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Date : Mar 01, 1996

Table No.5.1 - Type of Account-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 2 of 3)

									(Amount in Rupees Lakh)
					ADVANCES AGAINST EXPORT			INLAND (TRADE) BILLS
					CASH INCENTIVES AND			PURCHASED
					DUTY DRAWBACK CLAIMS
			OCCUPATION		No. of	Credit	Amount	No. of		Credit	Amount
					Accounts	Limit	Out-	Accounts		Limit	Out-
							standing				standing
					28	29	30	31		32	33
I.	AGRICULTURE				-	-	-	6		72	44
	1.	Direct Finance			-	-	-	-		-	-
	2.	Indirect Finance			-	-	-	6		72	44

II.	INDUSTRY				264	111,39	97,98	11,488		2582,71	1919,13
	1.	Mining & Quarrying			2	27,70	27,70	153		70,35	41,63
	2.	Food Manufacturing and Processing			14	12,51	7,51	358		75,68	52,42
		(a)	Rice Mills, Flour and Dal Mills		-	-	-	90		11,44	5,54
		(b)	Sugar		-	-	-	5		9,05	4,63
		(c)	Edible Oils and Vanaspati		3	95	5	103		17,67	13,31
		(d)	Tea Processing		-	-	-	25		16,09	12,97
		(e)	Processing of Fruits & Vegetables		-	-	-	10		63	41
		(f)	Others		11	11,56	7,46	125		20,81	15,55
	3.	Beverage and Tobacco			1	1	-	82		50,40	32,53
	4.	Textiles			57	11,75	8,10	2,093		519,73	376,80
		(a)	Cotton Textiles		10	2,04	2,11	907		258,93	187,81
		(b)	Jute Textiles		-	-	-	23		1,95	1,27
		(c)	Handloom Textiles & Khadi		2	5	5	91		21,49	14,18
		(d)	Other Textiles		45	9,66	5,95	1,072		237,36	173,54
	5.	Paper, Paper Products and Printing			2	3,10	4,53	643		77,03	46,18
	6.	Leather and Leather Products			22	4,80	4,19	146		13,83	9,91
	7.	Rubber and Rubber Products			-	-	-	317		110,47	79,40
	8.	Chemicals and Chemical Products			34	12,72	5,01	1,558		330,66	231,48
		(a)	Heavy Industrial Chemicals		-	-	-	223		83,99	61,83
		(b)	Fertilizers		-	-	-	48		43,18	25,09
		(c)	Drugs and Pharmaceuticals		17	1,79	1,94	358		69,39	45,71
		(d)	Non-Edible Oils		-	-	-	19		2,41	1,47
		(e)	Other Chemicals & Chemical Products		17	10,93	3,07	910		131,69	97,38
	9.	Petroleum, Coal Products & Nuclear Fuels			2	1	1	98		50,13	43,47
	10.	Manufacture of Cement & Cement Products			7	6	4	66		9,09	5,78
	11.	Basic Metals & Metal Products			23	18,98	22,61	1,662		414,30	323,82
		(a)	Iron and Steel		7	12,17	22,02	699		212,29	168,24
		(b)	Non-Ferrous Metals		1	25	19	150		87,02	67,03
		(c)	Other Metal Products		15	6,55	40	813		114,98	88,55
	12.	Engineering			44	6,84	5,62	2,465		608,64	481,35
		(a)	Heavy Engineering		35	4,55	4,68	395		133,65	108,63
		(b)	Light Engineering		3	1,41	44	996		115,71	92,63
		(c)	Electrical Machinery & Goods		1	-	-	729		226,43	168,94
		(d)	Electronic Machinery & Goods		5	87	49	345		132,85	111,15
	13.	Vehicles, Vehicle Parts&Transport Equipments			8	28	27	459		92,26	67,87
	14.	Other Industries			40	12,55	12,27	1,179		133,29	102,78
	15.	Electricity, Gas & Water			-	-	-	62		8,31	7,28
		(a)	Electricity Generation & Transmission		-	-	-	46		5,04	4,38
		(b)	Non-Conventional Energy		-	-	-	11		1,18	93
		(c)	Gas, Steam & Water Supply		-	-	-	5		2,08	1,97
	16.	Construction			8	10	10	147		18,53	16,42

III.	TRANSPORT OPERATORS				-	-	-	24		13,81	4,51

IV.	PROFESSIONAL AND OTHER SERVICES				15	59	46	908		104,40	93,13

V.	PERSONAL LOANS				1	-	-	272		11,03	8,19
	1.	Loans for Purchase of Consumer Durables			-	-	-	-		-	-
	2.	Loans for Housing			-	-	-	-		-	-
	3.	Rest of the Personal Loans			1	-	-	272		11,03	8,19

