Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTH-EASTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| |
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 25,049 | 20,52 | 20,15 | | 2,827 | 8,67 | 10,11 | | - | - | - | | | 1. | Direct Finance | 24,738 | 14,20 | 14,46 | | 2,824 | 4,87 | 4,25 | | - | - | - | | | 2. | Indirect Finance | 311 | 6,32 | 5,69 | | 3 | 3,81 | 5,86 | | - | - | - | II. | INDUSTRY | 4,241 | 30,86 | 8,86 | | 909 | 29,65 | 27,87 | | - | - | - | | | 1. | Mining & Quarrying | 2 | 8 | 7 | | 36 | 1,78 | 1,39 | | - | - | - | | | 2. | Food Manufacturing and Processing | 75 | 14,44 | 61 | | 37 | 71 | 47 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 10 | 38 | 29 | | 15 | 59 | 34 | | - | - | - | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 4 | 22 | 17 | | 1 | - | - | | - | - | - | | | | (d) | Tea Processing | 3 | 13,59 | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 6 | 5 | 5 | | - | - | - | | - | - | - | | | | (f) | Others | 52 | 20 | 11 | | 21 | 12 | 12 | | - | - | - | | | 3. | Beverage and Tobacco | - | - | - | | 2 | 5 | 4 | | - | - | - | | | 4. | Textiles | 139 | 1,60 | 1,27 | | 11 | 9 | 6 | | - | - | - | | | | (a) | Cotton Textiles | 1 | - | - | | 1 | - | - | | - | - | - | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 1 | - | - | | 2 | 1 | 1 | | - | - | - | | | | (d) | Other Textiles | 137 | 1,59 | 1,27 | | 8 | 8 | 5 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 11 | 7 | 6 | | 8 | 20 | 19 | | - | - | - | | | 6. | Leather and Leather Products | 1 | 6,27 | - | | 2 | 1 | 1 | | - | - | - | | | 7. | Rubber and Rubber Products | - | - | - | | 5 | 9 | 6 | | - | - | - | | | 8. | Chemicals and Chemical Products | 12 | 24 | 21 | | 4 | 6 | 5 | | - | - | - | | | | (a) | Heavy Industrial Chemicals | 1 | 1 | - | | - | - | - | | - | - | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 11 | 23 | 21 | | 4 | 6 | 5 | | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | 4 | 10 | 6 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 3 | 1 | 1 | | 4 | 10 | 9 | | - | - | - | | | 11. | Basic Metals & Metal Products | 22 | 33 | 30 | | 36 | 24 | 21 | | - | - | - | | | | (a) | Iron and Steel | 2 | 3 | 4 | | 4 | 9 | 5 | | - | - | - | | | | (b) | Non-Ferrous Metals | 1 | 7 | - | | - | - | - | | - | - | - | | | | (c) | Other Metal Products | 19 | 23 | 26 | | 32 | 15 | 16 | | - | - | - | | | 12. | Engineering | 30 | 1,40 | 1,08 | | 29 | 18,98 | 17,88 | | - | - | - | | | | (a) | Heavy Engineering | 3 | 29 | 35 | | 3 | 7 | 5 | | - | - | - | | | | (b) | Light Engineering | 3 | 6 | 6 | | 8 | 9 | 6 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 8 | 7 | 4 | | 6 | 9,17 | 8,45 | | - | - | - | | | | (d) | Electronic Machinery & Goods | 16 | 98 | 62 | | 12 | 9,65 | 9,32 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 6 | 5 | 3 | | 16 | 55 | 52 | | - | - | - | | | 14. | Other Industries | 3,883 | 6,08 | 5,10 | | 634 | 3,53 | 3,69 | | - | - | - | | | 15. | Electricity, Gas & Water | - | - | - | | 15 | 27 | 23 | | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | | 13 | 22 | 17 | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | 1 | 4 | 5 | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | 1 | 1 | 1 | | - | - | - | | | 16. | Construction | 57 | 30 | 13 | | 66 | 2,90 | 2,92 | | - | - | - | III. | TRANSPORT OPERATORS | 169 | 2,00 | 1,25 | | 247 | 3,88 | 3,22 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 184 | 49 | 44 | | 905 | 5,17 | 4,67 | | - | - | - | V. | PERSONAL LOANS | 8,139 | 12,21 | 10,50 | | 2,952 | 11,82 | 10,26 | | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 576 | 80 | 55 | | 520 | 77 | 65 | | - | - | - | | | 2. | Loans for Housing | 99 | 1,10 | 96 | | 441 | 2,19 | 2,01 | | - | - | - | | | 3. | Rest of the Personal Loans | 7,464 | 10,32 | 8,98 | | 1,991 | 8,87 | 7,61 | | - | - | - | VI. | TRADE | 6,392 | 6,81 | 6,18 | | 4,207 | 13,45 | 12,45 | | - | - | - | | | 1. | Wholesale Trade | 36 | 59 | 51 | | 129 | 3,11 | 2,53 | | - | - | - | | | 2. | Retail Trade | 6,356 | 6,22 | 5,67 | | 4,078 | 10,34 | 9,92 | | - | - | - | VII. | FINANCE | 2 | 3 | 3 | | 12 | 8 | 8 | | - | - | - | VIII.
