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Date : Mar 01, 1996

Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 1 of 3)

												(Amount in Rupees Lakh)
						Rs. 25,000 AND LESS			ABOVE Rs. 25,000 AND			ABOVE Rs. 50,000 AND
									UPTO Rs. 50,000			UPTO Rs. 1 LAKH
						No. of	Credit	Amount	No. of	Credit	Amount	No. of	Credit	Amount
		OCCUPATION				Accounts	Limit	Out-	Accounts	Limit	Out-	Accounts	Limit	Out-
								standing			standing			standing
						1	2	3	4	5	6	7	8	9
I.	AGRICULTURE					231,41,796	15542,83	14253,70	3,84,898	1363,69	1411,03	2,64,295	2136,68	1735,65
		1.	Direct Finance			228,56,008	15299,41	14034,74	3,76,358	1331,96	1371,84	2,57,490	2082,21	1690,26
		2.	Indirect Finance			2,85,788	243,43	218,96	8,540	31,73	39,20	6,805	54,48	45,39

II.	INDUSTRY					37,62,121	2717,42	2557,17	2,79,578	1022,21	1171,50	1,55,748	1272,33	1208,55
		1.	Mining & Quarrying			-	-	-	2,950	11,20	14,04	2,340	19,36	18,76
		2.	Food Manufacturing and Processing			35,006	31,97	28,99	36,654	131,12	148,71	14,474	118,39	112,55
			(a)	Rice Mills, Flour and Dal Mills		-	-	-	14,331	50,96	56,33	5,635	46,42	43,32
			(b)	Sugar		-	-	-	224	82	1,16	126	1,03	1,03
			(c)	Edible Oils and Vanaspati		-	-	-	7,487	26,97	33,14	3,213	26,62	25,01
			(d)	Tea Processing		-	-	-	155	56	86	126	1,03	1,03
			(e)	Processing of Fruits & Vegetables		-	-	-	828	3,00	3,39	319	2,54	2,24
			(f)	Others		35,006	31,97	28,99	13,629	48,81	53,84	5,055	40,76	39,91
		3.	Beverage and Tobacco			-	-	-	1,768	6,43	7,94	944	7,65	7,70
		4.	Textiles			-	-	-	38,286	139,91	167,90	20,651	169,90	159,33
			(a)	Cotton Textiles		-	-	-	7,438	28,16	36,73	5,792	47,88	44,49
			(b)	Jute Textiles		-	-	-	478	1,69	2,51	210	1,72	1,66
			(c)	Handloom Textiles & Khadi		-	-	-	3,796	13,80	14,58	1,773	14,72	13,56
			(d)	Other Textiles		-	-	-	26,574	96,26	114,08	12,876	105,58	99,61
		5.	Paper, Paper Products and Printing			-	-	-	13,137	48,44	55,54	8,745	71,11	67,63
		6.	Leather and Leather Products			-	-	-	5,001	18,06	21,50	2,069	16,69	17,63
		7.	Rubber and Rubber Products			-	-	-	2,888	10,79	13,86	2,076	17,08	17,60
		8.	Chemicals and Chemical Products			-	-	-	14,235	53,42	69,61	11,185	92,90	93,74
			(a)	Heavy Industrial Chemicals		-	-	-	818	3,05	6,45	768	6,35	6,72
			(b)	Fertilizers		-	-	-	245	92	2,04	244	2,07	1,94
			(c)	Drugs and Pharmaceuticals		-	-	-	2,117	8,30	11,39	2,156	18,08	19,30
			(d)	Non-Edible Oils		-	-	-	381	1,42	1,56	264	2,19	2,21
			(e)	Other Chemicals & Chemical Products		-	-	-	10,674	39,73	48,18	7,753	64,20	63,57
		9.	Petroleum, Coal Products
			& Nuclear Fuels			-	-	-	1,403	5,22	9,58	911	7,47	6,62
		10.	Manufacture of Cement &
			Cement Products			-	-	-	3,253	11,69	12,77	1,369	11,34	10,55
		11.	Basic Metals & Metal
			Products			-	-	-	23,468	86,81	110,29	14,678	120,84	119,95
			(a)	Iron and Steel		-	-	-	4,959	18,71	29,81	3,782	31,45	32,69
			(b)	Non-Ferrous Metals		-	-	-	1,480	5,44	6,49	920	7,49	7,48
			(c)	Other Metal Products		-	-	-	17,029	62,66	73,98	9,976	81,90	79,79
		12.	Engineering			-	-	-	23,998	90,14	107,20	18,515	152,21	146,78
			(a)	Heavy Engineering		-	-	-	2,186	8,35	11,58	2,282	18,75	17,83
			(b)	Light Engineering		-	-	-	11,627	43,72	49,05	8,810	72,20	70,42
			(c)	Electrical Machinery &
				Goods		-	-	-	6,052	22,59	27,41	4,159	34,41	33,35
			(d)	Electronic Machinery &
				Goods		-	-	-	4,133	15,49	19,16	3,264	26,84	25,17
		13.	Vehicles, Vehicle
			Parts&Transport Equipments				-	-	8,884	32,22	35,13	5,597	45,47	43,70
		14.	Other Industries			37,27,115	2685,45	2528,18	95,975	347,36	361,58	44,354	357,91	330,30
		15.	Electricity, Gas & Water			-	-	-	2,554	9,47	12,88	2,968	23,84	16,94
			(a)	Electricity Generation &
				Transmission		-	-	-	2,178	8,10	8,28	2,705	21,69	14,97
			(b)	Non-Conventional Energy		-	-	-	94	35	3,53	63	49	49
			(c)	Gas, Steam & Water
				Supply		-	-	-	282	1,02	1,07	200	1,67	1,49
		16.	Construction			-	-	-	5,124	19,93	22,95	4,872	40,19	38,78


