Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
EASTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
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| 4
| 5
| 6
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| 7
| 8
| 9
| I. | AGRICULTURE | 3,84,433 | 328,02 | 272,94 | | 3,36,037 | 283,76 | 258,92 | | - | - | - | | | 1. | Direct Finance | 3,80,274 | 248,65 | 230,36 | | 3,32,914 | 229,96 | 217,50 | | - | - | - | | | 2. | Indirect Finance | 4,159 | 79,37 | 42,58 | | 3,123 | 53,80 | 41,43 | | - | - | - | II. | INDUSTRY | 80,584 | 641,58 | 522,83 | | 58,743 | 688,64 | 653,36 | | 8 | 13,50 | 13,82 | | | 1. | Mining & Quarrying | 133 | 61,23 | 32,23 | | 211 | 18,87 | 18,79 | | - | - | - | | | 2. | Food Manufacturing and Processing | 2,388 | 67,39 | 58,87 | | 2,160 | 82,67 | 73,93 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 558 | 15,10 | 11,52 | | 585 | 28,87 | 25,52 | | - | - | - | | | | (b) | Sugar | 9 | 13,99 | 13,46 | | 8 | 17,29 | 15,10 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 180 | 26,03 | 22,76 | | 111 | 4,72 | 4,64 | | - | - | - | | | | (d) | Tea Processing | 2 | 1 | 1 | | 2 | 1 | 1 | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 38 | 1,38 | 98 | | 63 | 3,40 | 3,03 | | - | - | - | | | | (f) | Others | 1,601 | 10,89 | 10,13 | | 1,391 | 28,38 | 25,63 | | - | - | - | | | 3. | Beverage and Tobacco | 64 | 1,04 | 1,00 | | 97 | 4,72 | 4,64 | | - | - | - | | | 4. | Textiles | 825 | 31,29 | 28,32 | | 1,172 | 66,57 | 64,79 | | 2 | 4,30 | 3,96 | | | | (a) | Cotton Textiles | 178 | 18,65 | 16,58 | | 137 | 53,29 | 52,67 | | - | - | - | | | | (b) | Jute Textiles | 23 | 86 | 51 | | 12 | 2,97 | 2,54 | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 107 | 3,92 | 3,39 | | 119 | 54 | 69 | | - | - | - | | | | (d) | Other Textiles | 517 | 7,86 | 7,84 | | 904 | 9,77 | 8,88 | | 2 | 4,30 | 3,96 | | | 5. | Paper, Paper Products and Printing | 380 | 51,26 | 32,39 | | 483 | 15,62 | 15,38 | | - | - | - | | | 6. | Leather and Leather Products | 100 | 1,63 | 1,36 | | 105 | 1,08 | 1,35 | | - | - | - | | | 7. | Rubber and Rubber Products | 64 | 2,74 | 2,11 | | 90 | 19,96 | 14,52 | | - | - | - | | | 8. | Chemicals and Chemical Products | 615 | 76,45 | 70,47 | | 455 | 36,54 | 29,00 | | 3 | 6,50 | 8,16 | | | | (a) | Heavy Industrial Chemicals | 51 | 4,29 | 3,63 | | 46 | 4,00 | 413 | | - | - | - | | | | (b) | Fertilizers | 19 | 40,05 | 41,43 | | 4 | 18,83 | 10,72 | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 136 | 7,38 | 5,11 | | 93 | 3,51 | 3,28 | | 2 | 6,30 | 7,95 | | | | (d) | Non-Edible Oils | 9 | 20 | 11 | | 9 | 97 | 1,27 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 400 | 24,53 | 20,18 | | 303 | 9,23 | 9,59 | | 1 | 20 | 20 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 66 | 1,18 | 75 | | 66 | 2,25 | 1,43 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 285 | 60,27 | 55,54 | | 398 | 44,45 | 41,72 | | 2 | 2,05 | 1,03 | | | 11. | Basic Metals & Metal Products | 992 | 94,53 | 73,64 | | 979 | 177,34 | 170,52 | | - | - | - | | | | (a) | Iron and Steel | 201 | 69,96 | 53,51 | | 230 | 108,44 | 97,78 | | - | - | - | | | | (b) | Non-Ferrous Metals | 81 | 4,10 | 2,82 | | 89 | 47,54 | 48,72 | | - | - | - | | | | (c) | Other Metal Products | 710 | 20,46 | 17,31 | | 660 | 21,36 | 24,02 | | - | - | - | | | 12. | Engineering | 463 | 63,11 | 48,30 | | 490 | 31,39 | 30,13 | | - | - | - | | | | (a) | Heavy Engineering | 68 | 12,41 | 836 | | 4 | 4,85 | 3,11 | | - | - | - | | | | (b) | Light Engineering | 95 | 15,93 | 12,54 | | 153 | 6,09 | 8,81 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 169 | 22,67 | 19,53 | | 185 | 16,44 | 14,61 | | - | - | - | | | | (d) | Electronic Machinery & Goods | 131 | 12,09 | 7,86 | | 98 | 4,02 | 3,60 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 282 | 7,07 | 5,71 | | 186 | 4,52 | 4,46 | | - | - | - | | | 14. | Other Industries | 73,801 | 103,37 | 101,59 | | 51,497 | 129,66 | 134,13 | | 1 | 65 | 68 | | | 15. | Electricity, Gas & Water | 40 | 14,94 | 7,82 | | 87 | 42,63 | 35,90 | | - | - | - | | | | (a) | Electricity Generation & Transmission | 32 | 14,74 | 7,62 | | 83 | 42,53 | 35,81 | | - | - | - | | | | (b) | Non-Conventional Energy | 2 | 6 | 7 | | 1 | 8 | 8 | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 6 | 13 | 13 | | 3 | 2 | 1 | | - | - | - | | | 16. | Construction | 86 | 4,09 | 2,73 | | 267 | 10,37 | 12,66 | | - | - | - | III. | TRANSPORT OPERATORS | 11,057 | 58,46 | 52,23 | | 17,045 | 59,79 | 56,92 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 10,195 | 58,52 | 37,24 | | 79,154 | 68,06 | 68,50 | | - | - | - | V. | PERSONAL LOANS | 1,59,658 | 276,12 | 242,61 | | 89,791 | 202,57 | 189,36 | | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 10,322 | 13,97 | 11,91 | | 7,200 | 9,17 | 7,88 | | - | - | - | | | 2. | Loans for Housing | 7,110 | 75,79 | 71,88 | | 8,914 | 80,35 | 74,99 | | - | - | - | | | 3. | Rest of the Personal Loans | 1,42,226 | 186,36 | 158,81 | | 73,677 | 113,05 | 106,49 | | - | - | - | VI. | TRADE | 1,93,746 | 195,37 | 172,34 | | 2,27,254 | 238,12 | 225,98 | | - | - | - | | | 1. | Wholesale Trade | 4,435 | 47,94 | 40,36 | | 4,008 | 53,42 | 46,01 | | - | - | - | | | 2. | Retail Trade | 1,89,311 | 147,43 | 131,98 | | 2,23,246 | 184,69 | 179,97 | | - | - | - | VII. | FINANCE | 43 | 9,97 | 5,72 | | 149 | 33,73 | 31,25 | | - | - | - | VIII.
