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Date : Mar 01, 1996

Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 2 of 3)

													(Amount in Rupees Lakh)
							ABOVE Rs. 10 LAKH AND			ABOVE Rs.25 LAKH AND			ABOVE Rs. 50 LAKH AND
							UPTO Rs.25 LAKH			UPTO Rs. 5O LAKH			UPTO Rs. 1 CRORE
							No. of	Credit	Amount	No. of	Credit	Amount	No. of	Credit	Amount
		OCCUPATION					Accounts	Limit	Out-	Accounts	Limit	Out-	Accounts	Limit	Out-
									standing			standing			standing
							19	20	21	22	23	24	25	26	27
I.	AGRICULTURE						5,733	954,11	749,17	3,315	1173,92	781,23	1,244	862,28	672,39
		1.	Direct Finance				2,354	385,94	337,28	1,049	375,74	304,10	428	319,13	272,65
		2.	Indirect Finance				3,379	568,17	411,89	2,266	798,17	477,14	816	543,15	399,74

II.	INDUSTRY						46,746	8092,23	6854,85	24,959	9353,98	7424,21	16,697	12654,52	10061,16
		1.		Mining & Quarrying			656	112,36	93,99	360	134,85	110,23	242	181,29	156,51
		2.		Food Manufacturing and Processing			4,556	798,96	620,17	2,131	795,79	607,82	1,498	1130,00	868,73
				(a)	Rice Mills, Flour and Dal Mills		2,273	398,11	290,09	812	297,18	210,18	321	233,20	163,58
				(b)	Sugar		134	23,90	19,94	86	34,67	28,41	107	86,47	80,37
				(c)	Edible Oils and Vanaspati		576	101,59	81,05	352	136,29	102,70	275	212,06	167,82
				(d)	Tea Processing		205	37,66	32,43	160	59,37	53,36	250	188,88	149,14
				(e)	Processing of Fruits & Vegetables		107	18,92	15,93	64	24,23	18,92	38	27,09	19,22
				(f)	Others		1,261	218,79	180,73	657	244,05	194,25	507	382,29	288,61
		3.		Beverage and Tobacco			390	72,36	76,31	315	120,40	103,72	228	179,95	151,97
		4.		Textiles			9,298	1628,34	1378,34	5,218	1979,72	1548,72	3,474	2664,14	2030,43
				(a)	Cotton Textiles		2,750	484,91	411,70	1,701	650,79	509,90	1,304	1003,49	791,93
				(b)	Jute Textiles		122	20,95	18,36	81	32,65	26,06	67	52,92	45,35
				(c)	Handloom Textiles & Khadi		376	66,74	55,49	141	53,48	35,19	100	74,73	55,64
				(d)	Other Textiles		6,050	1055,74	892,78	3,295	1242,81	977,58	2,003	1532,99	1137,50
		5.		Paper, Paper Products and Printing			2,231	371,49	325,19	867	316,24	260,64	558	416,73	336,50
		6.		Leather and Leather Products			1,307	228,65	195,10	828	310,83	256,52	534	390,43	300,24
		7.		Rubber and Rubber Products			792	136,42	118,69	426	160,91	133,56	286	210,61	172,01
		8.		Chemicals and Chemical Products			6,300	1079,22	907,15	3,367	1273,02	988,18	2,423	1827,57	1421,72
				(a)	Heavy Industrial Chemicals		856	147,85	118,78	526	199,93	146,67	412	313,82	237,29
				(b)	Fertilizers		210	37,55	31,13	151	57,74	50,15	134	104,72	87,03
				(c)	Drugs and
					Pharmaceuticals		1,414	244,86	220,40	879	332,91	277,55	694	521,07	413,45
				(d)	Non-Edible Oils		139	24,26	21,00	97	36,65	32,87	71	51,01	41,35
				(e)	Other Chemicals & Chemical Products		3,681	624,70	515,84	1,714	645,79	480,93	1,112	836,95	642,59
		9.		Petroleum, Coal Products & Nuclear Fuels			377	66,10	56,73	185	70,18	57,24	159	113,83	90,25
		10.		Manufacture of Cement & Cement Products			431	73,66	64,74	306	115,25	101,56	233	182,79	148,06
		11.		Basic Metals & Metal Products			5,441	940,54	812,54	2,852	1065,67	881,26	1,905	1436,03	1203,62
				(a)	Iron and Steel		2,638	458,86	418,51	1,534	577,25	498,72	1,109	837,15	722,04
				(b)	Non-Ferrous Metals		492	85,49	72,71	285	110,14	88,35	169	128,90	105,48
				(c)	Other Metal Products		2,311	396,19	321,33	1,033	378,28	294,19	627	469,98	376,10
		12.		Engineering			6,325	1098,34	918,98	3,588	1335,82	1041,35	2,444	1864,74	1473,82
				(a)	Heavy Engineering		1,259	223,50	191,39	856	325,39	253,89	653	499,79	386,69
				(b)	Light Engineering		2,120	363,63	300,99	978	357,66	271,71	644	486,66	391,78
				(c)	Electrical Machinery &
					Goods		1,747	303,00	257,95	959	358,46	284,17	614	470,84	367,71
				(d)	Electronic Machinery &
					Goods		1,199	208,22	168,66	795	294,31	231,57	533	407,46	327,63
		13.		Vehicles, Vehicle
				Parts&Transport Equipments			1,282	220,28	182,88	790	288,04	212,85	536	407,80	331,97
		14.		Other Industries			5,377	923,55	801,04	2,640	983,33	787,27	1,578	1204,10	980,15
		15.		Electricity, Gas & Water			409	70,41	56,22	393	144,27	89,30	180	126,92	101,07
				(a)	Electricity Generation &
					Transmission		320	55,74	42,88	350	127,30	74,83	134	94,20	72,58
				(b)	Non-Conventional Energy		19	3,10	2,61	10	4,15	3,83	18	12,88	11,46
				(c)	Gas, Steam & Water
					Supply		70	11,57	10,72	33	12,83	10,64	28	19,85	17,03
		16.		Construction			1,574	271,56	246,78	693	259,65	243,99	419	317,60	294,11