III.	TRANSPORT OPERATORS					8,54,940	632,86	562,27	66,823	240,55	228,74	44,380	345,98	323,33


IV.	PROFESSIONAL AND OTHER SERVICES					22,45,401	1479,01	1335,51	70,212	259,67	269,38	49,568	396,43	348,26

V.	PERSONAL LOANS					80,40,509	8907,81	7400,84	7,56,306	2660,95	2365,34	4,58,775	3507,53	3094,58
		1.	Loans for Purchase of
			Consumer Durables			6,72,519	772,61	664,54	16,656	55,12	50,29	4,840	37,23	32,48
		2.	Loans for Housing			2,65,178	453,86	416,36	1,21,671	461,57	417,98	1,70,829	1361,71	1201,96
		3.	Rest of the Personal Loans			71,02,812	7681,34	6319,95	6,17,979	2144,26	1897,07	2,83,106	2108,60	1860,13

VI.	TRADE					86,34,232	5735,03	5210,19	2,37,200	929,04	880,68	1,56,066	1288,59	1115,74
		1.		Wholesale Trade		1,97,936	212,61	191,59	32,335	127,90	128,79	34,162	287,24	239,32
		2.		Retail Trade		84,36,296	5522,42	5018,60	2,04,865	801,14	751,90	1,21,904	1001,35	876,42

VII.	FINANCE					-	-	-	3,879	14,82	19,83	3,749	30,13	24,00

VIII.	ALL OTHERS					52,25,659	5122,55	4933,50	2,344	8,54	8,44	1,911	15,13	13,40
TOTAL BANK CREDIT						519,04,658	40137,50	36253,19	18,01,240	6499,47	6354,94	11,34,492	8992,81	7863,50
OF WHICH :				1.	Artisans & Village
					Industries	22,96,452	1189,12	1073,24	30,742	109,34	111,26	8,604	67,72	61,83
				2.	Other Small Scale
					Industries	12,65,587	1303,89	1256,91	1,50,233	552,67	649,17	87,530	721,55	709,12

