| Table No. 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000 |
| | | (Amount in Rupees Thousand) |
| SOUTHERN REGION
| STATE : KERALA
| | | | CANNUR
| ERNAKULAM
| IDUKKI
| KASARAGOD
| | | | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | OCCUPATION | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 1,12,152 | 166,67,15 | 73,749 | 282,90,60 | 40,794 | 99,49,56 | 83,295 | 122,63,15 | | | 1. Direct Finance | 1,11,171 | 162,30,81 | 72,846 | 244,47,22 | 40,510 | 98,88,03 | 83,097 | 121,05,14 | | | 2. Indirect Finance | 981 | 4,36,34 | 903 | 38,43,38 | 284 | 61,53 | 198 | 1,58,01 | II. | INDUSTRY | 14,729 | 147,95,33 | 50,463 | 1690,09,37 | 4,650 | 37,94,22 | 5,871 | 28,48,72 | | | 1. Mining & Quarrying | 12 | 79,39 | 48 | 111,76,74 | 6 | 18,83 | 7 | 57,77 | | | 2. Manufacturing & Processing | 14,529 | 139,30,03 | 48,968 | 1445,22,68 | 4,571 | 36,03,98 | 5,735 | 24,52,65 | | | 3. Electricity, Gas & Water | 3 | 11,66 | 31 | 31,09,30 | 1 | 5,23 | — | — | | | 4. Construction | 185 | 7,74,25 | 1,416 | 102,00,65 | 72 | 1,66,18 | 129 | 3,38,30 | III. | TRANSPORT OPERATORS | 4,654 | 29,44,47 | 6,171 | 59,86,79 | 1,302 | 9,28,59 | 2,537 | 14,97,46 | IV. | PROFESSIONAL AND OTHER SERVICES | 11,255 | 40,09,70 | 13,482 | 240,74,33 | 2,588 | 10,98,83 | 4,836 | 11,04,37 | V. | PERSONAL LOANS | 43,941 | 180,25,06 | 2,05,807 | 801,78,65 | 27,209 | 89,52,69 | 24,284 | 77,71,85 | | | 1. Loans for Purchase of Consumer Durables | 3,718 | 7,30,58 | 12,389 | 33,33,13 | 3,645 | 5,26,28 | 1,590 | 2,69,14 | | | 2. Loans for Housing | 12,509 | 94,38,68 | 44,587 | 322,95,43 | 6,906 | 51,96,45 | 5,544 | 37,32,99 | | | 3. Rest of the Personal Loans | 27,714 | 78,55,80 | 1,48,831 | 445,50,09 | 16,658 | 32,29,96 | 17,150 | 37,69,72 | VI. | TRADE | 59,838 | 153,47,30 | 36,645 | 637,80,17 | 10,600 | 73,95,49 | 38,476 | 69,53,90 | | | 1. Wholesale Trade | 699 | 23,64,40 | 4,130 | 279,33,61 | 470 | 24,88,09 | 222 | 5,76,01 | | | 2. Retail Trade | 59,139 | 129,82,90 | 32,515 | 358,46,56 | 10,130 | 49,07,40 | 38,254 | 63,77,89 | VII. | FINANCE | 250 | 14,88,23 | 672 | 33,47,41 | 73 | 65,63 | 6 | 1,58,17 | VIII.
| ALL OTHERS
| 18,472
| 63,74,02
| 64,245
| 646,16,13
| 8,201
| 29,25,27
| 14,791
| 25,39,18
| TOTAL BANK CREDIT | 2,65,291 | 796,51,26 | 4,51,234 | 4392,83,45 | 95,417 | 351,10,28 | 1,74,096 | 351,36,80 | OF WHICH: | 1. Artisans & Village Industries | 6,936 | 9,51,21 | 16,829 | 26,18,82 | 1,790 | 3,54,61 | 3,406 | 5,23,16 |
| 2. Other Small Scale Industries
| 5,737
| 66,04,37
| 19,904
| 301,09,96
| 2,044
| 14,50,62
| 1,676
| 15,20,56
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| STATE : KERALA
| | | | KOLLAM
| KOTTAYAM
| KOZHIKODE
| MALAPPURAM
| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 49,100 | 110,26,03 | 69,896 | 155,89,28 | 1,94,881 | 200,62,27 | 1,59,498 | 179,83,15 | | | 1. Direct Finance | 48,685 | 104,54,65 | 69,642 | 143,40,23 | 1,94,719 | 195,13,56 | 1,59,351 | 178,72,85 | | | 2. Indirect Finance | 415 | 5,71,38 | 254 | 12,49,05 | 162 | 5,48,71 | 147 | 1,10,30 | II. | INDUSTRY | 25,582 | 599,45,44 | 24,285 | 252,64,66 | 27,630 | 245,60,76 | 22,191 | 68,32,79 | | | 1. Mining & Quarrying | 12 | 7,34,76 | 20 | 1,37,66 | 6 | 27,50 | 7 | 19,70 | | | 2. Manufacturing & Processing | 25,430 | 582,11,49 | 24,095 | 239,44,93 | 27,281 | 232,51,54 | 22,084 | 62,15,01 | | | 3. Electricity, Gas & Water | 2 | 5,30 | 3 | 13,67 | — | — | 1 | 3,61 | | | 4. Construction | 138 | 9,93,89 | 167 | 11,68,40 | 343 | 12,81,72 | 99 | 5,94,47 | III. | TRANSPORT OPERATORS | 3,931 | 33,60,56 | 4,809 | 32,63,55 | 5,247 | 41,20,24 | 3,228 | 22,24,19 | IV. | PROFESSIONAL AND OTHER SERVICES | 6,964 | 26,19,41 | 7,926 | 33,82,37 | 20,372 | 74,78,20 | 14,605 | 33,52,37 | V. | PERSONAL LOANS | 60,432 | 218,62,45 | 71,028 | 270,29,00 | 77,880 | 251,08,25 | 40,316 | 124,60,09 | | | 1. Loans for Purchase of Consumer Durables | 5,750 | 12,97,35 | 5,682 | 14,70,42 | 11,323 | 21,01,40 | 4,536 | 10,48,71 | | | 2. Loans for Housing | 11,622 | 86,92,31 | 17,335 | 115,56,39 | 14,211 | 105,46,19 | 8,420 | 56,86,98 | | | 3. Rest of the Personal Loans | 43,060 | 118,72,79 | 48,011 | 140,02,19 | 52,346 | 124,60,66 | 27,360 | 57,24,40 | VI. | TRADE | 21,057 | 126,20,18 | 24,020 | 260,90,75 | 53,845 | 251,25,29 | 52,539 | 140,06,54 | | | 1. Wholesale Trade | 1,130 | 30,59,90 | 1,833 | 111,05,54 | 1,322 | 75,39,79 | 1,125 | 31,78,96 | | | 2. Retail Trade | 19,927 | 95,60,28 | 22,187 | 149,85,21 | 52,523 | 175,85,50 | 51,414 | 108,27,58 | VII. | FINANCE | 389 | 5,06,85 | 417 | 1,43,18 | 195 | 7,02,41 | 79 | 11,02,45 | VIII.
| ALL OTHERS
| 42,123
| 125,63,84
| 26,262
| 108,21,72
| 25,266
| 115,15,28
| 23,343
| 86,09,51
| TOTAL BANK CREDIT | 2,09,578 | 1245,04,76 | 2,28,643 | 1115,84,51 | 4,05,316 | 1186,72,70 | 3,15,799 | 665,71,09 | OF WHICH: | 1. Artisans & Village Industries | 10,417 | 14,90,10 | 6,995 | 12,62,89 | 13,170 | 15,91,53 | 10,037 | 11,30,01 |
| 2. Other Small Scale Industries
| 8,529
| 235,10,23
| 10,601
| 84,89,22
| 10,530
| 85,06,34
| 8,295
| 30,43,29
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| STATE : KERALA
| | | | PALAKKAD
| PATHANAMTHITTA
| THIRUVANANTHA
PURAM
| THRISSUR
| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 98,938 | 161,37,53 | 36,560 | 60,07,52 | 88,493 | 194,62,32 | 78,724 | 143,61,39 | | | 1. Direct Finance | 98,645 | 157,82,80 | 36,399 | 59,36,52 | 87,886 | 130,21,13 | 77,949 | 136,27,50 | | | 2. Indirect Finance | 293 | 3,54,73 | 161 | 71,00 | 607 | 64,41,19 | 775 | 7,33,89 | II. | INDUSTRY | 19,335 | 264,18,52 | 9,991 | 51,77,93 | 35,933 | 404,12,86 | 29,402 | 292,53,73 | | | 1. Mining & Quarrying | 11 | 52,12 | 29 | 5,44,02 | 30 | 7,93,88 | 14 | 1,24,91 | | | 2. Manufacturing & Processing | 19,174 | 253,48,70 | 9,863 | 40,60,17 | 35,471 | 306,25,67 | 29,112 | 278,35,53 | | | 3. Electricity, Gas & Water | 4 | 8,87 | 7 | 74,54 | 18 | 65,28,69 | 1 | 3,63 | | | 4. Construction | 146 | 10,08,83 | 92 | 4,99,20 | 414 | 24,64,62 | 275 | 12,89,66 | III. | TRANSPORT OPERATORS | 4,118 | 26,02,71 | 3,488 | 26,12,83 | 6,341 | 44,71,77 | 6,284 | 45,91,20 | IV. | PROFESSIONAL AND OTHER