Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
EASTERN REGION
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| (Amount in Rupees Lakh)
|
| | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | AND ITS ASSOCIATES
| |
| |
| | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 3,012 | 2,38 | 2,09 | | 798 | 1,50 | 1,58 | | - | - | - | | 1. | Direct Finance | 3,011 | 2,28 | 1,87 | | 797 | 1,50 | 1,58 | | - | - | - | | 2. | Indirect Finance | 1 | 10 | 22 | | 1 | - | - | | - | - | - | II. | INDUSTRY | 676 | 2,64 | 2,22 | | 216 | 3,06 | 2,85 | | - | - | - | | 1. | Mining & Quarrying | - | - | - | | 1 | 1 | 1 | | - | - | - | | 2. | Food Manufacturing and Processing | 39 | 20 | 18 | | 16 | 1,05 | 1,02 | | - | - | - | | | (a) | Rice Mills, Flour and Dal Mills | 16 | 10 | 7 | | 5 | 2 | 2 | | - | - | - | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | (c) | Edible Oils and Vanaspati | 1 | 1 | - | | 3 | 2 | 2 | | - | - | - | | | (d) | Tea Processing | - | - | - | | 2 | 94 | 92 | | - | - | - | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | - | - | - | | | (f) | Others | 22 | 10 | 10 | | 6 | 6 | 6 | | - | - | - | | 3. | Beverage and Tobacco | 1 | - | - | | 5 | 9 | 9 | | - | - | - | | 4. | Textiles | 5 | 2 | 2 | | 7 | 8 | 7 | | - | - | - | | | (a) | Cotton Textiles | - | - | - | | 2 | 3 | 2 | | - | - | - | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | - | - | - | | | (d) | Other Textiles | 5 | 2 | 2 | | 5 | 5 | 5 | | - | - | - | | 5. | Paper, Paper Products and Printing | 9 | 6 | 4 | | 5 | 6 | 6 | | - | - | - | | 6. | Leather and Leather Products | - | - | - | | 3 | 1 | 1 | | - | - | - | | 7. | Rubber and Rubber Products | 1 | - | - | | 1 | - | - | | - | - | - | | 8. | Chemicals and Chemical Products | 3 | 1 | 1 | | 2 | 2 | 2 | | - | - | - | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | - | - | - | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | - | - | - | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | - | - | - | | | (e) | Other Chemicals & Chemical Products | 3 | 1 | 1 | | 2 | 2 | 2 | | - | - | - | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | - | - | - | | 10. | Manufacture of Cement & Cement Products | 4 | 2 | 1 | | 1 | 1 | 1 | | - | - | - | | 11. | Basic Metals & Metal Products | 5 | 9 | 12 | | 9 | 10 | 12 | | - | - | - | | | (a) | Iron and Steel | 1 | 1 | 1 | | 2 | 2 | 2 | | - | - | - | | | (b) | Non-Ferrous Metals | - | - | - | | 1 | - | - | | - | - | - | | | (c) | Other Metal Products | 4 | 9 | 11 | | 6 | 8 | 9 | | - | - | - | | 12. | Engineering | 11 | 8 | 6 | | 4 | 7 | 5 | | - | - | - | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | - | - | - | | | (b) | Light Engineering | 1 | - | - | | 2 | 2 | 2 | | - | - | - | | | (c) | Electrical Machinery & Goods | 2 | 1 | 1 | | 1 | - | - | | - | - | - | | | (d) | Electronic Machinery & Goods | 8 | 6 | 4 | | 1 | 4 | 3 | | - | - | - | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 10 | 17 | 18 | | 4 | 40 | 25 | | - | - | - | | 14. | Other Industries | 581 | 1,91 | 1,51 | | 150 | 74 | 69 | | - | - | - | | 15. | Electricity, Gas & Water | 1 | 1 | 1 | | - | - | - | | - | - | - | | | (a) | Electricity Generation & Transmission | 1 | 1 | 1 | | - | - | - | | - | - | - | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | - | - | - | | 16. | Construction | 6 | 8 | 8 | | 8 | 43 | 45 | | - | - | - | III. | TRANSPORT OPERATORS | 52 | 1,01 | 78 | | 49 | 81 | 72 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 89 | 40 | 24 | | 254 | 46 | 35 | | - | - | - | V . | PERSONAL LOANS | 2,121 | 2,87 | 2,36 | | 1,457 | 2,92 | 2,64 | | - | - | - | | 1. | Loans for Purchase of Consumer Durables | 229 | 37 | 28 | | 185 | 36 | 28 | | - | - | - | | 2. | Loans for Housing | 40 | 31 | 26 | | 22 | 17 | 15 | | - | - | - | | 3. | Rest of the Personal Loans | 1,852 | 2,19 | 1,82 | | 1,250 | 2,39 | 2,21 | | - | - | - | VI. | TRADE | 2,583 | 4,13 | 3,67 | | 1,077 | 4,81 | 4,73 | | - | - | - | | 1. | Wholesale Trade | 37 | 21 | 18 | | 41 | 1,20 | 87 | | - | - | - | | 2. | Retail Trade | 2,546 | 3,91 | 3,49 | | 1,036 | 3,60 | 3,86 | | - | - | - | VII. | FINANCE | 1 | 2,06 | 2,06 | | - | - | - | | - | - | - | VIII.
