Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTH-EASTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| |
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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|
|
| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 3,968 | 4,38 | 4,26 | | 320 | 1,19 | 93 | | - | - | - | | | 1. | Direct Finance | 3,913 | 3,69 | 3,61 | | 315 | 1,15 | 89 | | - | - | - | | | 2. | Indirect Finance | 55 | 69 | 65 | | 5 | 4 | 4 | | - | - | - | II. | INDUSTRY | 1,467 | 14,99 | 10,10 | | 327 | 3,48 | 4,24 | | - | - | - | | | 1. | Mining & Quarrying | - | - | - | | 4 | 9 | 14 | | - | - | - | | | 2. | Food Manufacturing and Processing | 117 | 6,23 | 4,45 | | 9 | 4 | 5 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 23 | 8 | 10 | | 2 | 1 | 1 | | - | - | - | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 1 | - | - | | 1 | - | 1 | | - | - | - | | | | (d) | Tea Processing | - | - | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 1 | - | - | | - | - | - | | - | - | - | | | | (f) | Others | 92 | 6,14 | 4,34 | | 6 | 3 | 3 | | - | - | - | | | 3. | Beverage and Tobacco | - | - | - | | 4 | 21 | 71 | | - | - | - | | | 4. | Textiles | 19 | 8 | 6 | | 11 | 21 | 17 | | - | - | - | | | | (a) | Cotton Textiles | 1 | 1 | 1 | | 3 | 14 | 8 | | - | - | - | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 7 | 3 | 3 | | 4 | 2 | 3 | | - | - | - | | | | (d) | Other Textiles | 11 | 4 | 2 | | 4 | 5 | 6 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 16 | 12 | 9 | | 7 | 18 | 18 | | - | - | - | | | 6. | Leather and Leather Products | 2 | 1 | 1 | | 2 | 2 | 2 | | - | - | - | | | 7. | Rubber and Rubber Products | 2 | 1 | 1 | | 2 | 5 | 3 | | - | - | - | | | 8. | Chemicals and Chemical Products | 3 | 2,12 | 1,88 | | 7 | 6 | 4 | | - | - | - | | | | (a) | Heavy Industrial Chemicals | 1 | 2,10 | 1,87 | | - | - | - | | - | - | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | 1 | 2 | 2 | | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | | 2 | 2 | 1 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 2 | 2 | 2 | | 4 | 2 | 1 | | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 2 | 2 | 1 | | 1 | - | - | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 1 | 1 | - | | 2 | 54 | 54 | | - | - | - | | | 11. | Basic Metals & Metal Products | 9 | 7 | 7 | | 7 | 12 | 7 | | - | - | - | | | | (a) | Iron and Steel | 4 | 5 | 4 | | - | - | - | | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | - | - | - | | | | (c) | Other Metal Products | 5 | 2 | 2 | | 7 | 12 | 7 | | - | - | - | | | 12. | Engineering | 21 | 3,72 | 1,05 | | 11 | 17 | 36 | | - | - | - | | | | (a) | Heavy Engineering | 1 | 3,63 | 96 | | 3 | 10 | 31 | | - | - | - | | | | (b) | Light Engineering | 13 | 4 | 4 | | 8 | 7 | 5 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 5 | 4 | 3 | | - | - | - | | - | - | - | | | | (d) | Electronic Machinery & Goods | 2 | 1 | 1 | | - | - | - | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 6 | 13 | 10 | | 28 | 49 | 53 | | - | - | - | | | 14. | Other Industries | 1,264 | 2,36 | 2,25 | | 220 | 1,16 | 1,24 | | - | - | - | | | 15. | Electricity, Gas & Water | - | - | - | | 7 | 6 | 3 | | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | | 1 | 2 | 1 | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | 6 | 4 | 2 | | - | - | - | | | 16. | Construction | 5 | 11 | 12 | | 5 | 9 | 12 | | - | - | - | III. | TRANSPORT OPERATORS | 504 | 3,73 | 2,31 | | 51 | 67 | 87 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 122 | 78 | 85 | | 185 | 1,28 | 98 | | - | - | - | V. | PERSONAL LOANS | 1,184 | 2,24 | 1,73 | | 462 | 1,91 | 1,73 | | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 104 | 19 | 15 | | 33 | 17 | 15 | | - | - | - | | | 2. | Loans for Housing | 22 | 38 | 35 | | 37 | 43 | 38 | | - | - | - | | | 3. | Rest of the Personal Loans | 1,058 | 1,67 | 1,23 | | 392 | 1,30 | 1,20 | | - | - | - | VI. | TRADE | 1,556 | 4,40 | 3,76 | | 415 | 4,41 | 3,89 | | - | - | - | | | 1. | Wholesale Trade | 153 | 34 | 23 | | 20 | 49 | 33 | | - | - | - | | | 2. | Retail Trade | 1,403 | 4,06 | 3,54 | | 395 | 3,92 | 3,56 | | - | - | - | VII. | FINANCE | 4 | 71 | 45 | | 4 | 18 | 17 | | - | - | - | VIII.
