Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
EASTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
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| 4
| 5
| 6
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| 7
| 8
| 9
| I. | AGRICULTURE | 3,21,410 | 354,41 | 304,08 | | 6,16,744 | 475,94 | 453,43 | | 12 | 4,85 | 4,33 | | | 1. | Direct Finance | 3,16,542 | 253,60 | 223,67 | | 6,08,936 | 364,33 | 354,93 | | 5 | 83 | 29 | | | 2. | Indirect Finance | 4,868 | 100,81 | 80,41 | | 7,808 | 111,61 | 98,50 | | 7 | 4,02 | 4,04 | II. | INDUSTRY | 2,52,842 | 4273,20 | 3374,80 | | 4,00,956 | 4971,97 | 4286,74 | | 1,501 | 2065,49 | 1560,38 | | | 1. | Mining & Quarrying | 101 | 424,09 | 304,26 | | 330 | 275,35 | 211,90 | | 14 | 4,54 | 3,54 | | | 2. | Food Manufacturing and Processing | 3,259 | 229,63 | 160,47 | | 5,900 | 628,89 | 512,75 | | 75 | 190,22 | 147,22 | | | | (a) | Rice Mills, Flour and Dal Mills | 342 | 11,25 | 9,12 | | 1,074 | 29,45 | 28,62 | | 2 | 11 | 4 | | | | (b) | Sugar | 2 | 6 | 3 | | 21 | 1,25 | 2,74 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 334 | 25,28 | 19,44 | | 516 | 22,74 | 22,14 | | 6 | 3,01 | 1,82 | | | | (d) | Tea Processing | 91 | 169,17 | 110,82 | | 513 | 493,57 | 386,31 | | 47 | 121,72 | 81,42 | | | | (e) | Processing of Fruits & Vegetables | 30 | 1,49 | 62 | | 79 | 3,79 | 5,93 | | - | - | - | | | | (f) | Others | 2,460 | 22,37 | 20,44 | | 3,697 | 78,09 | 67,02 | | 20 | 65,39 | 63,93 | | | 3. | Beverage and Tobacco | 96 | 152,78 | 88,60 | | 212 | 68,93 | 35,76 | | 63 | 251,57 | 179,26 | | | 4. | Textiles | 1,855 | 411,37 | 356,40 | | 4,461 | 579,91 | 482,03 | | 133 | 283,93 | 169,39 | | | | (a) | Cotton Textiles | 169 | 89,19 | 77,22 | | 492 | 122,40 | 111,11 | | 22 | 68,97 | 31,71 | | | | (b) | Jute Textiles | 203 | 127,42 | 100,04 | | 359 | 225,74 | 174,68 | | 25 | 30,30 | 23,02 | | | | (c) | Handloom Textiles & Khadi | 114 | 78 | 74 | | 461 | 7,48 | 7,30 | | - | - | - | | | | (d) | Other Textiles | 1,369 | 193,98 | 178,40 | | 3,149 | 224,30 | 188,93 | | 86 | 184,66 | 114,67 | | | 5. | Paper, Paper Products and Printing | 771 | 81,77 | 53,55 | | 2,084 | 166,37 | 157,20 | | 37 | 27,62 | 23,41 | | | 6. | Leather and Leather Products | 463 | 38,85 | 30,23 | | 1,378 | 212,18 | 168,09 | | 43 | 29,78 | 18,97 | | | 7. | Rubber and Rubber Products | 262 | 24,71 | 23,02 | | 626 | 95,46 | 106,73 | | 28 | 48,67 | 41,01 | | | 8. | Chemicals and Chemical Products | 1,157 | 289,42 | 248,53 | | 3,111 | 374,64 | 342,22 | | 165 | 212,21 | 169,84 | | | | (a) | Heavy Industrial Chemicals | 55 | 135,61 | 113,73 | | 268 | 43,28 | 38,12 | | 30 | 34,48 | 29,05 | | | | (b) | Fertilizers | 29 | 9,64 | 6,45 | | 62 | 15,76 | 16,47 | | 13 | 23,37 | 14,79 | | | | (c) | Drugs and Pharmaceuticals | 225 | 49,73 | 48,02 | | 562 | 94,05 | 82,53 | | 30 | 30,25 | 21,46 | | | | (d) | Non-Edible Oils | 20 | 1,83 | 1,65 | | 49 | 3,99 | 3,85 | | 2 | 86 | 78 | | | | (e) | Other Chemicals & Chemical Products | 828 | 92,60 | 78,68 | | 2,170 | 217,56 | 201,26 | | 90 | 123,25 | 103,75 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 269 | 24,49 | 16,18 | | 362 | 64,67 | 59,76 | | 14 | 22,00 | 13,03 | | | 10. | Manufacture of Cement & Cement Products | 155 | 14,83 | 14,59 | | 399 | 40,02 | 38,57 | | 6 | 2,76 | 2,74 | | | 11. | Basic Metals & Metal Products | 1,473 | 1056,97 | 734,04 | | 4,305 | 781,88 | 629,92 | | 164 | 396,15 | 299,17 | | | | (a) | Iron and Steel | 376 | 816,77 | 529,63 | | 1,218 | 377,87 | 318,21 | | 59 | 104,25 | 70,26 | | | | (b) | Non-Ferrous Metals | 123 | 90,45 | 81,18 | | 293 | 85,02 | 56,74 | | 42 | 128,64 | 110,13 | | | | (c) | Other Metal Products | 974 | 149,75 | 123,22 | | 2,794 | 319,00 | 254,97 | | 63 | 163,26 | 118,78 | | | 12. | Engineering | 2,394 | 938,73 | 861,33 | | 4,978 | 737,78 | 641,59 | | 297 | 284,46 | 233,18 | | | | (a) | Heavy Engineering | 269 | 408,25 | 386,43 | | 447 | 195,62 | 179,99 | | 78 | 62,48 | 47,65 | | | | (b) | Light Engineering | 888 | 204,70 | 138,18 | | 2,105 | 122,63 | 120,05 | | 104 | 112,41 | 83,43 | | | | (c) | Electrical Machinery & Goods | 821 | 242,40 | 219,26 | | 1,668 | 367,82 | 293,12 | | 86 | 94,81 | 90,44 | | | | (d) | Electronic Machinery & Goods | 416 | 83,38 | 117,46 | | 758 | 51,71 | 48,43 | | 29 | 14,76 | 11,65 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 407 | 85,66 | 73,82 | | 896 | 80,42 | 61,05 | | 19 | 12,62 | 11,98 | | | 14. | Other Industries | 2,39,865 | 339,85 | 302,13 | | 3,69,435 | 604,81 | 597,59 | | 387 | 132,36 | 116,44 | | | 15. | Electricity, Gas & Water | 92 | 134,08 | 91,73 | | 566 | 173,35 | 153,44 | | 25 | 126,50 | 97,61 | | | | (a) | Electricity Generation & Transmission | 74 | 132,71 | 90,13 | | 413 | 158,30 | 139,05 | | 22 | 125,56 | 96,73 | | | | (b) | Non-Conventional Energy | 4 | 8 | 8 | | 71 | 98 | 92 | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 14 | 1,28 | 1,52 | | 82 | 14,06 | 13,47 | | 3 | 95 | 88 | | | 16. | Construction | 223 | 25,97 | 15,93 | | 1,913 | 87,31 | 88,11 | | 31 | 40,08 | 33,60 | III. | TRANSPORT OPERATORS | 20,717 | 53,75 | 43,83 | | 60,446 | 225,84 | 210,15 | | 16 | 3,72 | 2,01 | IV. | PROFESSIONAL AND OTHER SERVICES | 8,893 | 41,14 | 31,73 | | 1,08,153 | 585,38 | 541,17 | | 155 | 31,80 | 21,31 | V . | PERSONAL LOANS | 1,70,040 | 364,82 | 327,64 | | 2,70,576 | 970,23 | 882,96 | | 2,52,923 | 600,11 | 268,02 | | | 1. | Loans for Purchase of Consumer Durables | 9,903 | 12,24 | 9,71 | | 7,367 | 11,02 | 9,19 | | 118 | 1,23 | 1,18 | | | 2. | Loans for Housing | 19,483 | 169,52 | 158,63 | | 45,619 | 536,71 | 486,91 | | 510 | 13,46 | 12,13 | | | 3. | Rest of the Personal Loans | 1,40,654 | 183,07 | 159,29 | | 2,17,590 | 422,50 | 386,86 | | 2,52,295 | 585,42 | 254,71 | VI. | TRADE | 2,03,922 | 386,70 | 323,39 | | 4,96,656 | 1532,81 | 1332,52 | | 489 | 101,82 | 59,08 | | | 1. | Wholesale Trade | 9,198 | 187,38 | 141,03 | | 17,751 | 975,89 | 795,02 | | 158 | 89,60 | 50,09 | | | 2. | Retail Trade | 1,94,724 | 199,31 | 182,37 | | 4,78,905 | 556,92 | 537,49 | | 331 | 12,21 | 8,99 | VII. | FINANCE | 111 | 111,64 | 87,27 | | 1,210 | 285,64 | 247,84 | | 90 | 201,45 | 190,36 | VIII.
| ALL OTHERS
| 29,857
| 214,91
| 178,91
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| 2,28,328
| 845,29
| 771,63
|
| 1,613
| 123,01
| 103,12
| TOTAL BANK CREDIT | 10,07,792 | 5800,57 | 4671,66 | | 21,83,069 | 9893,10 | 8726,43 | | 2,56,799 | 3132,26 | 2208,62 | OF WHICH : | 1. | Artisans & Village Industries | 1,23,095 | 57,25 | 54,75 | | 2,18,460 | 109,14 | 107,90 | | 5 | 3 | 2 |
| 2.
