| Table No. 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000 |
| | | (Amount in Rupees Thousand) | NORTHERN REGION
| STATE : JAMMU & KASHMIR
| | | | ANANTNAG
| BADGAM
| BARAMULLA
| | | | No. of | Amount | No. of | Amount | No. of | Amount | OCCUPATION | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 3,754 | 3,44,63 | 2,560 | 3,49,77 | 7,701 | 19,45,03 | | | 1. Direct Finance | 3,714 | 3,40,07 | 1,987 | 3,01,57 | 7,576 | 19,03,66 | | | 2. Indirect Finance | 40 | 4,56 | 573 | 48,20 | 125 | 41,37 | II. | INDUSTRY | 2,126 | 6,72,89 | 2,511 | 22,39,13 | 2,306 | 8,45,62 | | | 1. Mining & Quarrying | — | — | — | — | — | — | | | 2. Manufacturing & Processing | 2,123 | 6,70,81 | 2,508 | 21,98,06 | 2,271 | 7,84,73 | | | 3. Electricity, Gas & Water | — | — | — | — | — | — | | | 4. Construction | 3 | 2,08 | 3 | 41,07 | 35 | 60,89 | III. | TRANSPORT OPERATORS | 814 | 8,41,09 | 486 | 8,79,59 | 1,456 | 7,79,91 | IV. | PROFESSIONAL AND OTHER SERVICES | 540 | 2,75,19 | 129 | 1,07,98 | 197 | 99,08 | V. | PERSONAL LOANS | 7,279 | 18,07,62 | 5,493 | 18,65,62 | 6,589 | 17,18,40 | | | 1. Loans for Purchase of Consumer Durables | 1,014 | 2,02,74 | 896 | 2,62,11 | 911 | 2,16,01 | | | 2. Loans for Housing | 849 | 4,96,48 | 901 | 10,43,12 | 951 | 5,52,98 | | | 3. Rest of the Personal Loans | 5,416 | 11,08,40 | 3,696 | 5,60,39 | 4,727 | 9,49,41 | VI. | TRADE | 3,474 | 16,72,05 | 1,652 | 12,26,67 | 5,378 | 21,10,06 | | | 1. Wholesale Trade | 353 | 87,02 | 60 | 3,24,91 | 174 | 1,38,77 | | | 2. Retail Trade | 3,121 | 15,85,03 | 1,592 | 9,01,76 | 5,204 | 19,71,29 | VII. | FINANCE | 2 | 1,76 | 43 | 38,52 | 2 | 35,48 | VIII.
| ALL OTHERS
| 1,222
| 2,90,52
| 622
| 3,79,21
| 1,504
| 4,40,40
| TOTAL BANK CREDIT | 19,211 | 59,05,75 | 13,496 | 70,86,49 | 25,133 | 79,73,98 | OF WHICH: | 1. Artisans & Village Industries | 756 | 1,70,28 | 1,543 | 1,29,67 | 1,253 | 1,81,14 |
| 2. Other Small Scale Industries
| 1,068
| 2,75,41
| 642
| 10,74,37
| 745
| 3,45,52
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| STATE : JAMMU & KASHMIR
| | | | DODA
| JAMMU
| KARGIL
| KATHUA
| | | | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | OCCUPATION | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 4,262 | 6,10,89 | 12,400 | 33,18,57 | 194 | 15,64 | 5,237 | 12,19,15 | | | 1. Direct Finance | 4,262 | 6,10,89 | 12,267 | 31,04,13 | 135 | 10,04 | 5,061 | 10,51,31 | | | 2. Indirect Finance | — | — | 133 | 2,14,44 | 59 | 5,60 | 176 | 1,67,84 | II. | INDUSTRY | 446 | 1,25,43 | 5,879 | 198,43,43 | 207 | 32,71 | 1,175 | 42,99,11 | | | 1. Mining & Quarrying | — | — | 18 | 1,61,57 | — | — | — | — | | | 2. Manufacturing & Processing | 445 | 1,24,50 | 5,701 | 189,94,71 | 207 | 32,71 | 1,153 | 40,93,73 | | | 3. Electricity, Gas & Water | — | — | 6 | 28,39 | — | — | — | — | | | 4. Construction | 1 | 93 | 154 | 6,58,76 | — | — | 22 | 2,05,38 | III. | TRANSPORT OPERATORS | 299 | 2,27,32 | 5,295 | 37,00,13 | 51 | 94,63 | 1,170 | 7,39,69 | IV. | PROFESSIONAL AND OTHER SERVICES | 136 | 51,32 | 1,320 | 16,51,37 | 68 | 7,25 | 154 | 60,81 | V. | PERSONAL LOANS | 3,043 | 6,79,98 | 35,330 | 145,43,03 | 223 | 72,09 | 5,915 | 14,63,12 | | | 1. Loans for Purchase of Consumer Durables | 267 | 55,12 | 3,860 | 14,40,77 | 4 | 1,03 | 659 | 1,98,70 | | | 2. Loans for Housing | 486 | 1,90,04 | 7,365 | 54,02,29 | 18 | 16,06 | 1,110 | 3,90,67 | | | 3. Rest of the Personal Loans | 2,290 | 4,34,82 | 24,105 | 76,99,97 | 201 | 55,00 | 4,146 | 8,73,75 | VI. | TRADE | 2,069 | 8,32,36 | 12,018 | 105,15,89 | 592 | 1,90,74 | 3,404 | 16,96,12 | | | 1. Wholesale Trade | 1 | 8 | 1,651 | 28,54,04 | — | — | 49 | 1,12,72 | | | 2. Retail Trade | 2,068 | 8,32,28 | 10,367 | 76,61,85 | 592 | 1,90,74 | 3,355 | 15,83,40 | VII. | FINANCE | — | — | 140 | 6,31,68 | — | — | 14 | 21,30 | VIII.
