Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
CENTRAL REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
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| 4
| 5
| 6
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| 7
| 8
| 9
| I. | AGRICULTURE | 5,38,257 | 858,29 | 659,07 | | 12,84,445 | 1829,27 | 1476,78 | | - | - | - | | | 1. | Direct Finance | 5,36,172 | 809,82 | 618,12 | | 12,68,842 | 1626,30 | 1349,28 | | - | - | - | | | 2. | Indirect Finance | 2,085 | 48,47 | 40,94 | | 15,603 | 202,97 | 127,50 | | - | - | - | II. | INDUSTRY | 82,691 | 1550,51 | 1371,33 | | 2,44,721 | 4838,42 | 4140,92 | | 180 | 255,54 | 201,65 | | | 1. | Mining & Quarrying | 37 | 4,63 | 4,52 | | 481 | 82,41 | 78,64 | | - | - | - | | | 2. | Food Manufacturing and Processing | 3,304 | 383,22 | 335,24 | | 10,692 | 835,08 | 722,65 | | 7 | 17,41 | 6,78 | | | | (a) | Rice Mills, Flour and Dal Mills | 1,398 | 48,98 | 42,58 | | 3,262 | 146,60 | 114,82 | | 1 | 6,00 | 2,70 | | | | (b) | Sugar | 101 | 221,61 | 199,18 | | 411 | 476,36 | 432,97 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 365 | 21,48 | 15,17 | | 2,489 | 106,91 | 80,45 | | - | - | - | | | | (d) | Tea Processing | 6 | 2,34 | 2,87 | | 24 | 45 | 49 | | 2 | 57 | 7 | | | | (e) | Processing of Fruits & Vegetables | 32 | 1,26 | 1,17 | | 117 | 6,03 | 5,59 | | - | - | - | | | | (f) | Others | 1,402 | 87,54 | 74,26 | | 4,389 | 98,73 | 88,34 | | 4 | 10,84 | 4,00 | | | 3. | Beverage and Tobacco | 110 | 7,29 | 5,29 | | 259 | 99,60 | 61,09 | | 3 | 2,31 | 2,27 | | | 4. | Textiles | 2,016 | 322,11 | 288,25 | | 5,999 | 668,85 | 624,67 | | 28 | 29,71 | 27,67 | | | | (a) | Cotton Textiles | 300 | 25,51 | 21,69 | | 1,146 | 181,65 | 193,15 | | 8 | 13,03 | 7,10 | | | | (b) | Jute Textiles | 116 | 17,04 | 13,20 | | 59 | 7,84 | 5,87 | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 181 | 18,32 | 8,13 | | 844 | 39,97 | 35,02 | | 2 | 75 | 56 | | | | (d) | Other Textiles | 1,419 | 261,24 | 245,24 | | 3,950 | 439,39 | 390,63 | | 18 | 15,94 | 20,01 | | | 5. | Paper, Paper Products and Printing | 803 | 114,86 | 106,55 | | 2,642 | 228,33 | 177,38 | | 7 | 80 | 65 | | | 6. | Leather and Leather Products | 317 | 36,43 | 28,09 | | 1,419 | 197,61 | 165,10 | | 18 | 5,64 | 5,18 | | | 7. | Rubber and Rubber Products | 70 | 7,81 | 8,73 | | 714 | 131,01 | 105,41 | | 5 | 8,40 | 7,87 | | | 8. | Chemicals and Chemical Products | 1,246 | 90,80 | 79,57 | | 3,451 | 392,48 | 321,32 | | 34 | 30,59 | 31,01 | | | | (a) | Heavy Industrial Chemicals | 155 | 8,18 | 7,34 | | 270 | 51,39 | 32,81 | | 8 | 12,38 | 10,33 | | | | (b) | Fertilizers | 98 | 32,42 | 26,97 | | 121 | 88,01 | 69,96 | | 2 | 89 | 88 | | | | (c) | Drugs and Pharmaceuticals | 193 | 10,62 | 10,10 | | 618 | 70,33 | 61,68 | | 6 | 9,04 | 8,45 | | | | (d) | Non-Edible Oils | 30 | 2,60 | 2,32 | | 190 | 5,82 | 5,84 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 770 | 36,98 | 32,84 | | 2,252 | 176,93 | 151,02 | | 18 | 8,28 | 11,35 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 74 | 21,59 | 29,68 | | 218 | 19,53 | 19,15 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 139 | 24,59 | 23,25 | | 428 | 29,14 | 39,18 | | 1 | 3,00 | 48 | | | 11. | Basic Metals & Metal Products | 1,286 | 144,30 | 123,86 | | 5,452 | 539,30 | 449,72 | | 16 | 53,22 | 44,94 | | | | (a) | Iron and Steel | 469 | 73,85 | 69,58 | | 1,453 | 293,32 | 253,39 | | 3 | 19,41 | 12,83 | | | | (b) | Non-Ferrous Metals | 148 | 31,20 | 32,28 | | 673 | 44,94 | 33,81 | | 9 | 32,75 | 31,74 | | | | (c) | Other Metal Products | 669 | 39,26 | 22,00 | | 3,326 | 201,04 | 162,53 | | 4 | 1,06 | 37 | | | 12. | Engineering | 1,407 | 206,94 | 182,49 | | 4,590 | 827,23 | 686,47 | | 36 | 51,51 | 45,72 | | | | (a) | Heavy Engineering | 230 | 87,89 | 86,47 | | 518 | 257,89 | 236,10 | | 7 | 9,00 | 5,10 | | | | (b) | Light Engineering | 754 | 93,46 | 69,50 | | 1,944 | 70,48 | 68,56 | | 14 | 21,61 | 16,74 | | | | (c) | Electrical Machinery & Goods | 295 | 14,20 | 12,58 | | 1,422 | 272,16 | 198,61 | | 5 | 5,15 | 10,24 | | | | (d) | Electronic Machinery & Goods | 128 | 11,38 | 13,94 | | 706 | 226,70 | 183,20 | | 10 | 15,75 | 13,64 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 226 | 24,19 | 19,22 | | 1,310 | 73,77 | 71,18 | | 10 | 10,64 | 10,72 | | | 14. | Other Industries | 71,459 | 138,83 | 113,90 | | 2,05,836 | 579,29 | 512,44 | | 9 | 8,50 | 8,46 | | | 15. | Electricity, Gas & Water | 57 | 15,03 | 15,48 | | 339 | 29,52 | 21,32 | | 6 | 33,80 | 9,91 | | | | (a) | Electricity Generation & Transmission | 24 | 7,84 | 7,88 | | 278 | 27,83 | 19,24 | | 6 | 33,80 | 9,91 | | | | (b) | Non-Conventional Energy | 7 | 21 | 21 | | 19 | 31 | 38 | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 26 | 6,97 | 7,40 | | 42 | 1,38 | 1,69 | | - | - | - | | | 16. | Construction | 140 | 7,90 | 7,21 | | 891 | 105,27 | 85,19 | | - | - | - | III. | TRANSPORT OPERATORS | 19,175 | 75,14 | 61,31 | | 73,248 | 266,80 | 236,51 | | 1 | 4 | 4 | IV. | PROFESSIONAL AND OTHER SERVICES | 9,654 | 51,18 | 43,09 | | 1,37,076 | 270,85 | 231,74 | | 26 | 96 | 74 | V . | PERSONAL LOANS | 2,47,770 | 517,86 | 444,72 | | 3,46,044 | 1153,93 | 1004,50 | | 704 | 12,82 | 10,47 | | | 1. | Loans for Purchase of Consumer Durables | 16,510 | 23,13 | 19,66 | | 12,911 | 22,34 | 19,18 | | - | - | - | | | 2. | Loans for Housing | 13,053 | 88,69 | 78,72 | | 38,551 | 440,16 | 380,48 | | 30 | 98 | 98 | | | 3. | Rest of the Personal Loans | 2,18,207 | 406,04 | 346,34 | | 2,94,582 | 691,43 | 604,84 | | 674 | 11,85 | 9,50 | VI. | TRADE | 2,10,946 | 508,92 | 418,40 | | 6,13,345 | 1445,72 | 1207,24 | | 38 | 7,50 | 4,71 | | | 1. | Wholesale Trade | 10,972 | 216,26 | 169,91 | | 30,327 | 480,15 | 387,63 | | 30 | 5,01 | 4,06 | | | 2. | Retail Trade | 1,99,974 | 292,67 | 248,49 | | 5,83,018 | 965,57 | 819,61 | | 8 | 2,48 | 66 | VII. | FINANCE | 83 | 31,04 | 27,39 | | 851 | 82,70 | 65,94 | | 6 | 7,87 | 7,75 | VIII.
| ALL OTHERS
| 42,556
| 170,69
| 151,56
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| 3,05,507
| 1117,27
| 989,02
|
| 13
| 30,15
| 20,54
| TOTAL BANK CREDIT | 11,51,132 | 3763,63 | 3176,87 | | 30,05,237 | 11004,97 | 9352,65 | | 968 | 314,88 | 245,90 | OF WHICH : | 1. | Artisans & Village Industries | 23,474 | 28,28 | 23,71 | | 1,03,646 | 138,37 | 120,89 | | - | - | - |
| 2.