III.	TRANSPORT OPERATORS						1,296	207,27	165,12	387	136,58	100,48	136	105,93	85,28

IV.	PROFESSIONAL AND OTHER SERVICES						4,043	670,31	568,40	1,762	631,38	484,57	1,493	1153,51	959,63

V.	PERSONAL LOANS						4,646	773,54	608,24	2,700	851,32	449,24	238	181,36	143,10
		1.		Loans for Purchase of
				Consumer Durables			-	-	-	-	-	-	-	-	-
		2.		Loans for Housing			1,135	188,77	132,60	964	290,11	117,98	238	181,36	143,10
		3.		Rest of the Personal Loans			3,511	584,77	475,65	1,736	561,22	331,26	-	-	-

VI.	TRADE						13,020	2216,17	1770,33	5,123	1906,45	1400,90	2,588	1966,07	1476,18
		1.		Wholesale Trade			8,816	1505,91	1193,98	3,723	1408,41	1048,45	1,963	1505,15	1118,89
		2.		Retail Trade			4,204	710,26	576,35	1,400	498,04	352,45	625	460,93	357,29

VII.	FINANCE						1,490	271,48	214,23	1,214	481,10	381,67	828	666,50	555,57

VIII.	ALL OTHERS						24,552	3356,62	2874,40	7,844	2561,29	1412,77	2,534	1990,89	1655,40
TOTAL BANK CREDIT							1,01,526	16541,73	13804,74	47,304	17096,02	12435,08	25,758	19581,05	15608,70
OF WHICH :					1.	Artisans & Village
						Industries	366	62,74	48,86	157	54,77	37,61	76	57,21	44,80
					2.	Other Small Scale
						Industries	28,032	4787,01	4022,88	11,081	4049,31	3160,94	4,792	3546,23	2722,09

