Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
EASTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
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| 4
| 5
| 6
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| 7
| 8
| 9
| I. | AGRICULTURE | 5,33,458 | 631,51 | 641,00 | | 7,65,295 | 567,49 | 555,69 | | - | - | - | | | 1. | Direct Finance | 5,27,813 | 453,19 | 451,34 | | 7,57,706 | 506,94 | 506,02 | | - | - | - | | | 2. | Indirect Finance | 5,645 | 178,32 | 189,65 | | 7,589 | 60,55 | 49,67 | | - | - | - | II. | INDUSTRY | 1,21,614 | 630,98 | 556,51 | | 1,60,240 | 1113,40 | 1062,90 | | 9 | 26,99 | 23,98 | | | 1. | Mining & Quarrying | 315 | 12,91 | 9,06 | | 609 | 28,90 | 28,92 | | - | - | - | | | 2. | Food Manufacturing and Processing | 4,421 | 68,31 | 53,63 | | 7,590 | 112,85 | 107,98 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 1,760 | 16,42 | 15,24 | | 2,911 | 29,97 | 29,79 | | - | - | - | | | | (b) | Sugar | 32 | 38,70 | 25,50 | | 24 | 48,93 | 40,04 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 751 | 5,63 | 5,68 | | 1,464 | 19,05 | 21,18 | | - | - | - | | | | (d) | Tea Processing | 6 | 2 | 2 | | 4 | 2 | 2 | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 41 | 30 | 36 | | 30 | 50 | 65 | | - | - | - | | | | (f) | Others | 1,831 | 7,24 | 6,83 | | 3,157 | 14,38 | 16,30 | | - | - | - | | | 3. | Beverage and Tobacco | 124 | 1,25 | 1,19 | | 129 | 5,14 | 4,03 | | - | - | - | | | 4. | Textiles | 1,526 | 13,98 | 13,26 | | 2,372 | 43,08 | 44,96 | | - | - | - | | | | (a) | Cotton Textiles | 115 | 1,03 | 1,33 | | 612 | 11,24 | 11,68 | | - | - | - | | | | (b) | Jute Textiles | 29 | 68 | 70 | | 35 | 5,32 | 4,00 | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 66 | 49 | 56 | | 102 | 9,30 | 9,79 | | - | - | - | | | | (d) | Other Textiles | 1,316 | 11,78 | 10,67 | | 1,623 | 17,21 | 19,49 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 521 | 9,99 | 9,90 | | 995 | 13,13 | 14,76 | | - | - | - | | | 6. | Leather and Leather Products | 312 | 2,99 | 3,48 | | 413 | 6,60 | 8,07 | | - | - | - | | | 7. | Rubber and Rubber Products | 108 | 5,00 | 4,46 | | 120 | 5,93 | 6,33 | | - | - | - | | | 8. | Chemicals and Chemical Products | 752 | 41,12 | 38,88 | | 1,026 | 38,85 | 38,48 | | - | - | - | | | | (a) | Heavy Industrial Chemicals | 65 | 8,62 | 7,63 | | 90 | 11,43 | 10,05 | | - | - | - | | | | (b) | Fertilizers | 27 | 14,10 | 12,20 | | 29 | 5,30 | 3,58 | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 128 | 3,15 | 2,79 | | 221 | 9,11 | 11,86 | | - | - | - | | | | (d) | Non-Edible Oils | 17 | 43 | 1,55 | | 32 | 95 | 99 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 515 | 14,82 | 14,71 | | 654 | 12,06 | 11,99 | | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 166 | 5,09 | 4,33 | | 369 | 33,90 | 31,42 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 221 | 12,18 | 11,18 | | 209 | 23,05 | 22,96 | | - | - | - | | | 11. | Basic Metals & Metal Products | 1,620 | 94,73 | 85,36 | | 2,304 | 175,46 | 159,55 | | 5 | 16,49 | 13,47 | | | | (a) | Iron and Steel | 317 | 57,56 | 48,12 | | 585 | 140,16 | 128,27 | | 1 | 3,50 | 3,60 | | | | (b) | Non-Ferrous Metals | 59 | 3,55 | 3,18 | | 80 | 4,26 | 3,80 | | - | - | - | | | | (c) | Other Metal Products | 1,244 | 33,62 | 34,06 | | 1,639 | 31,04 | 27,47 | | 4 | 12,99 | 9,87 | | | 12. | Engineering | 925 | 60,50 | 53,07 | | 1,472 | 135,27 | 122,97 | | 2 | 8,13 | 8,13 | | | | (a) | Heavy Engineering | 138 | 38,72 | 34,21 | | 165 | 37,87 | 36,97 | | - | - | - | | | | (b) | Light Engineering | 345 | 10,25 | 7,59 | | 575 | 71,67 | 61,88 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 259 | 8,80 | 8,70 | | 411 | 15,59 | 15,99 | | 2 | 8,13 | 8,13 | | | | (d) | Electronic Machinery & Goods | 183 | 2,73 | 2,57 | | 321 | 10,15 | 8,13 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 740 | 46,79 | 30,35 | | 775 | 220,39 | 197,27 | | - | - | - | | | 14. | Other Industries | 1,09,628 | 245,42 | 230,36 | | 1,41,220 | 215,00 | 227,07 | | - | - | - | | | 15. | Electricity, Gas & Water | 124 | 4,19 | 3,61 | | 135 | 17,27 | 14,35 | | - | - | - | | | | (a) | Electricity Generation & Transmission | 106 | 1,52 | 1,51 | | 92 | 16,73 | 13,79 | | - | - | - | | | | (b) | Non-Conventional Energy | 2 | 2 | 1 | | 22 | 26 | 27 | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 16 | 2,64 | 2,09 | | 21 | 28 | 28 | | - | - | - | | | 16. | Construction | 111 | 6,51 | 4,41 | | 502 | 38,59 | 33,78 | | 2 | 2,38 | 2,38 | III. | TRANSPORT OPERATORS | 26,906 | 60,24 | 50,56 | | 70,314 | 126,85 | 126,19 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 9,680 | 23,59 | 18,80 | | 1,28,791 | 152,62 | 137,98 | | 1 | 12 | 12 | V. | PERSONAL LOANS | 2,18,487 | 379,46 | 289,72 | | 1,55,320 | 375,18 | 350,43 | | 1 | 5 | 2 | | | 1. | Loans for Purchase of Consumer Durables | 30,823 | 44,10 | 37,35 | | 9,446 | 16,02 | 14,05 | | - | - | - | | | 2. | Loans for Housing | 13,026 | 115,57 | 85,28 | | 14,599 | 115,75 | 108,23 | | - | - | - | | | 3. | Rest of the Personal Loans | 1,74,638 | 219,80 | 167,10 | | 1,31,275 | 243,42 | 228,15 | | 1 | 5 | 2 | VI. | TRADE | 2,67,123 | 315,05 | 281,25 | | 4,79,569 | 568,83 | 552,33 | | - | - | - | | | 1. | Wholesale Trade | 11,394 | 64,70 | 54,01 | | 13,686 | 97,29 | 88,30 | | - | - | - | | | 2. | Retail Trade | 2,55,729 | 250,36 | 227,23 | | 4,65,883 | 471,54 | 464,03 | | - | - | - | VII. | FINANCE | 69 | 6,95 | 6,23 | | 668 | 61,80 | 46,96 | | - | - | - | VIII.
