Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTH-EASTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| |
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
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|
|
| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 4,428 | 4,00 | 4,25 | | 9,266 | 9,42 | 9,78 | | - | - | - | | | 1. | Direct Finance | 4,403 | 3,26 | 3,45 | | 9,100 | 9,11 | 9,48 | | - | - | - | | | 2. | Indirect Finance | 25 | 75 | 79 | | 166 | 31 | 30 | | - | - | - | II. | INDUSTRY | 5,358 | 17,53 | 16,89 | | 13,477 | 31,33 | 34,11 | | - | - | - | | | 1. | Mining & Quarrying | - | - | - | | 44 | 2,27 | 2,27 | | - | - | - | | | 2. | Food Manufacturing and Processing | 100 | 1,48 | 1,17 | | 248 | 2,14 | 2,40 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 9 | 98 | 63 | | 57 | 47 | 47 | | - | - | - | | | | (b) | Sugar | - | - | - | | 2 | 1 | 1 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 7 | 8 | 11 | | 3 | 46 | 51 | | - | - | - | | | | (d) | Tea Processing | 1 | - | - | | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 4 | 5 | 8 | | 11 | 12 | 13 | | - | - | - | | | | (f) | Others | 79 | 36 | 35 | | 175 | 1,08 | 1,28 | | - | - | - | | | 3. | Beverage and Tobacco | - | - | - | | 3 | 3 | 3 | | - | - | - | | | 4. | Textiles | 329 | 1,46 | 1,57 | | 893 | 4,14 | 4,67 | | - | - | - | | | | (a) | Cotton Textiles | 5 | 26 | 30 | | 85 | 41 | 46 | | - | - | - | | | | (b) | Jute Textiles | - | - | - | | 1 | - | 1 | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 61 | 21 | 23 | | 201 | 97 | 1,11 | | - | - | - | | | | (d) | Other Textiles | 263 | 99 | 1,04 | | 606 | 2,76 | 3,09 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 19 | 15 | 16 | | 32 | 29 | 34 | | - | - | - | | | 6. | Leather and Leather Products | 14 | 11 | 10 | | 24 | 14 | 15 | | - | - | - | | | 7. | Rubber and Rubber Products | 3 | 9 | 8 | | 6 | 14 | 19 | | - | - | - | | | 8. | Chemicals and Chemical Products | 15 | 12 | 14 | | 27 | 33 | 28 | | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | - | - | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 4 | 3 | 5 | | 10 | 22 | 16 | | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | | 2 | 2 | 2 | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 11 | 9 | 10 | | 15 | 9 | 9 | | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 2 | 1 | 1 | | 3 | 2 | 3 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 5 | 4 | 3 | | 14 | 6 | 6 | | - | - | - | | | 11. | Basic Metals & Metal Products | 30 | 1,20 | 95 | | 112 | 64 | 69 | | - | - | - | | | | (a) | Iron and Steel | 13 | 1,10 | 83 | | 42 | 26 | 30 | | - | - | - | | | | (b) | Non-Ferrous Metals | 4 | 1 | 1 | | 17 | 13 | 11 | | - | - | - | | | | (c) | Other Metal Products | 13 | 8 | 11 | | 53 | 25 | 27 | | - | - | - | | | 12. | Engineering | 22 | 21 | 26 | | 43 | 43 | 46 | | - | - | - | | | | (a) | Heavy Engineering | 3 | 1 | 1 | | 10 | 12 | 13 | | - | - | - | | | | (b) | Light Engineering | 3 | 3 | 3 | | 6 | 5 | 5 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 7 | 8 | 14 | | 12 | 19 | 20 | | - | - | - | | | | (d) | Electronic Machinery & Goods | 9 | 9 | 