Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
WESTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
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| 4
| 5
| 6
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| 7
| 8
| 9
| I. | AGRICULTURE | 5,149 | 12,11 | 8,98 | | 10,286 | 40,30 | 34,77 | | - | - | - | | | 1. | Direct Finance | 5,146 | 11,87 | 8,80 | | 9,879 | 36,80 | 32,23 | | - | - | - | | | 2. | Indirect Finance | 3 | 24 | 19 | | 407 | 3,50 | 2,54 | | - | - | - | II. | INDUSTRY | 2,087 | 164,97 | 137,55 | | 3,506 | 316,37 | 235,39 | | 8 | 10,84 | 5,09 | | | 1. | Mining & Quarrying | 64 | 35,28 | 23,86 | | 146 | 112,48 | 82,75 | | 5 | 9,06 | 3,38 | | | 2. | Food Manufacturing and Processing | 131 | 4,13 | 3,02 | | 234 | 11,70 | 8,32 | | 1 | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 14 | 1,12 | 81 | | 6 | 12 | 10 | | - | - | - | | | | (b) | Sugar | - | - | - | | 1 | 2 | 2 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 8 | 64 | 55 | | 9 | 24 | 26 | | - | - | - | | | | (d) | Tea Processing | - | - | - | | 1 | 1 | 1 | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 5 | 12 | 10 | | 9 | 14 | 8 | | - | - | - | | | | (f) | Others | 104 | 2,25 | 1,56 | | 208 | 11,18 | 7,85 | | 1 | - | - | | | 3. | Beverage and Tobacco | 76 | 1,34 | 1,10 | | 140 | 10,83 | 7,94 | | - | - | - | | | 4. | Textiles | 35 | 53 | 89 | | 78 | 4,74 | 4,61 | | - | - | - | | | | (a) | Cotton Textiles | 1 | 9 | 5 | | 1 | 5 | 5 | | - | - | - | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 1 | 1 | - | | 1 | 1 | - | | - | - | - | | | | (d) | Other Textiles | 33 | 43 | 83 | | 76 | 4,68 | 4,56 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 107 | 4,32 | 3,57 | | 91 | 3,01 | 2,55 | | - | - | - | | | 6. | Leather and Leather Products | 23 | 2,03 | 2,51 | | 12 | 13 | 12 | | - | - | - | | | 7. | Rubber and Rubber Products | 46 | 4,45 | 3,44 | | 39 | 3,10 | 2,09 | | - | - | - | | | 8. | Chemicals and Chemical Products | 151 | 29,99 | 24,83 | | 196 | 62,43 | 42,68 | | 1 | 73 | 67 | | | | (a) | Heavy Industrial Chemicals | 3 | 10 | 8 | | 21 | 2,49 | 1,50 | | - | - | - | | | | (b) | Fertilizers | 4 | 13,67 | 10,04 | | 6 | 28,34 | 14,69 | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 28 | 1,58 | 1,59 | | 37 | 15,81 | 15,06 | | - | - | - | | | | (d) | Non-Edible Oils | 1 | 2 | 2 | | 3 | 6 | 8 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 115 | 14,63 | 13,10 | | 129 | 15,74 | 11,35 | | 1 | 73 | 67 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 4 | 8,21 | 7,73 | | 12 | 51 | 32 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 32 | 82 | 60 | | 17 | 27 | 24 | | - | - | - | | | 11. | Basic Metals & Metal Products | 185 | 27,14 | 28,05 | | 196 | 26,17 | 20,53 | | 1 | 1,05 | 1,05 | | | | (a) | Iron and Steel | 27 | 14,32 | 19,93 | | 46 | 20,06 | 15,30 | | 1 | 1,05 | 1,05 | | | | (b) | Non-Ferrous Metals | 13 | 8,68 | 5,59 | | 7 | 70 | 91 | | - | - | - | | | | (c) | Other Metal Products | 145 | 4,15 | 2,54 | | 143 | 5,41 | 4,32 | | - | - | - | | | 12. | Engineering | 120 | 29,00 | 21,88 | | 194 | 26,23 | 21,77 | | - | - | - | | | | (a) | Heavy Engineering | 2 | 11,36 | 6,08 | | 24 | 5,81 | 4,49 | | - | - | - | | | | (b) | Light Engineering | 31 | 4,68 | 3,64 | | 57 | 10,41 | 9,18 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 36 | 3,46 | 2,72 | | 62 | 4,69 | 3,26 | | - | - | - | | | | (d) | Electronic Machinery & Goods | 51 | 9,51 | 9,45 | | 51 | 5,32 | 4,84 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 40 | 1,45 | 1,37 | | 106 | 