| ALL OTHERS
| 38
| 81
| 81
|
| 1,109
| 1,15
| 1,15
|
| -
| -
| -
| TOTAL BANK CREDIT | 8,572 | 16,29 | 14,24 | | 4,960 | 14,70 | 14,03 | | - | - | - | OF WHICH : | 1. | Artisans & Village Industries | 184 | 23 | 18 | | 19 | 5 | 4 | | - | - | - |
| 2.
| Other Small Scale Industries
| 428
| 1,21
| 1,14
|
| 122
| 79
| 80
|
| -
| -
| -
|
|
|
|
|
|
|
|
| | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 10
| 11
| 12
|
| 13
| 14
| 15
|
| 16
| 17
| 18
| I. | AGRICULTURE | - | - | - | | - | - | - | | 3,810 | 3,87 | 3,67 | | 1. | Direct Finance | - | - | - | | - | - | - | | 3,808 | 3,77 | 3,45 | | 2. | Indirect Finance | - | - | - | | - | - | - | | 2 | 10 | 22 | II. | INDUSTRY | - | - | - | | - | - | - | | 892 | 5,70 | 5,07 | | 1. | Mining & Quarrying | - | - | - | | - | - | - | | 1 | 1 | 1 | | 2. | Food Manufacturing and Processing | - | - | - | | - | - | - | | 55 | 1,25 | 1,20 | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | - | - | - | | 21 | 12 | 10 | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | 4 | 3 | 3 | | | (d) | Tea Processing | - | - | - | | - | - | - | | 2 | 94 | 92 | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | - | - | - | | | (f) | Others | - | - | - | | - | - | - | | 28 | 16 | 16 | | 3. | Beverage and Tobacco | - | - | - | | - | - | - | | 6 | 10 | 9 | | 4. | Textiles | - | - | - | | - | - | - | | 12 | 10 | 9 | | | (a) | Cotton Textiles | - | - | - | | - | - | - | | 2 | 3 | 2 | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | - | - | - | | | (d) | Other Textiles | - | - | - | | - | - | - | | 10 | 7 | 7 | | 5. | Paper, Paper Products and Printing | - | - | - | | - | - | - | | 14 | 11 | 9 | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | 3 | 1 | 1 | | 7. | Rubber and Rubber Products | - | - | - | | - | - | - | | 2 | 1 | 1 | | 8. | Chemicals and Chemical Products | - | - | - | | - | - | - | | 5 | 3 | 3 | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | - | - | - | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | - | - | - | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | - | - | - | | | (e) | Other Chemicals & Chemical Products | - | - | - | | - | - | - | | 5 | 3 | 3 | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | - | - | - | | 10. | Manufacture of Cement & Cement Products | - | - | - | | - | - | - | | 5 | 2 | 2 | | 11. | Basic Metals & Metal Products | - | - | - | | - | - | - | | 14 | 19 | 23 | | | (a) | Iron and Steel | - | - | - | | - | - | - | | 3 | 3 | 3 | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | 1 | - | - | | | (c) | Other Metal Products | - | - | - | | - | - | - | | 10 | 16 | 20 | | 12. | Engineering | - | - | - | | - | - | - | | 15 | 14 | 11 | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | - | - | - | | | (b) | Light Engineering | - | - | - | | - | - | - | | 3 | 3 | 2 | | | (c) | Electrical Machinery & Goods | - | - | - | | - | - | - | | 3 | 2 | 2 | | | (d) | Electronic Machinery & Goods | - | - | - | | - | - | - | | 9 | 10 | 7 | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | - | - | - | | 14 | 57 | 43 | | 14. | Other Industries | - | - | - | | - | - | - | | 731 | 2,65 | 2,21 | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 1 | 1 | 1 | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 1 | 1 | 1 | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | - | - | - | | 16. | Construction | - | - | - | | - | - | - | | 14 | 50 | 53 | III. | TRANSPORT OPERATORS | - | - | - | | - | - | - | | 101 | 1,82 | 1,51 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | | - | - | - | | 343 | 85 | 60 | V . | PERSONAL LOANS | - | - | - | | - | - | - | | 3,578 | 5,79 | 5,00 | | 1. | Loans for Purchase of Consumer Durables | - | - | - | | - | - | - | | 414 | 73 | 55 | | 2. | Loans for Housing | - | - | - | | - | - | - | | 62 | 48 | 41 | | 3. | Rest of the Personal Loans | - | - | - | | - | - | - | | 3,102 | 4,58 | 4,03 | VI. | TRADE | - | - | - | | - | - | - | | 3,660 | 8,94 | 8,40 | | 1. | Wholesale Trade | - | - | - | | - | - | - | | 78 | 1,42 | 1,05 | | 2. | Retail Trade | - | - | - | | - | - | - | | 3,582 | 7,52 | 7,35 | VII. | FINANCE | - | - | - | | - | - | - | | 1 | 2,06 | 2,06 | VIII.
| ALL OTHERS
| -
| -
| -
|
| -
| -
| -
|
| 1,147
| 1,96
| 1,96
| TOTAL BANK CREDIT | - | - | - | | - | - | - | | 13,532 | 31,00 | 28,27 | OF WHICH : | 1. | Artisans & Village Industries | - | - | - | | - | - | - | | 203 | 28 | 23 |
| 2.
| Other Small Scale Industries
| -
| -
| -
|
| -
| -
| -
|
| 550
| 1,99
| 1,93
|
|