8 | | 15 | 7 | 8 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 5 | 22 | 6 | | 61 | 1,97 | 1,46 | | - | - | - | | | 14. | Other Industries | 4,814 | 12,44 | 12,34 | | 11,792 | 17,00 | 19,10 | | - | - | - | | | 15. | Electricity, Gas & Water | - | - | - | | 26 | 36 | 36 | | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | | 18 | 32 | 31 | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | 8 | 5 | 5 | | - | - | - | | | 16. | Construction | - | - | - | | 149 | 1,36 | 1,63 | | - | - | - | III. | TRANSPORT OPERATORS | 580 | 2,93 | 2,61 | | 886 | 4,32 | 4,82 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 229 | 55 | 54 | | 1,176 | 2,33 | 2,44 | | - | - | - | V. | PERSONAL LOANS | 4,635 | 5,09 | 4,44 | | 2,826 | 9,38 | 8,86 | | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 567 | 50 | 35 | | 392 | 36 | 29 | | - | - | - | | | 2. | Loans for Housing | 75 | 70 | 64 | | 394 | 3,43 | 3,22 | | - | - | - | | | 3. | Rest of the Personal Loans | 3,993 | 3,88 | 3,45 | | 2,040 | 5,59 | 5,35 | | - | - | - | VI. | TRADE | 3,186 | 9,20 | 5,69 | | 7,582 | 16,71 | 17,21 | | - | - | - | | | 1. | Wholesale Trade | 11 | 5,19 | 1,45 | | 98 | 1,65 | 1,28 | | - | - | - | | | 2. | Retail Trade | 3,175 | 4,01 | 4,23 | | 7,484 | 15,06 | 15,93 | | - | - | - | VII. | FINANCE | - | - | - | | 67 | 1,75 | 1,87 | | - | - | - | VIII.
| ALL OTHERS
| 61
| 12
| 13
|
| 2,073
| 4,92
| 4,89
|
| -
| -
| -
| TOTAL BANK CREDIT | 18,477 | 39,42 | 34,54 | | 37,353 | 80,16 | 83,98 | | - | - | - | OF WHICH : | 1. Artisans & Village Industries | 2,737 | 3,82 | 3,91 | | 6,116 | 8,56 | 9,43 | | - | - | - |
| 2. Other Small Scale Industries
| 2,183
| 9,88
| 9,97
|
| 4,757
| 11,55
| 13,29
|
| -
| -
| -
|
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|
|
|
|
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 10
| 11
| 12
|
| 13
| 14
| 15
|
| 16
| 17
| 18
| I. | AGRICULTURE | 3,040 | 1,56 | 1,77 | | - | - | - | | 16,734 | 14,98 | 15,80 | | | 1. | Direct Finance | 3,039 | 1,55 | 1,76 | | - | - | - | | 16,542 | 13,91 | 14,69 | | | 2. | Indirect Finance | 1 | 2 | 2 | | - | - | - | | 192 | 1,08 | 1,11 | II. | INDUSTRY | 1,943 | 59 | 65 | | - | - | - | | 20,778 | 49,45 | 51,64 | | | 1. | Mining & Quarrying | - | - | - | | - | - | - | | 44 | 2,27 | 2,27 | | | 2. | Food Manufacturing and Processing | 3 | 2 | 2 | | - | - | - | | 351 | 3,64 | 3,58 | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | - | - | - | | 66 | 1,46 | 1,10 | | | | (b) | Sugar | - | - | - | | - | - | - | | 2 | 1 | 1 | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | 10 | 54 | 61 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 1 | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | 15 | 18 | 21 | | | | (f) | Others | 3 | 2 | 2 | | - | - | - | | 257 | 1,46 | 1,65 | | | 3. | Beverage and Tobacco | - | - | - | | - | - | - | | 3 | 3 | 3 | | | 4. | Textiles | - | - | - | | - | - | - | | 1,222 | 5,61 | 6,24 | | | | (a) | Cotton Textiles | - | - | - | | - | - | - | | 90 | 67 | 76 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | 1 | - | 1 | | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | 262 | 1,18 | 1,34 | | | | (d) | Other Textiles | - | - | - | | - | - | - | | 869 | 3,75 | 4,13 | | | 5. | Paper, Paper Products and Printing | 1 | 1 | 1 | | - | - | - | | 52 | 46 | 51 | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | 38 | 25 | 25 | | | 7. | Rubber and Rubber Products | - | - | - | | - | - | - | | 9 | 23 | 27 | | | 8. | Chemicals and Chemical Products | - | - | - | | - | - | - | | 42 | 45 | 42 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | - | - | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | 14 | 25 | 21 | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | 2 | 2 | 2 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | - | - | - | | 26 | 18 | 19 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | 5 | 3 | 4 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | - | - | - | | 19 | 9 | 9 | | | 11. | Basic Metals & Metal Products | - | - | - | | - | - | - | | 142 | 1,84 | 1,64 | | | | (a) | Iron and Steel | - | - | - | | - | - | - | | 55 | 1,36 | 1,14 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | 21 | 15 | 13 | | | | (c) | Other Metal Products | - | - | - | | - | - | - | | 66 | 33 | 37 | | | 12. | Engineering | 1 | 1 | 1 | | - | - | - | | 66 | 66 | 74 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | 13 | 13 | 14 | | | | (b) | Light Engineering | - | - | - | | - | - | - | | 9 | 8 | 9 | | | | (c) | Electrical Machinery & Goods | - | - | - | | - | - | - | | 19 | 28 | 34 | | | | (d) | Electronic Machinery & Goods | 1 | 1 | 1 | | - | - | - | | 25 | 17 | 17 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | - | - | - | | 66 | 2,19 | 1,53 | | | 14. | Other Industries | 1,938 | 55 | 60 | | - | - | - | | 18,544 | 29,99 | 32,04 | | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 26 | 36 | 36 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 18 | 32 | 31 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 8 | 5 | 5 | | | 16. | Construction | - | - | - | | - | - | - | | 149 | 1,36 | 1,63 | III. | TRANSPORT OPERATORS | 363 | 53 | 49 | | - | - | - | | 1,829 | 7,78 | 7,92 | IV. | PROFESSIONAL AND OTHER SERVICES | 20 | 2 | 2 | | - | - | - | | 1,425 | 2,91 | 3,01 | V. | PERSONAL LOANS | 380 | 40 | 39 | | - | - | - | | 7,841 | 14,87 | 13,69 | | | 1. | Loans for Purchase of Consumer Durables | 11 | 1 | 1 | | - | - | - | | 970 | 87 | 66 | | | 2. | Loans for Housing | 4 | 2 | 2 | | - | - | - | | 473 | 4,16 | 3,87 | | | 3. | Rest of the Personal Loans | 365 | 37 | 36 | | - | - | - | | 6,398 | 9,84 | 9,16 | VI. | TRADE | 2,441 | 1,26 | 1,36 | | - | - | - | | 13,209 | 27,18 | 24,25 | | | 1. | Wholesale Trade | - | - | - | | - | - | - | | 109 | 6,85 | 2,73 | | | 2. | Retail Trade | 2,441 | 1,26 | 1,36 | | - | - | - | | 13,100 | 20,33 | 21,52 | VII. | FINANCE | - | - | - | | - | - | - | | 67 | 1,75 | 1,87 | VIII.
| ALL OTHERS
| 5
| 1
| 1
|
| -
| -
| -
|
| 2,139
| 5,04
| 5,02
| TOTAL BANK CREDIT | 8,192 | 4,38 | 4,68 | | - | - | - | | 64,022 | 123,96 | 123,21 | OF WHICH : | 1. Artisans & Village Industries | 1,440 | 35 | 39 | | - | - | - | | 10,293 | 12,73 | 13,73 |
| 2. Other Small Scale Industries
| 487
| 21
| 24
|
| -
| -
| -
|
| 7,427
| 21,64
| 23,50
|
|