												(Amount in Rupees Lakh)
						ABOVE Rs. 1 LAKH AND UPTO Rs. 2 LAKH			ABOVE Rs. 2 LAKH AND UPTO Rs. 5 LAKH			ABOVE Rs. 5 LAKH AND UPTO Rs. 10 LAKH
						No. of	Credit	Amount	No. of	Credit	Amount	No. of	Credit	Amount
		OCCUPATION				Accounts	Limit	Out-	Accounts	Limit	Out-	Accounts	Limit	Out-
								standing			standing			standing
						10	11	12	13	14	15	16	17	18

I.	AGRICULTURE					3,32,293	4880,82	4164,60	46,098	1335,36	1185,03	7,911	582,46	483,34
		1.		Direct Finance		3,25,245	4773,54	4075,16	43,321	1244,64	1114,89	5,789	423,68	356,83
		2.		Indirect Finance		7,048	107,28	89,44	2,777	90,72	70,14	2,122	158,78	126,51

II.	INDUSTRY					1,27,535	2071,31	1874,39	1,26,708	4458,17	4032,39	58,045	4523,26	3987,98
		1.	Mining & Quarrying			2,508	40,53	36,11	2,119	72,18	66,15	916	70,29	65,96
		2.	Food Manufacturing and
			Processing			9,157	150,07	135,65	10,686	386,46	340,08	5,698	450,02	377,98
			(a)	Rice Mills, Flour and Dal
				Mills		3,795	62,73	55,65	4,842	178,60	152,79	2,851	228,04	183,64
			(b)	Sugar		147	2,44	2,78	199	7,27	6,39	96	7,50	6,77
			(c)	Edible Oils and Vanaspati		1,585	26,05	22,97	1,588	56,87	48,41	718	56,65	45,14
			(d)	Tea Processing		92	1,51	1,41	191	6,83	5,73	138	11,04	9,78
			(e)	Processing of Fruits &
				Vegetables		232	3,70	3,22	290	10,47	10,55	143	10,80	10,07
			(f)	Others		3,306	53,64	49,62	3,576	126,41	116,21	1,752	135,98	122,58
		3.	Beverage and Tobacco			747	12,38	10,71	781	28,22	25,23	449	35,26	31,72
		4.	Textiles			18,960	314,77	283,77	21,760	775,22	686,08	10,490	830,70	736,70
			(a)	Cotton Textiles		5,771	96,23	83,60	6,648	235,80	206,59	3,150	249,49	232,29
			(b)	Jute Textiles		199	3,25	3,02	163	5,65	6,71	125	10,08	8,64
			(c)	Handloom Textiles &
				Khadi		1,526	25,07	21,12	1,288	45,30	35,73	517	40,80	28,88
			(d)	Other Textiles		11,464	190,22	176,02	13,661	488,47	437,05	6,698	530,33	466,89
		5.	Paper, Paper Products and
			Printing			6,018	97,30	88,39	6,699	236,38	214,00	3,107	238,23	211,87
		6.	Leather and Leather Products			1,714	27,56	28,91	2,048	73,85	73,71	1,283	101,63	95,55
		7.	Rubber and Rubber Products			2,388	38,75	35,56	2,683	94,38	87,69	1,095	85,20	77,12
		8.	Chemicals and Chemical
			Products			11,394	186,62	178,74	13,817	493,72	453,17	7,491	583,70	517,11
			(a)	Heavy Industrial
				Chemicals		980	16,21	16,14	1,422	51,64	47,02	910	71,93	62,34
			(b)	Fertilizers		230	3,83	4,88	299	10,92	13,32	171	13,91	15,56
			(c)	Drugs and
				Pharmaceuticals		2,114	34,79	36,84	2,600	92,97	94,20	1,525	119,99	114,13
			(d)	Non-Edible Oils		195	3,12	3,23	264	9,65	8,37	181	14,24	14,40
			(e)	Other Chemicals &
				Chemical Products		7,875	128,68	117,64	9,232	328,54	290,26	4,704	363,63	310,68
		9.	Petroleum, Coal Products &
			Nuclear Fuels			893	14,58	13,52	907	32,61	29,01	466	36,20	31,11
		10.	Manufacture of Cement &
			Cement Products			1,056	17,21	15,89	1,068	37,83	34,40	511	40,45	36,18
		11.	Basic Metals & Metal
			Products			12,879	211,36	194,73	14,140	499,33	463,09	6,911	538,07	480,93
			(a)	Iron and Steel		3,988	65,83	60,80	4,898	176,72	165,72	2,769	219,37	198,67
			(b)	Non-Ferrous Metals		924	15,26	13,75	1,093	39,80	37,18	605	46,99	38,92
			(c)	Other Metal Products		7,967	130,27	120,17	8,149	282,80	260,20	3,537	271,71	243,34
		12.	Engineering			16,288	264,85	242,78	16,908	593,68	536,04	7,938	614,96	538,32
			(a)	Heavy Engineering		2,598	42,20	37,61	2,663	93,26	83,37	1,401	109,96	93,93
			(b)	Light Engineering		7,513	121,68	108,67	7,304	254,63	227,24	3,044	231,91	205,51
			(c)	Electrical Machinery &
				Goods		3,782	62,19	60,79	4,335	152,99	140,01	2,167	169,75	147,84
			(d)	Electronic Machinery &
				Goods		2,395	38,77	35,71	2,606	92,79	85,42	1,326	103,33	91,04
		13.	Vehicles, Vehicle
			Parts&Transport Equipments			6,204	100,87	83,17	5,020	167,40	149,06	1,547	117,29	103,28
		14.	Other Industries			29,266	470,69	417,04	22,337	766,33	689,77	7,597	581,57	509,78
		15.	Electricity, Gas & Water			3,268	45,91	38,90	801	26,99	21,57	435	33,73	26,87
			(a)	Electricity Generation &
				Transmission		3,084	42,99	36,02	624	20,88	15,87	336	26,16	20,01
			(b)	Non-Conventional Energy		60	1,00	1,10	53	1,73	1,69	30	2,26	2,04
			(c)	Gas, Steam & Water
				Supply		124	1,93	1,78	124	4,39	4,01	69	5,31	4,82
		16.	Construction			4,795	77,85	70,52	4,934	173,59	163,34	2,111	165,98	147,52

