Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTH-EASTERN REGION
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| (Amount in Rupees Lakh)
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| | | | STATE BANK OF INDIA | | NATIONALISED BANKS | | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| |
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
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|
|
| 1
| 2
| 3
|
| 4
| 5
| 6
|
| 7
| 8
| 9
| I. | AGRICULTURE | 7,344 | 10,69 | 8,59 | | 1,522 | 1,62 | 1,43 | | - | - | - | | | 1. | Direct Finance | 7,121 | 5,83 | 4,86 | | 1,518 | 1,60 | 1,41 | | - | - | - | | | 2. | Indirect Finance | 223 | 4,86 | 3,72 | | 4 | 2 | 2 | | - | - | - | II. | INDUSTRY | 1,585 | 20,46 | 18,85 | | 237 | 22,99 | 18,51 | | - | - | - | | | 1. | Mining & Quarrying | 1 | 1 | 1 | | 2 | 1 | 1 | | - | - | - | | | 2. | Food Manufacturing and Processing | 75 | 7,93 | 6,80 | | 17 | 4,62 | 4,77 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 15 | 13 | 10 | | 3 | 6 | 8 | | - | - | - | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 8 | 9 | 9 | | 4 | 9 | 3 | | - | - | - | | | | (d) | Tea Processing | - | - | - | | 3 | 4,40 | 4,60 | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | - | - | - | | | | (f) | Others | 52 | 7,71 | 6,62 | | 7 | 8 | 6 | | - | - | - | | | 3. | Beverage and Tobacco | 2 | 1 | 2 | | - | - | - | | - | - | - | | | 4. | Textiles | 17 | 12 | 11 | | 19 | 2,50 | 1,82 | | - | - | - | | | | (a) | Cotton Textiles | 3 | 2 | 2 | | 3 | 1,82 | 1,07 | | - | - | - | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | 3 | 51 | 4 | | - | - | - | | | | (d) | Other Textiles | 14 | 10 | 8 | | 13 | 17 | 72 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 13 | 60 | 23 | | 6 | 4 | 3 | | - | - | - | | | 6. | Leather and Leather Products | 4 | 4 | 3 | | 6 | 7 | 8 | | - | - | - | | | 7. | Rubber and Rubber Products | 9 | 43 | 1,25 | | 2 | 1 | 1 | | - | - | - | | | 8. | Chemicals and Chemical Products | 18 | 45 | 30 | | 18 | 8,95 | 5,43 | | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | | 10 | 7,55 | 4,19 | | - | - | - | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | - | - | - | | | | (d) | Non-Edible Oils | 9 | 12 | 21 | | - | - | - | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 9 | 33 | 8 | | 8 | 1,41 | 1,25 | | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 7 | 3 | 3 | | - | - | - | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 4 | 3 | 3 | | - | - | - | | - | - | - | | | 11. | Basic Metals & Metal Products | 30 | 24 | 21 | | 13 | 15 | 16 | | - | - | - | | | | (a) | Iron and Steel | 6 | 4 | 3 | | 5 | 4 | 5 | | - | - | - | | | | (b) | Non-Ferrous Metals | 1 | - | - | | - | - | - | | - | - | - | | | | (c) | Other Metal Products | 23 | 20 | 18 | | 8 | 11 | 11 | | - | - | - | | | 12. | Engineering | 12 | 12 | 9 | | 15 | 3,59 | 3,04 | | - | - | - | | | | (a) | Heavy Engineering | 4 | 5 | 5 | | 2 | 1,16 | 68 | | - | - | - | | | | (b) | Light Engineering | 4 | 3 | 3 | | 10 | 1,42 | 1,30 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 1 | 2 | - | | 2 | 7 | 4 | | - | - | - | | | | (d) | Electronic Machinery & Goods | 3 | 2 | 2 | | 1 | 95 | 1,01 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 