| Other Small Scale Industries
| 45,758
| 420,12
| 353,78
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| 1,16,429
| 1562,28
| 1332,23
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| 35
| 10,46
| 5,56
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 10
| 11
| 12
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| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | 13,16,001 | 930,74 | 728,85 | | 14,290 | 21,19 | 16,52 | | 31,52,993 | 3639,49 | 2881,22 | | | 1. | Direct Finance | 12,95,325 | 913,83 | 716,16 | | 14,070 | 17,51 | 13,70 | | 31,14,409 | 3367,46 | 2697,27 | | | 2. | Indirect Finance | 20,676 | 16,91 | 12,70 | | 220 | 3,68 | 2,81 | | 38,584 | 272,02 | 183,95 | II. | INDUSTRY | 2,58,424 | 195,61 | 168,31 | | 7,969 | 144,64 | 124,43 | | 5,93,985 | 6984,72 | 6006,64 | | | 1. | Mining & Quarrying | 29 | 17 | 16 | | 12 | 93 | 1,42 | | 559 | 88,15 | 84,73 | | | 2. | Food Manufacturing and Processing | 3,251 | 9,39 | 7,38 | | 501 | 35,93 | 25,64 | | 17,755 | 1281,03 | 1097,68 | | | | (a) | Rice Mills, Flour and Dal Mills | 416 | 4,95 | 3,87 | | 332 | 27,12 | 18,63 | | 5,409 | 233,65 | 182,60 | | | | (b) | Sugar | 20 | 21 | 21 | | 8 | 53 | 57 | | 540 | 698,71 | 632,93 | | | | (c) | Edible Oils and Vanaspati | 144 | 80 | 79 | | 58 | 1,46 | 1,37 | | 3,056 | 130,64 | 97,78 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 32 | 3,36 | 3,43 | | | | (e) | Processing of Fruits & Vegetables | 4 | 2 | 2 | | 12 | 51 | 35 | | 165 | 7,83 | 7,12 | | | | (f) | Others | 2,667 | 3,41 | 2,50 | | 91 | 6,31 | 4,72 | | 8,553 | 206,83 | 173,83 | | | 3. | Beverage and Tobacco | 18 | 14 | 11 | | 5 | 44 | 31 | | 395 | 109,78 | 69,07 | | | 4. | Textiles | 340 | 1,47 | 1,49 | | 263 | 20,28 | 19,05 | | 8,646 | 1042,42 | 961,13 | | | | (a) | Cotton Textiles | 54 | 28 | 30 | | 73 | 5,12 | 5,77 | | 1,581 | 225,58 | 228,00 | | | | (b) | Jute Textiles | 4 | 2 | 2 | | 4 | 4 | 4 | | 183 | 24,94 | 19,13 | | | | (c) | Handloom Textiles & Khadi | 111 | 44 | 43 | | 18 | 32 | 41 | | 1,156 | 59,80 | 44,55 | | | | (d) | Other Textiles | 171 | 73 | 75 | | 168 | 14,80 | 12,83 | | 5,726 | 732,10 | 669,46 | | | 5. | Paper, Paper Products and Printing | 41 | 34 | 34 | | 165 | 7,42 | 6,02 | | 3,658 | 351,75 | 290,94 | | | 6. | Leather and Leather Products | 34 | 31 | 29 | | 56 | 5,09 | 3,94 | | 1,844 | 245,07 | 202,60 | | | 7. | Rubber and Rubber Products | 17 | 15 | 13 | | 32 | 1,50 | 1,57 | | 838 | 148,87 | 123,71 | | | 8. | Chemicals and Chemical Products | 135 | 77 | 74 | | 176 | 13,08 | 11,66 | | 5,042 | 527,73 | 444,29 | | | | (a) | Heavy Industrial Chemicals | 3 | 2 | 3 | | 16 | 99 | 1,26 | | 452 | 72,97 | 51,77 | | | | (b) | Fertilizers | 10 | 5 | 5 | | 4 | 29 | 31 | | 235 | 121,67 | 98,16 | | | | (c) | Drugs and Pharmaceuticals | 16 | 8 | 8 | | 29 | 68 | 59 | | 862 | 90,74 | 80,90 | | | | (d) | Non-Edible Oils | 24 | 10 | 10 | | 12 | 2,85 | 2,38 | | 256 | 11,38 | 10,65 | | | | (e) | Other Chemicals & Chemical Products | 82 | 52 | 48 | | 115 | 8,26 | 7,12 | | 3,237 | 230,97 | 202,80 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 12 | 9 | 8 | | 8 | 28 | 29 | | 312 | 41,49 | 49,21 | | | 10. | Manufacture of Cement & Cement Products | 22 | 8 | 8 | | 19 | 1,42 | 1,33 | | 609 | 58,23 | 64,33 | | | 11. | Basic Metals & Metal Products | 459 | 2,11 | 2,15 | | 253 | 19,61 | 17,74 | | 7,466 | 758,55 | 638,42 | | | | (a) | Iron and Steel | 33 | 19 | 18 | | 92 | 14,93 | 13,47 | | 2,050 | 401,70 | 349,45 | | | | (b) | Non-Ferrous Metals | 310 | 1,32 | 1,32 | | 7 | 5 | 5 | | 1,147 | 110,25 | 99,19 | | | | (c) | Other Metal Products | 116 | 60 | 65 | | 154 | 4,63 | 4,23 | | 4,269 | 246,59 | 189,77 | | | 12. | Engineering | 187 | 1,10 | 1,05 | | 151 | 14,88 | 14,41 | | 6,371 | 1101,66 | 930,15 | | | | (a) | Heavy Engineering | 50 | 50 | 43 | | 15 | 6,18 | 6,04 | | 820 | 361,45 | 334,13 | | | | (b) | Light Engineering | 57 | 28 | 29 | | 45 | 81 | 1,24 | | 2,814 | 186,64 | 156,33 | | | | (c) | Electrical Machinery & Goods | 48 | 19 | 19 | | 61 | 6,35 | 5,75 | | 1,831 | 298,05 | 227,37 | | | | (d) | Electronic Machinery & Goods | 32 | 14 | 16 | | 30 | 1,54 | 1,37 | | 906 | 255,51 | 212,31 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 307 | 2,65 | 2,39 | | 67 | 2,37 | 2,46 | | 1,920 | 113,62 | 105,97 | | | 14. | Other Industries | 2,53,512 | 176,13 | 151,23 | | 6,174 | 14,46 | 12,33 | | 5,36,990 | 917,22 | 798,36 | | | 15. | Electricity, Gas & Water | 7 | 6 | 6 | | 15 | 4,49 | 4,22 | | 424 | 82,89 | 50,98 | | | | (a) | Electricity Generation & Transmission | 7 | 6 | 6 | | 14 | 24 | 28 | | 329 | 69,77 | 37,36 | | | | (b) | Non-Conventional Energy | - | - | - | | 1 | 4,25 | 3,94 | | 27 | 4,77 | 4,54 | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 68 | 8,36 | 9,09 | | | 16. | Construction | 53 | 64 | 62 | | 72 | 2,46 | 2,06 | | 1,156 | 116,27 | 95,08 | III. | TRANSPORT OPERATORS | 75,251 | 89,72 | 78,38 | | 3,739 | 12,74 | 9,58 | | 1,71,414 | 444,44 | 385,81 | IV. | PROFESSIONAL AND OTHER SERVICES | 1,47,468 | 89,43 | 78,85 | | 4,929 | 10,13 | 8,87 | | 2,99,153 | 422,56 | 363,28 | V . | PERSONAL LOANS | 98,070 | 142,49 | 118,69 | | 14,783 | 40,73 | 34,25 | | 7,07,371 | 1867,83 | 1612,64 | | | 1. | Loans for Purchase of Consumer Durables | 6,142 | 7,58 | 6,55 | | 644 | 84 | 69 | | 36,207 | 53,89 | 46,09 | | | 2. | Loans for Housing | 6,731 | 41,76 | 36,86 | | 1,400 | 11,29 | 9,50 | | 59,765 | 582,88 | 506,53 | | | 3. | Rest of the Personal Loans | 85,197 | 93,15 | 75,28 | | 12,739 | 28,60 | 24,07 | | 6,11,399 | 1231,06 | 1060,02 | VI. | TRADE | 5,31,336 | 367,81 | 310,61 | | 15,860 | 92,08 | 72,96 | | 13,71,525 | 2422,02 | 2013,93 | | | 1. | Wholesale Trade | 9,574 | 11,61 | 8,71 | | 1,767 | 46,40 | 33,83 | | 52,670 | 759,43 | 604,14 | | | 2. | Retail Trade | 5,21,762 | 356,20 | 301,90 | | 14,093 | 45,68 | 39,13 | | 13,18,855 | 1662,60 | 1409,79 | VII. | FINANCE | 7 | 16 | 17 | | 108 | 18,75 | 17,25 | | 1,055 | 140,52 | 118,48 | VIII.
| ALL OTHERS
| 55,435
| 44,36
| 37,84
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| 24,361
| 39,91
| 32,92
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| 4,27,872
| 1402,38
| 1231,87
| TOTAL BANK CREDIT | 24,81,992 | 1860,33 | 1521,69 | | 86,039 | 380,16 | 316,77 | | 67,25,368 | 17323,96 | 14613,88 | OF WHICH : | 1. | Artisans & Village Industries | 1,99,389 | 134,85 | 115,42 | | 3,076 | 2,25 | 1,93 | | 3,29,585 | 303,73 | 261,95 |
| 2.
| Other Small Scale Industries
| 49,621
| 44,24
| 37,15
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| 2,972
| 64,43
| 51,06
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| 2,14,815
| 2101,53
| 1779,77
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