13,94 | 7,50 | | - | - | - | | | 14. | Other Industries | 926 | 9,81 | 8,55 | | 1,609 | 23,16 | 19,88 | | - | - | - | | | 15. | Electricity, Gas & Water | 2 | 8 | 7 | | 10 | 1,56 | 84 | | - | - | - | | | | (a) | Electricity Generation & Transmission | 1 | 5 | 4 | | 5 | 15 | 14 | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 1 | 3 | 3 | | 5 | 1,41 | 69 | | - | - | - | | | 16. | Construction | 145 | 6,39 | 6,08 | | 426 | 16,09 | 13,26 | | - | - | - | III. | TRANSPORT OPERATORS | 1,104 | 15,86 | 10,27 | | 3,180 | 55,90 | 44,75 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 1,361 | 7,29 | 7,94 | | 7,150 | 49,02 | 36,55 | | - | - | - | V . | PERSONAL LOANS | 12,331 | 38,53 | 33,04 | | 25,959 | 96,36 | 87,01 | | 70 | 1,02 | 70 | | | 1. | Loans for Purchase of Consumer Durables | 934 | 1,51 | 1,22 | | 1,652 | 3,94 | 3,35 | | - | - | - | | | 2. | Loans for Housing | 1,176 | 9,88 | 8,93 | | 2,202 | 17,76 | 16,60 | | 7 | 19 | 17 | | | 3. | Rest of the Personal Loans | 10,221 | 27,15 | 22,90 | | 22,105 | 74,65 | 67,06 | | 63 | 83 | 54 | VI. | TRADE | 2,922 | 14,69 | 11,40 | | 6,505 | 59,28 | 48,46 | | - | - | - | | | 1. | Wholesale Trade | 322 | 4,51 | 3,18 | | 385 | 28,33 | 21,71 | | - | - | - | | | 2. | Retail Trade | 2,600 | 10,18 | 8,22 | | 6,120 | 30,95 | 26,75 | | - | - | - | VII. | FINANCE | 8 | 52 | 28 | | 25 | 11,71 | 3,42 | | - | - | - | VIII.
| ALL OTHERS
| 1,338
| 18,79
| 18,55
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| 13,040
| 64,90
| 58,62
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| -
| -
| -
| TOTAL BANK CREDIT | 26,300 | 272,76 | 228,02 | | 69,651 | 693,82 | 548,97 | | 78 | 11,86 | 5,80 | OF WHICH : | 1. | Artisans & Village Industries | 283 | 1,33 | 1,17 | | 407 | 83 | 72 | | - | - | - |
| 2.
| Other Small Scale Industries
| 1,278
| 38,21
| 32,23
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| 1,880
| 75,85
| 63,11
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| -
| -
| -
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 10
| 11
| 12
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| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | - | - | - | | 14 | 19 | 15 | | 15,449 | 52,60 | 43,91 | | | 1. | Direct Finance | - | - | - | | 14 | 19 | 15 | | 15,039 | 48,86 | 41,18 | | | 2. | Indirect Finance | - | - | - | | - | - | - | | 410 | 3,74 | 2,73 | II. | INDUSTRY | - | - | - | | 191 | 36,69 | 31,23 | | 5,792 | 528,87 | 409,28 | | | 1. | Mining & Quarrying | - | - | - | | 12 | 8,67 | 5,64 | | 227 | 165,49 | 115,62 | | | 2. | Food Manufacturing and Processing | - | - | - | | 3 | 1,15 | 58 | | 369 | 16,99 | 11,92 | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | - | - | - | | 20 | 1,24 | 91 | | | | (b) | Sugar | - | - | - | | - | - | - | | 1 | 2 | 2 | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | 17 | 88 | 81 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 1 | 1 | 1 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | 2 | 1,12 | 55 | | 16 | 1,38 | 73 | | | | (f) | Others | - | - | - | | 1 | 3 | 3 | | 314 | 13,47 | 9,44 | | | 3. | Beverage and Tobacco | - | - | - | | 6 | 3 | 2 | | 222 | 12,20 | 9,06 | | | 4. | Textiles | - | - | - | | 20 | 12,91 | 13,54 | | 133 | 18,18 | 19,04 | | | | (a) | Cotton Textiles | - | - | - | | 3 | 10,50 | 11,89 | | 5 | 10,64 | 11,99 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | 2 | 2 | 1 | | | | (d) | Other Textiles | - | - | - | | 17 | 2,41 | 1,65 | | 126 | 7,52 | 7,04 | | | 5. | Paper, Paper Products and Printing | - | - | - | | 9 | 15 | 8 | | 207 | 