Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
CENTRAL REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
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| 4
| 5
| 6
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| 7
| 8
| 9
| I. | AGRICULTURE | 3,47,682 | 770,28 | 569,72 | | 5,44,103 | 1020,06 | 887,10 | | - | - | - | | | 1. | Direct Finance | 3,45,218 | 706,05 | 522,20 | | 5,40,553 | 897,50 | 806,83 | | - | - | - | | | 2. | Indirect Finance | 2,464 | 64,23 | 47,52 | | 3,550 | 122,56 | 80,27 | | - | - | - | II. | INDUSTRY | 46,363 | 2371,82 | 1974,43 | | 96,778 | 2139,41 | 1813,56 | | 16 | 47,17 | 38,31 | | | 1. | Mining & Quarrying | 341 | 38,29 | 13,09 | | 479 | 36,93 | 35,98 | | - | - | - | | | 2. | Food Manufacturing and Processing | 2,623 | 433,25 | 376,11 | | 3,910 | 322,46 | 262,00 | | 4 | 8,00 | 2,00 | | | | (a) | Rice Mills, Flour and Dal Mills | 1,170 | 68,93 | 103,37 | | 1,752 | 57,61 | 47,86 | | - | - | - | | | | (b) | Sugar | 21 | 29,15 | 27,79 | | 18 | 6,13 | 8,01 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 483 | 273,39 | 206,40 | | 528 | 219,37 | 173,66 | | 4 | 8,00 | 2,00 | | | | (d) | Tea Processing | 9 | 1,72 | 1,23 | | 5 | 7 | 5 | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 13 | 91 | 76 | | 62 | 7,48 | 5,26 | | - | - | - | | | | (f) | Others | 927 | 59,15 | 36,56 | | 1,545 | 31,79 | 27,16 | | - | - | - | | | 3. | Beverage and Tobacco | 89 | 38,70 | 33,67 | | 210 | 62,55 | 53,72 | | - | - | - | | | 4. | Textiles | 1,794 | 263,51 | 239,75 | | 2,276 | 343,23 | 275,28 | | 2 | 9,35 | 6,52 | | | | (a) | Cotton Textiles | 581 | 149,71 | 134,63 | | 415 | 138,90 | 109,49 | | - | - | - | | | | (b) | Jute Textiles | 25 | 1,54 | 1,58 | | 37 | 2,61 | 83 | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 16 | 98 | 97 | | 71 | 1,76 | 2,47 | | - | - | - | | | | (d) | Other Textiles | 1,172 | 111,29 | 102,56 | | 1,753 | 199,97 | 162,49 | | 2 | 9,35 | 6,52 | | | 5. | Paper, Paper Products and Printing | 934 | 42,43 | 37,96 | | 1,434 | 63,52 | 56,15 | | 2 | 20,61 | 20,61 | | | 6. | Leather and Leather Products | 386 | 14,48 | 10,76 | | 263 | 4,19 | 4,40 | | - | - | - | | | 7. | Rubber and Rubber Products | 138 | 8,02 | 7,46 | | 252 | 20,55 | 23,56 | | - | - | - | | | 8. | Chemicals and Chemical Products | 1,348 | 261,55 | 237,47 | | 1,849 | 193,59 | 177,25 | | 4 | 1,36 | 1,83 | | | | (a) | Heavy Industrial Chemicals | 156 | 77,83 | 74,80 | | 229 | 42,88 | 36,78 | | - | - | - | | | | (b) | Fertilizers | 43 | 38,34 | 32,14 | | 70 | 26,28 | 23,59 | | 2 | 75 | 28 | | | | (c) | Drugs and Pharmaceuticals | 247 | 46,03 | 37,95 | | 336 | 65,80 | 64,68 | | 2 | 61 | 1,54 | | | | (d) | Non-Edible Oils | 72 | 4,63 | 4,44 | | 24 | 8,12 | 4,77 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 830 | 94,72 | 88,14 | | 1,190 | 50,52 | 47,43 | | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 74 | 6,63 | 4,87 | | 175 | 12,16 | 10,23 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 298 | 58,02 | 41,61 | | 316 | 