Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
WESTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 2,48,195 | 545,02 | 434,39 | | 4,63,410 | 1200,47 | 998,05 | | 1 | 1,00 | 1,11 | | | 1. | Direct Finance | 2,46,001 | 475,05 | 374,14 | | 4,59,247 | 919,53 | 780,78 | | 1 | 1,00 | 1,11 | | | 2. | Indirect Finance | 2,194 | 69,97 | 60,25 | | 4,163 | 280,94 | 217,27 | | - | - | - | II. | INDUSTRY | 47,942 | 3539,44 | 2819,94 | | 77,109 | 6976,55 | 5311,51 | | 123 | 424,24 | 345,41 | | | 1. | Mining & Quarrying | 245 | 16,71 | 14,27 | | 580 | 30,04 | 26,19 | | - | - | - | | | 2. | Food Manufacturing and Processing | 693 | 243,15 | 220,00 | | 1,659 | 384,30 | 286,80 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 72 | 4,57 | 3,75 | | 373 | 48,40 | 35,12 | | - | - | - | | | | (b) | Sugar | 6 | 4,82 | 6,81 | | 38 | 5,79 | 4,22 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 248 | 59,78 | 40,88 | | 274 | 159,86 | 118,05 | | - | - | - | | | | (d) | Tea Processing | 15 | 5,13 | 3,56 | | 13 | 3,05 | 2,85 | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 3 | 6 | 5 | | 73 | 45,48 | 27,17 | | - | - | - | | | | (f) | Others | 349 | 168,77 | 164,94 | | 888 | 121,72 | 99,40 | | - | - | - | | | 3. | Beverage and Tobacco | 81 | 2,80 | 2,62 | | 459 | 32,25 | 20,86 | | - | - | - | | | 4. | Textiles | 2,396 | 656,13 | 538,14 | | 10,264 | 1921,21 | 1534,02 | | 28 | 149,53 | 141,89 | | | | (a) | Cotton Textiles | 865 | 472,26 | 365,28 | | 1,587 | 794,81 | 640,19 | | 15 | 133,67 | 132,76 | | | | (b) | Jute Textiles | 15 | 76 | 63 | | 40 | 5,02 | 4,04 | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 25 | 2,52 | 2,28 | | 96 | 9,95 | 8,23 | | - | - | - | | | | (d) | Other Textiles | 1,491 | 180,59 | 169,95 | | 8,541 | 1111,45 | 881,55 | | 13 | 15,87 | 9,13 | | | 5. | Paper, Paper Products and Printing | 603 | 91,16 | 75,57 | | 1,479 | 147,71 | 120,69 | | - | - | - | | | 6. | Leather and Leather Products | 70 | 6,98 | 5,21 | | 126 | 9,08 | 9,40 | | - | - | - | | | 7. | Rubber and Rubber Products | 201 | 11,28 | 10,17 | | 364 | 38,57 | 30,37 | | - | - | - | | | 8. | Chemicals and Chemical Products | 2,417 | 807,11 | 621,79 | | 5,851 | 1830,06 | 1269,50 | | 36 | 123,85 | 85,80 | | | | (a) | Heavy Industrial Chemicals | 372 | 215,64 | 143,26 | | 947 | 411,98 | 299,87 | | 11 | 50,90 | 20,06 | | | | (b) | Fertilizers | 55 | 30,04 | 24,67 | | 89 | 333,62 | 163,92 | | 1 | 60 | - | | | | (c) | Drugs and Pharmaceuticals | 304 | 199,95 | 177,08 | | 1,021 | 416,71 | 271,86 | | 10 | 49,24 | 50,27 | | | | (d) | Non-Edible Oils | 23 | 24,30 | 24,59 | | 114 | 23,50 | 17,17 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 1,663 | 337,18 | 252,19 | | 3,680 | 644,26 | 516,67 | | 14 | 23,11 | 15,47 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 205 | 267,56 | 285,86 | | 340 | 77,25 | 67,02 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 187 | 51,55 | 36,03 | | 393 | 149,29 | 99,11 | | 3 | 10,83 | 3,24 | | | 11. | Basic Metals & Metal Products | 2,194 | 343,99 | 261,50 | | 3,676 | 592,36 | 491,75 | | 6 | 5,68 | 4,15 | | | | (a) | Iron and Steel | 691 | 198,24 | 157,45 | | 1,321 | 353,45 | 323,06 | | 2 | 1,28 | 1,28 | | | | (b) | Non-Ferrous Metals | 359 | 12,63 | 9,69 | | 507 | 74,66 | 59,27 | | - | - | - | | | | (c) | Other Metal Products | 1,144 | 133,12 | 94,36 | | 1,848 | 164,26 | 109,42 | | 4 | 4,40 | 2,88 | | | 12. | Engineering | 2,808 | 487,08 | 369,87 | | 4,705 | 740,92 | 544,69 | | 9 | 15,93 | 21,41 | | | | (a) | Heavy Engineering | 1,047 | 175,95 | 130,14 | | 1,019 | 284,53 | 187,05 | | 1 | 50 | 97 | | | | (b) | Light Engineering | 1,108 | 108,70 | 84,69 | | 1,994 | 125,80 | 88,75 | | 3 | 3,83 | 3,58 | | | | (c) | Electrical Machinery & Goods | 362 | 150,98 | 114,12 | | 933 | 231,42 | 186,23 | | 3 | 10,57 | 15,83 | | | | (d) | Electronic Machinery & Goods | 291 | 51,45 | 40,92 | | 759 | 99,16 | 82,67 | | 2 | 1,03 | 1,03 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 375 | 47,90 | 44,02 | | 1,353 | 110,43 | 77,82 | | 2 | 10,35 | 35 | | | 14. | Other Industries | 35,261 | 346,97 | 228,81 | | 44,487 | 529,57 | 404,44 | | 33 | 97,38 | 82,01 | | | 15. | Electricity, Gas & Water | 25 | 119,51 | 68,61 | | 333 | 286,54 | 252,40 | | 5 | 7,80 | 3,66 | | | | (a) | Electricity Generation & Transmission | 16 | 119,12 | 68,23 | | 248 | 278,43 | 246,47 | | 1 | 2,80 | 2,53 | | | | (b) | Non-Conventional Energy | - | - | - | | 21 | 1,13 | 1,02 | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 9 | 40 | 38 | | 64 | 6,98 | 4,91 | | 4 | 5,00 | 1,13 | | | 16. | Construction | 181 | 39,55 | 37,48 | | 1,040 | 96,97 | 76,46 | | 1 | 2,89 | 2,89 | III. | TRANSPORT OPERATORS | 10,074 | 84,84 | 52,32 | | 21,875 | 186,72 | 142,77 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 13,535 | 94,68 | 71,08 | | 92,175 | 423,13 | 327,63 | | - | - | - | V . | PERSONAL LOANS | 1,50,948 | 470,85 | 406,51 | | 2,20,455 | 856,65 | 714,42 | | 6 | 93 | 93 | | | 1. | Loans for Purchase of Consumer Durables | 7,753 | 12,50 | 9,79 | | 7,402 | 12,96 | 9,98 | | - | - | - | | | 2. | Loans for Housing | 17,549 | 183,51 | 162,28 | | 32,877 | 262,89 | 221,95 | | 3 | 23 | 23 | | | 3. | Rest of the Personal Loans | 1,25,646 | 274,84 | 234,43 | | 1,80,176 | 580,80 | 482,48 | | 3 | 70 | 70 | VI. | TRADE | 68,821 | 349,29 | 236,70 | | 1,09,418 | 650,54 | 458,93 | | 8 | 25,50 | 25,99 | | | 1. | Wholesale Trade | 5,551 | 205,04 | 126,39 | | 12,188 | 389,05 | 265,83 | | 4 | 24,79 | 25,28 | | | 2. | Retail Trade | 63,270 | 144,25 | 110,31 | | 97,230 | 261,49 | 193,11 | | 4 | 70 | 70 | VII. | FINANCE | 416 | 129,85 | 86,12 | | 1,446 | 490,00 | 411,37 | | 4 | 7,10 | 6,54 | VIII.
| ALL OTHERS
| 23,858
| 375,75
| 319,67
|
| 1,01,676
| 657,81
| 564,28
|
| 2
| 1,42
| 31
| TOTAL BANK CREDIT | 5,63,789 | 5589,72 | 4426,73 | | 10,87,564 | 11441,86 | 8928,96 | | 144 | 460,19 | 380,29 | OF WHICH : | 1. | Artisans & Village Industries | 17,227 | 29,45 | 22,63 | | 23,534 | 36,88 | 30,53 | | - | - | - |
| 2.