| Other Small Scale Industries
| 1,16,912
| 466,39
| 429,94
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| 1,42,001
| 1006,54
| 973,00
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| 154
| 76,28
| 55,34
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 10
| 11
| 12
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| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | 4,29,114 | 139,57 | 122,78 | | 26 | 23,37 | 23,25 | | 13,67,306 | 998,14 | 907,87 | | | 1. | Direct Finance | 4,25,138 | 133,73 | 118,87 | | 22 | 21,19 | 21,16 | | 13,50,643 | 773,67 | 718,92 | | | 2. | Indirect Finance | 3,976 | 5,84 | 3,91 | | 4 | 2,18 | 2,09 | | 16,663 | 224,47 | 188,95 | II. | INDUSTRY | 3,60,326 | 115,43 | 106,16 | | 861 | 284,15 | 233,07 | | 10,16,486 | 11710,26 | 9561,15 | | | 1. | Mining & Quarrying | 1 | 4 | 4 | | 2 | 8,83 | 2,61 | | 448 | 712,85 | 522,35 | | | 2. | Food Manufacturing and Processing | 1,765 | 99 | 79 | | 19 | 14,45 | 7,82 | | 11,018 | 1064,18 | 829,05 | | | | (a) | Rice Mills, Flour and Dal Mills | 22 | 33 | 24 | | 2 | 6 | 6 | | 1,442 | 41,20 | 38,07 | | | | (b) | Sugar | - | - | - | | 1 | 20 | 9 | | 24 | 1,52 | 2,86 | | | | (c) | Edible Oils and Vanaspati | 8 | 4 | 4 | | 4 | 7,25 | 2,11 | | 868 | 58,31 | 45,56 | | | | (d) | Tea Processing | - | - | - | | 7 | 6,81 | 5,42 | | 658 | 791,27 | 583,98 | | | | (e) | Processing of Fruits & Vegetables | 1 | 2 | - | | - | - | - | | 110 | 5,30 | 6,55 | | | | (f) | Others | 1,734 | 60 | 51 | | 5 | 14 | 13 | | 7,916 | 166,58 | 152,03 | | | 3. | Beverage and Tobacco | 1 | 1 | - | | 5 | 11,56 | 11,74 | | 377 | 484,85 | 315,36 | | | 4. | Textiles | 29 | 20 | 19 | | 60 | 54,72 | 41,75 | | 6,538 | 1330,13 | 1049,77 | | | | (a) | Cotton Textiles | 1 | - | - | | 20 | 1,03 | 83 | | 704 | 281,58 | 220,87 | | | | (b) | Jute Textiles | - | - | - | | 11 | 26,14 | 20,09 | | 598 | 409,60 | 317,83 | | | | (c) | Handloom Textiles & Khadi | 3 | 1 | 1 | | - | - | - | | 578 | 8,26 | 8,05 | | | | (d) | Other Textiles | 25 | 19 | 19 | | 29 | 27,56 | 20,84 | | 4,658 | 630,68 | 503,03 | | | 5. | Paper, Paper Products and Printing | 8 | 5 | 7 | | 44 | 2,12 | 1,16 | | 2,944 | 277,92 | 235,39 | | | 6. | Leather and Leather Products | 1 | 1 | 1 | | 75 | 15,44 | 13,02 | | 1,960 | 296,26 | 230,31 | | | 7. | Rubber and Rubber Products | 2 | 1 | 1 | | 25 | 10,65 | 10,90 | | 943 | 179,50 | 181,68 | | | 8. | Chemicals and Chemical Products | 4 | 3 | 2 | | 82 | 14,43 | 10,75 | | 4,519 | 890,74 | 771,36 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 12 | 1,49 | 83 | | 365 | 214,86 | 181,73 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | 104 | 48,77 | 37,71 | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | 10 | 1,32 | 1,13 | | 827 | 175,36 | 153,14 | | | | (d) | Non-Edible Oils | - | - | - | | 3 | 35 | 12 | | 74 | 7,03 | 6,40 | | | | (e) | Other Chemicals & Chemical Products | 4 | 3 | 2 | | 57 | 11,27 | 8,67 | | 3,149 | 444,71 | 392,38 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 6 | 4 | 4 | | 9 | 3,80 | 3,73 | | 660 | 115,00 | 92,74 | | | 10. | Manufacture of Cement & Cement Products | 1 | - | 1 | | 2 | 5 | 1 | | 563 | 57,67 | 55,92 | | | 11. | Basic Metals & Metal Products | 12 | 5 | 5 | | 203 | 34,34 | 28,60 | | 6,157 | 2269,40 | 1691,78 | | | | (a) | Iron and Steel | - | - | - | | 122 | 28,46 | 25,79 | | 1,775 | 1327,35 | 943,90 | | | | (b) | Non-Ferrous Metals | - | - | - | | 16 | 50 | 46 | | 474 | 304,61 | 248,52 | | | | (c) | Other Metal Products | 12 | 5 | 5 | | 65 | 5,38 | 2,35 | | 3,908 | 637,43 | 499,37 | | | 12. | Engineering | 9 | 8 | 13 | | 156 | 23,66 | 21,42 | | 7,834 | 1984,71 | 1757,66 | | | | (a) | Heavy Engineering | - | - | - | | 33 | 9,42 | 9,21 | | 827 | 675,77 | 623,27 | | | | (b) | Light Engineering | 2 | 1 | 1 | | 58 | 9,82 | 9,39 | | 3,157 | 449,56 | 351,06 | | | | (c) | Electrical Machinery & Goods | 3 | 3 | 10 | | 48 | 3,84 | 2,37 | | 2,626 | 708,89 | 605,29 | | | | (d) | Electronic Machinery & Goods | 4 | 5 | 2 | | 17 | 58 | 46 | | 1,224 | 150,48 | 178,03 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 9 | 12 | 9 | | 15 | 25 | 24 | | 1,346 | 179,07 | 147,19 | | | 14. | Other Industries | 3,58,471 | 113,64 | 104,51 | | 113 | 37,22 | 28,40 | | 9,68,271 | 1227,87 | 1149,07 | | | 15. | Electricity, Gas & Water | - | - | - | | 8 | 34,52 | 33,60 | | 691 | 468,45 | 376,37 | | | | (a) | Electricity Generation & Transmission | - | - | - | | 5 | 32,98 | 31,87 | | 514 | 449,55 | 357,78 | | | | (b) | Non-Conventional Energy | - | - | - | | 3 | 1,54 | 1,73 | | 78 | 2,60 | 2,72 | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 99 | 16,29 | 15,86 | | | 16. | Construction | 7 | 17 | 20 | | 43 | 18,12 | 17,32 | | 2,217 | 171,65 | 155,16 | III. | TRANSPORT OPERATORS | 35,793 | 13,07 | 12,69 | | 108 | 3,66 | 3,02 | | 1,17,080 | 300,04 | 271,70 | IV. | PROFESSIONAL AND OTHER SERVICES | 34,749 | 12,56 | 11,70 | | 211 | 68,48 | 65,31 | | 1,52,161 | 739,36 | 671,22 | V . | PERSONAL LOANS | 66,351 | 76,31 | 65,87 | | 4,710 | 23,53 | 20,49 | | 7,64,600 | 2035,01 | 1564,98 | | | 1. | Loans for Purchase of Consumer Durables | 6,239 | 9,86 | 8,98 | | 67 | 17 | 16 | | 23,694 | 34,51 | 29,21 | | | 2. | Loans for Housing | 3,107 | 26,71 | 23,37 | | 386 | 4,03 | 3,88 | | 69,105 | 750,42 | 684,92 | | | 3. | Rest of the Personal Loans | 57,005 | 39,75 | 33,52 | | 4,257 | 19,34 | 16,46 | | 6,71,801 | 1250,07 | 850,84 | VI. | TRADE | 2,54,605 | 108,76 | 103,17 | | 1,067 | 212,84 | 144,71 | | 9,56,739 | 2342,93 | 1962,87 | | | 1. | Wholesale Trade | 138 | 78 | 74 | | 761 | 185,29 | 121,53 | | 28,006 | 1438,95 | 1108,41 | | | 2. | Retail Trade | 2,54,467 | 107,98 | 102,43 | | 306 | 27,55 | 23,18 | | 9,28,733 | 903,98 | 854,46 | VII. | FINANCE | 4 | 9 | 2 | | 140 | 112,70 | 86,54 | | 1,555 | 711,51 | 612,02 | VIII.
| ALL OTHERS
| 51,225
| 23,06
| 21,14
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| 1,242
| 11,74
| 10,06
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| 3,12,265
| 1218,01
| 1084,86
| TOTAL BANK CREDIT | 12,32,167 | 488,85 | 443,53 | | 8,365 | 740,47 | 586,44 | | 46,88,192 | 20055,25 | 16636,68 | OF WHICH : | 1. | Artisans & Village Industries | 3,16,996 | 99,32 | 91,03 | | 15 | 3 | 2 | | 6,58,571 | 265,78 | 253,72 |
| 2.
| Other Small Scale Industries
| 39,560
| 14,38
| 13,62
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| 326
| 31,33
| 28,44
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| 2,98,953
| 1594,93
| 1500,35
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|