VI.	TRADE				670	32,20	26,15	4,906		614,00	450,93
	1.	Wholesale Trade			650	31,74	25,71	3,687		511,84	366,85
	2.	Retail Trade			20	46	43	1,219		102,16	84,09

VII.	FINANCE				4	20	20	100		25,77	14,61

VIII.	ALL OTHERS				-	-	-	484		221,80	164,73
TOTAL BANK CREDIT					954	144,38	124,78	18,188		3574,24	2655,67
OF WHICH :				1. Artisans & Village Industries	1	3	1	35		98	79
				2. Other Small Scale Industries	115	19,63	11,52	6,587		544,47	406,60

								(Amount in Rupees Lakh)
					INLAND (TRADE) BILLS				INLAND (OTHER) BILLS
					DISCOUNTED				PURCHASED
					No. of	Credit	Amount	No. of		Credit	Amount
		OCCUPATION			Accounts	Limit	Out-	Accounts		Limit	Out-
							standing				standing
					34	35	36	37		38	39
I.	AGRICULTURE				3	48	32	2		12	1
	1.	Direct Finance			-	-	-	-		-	-
	2.	Indirect Finance			3	48	32	2		12	1

II.	INDUSTRY				9,633	5152,89	3827,53	7,519		1265,88	813,06
	1.	Mining & Quarrying			79	44,28	33,48	88		13,96	7,70
	2.	Food Manufacturing and Processing			192	101,58	69,38	225		53,26	37,08
		(a)	Rice Mills, Flour and Dal Mills		29	2,98	2,71	68		7,10	3,50
		(b)	Sugar		11	20,60	17,14	12		4,51	3,65
		(c)	Edible Oils and Vanaspati		38	17,69	9,96	24		5,40	1,43
		(d)	Tea Processing		2	9,05	4,63	20		4,13	3,23
		(e)	Processing of Fruits & Vegetables		6	2,07	1,44	16		53	51
		(f)	Others		106	49,18	33,50	85		31,59	24,76
	3.	Beverage and Tobacco			45	121,51	106,97	57		13,18	8,17
	4.	Textiles			1,628	697,95	516,89	1,177		204,62	125,85
		(a)	Cotton Textiles		428	266,52	188,19	465		100,63	68,40
		(b)	Jute Textiles		11	15,24	15,14	7		84	75
		(c)	Handloom Textiles & Khadi		16	9,68	8,83	47		74	51
		(d)	Other Textiles		1,173	406,50	304,74	658		102,41	56,19
	5.	Paper, Paper Products and Printing			520	183,48	123,36	382		41,12	25,21
	6.	Leather and Leather Products			239	21,46	16,80	74		15,93	9,45
	7.	Rubber and Rubber Products			229	62,93	48,90	207		14,78	12,01
	8.	Chemicals and Chemical Products			1,519	793,52	569,78	1,153		177,82	105,77
		(a)	Heavy Industrial Chemicals		210	109,06	69,80	160		53,45	32,84
		(b)	Fertilizers		37	51,89	40,41	33		7,05	3,41
		(c)	Drugs and Pharmaceuticals		366	273,23	201,68	237		37,55	26,41
		(d)	Non-Edible Oils		12	1,86	1,49	14		92	1,00
		(e)	Other Chemicals & Chemical Products		894	357,48	256,41	709		78,84	42,12
	9.	Petroleum, Coal Products & Nuclear Fuels			74	57,67	43,08	61		24,90	21,79
	10.	Manufacture of Cement & Cement Products			80	25,65	15,55	43		16,45	10,79
	11.	Basic Metals & Metal Products			1,490	777,69	589,65	1,100		245,95	155,81
		(a)	Iron and Steel		802	581,28	443,16	385		137,86	91,35
		(b)	Non-Ferrous Metals		166	78,96	69,77	105		23,35	15,51
		(c)	Other Metal Products		522	117,45	76,71	610		84,74	48,94
	12.	Engineering			2,150	1539,13	1154,30	1,415		243,55	158,97
		(a)	Heavy Engineering		422	412,87	270,71	212		61,63	38,50
		(b)	Light Engineering		772	239,32	171,79	552		39,92	27,41
		(c)	Electrical Machinery & Goods		602	577,15	454,48	411		91,40	56,65
		(d)	Electronic Machinery & Goods		354	309,80	257,33	240		50,60	36,41
	13.	Vehicles, Vehicle Parts&Transport Equipments			372	307,50	201,29	292		66,73	42,55
	14.	Other Industries			929	315,76	252,51	934		107,67	67,52
	15.	Electricity, Gas & Water			40	53,25	40,64	56		9,60	7,59
		(a)	Electricity Generation & Transmission		29	46,29	35,77	48		9,16	7,16
		(b)	Non-Conventional Energy		3	2,74	1,81	1		1	1
		(c)	Gas, Steam & Water Supply		8	4,23	3,06	7		43	42
	16.	Construction			47	49,54	44,95	255		16,37	16,79