| ALL OTHERS
| 335
| 76
| 73
|
| 51
| 5,02
| 4,82
|
| -
| -
| -
| TOTAL BANK CREDIT | 9,140 | 31,99 | 24,18 | | 1,815 | 18,14 | 17,63 | | - | - | - | OF WHICH : | 1. Artisans & Village Industries | 303 | 50 | 45 | | 13 | 7 | 7 | | - | - | - |
| 2. Other Small Scale Industries
| 981
| 2,14
| 2,22
|
| 259
| 2,10
| 2,80
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| -
| -
| -
|
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 10
| 11
| 12
|
| 13
| 14
| 15
|
| 16
| 17
| 18
| I. | AGRICULTURE | 5,699 | 3,05 | 2,70 | | - | - | - | | 9,987 | 8,62 | 7,89 | | | 1. | Direct Finance | 5,698 | 3,05 | 2,70 | | - | - | - | | 9,926 | 7,89 | 7,19 | | | 2. | Indirect Finance | 1 | - | - | | - | - | - | | 61 | 74 | 70 | II. | INDUSTRY | 1,970 | 1,31 | 1,20 | | - | - | - | | 3,764 | 19,78 | 15,54 | | | 1. | Mining & Quarrying | - | - | - | | - | - | - | | 4 | 9 | 14 | | | 2. | Food Manufacturing and Processing | 21 | 1 | 1 | | - | - | - | | 147 | 6,28 | 4,51 | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | - | - | - | | 25 | 9 | 11 | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | 2 | 1 | 1 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | 1 | - | - | | | | (f) | Others | 21 | 1 | 1 | | - | - | - | | 119 | 6,18 | 4,38 | | | 3. | Beverage and Tobacco | - | - | - | | - | - | - | | 4 | 21 | 71 | | | 4. | Textiles | 2 | 1 | 1 | | - | - | - | | 32 | 30 | 23 | | | | (a) | Cotton Textiles | - | - | - | | - | - | - | | 4 | 14 | 9 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 2 | 1 | 1 | | - | - | - | | 13 | 6 | 6 | | | | (d) | Other Textiles | - | - | - | | - | - | - | | 15 | 10 | 9 | | | 5. | Paper, Paper Products and Printing | - | - | - | | - | - | - | | 23 | 30 | 28 | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | 4 | 2 | 2 | | | 7. | Rubber and Rubber Products | - | - | - | | - | - | - | | 4 | 6 | 4 | | | 8. | Chemicals and Chemical Products | - | - | - | | - | - | - | | 10 | 2,18 | 1,93 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | 1 | 2,10 | 1,87 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | 1 | 2 | 2 | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | 2 | 2 | 1 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | - | - | - | | 6 | 4 | 3 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | 3 | 3 | 2 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | - | - | - | | 3 | 55 | 54 | | | 11. | Basic Metals & Metal Products | - | - | - | | - | - | - | | 16 | 19 | 13 | | | | (a) | Iron and Steel | - | - | - | | - | - | - | | 4 | 5 | 4 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | - | - | - | | | | (c) | Other Metal Products | - | - | - | | - | - | - | | 12 | 14 | 9 | | | 12. | Engineering | - | - | - | | - | - | - | | 32 | 3,89 | 1,41 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | 4 | 3,73 | 1,27 | | | | (b) | Light Engineering | - | - | - | | - | - | - | | 21 | 11 | 9 | | | | (c) | Electrical Machinery & Goods | - | - | - | | - | - | - | | 5 | 4 | 3 | | | | (d) | Electronic Machinery & Goods | - | - | - | | - | - | - | | 2 | 1 | 1 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 18 | 17 | 13 | | - | - | - | | 52 | 78 | 76 | | | 14. | Other Industries | 1,928 | 1,12 | 1,06 | | - | - | - | | 3,412 | 4,63 | 4,55 | | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 7 | 6 | 3 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 1 | 2 | 1 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 6 | 4 | 2 | | | 16. | Construction | 1 | - | - | | - | - | - | | 11 | 21 | 24 | III. | TRANSPORT OPERATORS | 146 | 1,21 | 1,24 | | - | - | - | | 701 | 5,61 | 4,43 | IV. | PROFESSIONAL AND OTHER SERVICES | 224 | 35 | 17 | | - | - | - | | 531 | 2,40 | 1,99 | V. | PERSONAL LOANS | 115 | 24 | 24 | | - | - | - | | 1,761 | 4,38 | 3,70 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | | - | - | - | | 137 | 36 | 30 | | | 2. | Loans for Housing | 59 | 13 | 13 | | - | - | - | | 118 | 95 | 86 | | | 3. | Rest of the Personal Loans | 56 | 11 | 11 | | - | - | - | | 1,506 | 3,07 | 2,53 | VI. | TRADE | 2,968 | 2,31 | 1,92 | | - | - | - | | 4,939 | 11,13 | 9,57 | | | 1. | Wholesale Trade | 27 | 2 | 2 | | - | - | - | | 200 | 85 | 57 | | | 2. | Retail Trade | 2,941 | 2,30 | 1,90 | | - | - | - | | 4,739 | 10,28 | 8,99 | VII. | FINANCE | - | - | - | | - | - | - | | 8 | 89 | 62 | VIII.
| ALL OTHERS
| 6
| -
| -
|
| -
| -
| -
|
| 392
| 5,78
| 5,55
| TOTAL BANK CREDIT | 11,128 | 8,46 | 7,47 | | - | - | - | | 22,083 | 58,60 | 49,29 | OF WHICH : | 1. Artisans & Village Industries | 1,326 | 81 | 79 | | - | - | - | | 1,642 | 1,38 | 1,31 |
| 2. Other Small Scale Industries
| 443
| 23
| 21
|
| -
| -
| -
|
| 1,683
| 4,47
| 5,22
|
|