40,50 | 38,90 | | - | - | - | | | 11. | Basic Metals & Metal Products | 1,904 | 579,47 | 491,08 | | 2,682 | 464,48 | 390,93 | | 1 | 3,00 | 3,00 | | | | (a) | Iron and Steel | 644 | 393,13 | 331,99 | | 803 | 405,60 | 336,26 | | 1 | 3,00 | 3,00 | | | | (b) | Non-Ferrous Metals | 124 | 101,10 | 86,99 | | 92 | 6,51 | 5,04 | | - | - | - | | | | (c) | Other Metal Products | 1,136 | 85,24 | 72,09 | | 1,787 | 52,37 | 49,64 | | - | - | - | | | 12. | Engineering | 1,494 | 288,19 | 207,79 | | 2,060 | 179,97 | 152,82 | | 2 | 4,35 | 3,87 | | | | (a) | Heavy Engineering | 186 | 18,55 | 14,01 | | 234 | 65,03 | 52,24 | | - | - | - | | | | (b) | Light Engineering | 493 | 27,62 | 27,15 | | 736 | 33,66 | 31,46 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 521 | 207,99 | 135,68 | | 739 | 62,25 | 49,47 | | 2 | 4,35 | 3,87 | | | | (d) | Electronic Machinery & Goods | 294 | 34,02 | 30,95 | | 351 | 19,03 | 19,65 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 386 | 87,84 | 70,88 | | 687 | 38,88 | 34,39 | | - | - | - | | | 14. | Other Industries | 34,047 | 201,49 | 172,34 | | 79,149 | 247,61 | 212,73 | | 1 | 49 | 49 | | | 15. | Electricity, Gas & Water | 133 | 31,79 | 12,05 | | 125 | 53,96 | 32,89 | | - | - | - | | | | (a) | Electricity Generation & Transmission | 120 | 31,49 | 11,85 | | 93 | 52,24 | 31,24 | | - | - | - | | | | (b) | Non-Conventional Energy | 4 | 22 | 14 | | 4 | 5 | 4 | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 9 | 9 | 6 | | 28 | 1,68 | 1,61 | | - | - | - | | | 16. | Construction | 374 | 18,16 | 17,55 | | 911 | 54,82 | 52,35 | | - | - | - | III. | TRANSPORT OPERATORS | 17,044 | 144,50 | 113,43 | | 23,088 | 136,26 | 122,17 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 13,832 | 80,27 | 67,72 | | 1,17,931 | 351,72 | 306,54 | | - | - | - | V . | PERSONAL LOANS | 1,62,545 | 458,02 | 396,58 | | 1,56,463 | 491,36 | 426,26 | | 1 | 5 | 5 | | | 1. | Loans for Purchase of Consumer Durables | 12,222 | 18,78 | 15,61 | | 11,614 | 16,96 | 13,92 | | - | - | - | | | 2. | Loans for Housing | 16,075 | 129,61 | 118,68 | | 15,559 | 136,21 | 124,98 | | 1 | 5 | 5 | | | 3. | Rest of the Personal Loans | 1,34,248 | 309,64 | 262,29 | | 1,29,290 | 338,19 | 287,37 | | - | - | - | VI. | TRADE | 1,28,098 | 644,80 | 529,96 | | 3,07,016 | 652,96 | 553,39 | | 1 | 2,50 | 1,84 | | | 1. | Wholesale Trade | 9,368 | 373,72 | 318,11 | | 12,155 | 223,24 | 180,58 | | 1 | 2,50 | 1,84 | | | 2. | Retail Trade | 1,18,730 | 271,08 | 211,85 | | 2,94,861 | 429,72 | 372,81 | | - | - | - | VII. | FINANCE | 116 | 37,62 | 28,90 | | 337 | 49,29 | 35,09 | | - | - | - | VIII.
| ALL OTHERS
| 71,976
| 923,67
| 725,07
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| 1,19,115
| 346,63
| 308,33
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| -
| -
| -
| TOTAL BANK CREDIT | 7,87,656 | 5430,98 | 4405,81 | | 13,64,831 | 5187,68 | 4452,45 | | 18 | 49,72 | 40,20 | OF WHICH : | 1. | Artisans & Village Industries | 15,309 | 21,64 | 16,86 | | 27,485 | 28,83 | 24,87 | | - | - | - |
| 2.