III.	TRANSPORT OPERATORS				5	19,09	11,66	56		43,35	26,05

IV.	PROFESSIONAL AND OTHER SERVICES				198	85,63	72,56	488		37,62	30,95

V.	PERSONAL LOANS				80	5,57	3,93	429		10,39	9,37
	1.	Loans for Purchase of Consumer Durables			-	-	-	-		-	-
	2.	Loans for Housing			-	-	-	-		-	-
	3.	Rest of the Personal Loans			80	5,57	3,93	429		10,39	9,37

VI.	TRADE				3,129	951,58	789,44	2,587		816,94	760,99
	1.	Wholesale Trade			2,459	832,24	692,83	1,597		779,01	735,28
	2.	Retail Trade			670	119,34	96,61	990		37,93	25,71

VII.	FINANCE				40	31,84	30,26	229		34,74	29,56

VIII.	ALL OTHERS				308	201,60	150,24	449		307,45	283,57
TOTAL BANK CREDIT					13,396	6448,69	4885,94	11,759		2516,49	1953,56
OF WHICH :				1. Artisans & Village Industries	77	2,26	1,87	63		1,00	77
				2. Other Small Scale Industries	4,586	923,54	647,80	5,031		542,72	317,55

								(Amount in Rupees Lakh)
					INLAND (OTHER) BILLS				ADVANCES AGAINST
					DISCOUNTED				IMPORT BILLS
					No. of	Credit	Amount	No. of		Credit	Amount
		OCCUPATION			Accounts	Limit	Out-	Accounts		Limit	Out-
							standing				standing
					40	41	42	43		44	45
I.	AGRICULTURE				2	5	2	1		1	1
	1.	Direct Finance			-	-	-	-		-	-
	2.	Indirect Finance			2	5	2	1		1	1

II.	INDUSTRY				3,697	1772,44	1257,53	2,175		1818,33	1356,45
	1.	Mining & Quarrying			29	46,50	44,30	41		11,70	11,27
	2.	Food Manufacturing and Processing			81	54,35	47,88	55		73,64	35,79
		(a)	Rice Mills, Flour and Dal Mills		10	1,89	92	12		3,00	2,56
		(b)	Sugar		8	2,46	2,16	1		20	-
		(c)	Edible Oils and Vanaspati		16	7,37	4,03	12		18,69	12,20
		(d)	Tea Processing		3	68	68	5		10,17	6,86
		(e)	Processing of Fruits & Vegetables		2	47	11	2		3,48	86
		(f)	Others		42	41,48	39,98	23		38,11	13,31
	3.	Beverage and Tobacco			22	25,12	24,55	12		27,61	24,35
	4.	Textiles			505	169,24	132,84	339		253,24	193,71
		(a)	Cotton Textiles		161	69,04	52,12	88		104,52	91,36
		(b)	Jute Textiles		9	4,81	4,49	3		49	78
		(c)	Handloom Textiles & Khadi		6	70	68	3		20	21
		(d)	Other Textiles		329	94,69	75,55	245		148,02	101,37
	5.	Paper, Paper Products and Printing			174	35,25	23,78	63		52,59	43,72
	6.	Leather and Leather Products			36	5,13	3,63	53		24,27	28,34
	7.	Rubber and Rubber Products			113	21,41	20,13	42		34,74	20,80
	8.	Chemicals and Chemical Products			500	202,48	146,48	447		290,34	223,46
		(a)	Heavy Industrial Chemicals		71	38,76	29,30	68		61,47	43,08
		(b)	Fertilizers		20	15,94	8,48	13		10,70	14,34
		(c)	Drugs and Pharmaceuticals		95	40,93	24,30	168		69,91	56,03
		(d)	Non-Edible Oils		2	13	3	1		4,25	3,82
		(e)	Other Chemicals & Chemical Products		312	106,72	84,37	197		144,02	106,19
	9.	Petroleum, Coal Products & Nuclear Fuels			25	10,37	9,06	22		41,89	40,93
	10.	Manufacture of Cement & Cement Products			42	3,69	2,81	8		13,56	6,55
	11.	Basic Metals & Metal Products			575	175,74	136,83	226		210,90	180,13
		(a)	Iron and Steel		314	129,90	105,09	124		162,70	141,17
		(b)	Non-Ferrous Metals		61	26,03	19,15	19		9,05	8,45
		(c)	Other Metal Products		200	19,81	12,60	83		39,15	30,51
	12.	Engineering			997	732,52	473,63	510		536,68	373,94
		(a)	Heavy Engineering		247	305,25	189,91	116		156,05	109,32
		(b)	Light Engineering		323	102,04	71,18	112		78,70	48,99
		(c)	Electrical Machinery & Goods		316	239,44	143,94	93		161,64	110,69
		(d)	Electronic Machinery & Goods		111	85,79	68,60	189		140,29	104,93
	13.	Vehicles, Vehicle Parts&Transport Equipments			116	108,82	78,71	63		60,27	16,58
	14.	Other Industries			343	44,07	27,77	179		111,02	96,54
	15.	Electricity, Gas & Water			82	110,35	62,58	94		37,50	36,13
		(a)	Electricity Generation & Transmission		77	106,78	59,01	86		16,86	15,62
		(b)	Non-Conventional Energy		3	3,51	3,51	7		20,46	20,46
		(c)	Gas, Steam & Water Supply		2	6	6	1		18	4
	16.	Construction			57	27,38	22,55	21		38,38	24,23