7,47 | 6,19 | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | 35 | 2,16 | 2,63 | | | 7. | Rubber and Rubber Products | - | - | - | | - | - | - | | 85 | 7,55 | 5,53 | | | 8. | Chemicals and Chemical Products | - | - | - | | 3 | 55 | 54 | | 351 | 93,70 | 68,72 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | 24 | 2,59 | 1,58 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | 10 | 42,00 | 24,73 | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | 3 | 55 | 54 | | 68 | 17,93 | 17,20 | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | 4 | 8 | 10 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | - | - | - | | 245 | 31,10 | 25,12 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | 16 | 8,72 | 8,05 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | 2 | 3 | 2 | | 51 | 1,12 | 86 | | | 11. | Basic Metals & Metal Products | - | - | - | | 5 | 6,02 | 4,27 | | 387 | 60,38 | 53,90 | | | | (a) | Iron and Steel | - | - | - | | 2 | 6,00 | 4,25 | | 76 | 41,43 | 40,54 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | 20 | 9,38 | 6,49 | | | | (c) | Other Metal Products | - | - | - | | 3 | 2 | 2 | | 291 | 9,58 | 6,87 | | | 12. | Engineering | - | - | - | | 14 | 41 | 37 | | 328 | 55,64 | 44,02 | | | | (a) | Heavy Engineering | - | - | - | | 1 | 2 | 1 | | 27 | 17,19 | 10,58 | | | | (b) | Light Engineering | - | - | - | | 3 | 25 | 24 | | 91 | 15,34 | 13,06 | | | | (c) | Electrical Machinery & Goods | - | - | - | | 6 | 11 | 9 | | 104 | 8,25 | 6,06 | | | | (d) | Electronic Machinery & Goods | - | - | - | | 4 | 4 | 3 | | 106 | 14,86 | 14,32 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | 2 | 4 | 4 | | 148 | 15,43 | 8,91 | | | 14. | Other Industries | - | - | - | | 31 | 24 | 27 | | 2,566 | 33,21 | 28,69 | | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 12 | 1,63 | 91 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 6 | 19 | 18 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 6 | 1,44 | 73 | | | 16. | Construction | - | - | - | | 84 | 6,50 | 5,87 | | 655 | 28,98 | 25,21 | III. | TRANSPORT OPERATORS | - | - | - | | 137 | 1,81 | 1,24 | | 4,421 | 73,57 | 56,26 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | | 135 | 5,22 | 5,37 | | 8,646 | 61,53 | 49,85 | V . | PERSONAL LOANS | - | - | - | | 2,791 | 8,62 | 8,18 | | 41,151 | 144,53 | 128,93 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | | 132 | 25 | 21 | | 2,718 | 5,70 | 4,77 | | | 2. | Loans for Housing | - | - | - | | 62 | 67 | 64 | | 3,447 | 28,49 | 26,34 | | | 3. | Rest of the Personal Loans | - | - | - | | 2,597 | 7,70 | 7,33 | | 34,986 | 110,34 | 97,83 | VI. | TRADE | - | - | - | | 194 | 3,52 | 3,23 | | 9,621 | 77,49 | 63,08 | | | 1. | Wholesale Trade | - | - | - | | 36 | 1,40 | 1,27 | | 743 | 34,25 | 26,16 | | | 2. | Retail Trade | - | - | - | | 158 | 2,11 | 1,96 | | 8,878 | 43,24 | 36,93 | VII. | FINANCE | - | - | - | | 9 | 6,26 | 5,21 | | 42 | 18,48 | 8,91 | VIII.
| ALL OTHERS
| -
| -
| -
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| 293
| 5,12
| 3,88
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| 14,671
| 88,81
| 81,05
| TOTAL BANK CREDIT | - | - | - | | 3,764 | 67,43 | 58,49 | | 99,793 | 1045,87 | 841,28 | OF WHICH : | 1. | Artisans & Village Industries | - | - | - | | 3 | 1 | - | | 693 | 2,18 | 1,90 |
| 2.
| Other Small Scale Industries
| -
| -
| -
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| 52
| 3,21
| 1,87
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| 3,210
| 117,27
| 97,21
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|