III.	TRANSPORT OPERATORS					80,380	1307,40	1038,95	51,013	1593,50	1256,71	4,132	283,31	228,94

IV.	PROFESSIONAL AND OTHER SERVICES					34,086	531,54	434,06	21,010	699,23	585,40	6,868	520,03	435,70

V.	PERSONAL LOANS					3,77,235	5467,84	4928,63	1,19,238	3760,94	3238,10	9,768	717,64	611,51
		1.	Loans for Purchase of
			Consumer Durables			5,165	78,57	66,70	2,104	63,45	56,03	173	12,85	11,34
		2.	Loans for Housing			2,29,313	3236,90	2999,35	26,788	724,20	659,34	3,497	260,34	235,84
		3.	Rest of the Personal Loans			1,42,757	2152,36	1862,58	90,346	2973,29	2522,74	6,098	444,45	364,33

VI.	TRADE					98,679	1630,97	1358,81	73,475	2562,77	2146,77	23,105	1796,32	1497,03
		1.	Wholesale Trade			32,807	543,34	446,57	33,717	1205,00	988,95	13,604	1072,49	885,47
		2.	Retail Trade			65,872	1087,63	912,24	39,758	1357,77	1157,82	9,501	723,83	611,56

VII.	FINANCE					3,740	57,15	44,26	3,625	128,58	96,42	1,532	123,42	99,32

VIII.	ALL OTHERS					1,788	26,38	22,56	1,041	36,01	29,38	13,314	1039,16	900,89
TOTAL BANK CREDIT						10,55,736	15973,41	13866,26	4,42,208	14574,55	12570,20	1,24,675	9585,60	8244,71
OF WHICH :				1.	Artisans & Village
					Industries	3,093	49,43	43,19	1,560	54,13	46,94	542	42,19	35,92
				2.	Other Small Scale
					Industries	77,914	1279,25	1186,85	84,366	2975,59	2704,85	38,735	3002,73	2663,01