III.	TRANSPORT OPERATORS				3	2,60	1,81	8		8,63	8,63

IV.	PROFESSIONAL AND OTHER SERVICES				153	62,45	46,61	125		51,27	47,55

V.	PERSONAL LOANS				99	4,29	4,32	57		3,67	3,37
	1.	Loans for Purchase of Consumer Durables			-	-	-	-		-	-
	2.	Loans for Housing			-	-	-	-		-	-
	3.	Rest of the Personal Loans			99	4,29	4,32	57		3,67	3,37

VI.	TRADE				986	280,11	244,36	540		256,68	189,76
	1.	Wholesale Trade			678	233,83	206,44	451		226,57	168,48
	2.	Retail Trade			308	46,28	37,92	89		30,11	21,28

VII.	FINANCE				72	20,24	11,88	15		10,62	8,88

VIII.	ALL OTHERS				187	64,16	41,98	97		91,90	82,71
TOTAL BANK CREDIT					5,199	2206,34	1608,51	3,018		2241,11	1697,36
OF WHICH :				1. Artisans & Village Industries	23	12	35	-		-	-
				2. Other Small Scale Industries	1,860	296,09	206,17	634		155,13	134,79

								(Amount in Rupees Lakh)
					FOREIGN CURRENCY				TOTAL
					CHEQUES/TCs/DDs/TTs/
					MTs PURCHASED
					No. of	Credit	Amount	No. of		Credit	Amount
		OCCUPATION			Accounts	Limit	Out-	Accounts		Limit	Out-
							standing				standing
					46	47	48	49		50	51
I.	AGRICULTURE				-	-	-	10,46,777		17373,56	14555,26
	1.	Direct Finance			-	-	-	10,12,436		12164,70	10521,39
	2.	Indirect Finance			-	-	-	34,341		5208,86	4033,86