													(Amount in Rupees Lakh)
							ABOVE Rs. 1 CRORE AND			ABOVE Rs. 4 CRORE AND			ABOVE Rs. 6 CRORE AND
							UPTO Rs. 4 CRORE			UPTO Rs. 6 CRORE			UPTO Rs. 10 CRORE
							No. of	Credit	Amount	No. of	Credit	Amount	No. of	Credit	Amount
		OCCUPATION					Accounts	Limit	Out-	Accounts	Limit	Out-	Accounts	Limit	Out-
									standing			standing			standing
							28	29	30	31	32	33	34	35	36
I.	AGRICULTURE						769	1511,94	1289,10	115	554,80	373,05	51	399,04	313,29
		1.	Direct Finance				342	668,89	556,72	32	157,70	118,66	17	123,35	122,30
		2.	Indirect Finance				427	843,05	732,38	83	397,10	254,39	34	275,69	190,99

II.	INDUSTRY						18,320	37890,27	30380,87	2,909	14454,66	11008,04	2,121	16866,85	12891,18
		1.		Mining & Quarrying			280	570,44	418,27	30	151,25	106,14	24	202,14	141,03
		2.		Food Manufacturing and
				Processing			1,627	3401,30	2684,60	256	1282,76	981,50	190	1481,56	1124,14
				(a)	Rice Mills, Flour and Dal
					Mills		130	259,89	207,05	11	55,72	47,63	15	116,20	94,56
				(b)	Sugar		194	428,14	335,66	52	260,95	207,11	52	411,61	350,69
				(c)	Edible Oils and Vanaspati		398	864,81	668,56	59	290,12	228,64	38	294,42	202,69
				(d)	Tea Processing		251	501,17	384,11	40	201,04	148,36	30	231,40	147,56
				(e)	Processing of Fruits &
					Vegetables		64	132,81	101,27	3	14,38	10,57	1	6,30	5,85
				(f)	Others		590	1214,48	987,95	91	460,55	339,20	54	421,62	322,80
		3.		Beverage and Tobacco			306	619,87	513,78	49	241,59	184,48	45	348,89	237,05
		4.		Textiles			3,593	7358,46	5775,61	479	2351,35	1757,99	371	2902,24	2279,94
				(a)	Cotton Textiles		1,440	3008,46	2413,65	219	1079,51	831,83	163	1284,43	1046,43
				(b)	Jute Textiles		87	186,80	146,42	19	91,86	74,60	13	99,17	76,41
				(c)	Handloom Textiles &
					Khadi		73	146,89	107,56	7	36,42	20,40	8	62,36	54,92
				(d)	Other Textiles		1,993	4016,30	3107,98	234	1143,56	831,15	187	1456,28	1102,17
		5.		Paper, Paper Products and
				Printing			516	1061,79	860,57	68	331,00	253,24	47	394,08	287,73
		6.		Leather and Leather Products			386	770,03	625,85	44	223,34	178,13	26	200,68	168,12
		7.		Rubber and Rubber Products			322	643,79	542,56	63	306,46	222,29	24	179,88	145,14
		8.		Chemicals and Chemical
				Products			3,032	6345,72	5086,42	494	2473,49	1792,76	332	2676,68	2048,58
				(a)	Heavy Industrial
					Chemicals		604	1287,08	1024,19	97	486,17	290,48	61	500,65	354,74
				(b)	Fertilzers		251	569,01	461,36	64	324,67	258,44	50	404,35	323,05
				(c)	Drugs and
					Pharmaceuticals		998	2119,33	1689,66	164	827,88	597,23	110	891,08	700,20
				(d)	Non-Edible Oils		44	82,66	68,38	8	38,80	28,20	3	28,00	22,14
				(e)	Other Chemicals &
					Chemical Products		1,135	2287,64	1842,84	161	795,96	618,41	108	852,60	648,46
		9.		Petroleum, Coal Products
				& Nuclear Fuels			211	445,24	358,81	44	218,60	179,89	26	204,11	155,03
		10.		Manufacture of Cement &
				Cement Products			281	571,61	478,10	48	242,97	193,84	24	187,17	134,07
		11.		Basic Metals & Metal
				Products			1,971	3957,91	3275,40	314	1551,87	1279,19	251	2002,18	1547,81
				(a)	Iron and Steel		1,230	2496,16	2108,91	223	1094,82	935,48	185	1474,68	1219,90
				(b)	Non-Ferrous Metals		181	381,70	300,61	22	111,30	105,06	23	187,35	117,47
				(c)	Other Metal Products		560	1080,05	865,87	69	345,74	238,65	43	340,15	210,44
		12.		Engineering			3,003	6234,88	5048,46	519	2582,57	1932,99	378	3039,07	2338,17
				(a)	Heavy Engineering		848	1792,87	1352,90	132	664,56	493,93	114	920,88	655,30
				(b)	Light Engineering		687	1393,06	1107,44	94	472,33	356,69	78	636,06	509,68
				(c)	Electrical Machinery &
					Goods		719	1487,02	1242,38	127	627,46	446,61	87	706,36	537,61
				(d)	Electronic Machinery &
					Goods		749	1561,92	1345,74	166	818,21	635,76	99	775,77	635,57
		13.		Vehicles, Vehicle
				Parts&Transport Equipments			612	1307,81	968,92	115	571,48	431,12	80	661,64	465,89
		14.		Other Industries			1,645	3449,37	2774,68	269	1344,90	1043,31	209	1614,08	1233,91
		15.		Electricity, Gas & Water			181	399,48	308,95	48	245,14	173,19	46	373,28	251,00
				(a)	Electricity Generation &
					Transmission		154	349,81	265,91	42	215,92	145,80	42	340,66	226,32
				(b)	Non-Conventional Energy		15	28,27	26,37	5	23,94	22,95	3	22,62	16,87
				(c)	Gas, Steam & Water
					Supply		12	21,41	16,67	1	5,28	4,45	1	10,00	7,82
		16.		Construction			354	752,59	659,91	69	335,90	298,00	48	399,17	333,56