| ALL OTHERS
| 20,534
| 241,33
| 182,79
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| 1,01,785
| 143,57
| 139,66
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| -
| -
| -
| TOTAL BANK CREDIT | 8,60,250 | 1809,37 | 1488,70 | | 9,09,958 | 1718,23 | 1623,96 | | 8 | 13,50 | 13,82 | OF WHICH : | 1. Artisans & Village Industries | 40129 | 22,41 | 21,84 | | 30,230 | 19,77 | 20,43 | | - | - | - |
| 2. Other Small Scale Industries
| 33,340
| 201,05
| 173,95
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| 22,960
| 158,09
| 154,75
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| 1
| 4,00
| 4,00
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 10
| 11
| 12
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| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | 4,15,494 | 178,65 | 150,22 | | 14 | 2,48 | 2,25 | | 11,35,978 | 792,92 | 684,33 | | | 1. | Direct Finance | 4,11,189 | 172,86 | 145,74 | | 14 | 2,48 | 2,25 | | 11,24,391 | 653,96 | 595,84 | | | 2. | Indirect Finance | 4,305 | 5,78 | 4,49 | | - | - | - | | 11,587 | 138,96 | 88,49 | II. | INDUSTRY | 1,03,019 | 33,81 | 27,78 | | 45 | 2,19 | 2,04 | | 2,42,399 | 1379,72 | 1219,83 | | | 1. | Mining & Quarrying | 6 | 11 | 11 | | - | - | - | | 350 | 80,22 | 51,14 | | | 2. | Food Manufacturing and Processing | 401 | 69 | 63 | | - | - | - | | 4,949 | 150,75 | 133,44 | | | | (a) | Rice Mills, Flour and Dal Mills | 40 | 38 | 35 | | - | - | - | | 1,183 | 44,34 | 37,40 | | | | (b) | Sugar | - | - | - | | - | - | - | | 17 | 31,28 | 28,57 | | | | (c) | Edible Oils and Vanaspati | 5 | 12 | 8 | | - | - | - | | 296 | 30,86 | 27,48 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 4 | 2 | 2 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | 101 | 4,78 | 4,01 | | | | (f) | Others | 356 | 20 | 20 | | - | - | - | | 3,348 | 39,46 | 35,96 | | | 3. | Beverage and Tobacco | 3 | 2 | 1 | | 3 | 74 | 74 | | 167 | 6,51 | 6,40 | | | 4. | Textiles | 19 | 9 | 4 | | 3 | 3 | 3 | | 2,021 | 102,28 | 97,14 | | | | (a) | Cotton Textiles | 7 | 4 | 1 | | - | - | - | | 322 | 71,97 | 69,27 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | 35 | 3,83 | 3,05 | | | | (c) | Handloom Textiles & Khadi | 3 | 2 | 1 | | - | - | - | | 229 | 4,47 | 4,09 | | | | (d) | Other Textiles | 9 | 4 | 2 | | 3 | 3 | 3 | | 1,435 | 22,01 | 20,73 | | | 5. | Paper, Paper Products and Printing | 2 | 1 | 1 | | 3 | 33 | 34 | | 868 | 67,23 | 48,13 | | | 6. | Leather and Leather Products | 3 | 9 | 7 | | - | - | - | | 208 | 2,79 | 2,79 | | | 7. | Rubber and Rubber Products | 1 | 2 | 2 | | - | - | - | | 155 | 22,72 | 16,64 | | | 8. | Chemicals and Chemical Products | - | - | - | | 4 | 5 | 5 | | 1,077 | 119,54 | 107,67 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 1 | - | - | | 98 | 8,29 | 7,77 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | 23 | 58,88 | 52,16 | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | 3 | 5 | 5 | | 234 | 17,23 | 16,39 | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | 18 | 1,17 | 1,39 