II.	INDUSTRY				5,812	851,84	704,91	8,60,930		149561,91	119702,35
	1.	Mining & Quarrying			27	3,58	2,93	12,456		2471,75	1942,92
	2.	Food Manufacturing and Processing			148	35,01	26,61	87,051		12572,96	10124,72
		(a)	Rice Mills, Flour and Dal Mills		63	7,73	4,33	35,029		2161,26	1739,74
		(b)	Sugar		3	84	84	1,467		2136,07	1810,78
		(c)	Edible Oils and Vanaspati		20	8,46	7,46	16,303		2356,84	1842,44
		(d)	Tea Processing		11	4,19	4,18	1,649		1511,66	1130,19
		(e)	Processing of Fruits & Vegetables		1	1	1	2,089		254,24	201,21
		(f)	Others		50	13,80	9,80	30,514		4152,90	3400,36
	3.	Beverage and Tobacco			20	53	34	6,045		2120,16	1638,60
	4.	Textiles			426	72,21	60,08	1,32,801		25838,91	20495,39
		(a)	Cotton Textiles		148	19,99	18,35	36,481		10322,86	8354,72
		(b)	Jute Textiles		3	1,99	2,34	1,568		558,00	450,62
		(c)	Handloom Textiles & Khadi		15	19	10	9,610		683,02	533,19
		(d)	Other Textiles		260	50,04	39,29	85,142		14275,02	11156,86
	5.	Paper, Paper Products and Printing			121	27,45	24,55	42,027		4190,11	3453,91
	6.	Leather and Leather Products			56	18,50	11,13	15,247		2463,74	2051,32
	7.	Rubber and Rubber Products			33	7,48	2,03	13,069		2296,88	1880,16
	8.	Chemicals and Chemical Products			214	51,77	40,93	74,281		21544,96	16810,44
		(a)	Heavy Industrial Chemicals		30	7,65	3,80	7,498		4129,40	3084,51
		(b)	Fertilizers		8	16,01	15,84	2,099		2678,00	2011,50
		(c)	Drugs and Pharmaceuticals		60	8,17	7,86	14,828		6283,45	4928,98
		(d)	Non-Edible Oils		2	59	59	1,651		349,77	298,91
		(e)	Other Chemicals & Chemical Products		114	19,35	12,84	48,205		8104,33	6486,53
	9.	Petroleum, Coal Products & Nuclear Fuels			70	21,07	5,82	5,623		2931,51	2389,53
	10.	Manufacture of Cement & Cement Products			11	1,84	1,78	8,610		2417,42	1766,78
	11.	Basic Metals & Metal Products			173	20,69	14,02	84,994		18661,26	15191,82
		(a)	Iron and Steel		36	10,91	6,89	27,454		12942,47	10601,31
		(b)	Non-Ferrous Metals		33	2,83	1,81	6,211		1372,35	1121,54
		(c)	Other Metal Products		104	6,95	5,32	51,329		4346,43	3468,98
	12.	Engineering			630	62,69	48,16	1,00,219		24607,35	19701,34
		(a)	Heavy Engineering		72	13,94	8,90	15,108		7326,85	5520,41
		(b)	Light Engineering		421	22,77	19,98	42,955		5525,76	4459,49
		(c)	Electrical Machinery & Goods		86	9,01	9,31	24,830		6080,17	4931,14
		(d)	Electronic Machinery & Goods		51	16,97	9,97	17,326		5674,58	4790,30
	13.	Vehicles, Vehicle Parts&Transport Equipments			64	8,56	7,22	30,737		5937,75	4383,09
	14.	Other Industries			3,761	507,88	446,60	2,11,392		14586,49	12049,49
	15.	Electricity, Gas & Water			6	44	41	11,343		3122,57	2371,63
		(a)	Electricity Generation & Transmission		4	32	29	10,027		2883,45	2153,34
		(b)	Non-Conventional Energy		-	-	-	371		113,90	106,09
		(c)	Gas, Steam & Water Supply		2	13	13	945		125,22	112,20
	16.	Construction			52	12,12	12,28	25,035		3798,09	3451,20

III.	TRANSPORT OPERATORS				11	2,81	1,57	2,48,725		4909,81	4015,21

IV.	PROFESSIONAL AND OTHER SERVICES				608	56,58	37,56	1,90,261		9309,31	7708,90

V.	PERSONAL LOANS				471	13,82	11,65	17,29,149		18817,99	16227,83
	1.	Loans for Purchase of Consumer Durables			-	-	-	28,938		247,22	216,84
	2.	Loans for Housing			-	-	-	5,54,678		7601,82	6697,25
	3.	Rest of the Personal Loans			471	13,82	11,65	11,45,533		10968,95	9313,75

VI.	TRADE				1,463	87,43	70,41	6,12,198		36399,17	30132,35
	1.	Wholesale Trade			1,060	69,53	54,21	1,63,531		27478,79	22685,67
	2.	Retail Trade			403	17,90	16,20	4,48,667		8920,39	7446,69

VII.	FINANCE				20	6,23	5,72	22,044		11056,08	9012,67

VIII.	ALL OTHERS				490	125,42	81,91	57,687		21014,02	17084,36
TOTAL BANK CREDIT					8,875	1144,13	913,72	47,67,771		268441,85	218438,93
OF WHICH :				1. Artisans & Village Industries	35	50	44	45,140		497,53	430,41
				2. Other Small Scale Industries	4,033	209,54	185,26	4,86,467		29993,03	24565,78