| ALL OTHERS
| 35,304
| 199,20
| 47,23
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| 1,53,422
| 219,12
| 203,06
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| -
| -
| -
| TOTAL BANK CREDIT | 12,12,641 | 2246,97 | 1891,30 | | 19,13,619 | 3185,28 | 3035,53 | | 11 | 27,15 | 24,11 | OF WHICH : | 1. Artisans & Village Industries | 47,817 | 30,25 | 29,95 | | 84,871 | 54,88 | 57,53 | | - | - | - |
| 2. Other Small Scale Industries
| 55,608
| 240,14
| 238,47
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| 62,154
| 361,65
| 383,81
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| -
| -
| -
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 10
| 11
| 12
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| 13
| 14
| 15
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| 16
| 17
| 18
| I. | AGRICULTURE | 8,56,635 | 298,21 | 230,34 | | 1 | - | - | | 21,55,389 | 1497,22 | 1427,03 | | | 1. | Direct Finance | 8,52,641 | 295,85 | 228,50 | | 1 | - | - | | 21,38,161 | 1255,98 | 1185,87 | | | 2. | Indirect Finance | 3994 | 2,37 | 1,84 | | - | - | - | | 17,228 | 241,24 | 241,16 | II. | INDUSTRY | 2,23,860 | 72,75 | 62,96 | | 124 | 5,61 | 5,14 | | 5,05,847 | 1849,73 | 1711,49 | | | 1. | Mining & Quarrying | 2 | 2 | 2 | | 1 | 1 | - | | 927 | 41,83 | 37,99 | | | 2. | Food Manufacturing and Processing | 2,726 | 1,22 | 1,05 | | 5 | 31 | 12 | | 14,742 | 182,69 | 162,78 | | | | (a) | Rice Mills, Flour and Dal Mills | 29 | 30 | 31 | | 3 | 30 | 11 | | 4,703 | 46,99 | 45,45 | | | | (b) | Sugar | - | - | - | | - | - | - | | 56 | 87,63 | 65,54 | | | | (c) | Edible Oils and Vanaspati | 7 | 2 | 3 | | - | - | - | | 2,222 | 24,70 | 26,89 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 10 | 4 | 4 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | 71 | 80 | 1,01 | | | | (f) | Others | 2,690 | 90 | 72 | | 2 | 1 | 1 | | 7,680 | 22,52 | 23,86 | | | 3. | Beverage and Tobacco | 4 | 1 | 1 | | - | - | - | | 257 | 6,40 | 5,23 | | | 4. | Textiles | 1 | 1 | - | | - | - | - | | 3,899 | 57,07 | 58,22 | | | | (a) | Cotton Textiles | - | - | - | | - | - | - | | 727 | 12,27 | 13,01 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | 64 | 6,01 | 4,70 | | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | 168 | 9,79 | 10,34 | | | | (d) | Other Textiles | 1 | 1 | - | | - | - | - | | 2,940 | 29,00 | 30,16 | | | 5. | Paper, Paper Products and Printing | - | - | - | | 3 | 2 | 3 | | 1,519 | 23,13 | 24,69 | | | 6. | Leather and Leather Products | 3 | 1 | 1 | | - | - | - | | 728 | 9,60 | 11,56 | | | 7. | Rubber and Rubber Products | - | - | - | | 3 | 8 | 11 | | 231 | 11,02 | 10,90 | | | 8. | Chemicals and Chemical Products | 2 | 2 | 2 | | 8 | 24 | 24 | | 1,788 | 80,24 | 77,62 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | 155 | 20,05 | 17,68 | | | | (b) | Fertilizers | 1 | 2 | 2 | | - | - | - | | 57 | 19,42 | 15,80 | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | 3 | 4 | 3 | | 352 | 12,30 | 14,68 | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | 49 | 1,38 | 2,54 | | | | (e) | Other Chemicals & Chemical Products | 1 | - | 1 | | 5 | 20 | 21 | | 1,175 | 27,09 | 26,92 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | 2 | 2,80 | 2,82 | | 537 | 41,79 | 38,57 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | - | - | - | | 430 | 35,23 | 34,15 | | | 11. | Basic Metals & Metal Products | 1 | - | - | | 4 | 4 | 4 | | 3,934 | 286,72 | 258,42 | | | | (a) | Iron and Steel | - | - | - | | - | - | - | | 903 | 201,22 | 179,99 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | 139 | 7,81 | 6,98 | | | | (c) | Other Metal Products | 1 | - | - | | 4 | 4 | 4 | | 2,892 | 77,68 | 71,45 | | | 12. | Engineering | 2 | 2 | 2 | | 10 | 18 | 17 | | 2,411 | 204,10 | 184,36 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | 303 | 76,59 | 71,19 | | | | (b) | Light Engineering | 1 | 1 | 1 | | 7 | 11 | 10 | | 928 | 82,03 | 69,57 | | | | (c) | Electrical Machinery & Goods | 1 | 1 | 1 | | 2 | 5 | 5 | | 675 | 32,59 | 32,89 | | | | (d) | Electronic Machinery & Goods | - | - | - | | 1 | 2 | 2 | | 505 | 12,89 | 10,72 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 31 | 24 | 19 | | 3 | 7 | 1 | | 1,549 | 267,49 | 227,82 | | | 14. | Other Industries | 2,21,086 | 71,12 | 61,60 | | 39 | 72 | 43 | | 4,71,973 | 532,25 | 519,45 | | | 15. | Electricity, Gas & Water | - | - | - | | 1 | 2 | 1 | | 260 | 21,48 | 17,98 | | | | (a) | Electricity Generation & Transmission | - | - | - | | 1 | 2 | 1 | | 199 | 18,28 | 15,31 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | 24 | 28 | 29 | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 37 | 2,92 | 2,37 | | | 16. | Construction | 2 | 8 | 3 | | 45 | 1,13 | 1,16 | | 662 | 48,69 | 41,76 | III. | TRANSPORT OPERATORS | 91,954 | 43,70 | 41,15 | | 33 | 53 | 48 | | 1,89,207 | 231,31 | 218,39 | IV. | PROFESSIONAL AND OTHER SERVICES | 61,550 | 22,20 | 19,54 | | 32 | 57 | 49 | | 2,00,054 | 199,09 | 176,92 | V. | PERSONAL LOANS | 66,774 | 64,60 | 43,02 | | 601 | 1,88 | 1,74 | | 4,41,183 | 821,17 | 684,95 | | | 1. | Loans for Purchase of Consumer Durables | 1,094 | 1,71 | 1,31 | | 39 | 10 | 9 | | 41,402 | 61,92 | 52,80 | | | 2. | Loans for Housing | 2,923 | 13,71 | 12,75 | | 15 | 26 | 25 | | 30,563 | 245,28 | 206,51 | | | 3. | Rest of the Personal Loans | 62,757 | 49,18 | 28,97 | | 547 | 1,52 | 1,40 | | 3,69,218 | 513,96 | 425,64 | VI. | TRADE | 5,49,768 | 214,02 | 204,91 | | 157 | 2,90 | 2,45 | | 12,96,617 | 1100,80 | 1040,94 | | | 1. | Wholesale Trade | 1,735 | 1,47 | 1,23 | | 39 | 1,21 | 1,04 | | 26,854 | 164,66 | 144,59 | | | 2. | Retail Trade | 5,48,033 | 212,56 | 203,69 | | 118 | 1,68 | 1,40 | | 12,69,763 | 936,14 | 896,35 | VII. | FINANCE | 4 | 67 | 67 | | 10 | 88 | 86 | | 751 | 70,29 | 54,72 | VIII.
| ALL OTHERS
| 77,150
| 35,71
| 26,88
|
| 1020
| 1,98
| 1,18
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| 2,66,896
| 456,00
| 278,34
| TOTAL BANK CREDIT | 19,27,695 | 751,86 | 629,49 | | 1978 | 14,35 | 12,34 | | 50,55,944 | 6225,61 | 5592,77 | OF WHICH : | 1. Artisans & Village Industries | 1,94,503 | 59,07 | 50,84 | | 3 | 3 | 3 | | 3,27,194 | 144,24 | 138,35 |
| 2. Other Small Scale Industries
| 24,238
| 10,60
| 9,00
|
| 38
| 1,06
| 89
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| 1,42,038
| 613,44
| 632,18
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