| Other Small Scale Industries
| 22,348
| 866,15
| 657,71
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| 38,684
| 2190,12
| 1594,63
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| 19
| 10,45
| 3,22
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 10
| 11
| 12
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| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | 1,63,867 | 134,06 | 114,56 | | 182 | 7,37 | 2,29 | | 8,75,655 | 1887,92 | 1550,39 | | | 1. | Direct Finance | 1,61,736 | 131,28 | 112,39 | | 151 | 1,15 | 42 | | 8,67,136 | 1528,01 | 1268,83 | | | 2. | Indirect Finance | 2,131 | 2,78 | 2,17 | | 31 | 6,22 | 1,87 | | 8,519 | 359,91 | 281,56 | II. | INDUSTRY | 20,960 | 11,37 | 8,98 | | 1,169 | 411,19 | 329,73 | | 1,47,303 | 11362,80 | 8815,57 | | | 1. | Mining & Quarrying | 3 | 2 | 2 | | 16 | 1,65 | 1,13 | | 844 | 48,43 | 41,60 | | | 2. | Food Manufacturing and Processing | 178 | 48 | 48 | | 18 | 20,85 | 19,71 | | 2,548 | 648,78 | 527,00 | | | | (a) | Rice Mills, Flour and Dal Mills | 5 | 11 | 10 | | 1 | 40 | 38 | | 451 | 53,47 | 39,36 | | | | (b) | Sugar | - | - | - | | - | - | - | | 44 | 10,62 | 11,03 | | | | (c) | Edible Oils and Vanaspati | 8 | 5 | 4 | | 11 | 18,82 | 18,29 | | 541 | 238,51 | 177,27 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 28 | 8,19 | 6,41 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | 76 | 45,54 | 27,22 | | | | (f) | Others | 165 | 32 | 34 | | 6 | 1,63 | 1,04 | | 1,408 | 292,45 | 265,72 | | | 3. | Beverage and Tobacco | 2 | 1 | - | | 2 | 58 | 44 | | 544 | 35,64 | 23,92 | | | 4. | Textiles | 19 | 6 | 6 | | 387 | 112,28 | 89,43 | | 13,094 | 2839,21 | 2303,55 | | | | (a) | Cotton Textiles | - | - | - | | 112 | 35,16 | 26,20 | | 2,579 | 1435,89 | 1164,43 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | 55 | 5,77 | 4,67 | | | | (c) | Handloom Textiles & Khadi | 1 | - | - | | 3 | 56 | 40 | | 125 | 13,03 | 10,92 | | | | (d) | Other Textiles | 18 | 6 | 6 | | 272 | 76,56 | 62,83 | | 10,335 | 1384,52 | 1123,53 | | | 5. | Paper, Paper Products and Printing | 2 | 1 | 1 | | 12 | 2,44 | 2,00 | | 2,096 | 241,32 | 198,26 | | | 6. | Leather and Leather Products | 1 | - | - | | 3 | 2 | 1 | | 200 | 16,08 | 14,62 | | | 7. | Rubber and Rubber Products | 1 | 3 | 2 | | 7 | 22 | 18 | | 573 | 50,09 | 40,74 | | | 8. | Chemicals and Chemical Products | 5 | 2 | 2 | | 131 | 104,86 | 81,82 | | 8,440 | 2865,91 | 2058,92 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 16 | 8,13 | 6,82 | | 1,346 | 686,66 | 470,01 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | 145 | 364,26 | 188,59 | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | 21 | 50,89 | 41,93 | | 1,356 | 716,79 | 541,14 | | | | (d) | Non-Edible Oils | 1 | - | - | | 2 | 12 | 13 | | 140 | 47,93 | 41,89 | | | | (e) | Other Chemicals & Chemical Products | 4 | 2 | 2 | | 92 | 45,72 | 32,94 | | 5,453 | 1050,29 | 817,29 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | 4 | 87 | 86 | | 549 | 345,69 | 353,73 | | | 10. | Manufacture of Cement & Cement Products | 1 | - | - | | 3 | 2,09 | 88 | | 587 | 213,76 | 139,26 | | | 11. | Basic Metals & Metal Products | 11 | 7 | 6 | | 106 | 49,48 | 43,21 | | 5,993 | 991,58 | 800,69 | | | | (a) | Iron and Steel | - | - | - | | 49 | 40,53 | 33,78 | | 2,063 | 593,49 | 515,56 | | | | (b) | Non-Ferrous Metals | - | - | - | | 21 | 6,77 | 6,90 | | 887 | 94,07 | 75,87 | | | | (c) | Other Metal Products | 11 | 7 | 6 | | 36 | 2,18 | 2,54 | | 3,043 | 304,02 | 209,26 | | | 12. | Engineering | 16 | 63 | 64 | | 117 | 71,92 | 52,68 | | 7,655 | 1316,47 | 989,29 | | | | (a) | Heavy Engineering | 8 | 13 | 13 | | 28 | 5,43 | 3,11 | | 2,103 | 466,54 | 321,39 | | | | (b) | Light Engineering | 6 | 48 | 50 | | 37 | 12,27 | 8,73 | | 3,148 | 251,09 | 186,24 | | | | (c) | Electrical Machinery & Goods | - | - | - | | 36 | 53,09 | 40,06 | | 1,334 | 446,06 | 356,24 | | | | (d) | Electronic Machinery & Goods | 2 | 2 | 2 | | 16 | 1,13 | 78 | | 1,070 | 152,78 | 125,42 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 44 | 72 | 64 | | 12 | 1,36 | 1,37 | | 1,786 | 170,76 | 124,19 | | | 14. | Other Industries | 20,674 | 9,30 | 7,00 | | 291 | 30,43 | 23,17 | | 1,00,746 | 1013,66 | 745,44 | | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 363 | 413,85 | 324,67 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 265 | 400,34 | 317,24 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | 21 | 1,13 | 1,02 | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 77 | 12,37 | 6,41 | | | 16. | Construction | 3 | 1 | 1 | | 60 | 12,15 | 12,85 | | 1,285 | 151,57 | 129,69 | III. | TRANSPORT OPERATORS | 4,690 | 14,60 | 11,51 | | 133 | 1,94 | 83 | | 36,772 | 288,10 | 207,43 | IV. | PROFESSIONAL AND OTHER SERVICES | 8,154 | 5,58 | 4,54 | | 293 | 9,34 | 7,41 | | 1,14,157 | 532,73 | 410,66 | V . | PERSONAL LOANS | 9,739 | 17,61 | 16,51 | | 3,694 | 40,02 | 32,52 | | 3,84,842 | 1386,07 | 1170,89 | | | 1. | Loans for Purchase of Consumer Durables | 1,934 | 2,58 | 2,09 | | 148 | 32 | 23 | | 17,237 | 28,35 | 22,10 | | | 2. | Loans for Housing | 458 | 4,57 | 4,87 | | 210 | 15,58 | 13,30 | | 51,097 | 466,79 | 402,64 | | | 3. | Rest of the Personal Loans | 7,347 | 10,46 | 9,54 | | 3,336 | 24,13 | 18,99 | | 3,16,508 | 890,92 | 746,15 | VI. | TRADE | 28,937 | 19,46 | 14,80 | | 2,313 | 94,31 | 76,57 | | 2,09,497 | 1139,09 | 812,98 | | | 1. | Wholesale Trade | 613 | 1,41 | 1,00 | | 1,557 | 70,68 | 56,69 | | 19,913 | 690,97 | 475,19 | | | 2. | Retail Trade | 28,324 | 18,06 | 13,80 | | 756 | 23,63 | 19,88 | | 1,89,584 | 448,12 | 337,79 | VII. | FINANCE | - | - | - | | 106 | 62,64 | 55,92 | | 1,972 | 689,59 | 559,96 | VIII.
| ALL OTHERS
| 3,520
| 3,89
| 3,29
|
| 1,583
| 18,37
| 16,11
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| 1,30,639
| 1057,23
| 903,67
| TOTAL BANK CREDIT | 2,39,867 | 206,57 | 174,19 | | 9,473 | 645,18 | 521,38 | | 19,00,837 | 18343,52 | 14431,55 | OF WHICH : | 1. | Artisans & Village Industries | 19,386 | 8,71 | 6,59 | | 20 | 34 | 32 | | 60,167 | 75,37 | 60,08 |
| 2.
| Other Small Scale Industries
| 1,276
| 1,08
| 97
|
| 522
| 39,14
| 32,28
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| 62,849
| 3106,94
| 2288,81
|
|