Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTH-EASTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| |
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
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|
|
| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 19,405 | 18,53 | 19,83 | | 4,851 | 6,14 | 6,09 | | - | - | - | | | 1. | Direct Finance | 19,255 | 15,40 | 16,69 | | 4,850 | 6,13 | 6,08 | | - | - | - | | | 2. | Indirect Finance | 150 | 3,13 | 3,13 | | 1 | 1 | 1 | | - | - | - | II. | INDUSTRY | 4,092 | 18,01 | 18,22 | | 705 | 21,81 | 22,14 | | 4 | 20,63 | 20,63 | | | 1. | Mining & Quarrying | 4 | 3 | 3 | | - | - | - | | - | - | - | | | 2. | Food Manufacturing and Processing | 119 | 7,71 | 7,41 | | 55 | 2,85 | 2,84 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 59 | 2,02 | 1,71 | | 22 | 67 | 60 | | - | - | - | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 3 | 4 | 1 | | - | - | - | | - | - | - | | | | (d) | Tea Processing | - | - | - | | 1 | 6 | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 1 | - | - | | - | - | - | | - | - | - | | | | (f) | Others | 56 | 5,65 | 5,68 | | 32 | 2,13 | 2,24 | | - | - | - | | | 3. | Beverage and Tobacco | 2 | 15 | 13 | | 1 | 27 | 16 | | - | - | - | | | 4. | Textiles | 41 | 28 | 28 | | 11 | 4 | 5 | | - | - | - | | | | (a) | Cotton Textiles | 3 | 6 | 8 | | - | - | - | | - | - | - | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 10 | 5 | 5 | | 2 | 1 | 1 | | - | - | - | | | | (d) | Other Textiles | 28 | 18 | 16 | | 9 | 3 | 4 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 16 | 15 | 16 | | 9 | 16 | 12 | | - | - | - | | | 6. | Leather and Leather Products | 3 | 3 | 4 | | 6 | 4 | 5 | | - | - | - | | | 7. | Rubber and Rubber Products | 6 | 12 | 5 | | 3 | 2 | 2 | | - | - | - | | | 8. | Chemicals and Chemical Products | 9 | 20 | 15 | | 12 | 4,46 | 5,02 | | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | - | - | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 2 | 11 | 11 | | 2 | 1 | 1 | | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | | 3 | 4 | 4 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 7 | 9 | 4 | | 7 | 4,41 | 4,98 | | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 1 | 11 | 10 | | 1 | - | - | | - | - | - | | | 11. | Basic Metals & Metal Products | 21 | 49 | 48 | | 8 | 18 | 8 | | - | - | - | | | | (a) | Iron and Steel | 9 | 37 | 36 | | 4 | 15 | 5 | | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | - | - | - | | | | (c) | Other Metal Products | 12 | 12 | 12 | | 4 | 3 | 3 | | - | - | - | | | 12. | Engineering | 12 | 66 | 93 | | 5 | 3 | 4 | | - | - | - | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | - | - | - | | | | (b) | Light Engineering | 2 | 2 | 1 | | 2 | 1 | 1 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 7 | 62 | 89 | | - | - | - | | - | - | - | | | | (d) | Electronic Machinery & Goods | 3 | 2 | 3 | | 3 | 3 | 3 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 9 | 31 | 26 | | 18 | 14 | 21 | | - | - | - | | | 14. | Other Industries | 3,821 | 7,45 | 7,84 | | 548 | 12,40 | 12,39 | | 4 | 20,63 | 20,63 | | | 15. | Electricity, Gas & Water | 2 | 2 | 3 | | 12 | 35 | 36 | | - | - | - | | | | (a) | Electricity Generation & Transmission | 2 | 2 | 3 | | 8 | 31 | 31 | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | 4 | 4 | 5 | | - | - | - | | | 16. | Construction | 26 | 29 | 33 | | 16 | 86 | 80 | | - | - | - | III. | TRANSPORT OPERATORS | 416 | 4,02 | 3,25 | | 215 | 2,47 | 2,45 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 299 | 2,00 | 1,81 | | 394 | 1,74 | 1,87 | | - | - | - | V. | PERSONAL LOANS | 5,442 | 8,34 | 7,41 | | 1,323 | 7,86 | 7,24 | | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 356 | 60 | 69 | | 56 | 24 | 21 | | - | - | - | | | 2. | Loans for Housing | 77 | 1,04 | 1,12 | | 251 | 1,27 | 1,13 | | - | - | - | | | 3. | Rest of the Personal Loans | 5,009 | 6,70 | 5,60 | | 1,016 | 6,34 | 5,90 | | - | - | - | VI. | TRADE | 4,704 | 12,51 | 12,28 | | 1,715 | 8,66 | 8,86 | | - | - | - | | | 1. | Wholesale Trade | 114 | 88 | 82 | | 31 | 1,11 | 78 | | - | - | - | | | 2. | Retail Trade | 4,590 | 11,63 | 11,46 | | 1,684 | 7,55 | 8,08 | | - | - | - | VII. | FINANCE | - | - | - | | 3 | 1 | 1 | | - | - | - | VIII.