| Other Small Scale Industries
| 22,733
| 442,43
| 370,29
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| 54,837
| 624,88
| 541,30
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| 2
| 75
| 28
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 10
| 11
| 12
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| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | 5,04,002 | 367,01 | 283,55 | | 1,174 | 4,23 | 3,54 | | 13,96,961 | 2161,58 | 1743,90 | | | 1. | Direct Finance | 4,96,742 | 358,39 | 277,26 | | 1,162 | 3,37 | 3,08 | | 13,83,675 | 1965,31 | 1609,37 | | | 2. | Indirect Finance | 7,260 | 8,63 | 6,29 | | 12 | 86 | 46 | | 13,286 | 196,27 | 134,54 | II. | INDUSTRY | 1,23,705 | 57,94 | 44,88 | | 1,229 | 120,19 | 96,74 | | 2,68,091 | 4736,53 | 3967,91 | | | 1. | Mining & Quarrying | 18 | 27 | 23 | | 4 | 7 | 6 | | 842 | 75,56 | 49,36 | | | 2. | Food Manufacturing and Processing | 483 | 1,95 | 1,25 | | 53 | 15,76 | 11,71 | | 7,073 | 781,42 | 653,07 | | | | (a) | Rice Mills, Flour and Dal Mills | 73 | 1,54 | 83 | | 22 | 32 | 27 | | 3,017 | 128,40 | 152,34 | | | | (b) | Sugar | - | - | - | | - | - | - | | 39 | 35,28 | 35,81 | | | | (c) | Edible Oils and Vanaspati | 8 | 5 | 11 | | 13 | 15,02 | 11,23 | | 1,036 | 515,82 | 393,40 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 14 | 1,78 | 1,28 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | 1 | 3 | 2 | | 76 | 8,41 | 6,04 | | | | (f) | Others | 402 | 37 | 31 | | 17 | 39 | 19 | | 2,891 | 91,71 | 64,21 | | | 3. | Beverage and Tobacco | - | - | - | | 3 | 8 | 5 | | 302 | 101,33 | 87,44 | | | 4. | Textiles | 7 | 7 | 6 | | 123 | 27,96 | 22,07 | | 4,202 | 644,13 | 543,67 | | | | (a) | Cotton Textiles | 1 | 1 | 1 | | 69 | 9,30 | 7,08 | | 1,066 | 297,92 | 251,21 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | 62 | 4,15 | 2,41 | | | | (c) | Handloom Textiles & Khadi | 1 | 1 | 1 | | - | - | - | | 88 | 2,74 | 3,45 | | | | (d) | Other Textiles | 5 | 5 | 5 | | 54 | 18,66 | 14,99 | | 2,986 | 339,32 | 286,61 | | | 5. | Paper, Paper Products and Printing | 19 | 18 | 17 | | 30 | 9,17 | 4,35 | | 2,419 | 135,92 | 119,23 | | | 6. | Leather and Leather Products | - | - | - | | 6 | 5 | 6 | | 655 | 18,71 | 15,22 | | | 7. | Rubber and Rubber Products | 3 | 3 | 2 | | 7 | 16 | 17 | | 400 | 28,77 | 31,21 | | | 8. | Chemicals and Chemical Products | 10 | 18 | 17 | | 57 | 11,85 | 9,59 | | 3,268 | 468,53 | 426,31 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 5 | 86 | 44 | | 390 | 121,57 | 112,03 | | | | (b) | Fertilizers | - | - | - | | 1 | 40 | 1 | | 116 | 65,76 | 56,01 | | | | (c) | Drugs and Pharmaceuticals | 3 | 3 | 3 | | 19 | 3,25 | 2,28 | | 607 | 115,72 | 106,48 | | | | (d) | Non-Edible Oils | 1 | - | 1 | | - | - | - | | 97 | 12,75 | 9,22 | | | | (e) | Other Chemicals & Chemical Products | 6 | 15 | 13 | | 32 | 7,34 | 6,86 | | 2,058 | 152,73 | 142,56 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 2 | 1 | 2 | | 1 | 10 | - | | 252 | 18,90 | 15,12 | | | 10. | Manufacture of Cement & Cement Products | 6 | 8 | 8 | | 3 | 1 | 1 | | 623 | 98,62 | 80,60 | | | 11. | Basic Metals & Metal Products | 60 | 77 | 84 | | 70 | 31,99 | 28,10 | | 4,717 | 1079,70 | 913,95 | | | | (a) | Iron and Steel | 3 | 1 | 1 | | 42 | 25,20 | 23,43 | | 1,493 | 826,94 | 694,69 | | | | (b) | Non-Ferrous Metals | - | - | - | | 2 | 3,60 | 1,53 | | 218 | 111,21 | 93,57 | | | | (c) | Other Metal Products | 57 | 76 | 83 | | 26 | 3,19 | 3,14 | | 3,006 | 141,55 | 125,69 | | | 12. | Engineering | 51 | 61 | 42 | | 44 | 4,85 | 4,50 | | 3,651 | 477,97 | 369,39 | | | | (a) | Heavy Engineering | 13 | 14 | 12 | | 14 | 1,66 | 1,39 | | 447 | 85,38 | 67,75 | | | | (b) | Light Engineering | 28 | 40 | 25 | | 6 | 74 | 62 | | 1,263 | 62,43 | 59,47 | | | | (c) | Electrical Machinery & Goods | 2 | 1 | 1 | | 13 | 2,27 | 1,97 | | 1,277 | 276,88 | 190,99 | | | | (d) | Electronic Machinery & Goods | 8 | 6 | 5 | | 11 | 17 | 53 | | 664 | 53,29 | 51,18 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 71 | 1,17 | 97 | | 8 | 33 | 3 | | 1,152 | 128,22 | 106,27 | | | 14. | Other Industries | 1,22,967 | 52,57 | 40,51 | | 758 | 15,28 | 14,11 | | 2,36,922 | 517,43 | 440,18 | | | 15. | Electricity, Gas & Water | 1 | - | - | | 1 | 1 | - | | 260 | 85,77 | 44,94 | | | | (a) | Electricity Generation & Transmission | 1 | - | - | | 1 | 1 | - | | 215 | 83,74 | 43,09 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | 8 | 27 | 18 | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 37 | 1,77 | 1,67 | | | 16. | Construction | 7 | 5 | 14 | | 61 | 2,53 | 1,92 | | 1,353 | 75,56 | 71,96 | III. | TRANSPORT OPERATORS | 19,037 | 31,81 | 26,38 | | 159 | 2,07 | 1,79 | | 59,328 | 314,63 | 263,77 | IV. | PROFESSIONAL AND OTHER SERVICES | 40,596 | 19,01 | 16,94 | | 652 | 4,28 | 3,46 | | 1,73,011 | 455,28 | 394,66 | V . | PERSONAL LOANS | 40,542 | 60,29 | 51,08 | | 3,009 | 13,08 | 12,00 | | 3,62,560 | 1022,81 | 885,97 | | | 1. | Loans for Purchase of Consumer Durables | 2,929 | 3,79 | 2,91 | | 162 | 31 | 28 | | 26,927 | 39,84 | 32,72 | | | 2. | Loans for Housing | 2,257 | 13,44 | 13,12 | | 335 | 3,09 | 2,99 | | 34,227 | 282,40 | 259,83 | | | 3. | Rest of the Personal Loans | 35,356 | 43,06 | 35,04 | | 2,512 | 9,68 | 8,73 | | 3,01,406 | 700,57 | 593,43 | VI. | TRADE | 2,52,887 | 128,39 | 107,90 | | 2,757 | 33,01 | 24,52 | | 6,90,759 | 1461,66 | 1217,61 | | | 1. | Wholesale Trade | 2,222 | 3,09 | 2,49 | | 381 | 16,83 | 13,18 | | 24,127 | 619,37 | 516,20 | | | 2. | Retail Trade | 2,50,665 | 125,30 | 105,41 | | 2,376 | 16,19 | 11,35 | | 6,66,632 | 842,29 | 701,41 | VII. | FINANCE | 7 | 8 | 8 | | 19 | 65 | 77 | | 479 | 87,63 | 64,85 | VIII.
| ALL OTHERS
| 14,231
| 17,07
| 13,02
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| 1,251
| 5,67
| 5,31
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| 2,06,573
| 1293,03
| 1051,73
| TOTAL BANK CREDIT | 9,95,007 | 681,60 | 543,82 | | 10,250 | 183,17 | 148,11 | | 31,57,762 | 11533,15 | 9590,40 | OF WHICH : | 1. | Artisans & Village Industries | 1,07,577 | 44,05 | 33,49 | | 213 | 65 | 60 | | 1,50,584 | 95,17 | 75,81 |
| 2.
| Other Small Scale Industries
| 14,521
| 10,32
| 8,51
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| 452
| 15,71
| 13,13
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| 92,545
| 1094,08
| 933,51
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