III.	TRANSPORT OPERATORS						139	262,05	226,46	20	98,98	74,79	8	67,25	54,55

IV.	PROFESSIONAL AND OTHER SERVICES						941	1882,74	1569,57	137	673,41	557,03	88	694,43	699,96

V.	PERSONAL LOANS						187	403,96	346,01	29	144,96	124,58	14	115,85	103,65
		1.		Loans for Purchase of
				Consumer Durables			-	-	-	-	-	-	-	-	-
		2.		Loans for Housing			187	403,96	346,01	29	144,96	124,58	14	115,85	103,65
		3.		Rest of the Personal Loans			-	-	-	-	-	-	-	-	-

VI.	TRADE						2,114	4265,53	3282,30	378	1886,94	1421,89	240	1945,29	1521,40
		1.		Wholesale Trade			1,711	3470,07	2645,76	317	1579,86	1193,27	196	1584,00	1237,62
		2.		Retail Trade			403	795,46	636,54	61	307,08	228,62	44	361,29	283,78

VII.	FINANCE						1,274	2830,38	2364,11	331	1684,44	1341,30	227	1849,85	1452,78

VIII.	ALL OTHERS						1,743	3565,85	2958,04	290	1444,50	1136,78	178	1463,55	1132,77
TOTAL BANK CREDIT							25,487	52612,73	42416,47	4,209	20942,68	16037,47	2,927	23402,11	18169,57
OF WHICH :					1.	Artisans & Village
						Industries	-	-	-	-	-	-	-	-	-
					2.	Other Small Scale
						Industries	3,379	6539,45	4877,12	229	1090,14	797,24	155	1186,55	856,13