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | - | - | - | | 704 | 33,97 | 29,97 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | 132 | 3,43 | 2,18 | | | 10. | Manufacture of Cement & Cement Products | 1 | 1 | 1 | | - | - | - | | 686 | 106,78 | 98,29 | | | 11. | Basic Metals & Metal Products | 11 | 12 | 10 | | 7 | 13 | 13 | | 1,989 | 272,12 | 244,38 | | | | (a) | Iron and Steel | 1 | - | - | | - | - | - | | 432 | 178,41 | 151,29 | | | | (b) | Non-Ferrous Metals | 1 | 5 | 4 | | - | - | - | | 171 | 51,70 | 51,58 | | | | (c) | Other Metal Products | 9 | 7 | 6 | | 7 | 13 | 13 | | 1,386 | 42,02 | 41,51 | | | 12. | Engineering | 9 | 5 | 5 | | 2 | 1 | 2 | | 964 | 94,57 | 78,49 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | 122 | 17,26 | 11,47 | | | | (b) | Light Engineering | 1 | 1 | 1 | | - | - | - | | 249 | 22,03 | 21,36 | | | | (c) | Electrical Machinery & Goods | 3 | 1 | 1 | | 2 | 1 | 2 | | 359 | 39,13 | 34,17 | | | | (d) | Electronic Machinery & Goods | 5 | 3 | 3 | | - | - | - | | 234 | 16,14 | 11,49 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 8 | 7 | 5 | | 3 | 4 | 4 | | 479 | 11,71 | 10,27 | | | 14. | Other Industries | 1,02,552 | 31,87 | 26,10 | | 16 | 59 | 44 | | 2,27,867 | 266,14 | 262,93 | | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 127 | 57,56 | 43,72 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 115 | 57,27 | 43,43 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | 3 | 14 | 15 | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 9 | 15 | 14 | | | 16. | Construction | 3 | 66 | 59 | | 4 | 25 | 26 | | 360 | 15,38 | 16,24 | III. | TRANSPORT OPERATORS | 23,404 | 21,23 | 18,60 | | 22 | 45 | 35 | | 51,528 | 139,93 | 128,10 | IV. | PROFESSIONAL AND OTHER SERVICES | 37,418 | 14,63 | 13,55 | | 53 | 77 | 66 | | 1,26,820 | 141,97 | 119,95 | V. | PERSONAL LOANS | 66,279 | 48,70 | 39,27 | | 293 | 81 | 61 | | 3,16,021 | 528,20 | 471,85 | | | 1. | Loans for Purchase of Consumer Durables | 2,692 | 1,97 | 1,72 | | 17 | 3 | 3 | | 20,231 | 25,14 | 21,53 | | | 2. | Loans for Housing | 2,202 | 6,12 | 4,26 | | 98 | 31 | 20 | | 18,324 | 162,57 | 151,34 | | | 3. | Rest of the Personal Loans | 61,385 | 40,61 | 33,30 | | 178 | 47 | 37 | | 2,77,466 | 340,48 | 298,98 | VI. | TRADE | 2,57,258 | 94,03 | 84,55 | | 59 | 97 | 74 | | 6,78,317 | 528,48 | 483,61 | | | 1. | Wholesale Trade | 1,307 | 55 | 85 | | 6 | 8 | 7 | | 9,756 | 102,01 | 87,29 | | | 2. | Retail Trade | 2,55,951 | 93,47 | 83,70 | | 53 | 88 | 67 | | 6,68,561 | 426,48 | 396,32 | VII. | FINANCE | 2 | 1,46 | 89 | | 1 | 1 | 1 | | 195 | 45,17 | 37,87 | VIII.
| ALL OTHERS
| 1,45,410
| 50,08
| 43,42
|
| 320
| 49
| 42
|
| 2,68,049
| 435,46
| 366,29
| TOTAL BANK CREDIT | 10,48,284 | 442,58 | 378,29 | | 807 | 8,17 | 7,06 | | 28,19,307 | 3991,85 | 3511,83 | OF WHICH : | 1. Artisans & Village Industries | 89,457 | 27,12 | 22,08 | | - | - | - | | 1,59,816 | 69,29 | 64,35 |
| 2. Other Small Scale Industries
| 12,631
| 5,17
| 4,39
|
| 16
| 80
| 81
|
| 68,948
| 369,11
| 337,91
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|