| ALL OTHERS
| 103
| 38,68
| 37,74
|
| 2,816
| 6,10
| 6,18
|
| -
| -
| -
| TOTAL BANK CREDIT | 44,279 | 111,61 | 85,16 | | 14,875 | 78,82 | 74,86 | | - | - | - | OF WHICH : | 1. Artisans & Village Industries | 2,033 | 1,28 | 1,19 | | 205 | 40 | 36 | | - | - | - |
| 2. Other Small Scale Industries
| 1,737
| 5,12
| 4,45
|
| 458
| 4,10
| 3,60
|
| -
| -
| -
|
|
|
|
|
|
|
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 10
| 11
| 12
|
| 13
| 14
| 15
|
| 16
| 17
| 18
| I. | AGRICULTURE | 18,442 | 6,75 | 7,71 | | 1 | - | - | | 46,319 | 35,95 | 37,98 | | | 1. | Direct Finance | 17,951 | 6,54 | 7,50 | | 1 | - | - | | 45,514 | 25,60 | 26,21 | | | 2. | Indirect Finance | 491 | 21 | 21 | | - | - | - | | 805 | 10,34 | 11,76 | II. | INDUSTRY | 1,267 | 67 | 71 | | 18 | 48 | 51 | | 6,435 | 61,66 | 37,96 | | | 1. | Mining & Quarrying | - | - | - | | - | - | - | | 38 | 1,85 | 1,46 | | | 2. | Food Manufacturing and Processing | 20 | 2 | 2 | | - | - | - | | 132 | 15,17 | 1,10 | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | - | - | - | | 25 | 97 | 63 | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | 5 | 22 | 17 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 3 | 13,59 | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | 6 | 5 | 5 | | | | (f) | Others | 20 | 2 | 2 | | - | - | - | | 93 | 34 | 25 | | | 3. | Beverage and Tobacco | - | - | - | | - | - | - | | 2 | 5 | 4 | | | 4. | Textiles | - | - | - | | 1 | - | - | | 151 | 1,69 | 1,34 | | | | (a) | Cotton Textiles | - | - | - | | - | - | - | | 2 | 1 | 1 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | 3 | 1 | 1 | | | | (d) | Other Textiles | - | - | - | | 1 | - | - | | 146 | 1,67 | 1,32 | | | 5. | Paper, Paper Products and Printing | - | - | - | | - | - | - | | 19 | 27 | 25 | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | 3 | 6,28 | 1 | | | 7. | Rubber and Rubber Products | - | - | - | | - | - | - | | 5 | 9 | 6 | | | 8. | Chemicals and Chemical Products | - | - | - | | - | - | - | | 16 | 30 | 25 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | 1 | 1 | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | - | - | - | | 15 | 29 | 25 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | 4 | 10 | 6 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | - | - | - | | 7 | 11 | 10 | | | 11. | Basic Metals & Metal Products | 1 | 2 | 2 | | 1 | - | - | | 60 | 60 | 54 | | | | (a) | Iron and Steel | 1 | 2 | 2 | | - | - | - | | 7 | 15 | 11 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | 1 | 7 | - | | | | (c) | Other Metal Products | - | - | - | | 1 | - | - | | 52 | 39 | 43 | | | 12. | Engineering | - | - | - | | - | - | - | | 59 | 20,38 | 18,96 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | 6 | 36 | 41 | | | | (b) | Light Engineering | - | - | - | | - | - | - | | 11 | 15 | 11 | | | | (c) | Electrical Machinery & Goods | - | - | - | | - | - | - | | 14 | 9,24 | 8,49 | | | | (d) | Electronic Machinery & Goods | - | - | - | | - | - | - | | 28 | 10,63 | 9,94 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | 5 | 4 | 3 | | 27 | 64 | 59 | | | 14. | Other Industries | 1,246 | 63 | 67 | | 6 | 3 | 3 | | 5,769 | 10,27 | 9,50 | | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 15 | 27 | 23 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 13 | 22 | 17 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | 1 | 4 | 5 | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 1 | 1 | 1 | | | 16. | Construction | - | - | - | | 5 | 40 | 44 | | 128 | 3,61 | 3,49 | III. | TRANSPORT OPERATORS | 60 | 68 | 55 | | 1 | 2 | 1 | | 477 | 6,58 | 5,03 | IV. | PROFESSIONAL AND OTHER SERVICES | 12 | 4 | 4 | | 4 | 4 | 3 | | 1,105 | 5,75 | 5,18 | V. | PERSONAL LOANS | 420 | 65 | 62 | | 471 | 2,42 | 2,36 | | 11,982 | 27,10 | 23,74 | | | 1. | Loans for Purchase of Consumer Durables | 62 | 7 | 7 | | 5 | 1 | 1 | | 1,163 | 1,65 | 1,28 | | | 2. | Loans for Housing | 3 | 6 | 4 | | 3 | 4 | 3 | | 546 | 3,39 | 3,05 | | | 3. | Rest of the Personal Loans | 355 | 51 | 51 | | 463 | 2,37 | 2,32 | | 10,273 | 22,06 | 19,42 | VI. | TRADE | 1,801 | 1,64 | 1,70 | | 30 | 56 | 42 | | 12,430 | 22,45 | 20,76 | | | 1. | Wholesale Trade | 67 | 10 | 8 | | 3 | 6 | 5 | | 235 | 3,85 | 3,18 | | | 2. | Retail Trade | 1,734 | 1,54 | 1,61 | | 27 | 50 | 37 | | 12,195 | 18,60 | 17,58 | VII. | FINANCE | - | - | - | | 1 | 50 | 50 | | 15 | 61 | 61 | VIII.
| ALL OTHERS
| 349
| 36
| 26
|
| 4
| -
| -
|
| 3,272
| 45,14
| 44,18
| TOTAL BANK CREDIT | 22,351 | 10,79 | 11,59 | | 530 | 4,03 | 3,84 | | 82,035 | 205,24 | 175,44 | OF WHICH : | 1. Artisans & Village Industries | 460 | 26 | 26 | | 3 | 1 | 1 | | 2,701 | 1,94 | 1,82 |
| 2. Other Small Scale Industries
| 696
| 33
| 37
|
| -
| -
| -
|
| 2,891
| 9,55
| 8,43
|
|