| ALL OTHERS
| 565
| 1,28
| 1,48
|
| 2,432
| 4,03
| 3,92
|
| -
| -
| -
| TOTAL BANK CREDIT | 34,923 | 64,69 | 64,27 | | 11,638 | 52,72 | 52,58 | | 4 | 20,63 | 20,63 | OF WHICH : | 1. Artisans & Village Industries | 1,570 | 74 | 74 | | 73 | 24 | 25 | | - | - | - |
| 2. Other Small Scale Industries
| 2,115
| 9,78
| 9,80
|
| 449
| 6,03
| 6,27
|
| 4
| 20,63
| 20,63
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 10
| 11
| 12
|
| 13
| 14
| 15
|
| 16
| 17
| 18
| I. | AGRICULTURE | 693 | 37 | 24 | | 234 | 16 | 16 | | 25,183 | 25,19 | 26,32 | | | 1. | Direct Finance | 693 | 37 | 24 | | 234 | 16 | 16 | | 25,032 | 22,06 | 23,18 | | | 2. | Indirect Finance | - | - | - | | - | - | - | | 151 | 3,13 | 3,14 | II. | INDUSTRY | 199 | 13 | 12 | | 12 | 9 | 8 | | 5,012 | 60,66 | 61,19 | | | 1. | Mining & Quarrying | 1 | - | - | | - | - | - | | 5 | 4 | 3 | | | 2. | Food Manufacturing and Processing | - | - | - | | 1 | 1 | 1 | | 175 | 10,57 | 10,26 | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | - | - | - | | 81 | 2,69 | 2,31 | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | 3 | 4 | 1 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 1 | 6 | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | 1 | - | - | | | | (f) | Others | - | - | - | | 1 | 1 | 1 | | 89 | 7,78 | 7,93 | | | 3. | Beverage and Tobacco | - | - | - | | - | - | - | | 3 | 42 | 29 | | | 4. | Textiles | - | - | - | | - | - | - | | 52 | 32 | 33 | | | | (a) | Cotton Textiles | - | - | - | | - | - | - | | 3 | 6 | 8 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | 12 | 6 | 5 | | | | (d) | Other Textiles | - | - | - | | - | - | - | | 37 | 21 | 20 | | | 5. | Paper, Paper Products and Printing | - | - | - | | - | - | - | | 25 | 31 | 28 | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | 9 | 7 | 9 | | | 7. | Rubber and Rubber Products | 1 | 1 | 1 | | - | - | - | | 10 | 16 | 7 | | | 8. | Chemicals and Chemical Products | - | - | - | | - | - | - | | 21 | 4,66 | 5,17 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | - | - | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | 4 | 11 | 12 | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | 3 | 4 | 4 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | - | - | - | | 14 | 4,50 | 5,01 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | 1 | 1 | 1 | | 3 | 12 | 12 | | | 11. | Basic Metals & Metal Products | - | - | - | | - | - | - | | 29 | 67 | 56 | | | | (a) | Iron and Steel | - | - | - | | - | - | - | | 13 | 52 | 41 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | - | - | - | | | | (c) | Other Metal Products | - | - | - | | - | - | - | | 16 | 15 | 15 | | | 12. | Engineering | - | - | - | | 1 | - | - | | 18 | 70 | 97 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | - | - | - | | | | (b) | Light Engineering | - | - | - | | - | - | - | | 4 | 2 | 2 | | | | (c) | Electrical Machinery & Goods | - | - | - | | 1 | - | - | | 8 | 63 | 89 | | | | (d) | Electronic Machinery & Goods | - | - | - | | - | - | - | | 6 | 5 | 6 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | - | - | - | | 27 | 46 | 48 | | | 14. | Other Industries | 197 | 11 | 11 | | 7 | 4 | 4 | | 4,577 | 40,63 | 41,01 | | | 15. | Electricity, Gas & Water | - | - | - | | 1 | 1 | 1 | | 15 | 37 | 39 | | | | (a) | Electricity Generation & Transmission | - | - | - | | 1 | 1 | 1 | | 11 | 34 | 34 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 4 | 4 | 5 | | | 16. | Construction | - | - | - | | 1 | 1 | 1 | | 43 | 1,16 | 1,14 | III. | TRANSPORT OPERATORS | 2 | 6 | 5 | | 8 | 4 | 2 | | 641 | 6,58 | 5,77 | IV. | PROFESSIONAL AND OTHER SERVICES | 3 | - | - | | 27 | 19 | 19 | | 723 | 3,93 | 3,87 | V. | PERSONAL LOANS | 64 | 14 | 11 | | 159 | 1,34 | 1,40 | | 6,988 | 17,68 | 16,16 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | | 31 | 4 | 2 | | 443 | 88 | 93 | | | 2. | Loans for Housing | - | - | - | | 1 | 1 | 1 | | 329 | 2,32 | 2,26 | | | 3. | Rest of the Personal Loans | 64 | 14 | 11 | | 127 | 1,29 | 1,37 | | 6,216 | 14,48 | 12,98 | VI. | TRADE | 280 | 19 | 28 | | 26 | 20 | 10 | | 6,725 | 21,57 | 21,52 | | | 1. | Wholesale Trade | - | - | - | | 4 | 9 | 4 | | 149 | 2,08 | 1,64 | | | 2. | Retail Trade | 280 | 19 | 28 | | 22 | 11 | 6 | | 6,576 | 19,48 | 19,88 | VII. | FINANCE | - | - | - | | - | - | - | | 3 | 1 | 1 | VIII.
| ALL OTHERS
| 4
| -
| -
|
| 190
| 28
| 22
|
| 3,191
| 5,59
| 5,62
| TOTAL BANK CREDIT | 1,245 | 88 | 80 | | 656 | 2,30 | 2,18 | | 48,466 | 141,22 | 140,46 | OF WHICH : | 1. Artisans & Village Industries | 41 | 3 | 3 | | 1 | 1 | 1 | | 1,685 | 1,02 | 1,03 |
| 2. Other Small Scale Industries
| 157
| 9
| 8
|
| 8
| 5
| 5
|
| 2,733
| 36,58
| 36,84
|
|