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PDF - Table No.1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation ()
Date : Mar 01, 1996
Table No.1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation

A.

POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION

 
 
 
 
 
 
 
 

(Per cent)


OCCUPATION

RURAL


SEMI-URBAN


URBAN


METROPOLITAN


ALL-INDIA


 
 
 

    1


    2


   3


      4


5     


I.

AGRICULTURE

38.6

 

22.9

 

6.2

 

2.0

 

11.3

 
 

1.

Direct Finance

35.9

 

20.8

 

4.6

 

0.7

 

9.6

 
 

2.

Indirect Finance

2.6

 

2.1

 

1.6

 

1.3

 

1.7

 

II.

INDUSTRY

27.5

 

35.5

 

51.3

 

56.2

 

48.0

 
 

1.

Mining & Quarrying

0.3

 

0.9

 

0.7

 

0.9

 

0.8

 
 

2.

Manufacturing & Processing

26.5

 

33.7

 

49.2

 

51.9

 

45.0

 
 

3.

Electricity, Gas & Water

0.5

 

0.3

 

0.4

 

1.4

 

0.9

 
 

4.

Construction

0.2

 

0.6

 

0.9

 

2.0

 

1.4

 

III.

TRANSPORT OPERATORS

3.1

 

3.5

 

2.1

 

0.8

 

1.8

 

IV.

PROFESSIONAL AND OTHER SERVICES

2.5

 

3.5

 

3.6

 

3.9

 

3.6

 

V.

PERSONAL LOANS

9.1

 

14.6

 

13.3

 

6.5

 

9.3

 
 

1.

Loans for Purchase of Consumer Durables

0.3

 

0.6

 

0.6

 

0.2

 

0.3

 
 

2.

Loans for Housing

2.1

 

4.2

 

4.7

 

1.9

 

2.8

 
 

3.

Rest of the Personal Loans

6.7

 

9.7

 

7.9

 

4.4

 

6.1

 

VI.

TRADE

13.9

 

13.0

 

13.5

 

14.2

 

13.9

 
 

1.

Wholesale Trade

5.5

 

3.7

 

7.2

 

12.0

 

9.0

 
 

2.

Retail Trade

8.3

 

9.3

 

6.3

 

2.2

 

4.9

 

VII.

FINANCE

0.4

 

0.9

 

1.3

 

5.9

 

3.5

 

VIII.


ALL OTHERS


5.0


 

6.1


 

8.6


 

10.4


 

8.6


 

TOTAL BANK CREDIT

100.0

 

100.0

 

100.0

 

100.0

 

100.0

 

OF WHICH:

1.

Artisans & Village Industries

2.0

 

1.1

 

0.5

 

0.1

 

0.6

 
 

2.

Other Small Scale Industries

6.6

 

12.6

 

16.2

 

8.5

 

10.1

 













 

B.      OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP

 
 

OCCUPATION

RURAL


SEMI-URBAN


URBAN


METROPOLITAN


ALL-INDIA


 
 
 

6


7


8


      9


10     


I.

AGRICULTURE

51.7

 

29.3

 

9.5

 

9.5

 

100.0

 
 

1.

Direct Finance

56.5

 

31.2

 

8.2

 

4.0

 

100.0

 
 

2.

Indirect Finance

23.9

 

18.5

 

16.8

 

40.8

 

100.0

 

II.

INDUSTRY

8.7

 

10.7

 

18.6

 

61.9

 

100.0

 
 

1.

Mining & Quarrying

6.8

 

16.4

 

15.9

 

60.9

 

100.0

 
 

2.

Manufacturing & Processing

8.9

 

10.9

 

19.1

 

61.1

 

100.0

 
 

3.

Electricity, Gas & Water

8.1

 

4.7

 

8.3

 

78.9

 

100.0

 
 

4.

Construction

2.7

 

6.6

 

12.0

 

78.7

 

100.0

 

III.

TRANSPORT OPERATORS

26.1

 

28.4

 

20.7

 

24.9

 

100.0

 

IV.

PROFESSIONAL AND OTHER SERVICES

10.5

 

14.3

 

17.8

 

57.4

 

100.0

 

V.

PERSONAL LOANS

14.9

 

22.7

 

25.0

 

37.3

 

100.0

 
 

1.

Loans for Purchase of Consumer Durables

14.3

 

27.1

 

32.2

 

26.4

 

100.0

 
 

2.

Loans for Housing

11.4

 

22.0

 

29.7

 

36.9

 

100.0

 
 

3.

Rest of the Personal Loans

16.6

 

22.8

 

22.5

 

38.1

 

100.0

 

VI.

TRADE

15.1

 

13.6

 

17.0

 

54.3

 

100.0

 
 

1.

Wholesale Trade

9.3

 

6.0

 

14.0

 

70.7

 

100.0

 
 

2.

Retail Trade

25.8

 

27.5

 

22.4

 

24.3

 

100.0

 

VII.

FINANCE

1.5

 

3.6

 

6.5

 

88.4

 

100.0

 

VIII.


ALL OTHERS


8.8


 

10.2


 

17.4


 

63.6


 

100.0


 

TOTAL BANK CREDIT

15.2

 

14.5

 

17.4

 

52.9

 

100.0

 

OF WHICH:

1.

Artisans & Village Industries

52.1

 

26.6

 

14.2

 

7.1

 

100.0

 
 

2.


Other Small Scale Industries


9.9


 

17.9


 

27.9


 

44.3


 

100.0