 | 2,07 | 2,07 | | - | - | - | V . | PERSONAL LOANS | 78 | 31 | 26 | | 532 | 1,91 | 1,76 | | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | | 107 | 18 | 17 | | - | - | - | | | 2. | Loans for Housing | 22 | 20 | 15 | | 8 | 12 | 11 | | - | - | - | | | 3. | Rest of the Personal Loans | 56 | 11 | 11 | | 417 | 1,61 | 1,48 | | - | - | - | VI. | TRADE | 158 | 33 | 34 | | 263 | 1,03 | 97 | | - | - | - | | | 1. | Wholesale Trade | - | - | - | | 50 | 8 | 7 | | - | - | - | | | 2. | Retail Trade | 158 | 33 | 34 | | 213 | 95 | 90 | | - | - | - | VII. | FINANCE | - | - | - | | - | - | - | | - | - | - | VIII.
| ALL OTHERS
| 25
| 3
| 2
|
| 61
| 1,10
| 1,10
|
| 2
| 50
| 50
| TOTAL BANK CREDIT | 1299 | 27,32 | 21,68 | | 2,385 | 35,06 | 29,37 | | 9 | 8,95 | 8,64 | OF WHICH : | 1. | Artisans & Village Industries | 281 | 43 | 46 | | 102 | 14 | 13 | | - | - | - |
| 2.
| Other Small Scale Industries
| 95
| 2,70
| 3,81
|
| 205
| 12,87
| 10,34
|
| 5
| 4,90
| 5,36
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 10
| 11
| 12
|
| 13
| 14
| 15
|
| 16
| 17
| 18
| I. | AGRICULTURE | - | - | - | | - | - | - | | 1,403 | 1,78 | 1,68 | | | 1. | Direct Finance | - | - | - | | - | - | - | | 1,402 | 1,78 | 1,68 | | | 2. | Indirect Finance | - | - | - | | - | - | - | | 1 | - | - | II. | INDUSTRY | - | - | - | | 24 | 17,38 | 16,43 | | 777 | 77,76 | 65,93 | | | 1. | Mining & Quarrying | - | - | - | | - | - | - | | 1 | - | - | | | 2. | Food Manufacturing and Processing | - | - | - | | - | - | - | | 19 | 86 | 86 | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | - | - | - | | 10 | 78 | 78 | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | - | - | - | | | | (d) | Tea Processing | - | - | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | 1 | - | - | | | | (f) | Others | - | - | - | | - | - | - | | 8 | 8 | 7 | | | 3. | Beverage and Tobacco | - | - | - | | - | - | - | | 2 | 1 | 1 | | | 4. | Textiles | - | - | - | | 16 | 6,51 | 6,66 | | 87 | 42,48 | 35,01 | | | | (a) | Cotton Textiles | - | - | - | | - | - | - | | 6 | 58 | 41 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | 1 | 2 | 1 | | | | (d) | Other Textiles | - | - | - | | 16 | 6,51 | 6,66 | | 80 | 41,88 | 34,58 | | | 5. | Paper, Paper Products and Printing | - | - | - | | - | - | - | | 23 | 1,08 | 59 | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | - | - | - | | | 7. | Rubber and Rubber Products | - | - | - | | - | - | - | | 1 | 1 | - | | | 8. | Chemicals and Chemical Products | - | - | - | | 8 | 10,87 | 9,77 | | 54 | 26,13 | 24,70 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 1 | 70 | 60 | | 8 | 1,51 | 60 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | 3 | 37 | 33 | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | 7 | 10,17 | 9,17 | | 43 | 24,25 | 23,77 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | 1 | 1 | 1 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | - | - | - | | 19 | 1,05 | 69 | | | 11. | Basic Metals & Metal Products | - | - | - | | - | - | - | | 27 | 1,19 | 1,16 | | | | (a) | Iron and Steel | - | - | - | | - | - | - | | 10 | 76 | 79 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | - | - | - | | | | (c) | Other Metal Products | - | - | - | | - | - | - | | 17 | 43 | 37 | | | 12. | Engineering | - | - | - | | - | - | - | | 18 | 2,07 | 1,70 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | 1 | 1,10 | 99 | | | | (b) | Light Engineering | - | - | - | | - | - | - | | 8 | 13 | 12 | | | | (c) | Electrical Machinery & Goods | - | - | - | | - | - | - | | 8 | 53 | 27 | | | | (d) | Electronic Machinery & Goods | - | - | - | | - | - | - | | 1 | 31 | 31 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | - | - | - | | 5 | 4 | 4 | | | 14. | Other Industries | - | - | - | | - | - | - | | 512 | 1,05 | 1,06 | | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 2 | 1,56 | 1 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 2 | 1,56 | 1 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | - | - | - | | | 16. | Construction | - | - | - | | - | - | - | | 6 | 20 | 11 | III. | TRANSPORT OPERATORS | - | - | - | | - | - | - | | 151 | 1,89 | 1,49 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | | - | - | - | | 267 | 2,07 | 2,07 | V . | PERSONAL LOANS | - | - | - | | 1 | 1 | 1 | | 611 | 2,23 | 2,03 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | | - | - | - | | 107 | 18 | 17 | | | 2. | Loans for Housing | - | - | - | | 1 | 1 | 1 | | 31 | 33 | 27 | | | 3. | Rest of the Personal Loans | - | - | - | | - | - | - | | 473 | 1,72 | 1,59 | VI. | TRADE | - | - | - | | 1 | 1 | - | | 422 | 1,36 | 1,31 | | | 1. | Wholesale Trade | - | - | - | | - | - | - | | 50 | 8 | 7 | | | 2. | Retail Trade | - | - | - | | 1 | 1 | - | | 372 | 1,28 | 1,24 | VII. | FINANCE | - | - | - | | 1 | 1,10 | 87 | | 1 | 1,10 | 87 | VIII.
| ALL OTHERS
| -
| -
| -
|
| -
| -
| -
|
| 88
| 1,63
| 1,62
| TOTAL BANK CREDIT | - | - | - | | 27 | 18,50 | 17,31 | | 3,720 | 89,83 | 77,00 | OF WHICH : | 1. | Artisans & Village Industries | - | - | - | | - | - | - | | 383 | 56 | 59 |
| 2.
| Other Small Scale Industries
| -
| -
| -
|
| 1
| 70
| 60
|
| 306
| 21,16
| 20,11
|
|