| | | | | | | (Amount in Rs.crore) |
| | | Item | 1999-2000 | 2000-01 | Variation of Col. (3) over Col.(2)
| | | | | | | Absolute | Percentage |
| | | 1 | | 2 | 3 | 4 | 5 |
| A. | Income | 34,014.58 | 39,372.41 | 5,357.83 | 15.75 | | | (i+ii) | (100.00) | (100.00) | | | | | i) | Interest Income | 29,179.67 | 34,016.87 | 4,837.20 | 16.58 | | | | | (85.79) | (86.40) | | | | | ii) | Other Income | 4,834.91 | 5,355.54 | 520.63 | 10.77 | | | | | (14.21) | (13.60) | | | B. | Expenditure | 31,335.40 | 37,150.56 | 5,815.16 | 18.56 | | | (i+ii+iii) | (100.00) | (100.00) | | | | | i) | Interest Expended | 19,897.06 | 22,903.11 | 3,006.05 | 15.11 | | | | | (63.50) | (61.65) | | | | | ii) | Provisions and Contingencies | 3,159.96 | 3,517.77 | 357.81 | 11.32 | | | | | (10.08) | (9.47) | | | | | iii) | Operating Expenses | 8,278.38 | 10,729.68 | 2,451.30 | 29.61 | | | | | (26.42) | (28.88) | | | | | | of which : Wage Bill | 5,926.39 | 7,786.39 | 1,860.00 | 31.39 | | | | | (18.91) | (20.96) | | | C. | Profit | | | | | | | i) | Operating Profit | 5,839.14 | 5,739.62 | -99.52 | -1.70 | | | ii) | Net Profit | 2,679.18 | 2,221.85 | -457.33 | -17.07 | | | | | | | | | D. | Total Assets | 3,36,394.33 | 4,02,877.47 | 66,483.14 | 19.76 | | | | | | | | | E. | Financial Ratios (per cent) @ | | | | | | | | | | | | | | | i) | Operating Profit | 1.74 | 1.42 | -0.32 | — | | | ii) | Net Profit | 0.80 | 0.55 | -0.25 | — | | | iii) | Income | 10.11 | 9.77 | -0.34 | — | | | iv) | Interest Income | 8.67 | 8.44 | -0.23 | — | | | v) | Other Income | 1.44 | 1.33 | -0.11 | — | | | vi) | Expenditure | 9.32 | 9.22 | -0.10 | — | | | vii) | Interest Expended | 5.91 | 5.68 | -0.23 | — | | | viii) | Operating Expenses | 2.46 | 2.66 | 0.20 | — | | | ix) | Wage Bill | 1.76 | 1.93 | 0.17 | — | | | x) | Provisions and Contingencies | 0.94 | 0.87 | -0.07 | — | | | xi) | Spread (Net Interest Income) | 2.76 | 2.76 | 0.00 | — |
| @ Ratios to Total Assets. | | | | | Note : Figures in brackets are percentage to the respective total. | |
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