SERVICES | 9,364 | 29,13,84 | 5,204 | 36,68,96 | 13,841 | 128,36,07 | 16,304 | 62,60,40 | V. | PERSONAL LOANS | 64,769 | 196,36,80 | 48,401 | 196,61,56 | 1,25,885 | 493,98,68 | 94,268 | 384,97,16 | | | 1. Loans for Purchase of Consumer Durables | 8,197 | 13,26,04 | 2,822 | 6,16,28 | 10,010 | 24,23,11 | 9,108 | 18,48,07 | | | 2. Loans for Housing | 13,223 | 90,64,71 | 9,657 | 66,04,86 | 25,590 | 181,33,99 | 26,067 | 173,24,75 | | | 3. Rest of the Personal Loans | 43,349 | 92,46,05 | 35,922 | 124,40,42 | 90,285 | 288,41,58 | 59,093 | 193,24,34 | VI. | TRADE | 24,324 | 119,21,01 | 12,352 | 121,36,73 | 40,601 | 537,28,03 | 30,040 | 215,10,36 | | | 1. Wholesale Trade | 1,542 | 30,54,24 | 625 | 64,33,81 | 2,962 | 359,38,66 | 2,078 | 56,45,41 | | | 2. Retail Trade | 22,782 | 88,66,77 | 11,727 | 57,02,92 | 37,639 | 177,89,37 | 27,962 | 158,64,95 | VII. | FINANCE | 439 | 1,76,47 | 341 | 2,85,04 | 545 | 58,98,05 | 659 | 7,79,74 | VIII.
| ALL OTHERS
| 21,275
| 79,49,54
| 18,885
| 69,90,10
| 56,795
| 275,24,88
| 38,636
| 169,56,42
| TOTAL BANK CREDIT | 2,42,562 | 877,56,42 | 1,35,222 | 565,40,67 | 3,68,434 | 2137,32,66 | 2,94,317 | 1322,10,40 | OF WHICH: | 1. Artisans & Village Industries | 5,863 | 10,04,35 | 3,954 | 6,67,56 | 13,524 | 22,56,49 | 9,337 | 17,64,25 |
| 2. Other Small Scale Industries
| 9,002
| 74,76,62
| 4,163
| 24,92,54
| 17,472
| 93,07,33
| 14,748
| 147,05,32
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| STATE : KERALA
| | | | WAYANAD
| ALAPUZHA
| | | | No. of | Amount | No. of | Amount | OCCUPATION | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 89,027 | 168,42,76 | 55,164 | 79,39,18 | | | 1. Direct Finance | 88,873 | 167,21,31 | 54,944 | 77,09,24 | | | 2. Indirect Finance | 154 | 1,21,45 | 220 | 2,29,94 | II. | INDUSTRY | 3,921 | 21,88,23 | 26,057 | 341,08,14 | | | 1. Mining & Quarrying | 3 | 8,41 | 4 | 34,87 | | | 2. Manufacturing & Processing | 3,899 | 20,65,29 | 25,615 | 328,98,23 | | | 3. Electricity, Gas & Water | — | — | 6 | 1,01,35 | | | 4. Construction | 19 | 1,14,53 | 432 | 10,73,69 | III. | TRANSPORT OPERATORS | 1,402 | 8,08,54 | 4,774 | 30,89,76 | IV. | PROFESSIONAL AND OTHER SERVICES | 5,489 | 6,89,53 | 9,878 | 22,74,96 | V. | PERSONAL LOANS | 12,706 | 41,11,89 | 67,889 | 206,09,70 | | | 1. Loans for Purchase of Consumer Durables | 1,605 | 3,01,84 | 6,318 | 11,22,11 | | | 2. Loans for Housing | 2,717 | 19,98,23 | 14,263 | 79,07,84 | | | 3. Rest of the Personal Loans | 8,384 | 18,11,82 | 47,308 | 115,79,75 | VI. | TRADE | 19,419 | 43,52,57 | 23,609 | 160,43,71 | | | 1. Wholesale Trade | 151 | 5,21,61 | 1,831 | 73,31,88 | | | 2. Retail Trade | 19,268 | 38,30,96 | 21,778 | 87,11,83 | VII. | FINANCE | 10 | 11,08 | 1,012 | 13,53,02 | VIII.
| ALL OTHERS
| 6,065
| 21,41,92
| 36,338
| 108,25,98
| | | TOTAL BANK CREDIT | 1,38,039 | 311,46,52 | 2,24,721 | 962,44,45 | OF WHICH: | 1. Artisans & Village Industries | 1,799 | 2,75,74 | 9,440 | 14,74,80 |
| 2. Other Small Scale Industries
| 1,595
| 5,23,34
| 11,469
| 127,21,42
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