27 | 23 | 19 | | 11 | 12 | 9 | | - | - | - | | | 14. | Other Industries | 1,356 | 10,08 | 9,43 | | 120 | 2,26 | 2,39 | | - | - | - | | | 15. | Electricity, Gas & Water | 2 | 3 | 2 | | 2 | 3 | 3 | | - | - | - | | | | (a) | Electricity Generation & Transmission | 1 | 1 | 1 | | 2 | 3 | 3 | | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 1 | 2 | 1 | | - | - | - | | - | - | - | | | 16. | Construction | 8 | 10 | 10 | | 6 | 63 | 64 | | - | - | - | III. | TRANSPORT OPERATORS | 441 | 6,47 | 4,65 | | 87 | 79 | 83 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 745 | 2,00 | 50 | | 173 | 2,13 | 2,14 | | - | - | - | V. | PERSONAL LOANS | 4,427 | 17,28 | 8,77 | | 988 | 4,60 | 4,23 | | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 44 | 7 | 5 | | 49 | 9 | 8 | | - | - | - | | | 2. | Loans for Housing | 140 | 4,89 | 1,81 | | 73 | 86 | 65 | | - | - | - | | | 3. | Rest of the Personal Loans | 4243 | 12,32 | 6,92 | | 866 | 3,65 | 3,50 | | - | - | - | VI. | TRADE | 684 | 6,66 | 2,59 | | 218 | 1,53 | 1,40 | | - | - | - | | | 1. | Wholesale Trade | 35 | 44 | 28 | | 6 | 24 | 10 | | - | - | - | | | 2. | Retail Trade | 649 | 6,22 | 2,32 | | 212 | 1,29 | 1,30 | | - | - | - | VII. | FINANCE | 1 | 1,25 | 1,43 | | 5 | 2 | 2 | | - | - | - | VIII.
| ALL OTHERS
| 138
| 12,62
| 9,01
|
| 162
| 2,81
| 2,01
|
| -
| -
| -
| TOTAL BANK CREDIT | 15,365 | 77,43 | 54,39 | | 3,392 | 36,49 | 30,58 | | - | - | - | OF WHICH : | 1. Artisans & Village Industries | 256 | 33 | 27 | | 66 | 16 | 18 | | - | - | - |
| 2. Other Small Scale Industries
| 835
| 4,90
| 4,90
|
| 96
| 2,36
| 2,67
|
| -
| -
| -
|
|
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|
|
|
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| | | | | REGIONAL RURAL BANKS | | OTHER SCHEDULED | | ALL SCHEDULED | | | | |
| | COMMERCIAL BANKS
| | COMMERCIAL BANKS
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
| Accounts
| Limit
| Outstanding
|
|
|
| 10
| 11
| 12
|
| 13
| 14
| 15
|
| 16
| 17
| 18
| I. | AGRICULTURE | 5,712 | 2,02 | 1,79 | | - | - | - | | 14,578 | 14,33 | 11,81 | | | 1. | Direct Finance | 5,712 | 2,02 | 1,79 | | - | - | - | | 14,351 | 9,45 | 8,06 | | | 2. | Indirect Finance | - | - | - | | - | - | - | | 227 | 4,88 | 3,74 | II. | INDUSTRY | 905 | 32 | 31 | | 7 | 7 | 7 | | 2,734 | 43,84 | 37,73 | | | 1. | Mining & Quarrying | - | - | - | | - | - | - | | 3 | 2 | 2 | | | 2. | Food Manufacturing and Processing | 113 | 6 | 6 | | - | - | - | | 205 | 12,61 | 11,63 | | | | (a) | Rice Mills, Flour and Dal Mills | - | - | - | | - | - | - | | 18 | 19 | 18 | | | | (b) | Sugar | - | - | - | | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | - | - | - | | - | - | - | | 12 | 17 | 12 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | 3 | 4,40 | 4,60 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | - | - | - | | | | (f) | Others | 113 | 6 | 6 | | - | - | - | | 172 | 7,85 | 6,73 | | | 3. | Beverage and Tobacco | - | - | - | | - | - | - | | 2 | 1 | 2 | | | 4. | Textiles | - | - | - | | - | - | - | | 36 | 2,62 | 1,93 | | | | (a) | Cotton Textiles | - | - | - | | - | - | - | | 6 | 1,84 | 1,09 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | - | - | - | | 3 | 51 | 4 | | | | (d) | Other Textiles | - | - | - | | - | - | - | | 27 | 26 | 80 | | | 5. | Paper, Paper Products and Printing | - | - | - | | 2 | 2 | 2 | | 21 | 67 | 28 | | | 6. | Leather and Leather Products | - | - | - | | - | - | - | | 10 | 11 | 12 | | | 7. | Rubber and Rubber Products | - | - | - | | - | - | - | | 11 | 44 | 1,26 | | | 8. | Chemicals and Chemical Products | - | - | - | | - | - | - | | 36 | 9,41 | 5,73 | | | | (a) | Heavy Industrial Chemicals | - | - | - | | - | - | - | | 10 | 7,55 | 4,19 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | - | - | - | | - | - | - | | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | 9 | 12 | 21 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | | - | - | - | | 17 | 1,74 | 1,33 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | | - | - | - | | 7 | 3 | 3 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | 1 | - | - | | 5 | 3 | 3 | | | 11. | Basic Metals & Metal Products | - | - | - | | - | - | - | | 43 | 40 | 37 | | | | (a) | Iron and Steel | - | - | - | | - | - | - | | 11 | 7 | 8 | | | | (b) | Non-Ferrous Metals | - | - | - | | - | - | - | | 1 | - | - | | | | (c) | Other Metal Products | - | - | - | | - | - | - | | 31 | 32 | 29 | | | 12. | Engineering | - | - | - | | 3 | 4 | 4 | | 30 | 3,75 | 3,17 | | | | (a) | Heavy Engineering | - | - | - | | 2 | 2 | 2 | | 8 | 1,23 | 75 | | | | (b) | Light Engineering | - | - | - | | 1 | 2 | 2 | | 15 | 1,47 | 1,35 | | | | (c) | Electrical Machinery & Goods | - | - | - | | - | - | - | | 3 | 9 | 4 | | | | (d) | Electronic Machinery & Goods | - | - | - | | - | - | - | | 4 | 97 | 1,03 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | | - | - | - | | 38 | 34 | 28 | | | 14. | Other Industries | 792 | 26 | 25 | | 1 | 1 | 1 | | 2,269 | 12,61 | 12,08 | | | 15. | Electricity, Gas & Water | - | - | - | | - | - | - | | 4 | 6 | 5 | | | | (a) | Electricity Generation & Transmission | - | - | - | | - | - | - | | 3 | 4 | 4 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | 1 | 2 | 1 | | | 16. | Construction | - | - | - | | - | - | - | | 14 | 73 | 74 | III. | TRANSPORT OPERATORS | 32 | 13 | 13 | | - | - | - | | 560 | 7,39 | 5,62 | IV. | PROFESSIONAL AND OTHER SERVICES | 263 | 7 | 9 | | 1 | 1 | 1 | | 1,182 | 4,21 | 2,74 | V. | PERSONAL LOANS | 650 | 43 | 41 | | 5 | 8 | 8 | | 6,070 | 22,40 | 13,50 | | | 1. | Loans for Purchase of Consumer Durables | 52 | 8 | 9 | | 1 | - | - | | 146 | 25 | 22 | | | 2. | Loans for Housing | 18 | 2 | 2 | | 3 | 6 | 6 | | 234 | 5,83 | 2,53 | | | 3. | Rest of the Personal Loans | 580 | 33 | 31 | | 1 | 2 | 2 | | 5,690 | 16,32 | 10,75 | VI. | TRADE | 893 | 43 | 40 | | - | - | - | | 1,795 | 8,62 | 4,39 | | | 1. | Wholesale Trade | 8 | - | - | | - | - | - | | 49 | 69 | 38 | | | 2. | Retail Trade | 885 | 43 | 39 | | - | - | - | | 1,746 | 7,93 | 4,01 | VII. | FINANCE | - | - | - | | - | - | - | | 6 | 1,27 | 1,45 | VIII.
| ALL OTHERS
| 405
| 16
| 19
|
| -
| -
| -
|
| 705
| 15,58
| 11,22
| TOTAL BANK CREDIT | 8,860 | 3,56 | 3,31 | | 13 | 16 | 16 | | 27,630 | 117,64 | 88,44 | OF WHICH : | 1. Artisans & Village Industries | 349 | 11 | 10 | | - | - | - | | 671 | 60 | 55 |
| 2. Other Small Scale Industries
| 519
| 19
| 19
|
| 5
| 6
| 6
|
| 1,455
| 7,51
| 7,83
|
|