| ALL OTHERS
| 479
| 1,04,88
| 5,788
| 38,59,73
| 30
| 3,07
| 1,048
| 2,75,77
| TOTAL BANK CREDIT | 10,734 | 26,32,18 | 78,170 | 580,63,83 | 1,365 | 4,16,13 | 18,117 | 97,75,07 | OF WHICH: | 1. Artisans & Village Industries | 115 | 18,07 | 1,976 | 4,20,56 | 170 | 23,83 | 422 | 1,01,81 |
| 2. Other Small Scale Industries
| 292
| 80,62
| 2,704
| 114,83,39
| 35
| 3,57
| 562
| 15,94,77
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| STATE : JAMMU & KASHMIR
| | | | KUPWARA
| LADAKH
| POONCH
| PULWAMA
| | | | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | OCCUPATION | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 2,789 | 2,90,79 | 622 | 56,45 | 3,370 | 2,65,57 | 3,855 | 7,00,71 | | | 1. Direct Finance | 2,775 | 2,87,95 | 622 | 56,45 | 3,346 | 2,55,45 | 3,726 | 6,74,48 | | | 2. Indirect Finance | 14 | 2,84 | — | — | 24 | 10,12 | 129 | 26,23 | II. | INDUSTRY | 464 | 1,15,94 | 257 | 2,68,70 | 155 | 57,52 | 689 | 6,09,80 | | | 1. Mining & Quarrying | — | — | — | — | — | — | 1 | 7,01 | | | 2. Manufacturing & Processing | 464 | 1,15,94 | 257 | 2,68,70 | 155 | 57,52 | 677 | 5,77,24 | | | 3. Electricity, Gas & Water | — | — | — | — | — | — | — | — | | | 4. Construction | — | — | — | — | — | — | 11 | 25,55 | III. | TRANSPORT OPERATORS | 350 | 2,08,19 | 220 | 3,37,72 | 88 | 1,54,43 | 468 | 6,27,61 | IV. | PROFESSIONAL AND OTHER SERVICES | 4 | 21 | 252 | 1,26,81 | 209 | 24,11 | 83 | 30,10 | V. | PERSONAL LOANS | 1,639 | 3,54,84 | 732 | 3,11,87 | 2,512 | 4,70,64 | 4,118 | 10,82,52 | | | 1. Loans for Purchase of Consumer Durables | 223 | 39,22 | 54 | 11,92 | 289 | 61,83 | 574 | 1,23,81 | | | 2. Loans for Housing | 362 | 1,48,48 | 102 | 36,70 | 266 | 1,02,43 | 313 | 2,33,61 | | | 3. Rest of the Personal Loans | 1,054 | 1,67,14 | 576 | 2,63,25 | 1,957 | 3,06,38 | 3,231 | 7,25,10 | VI. | TRADE | 1,837 | 6,80,59 | 526 | 2,22,10 | 1,348 | 3,61,32 | 2,087 | 11,34,34 | | | 1. Wholesale Trade | 248 | 48,40 | 4 | 22,40 | 198 | 26,17 | 94 | 96,59 | | | 2. Retail Trade | 1,589 | 6,32,19 | 522 | 1,99,70 | 1,150 | 3,35,15 | 1,993 | 10,37,75 | VII. | FINANCE | 28 | 4,96 | — | — | — | — | — | — | VIII.
| ALL OTHERS
| 338
| 1,18,95
| 155
| 1,11,61
| 198
| 28,75
| 377
| 1,05,56
| TOTAL BANK CREDIT | 7,449 | 17,74,47 | 2,764 | 14,35,26 | 7,880 | 13,62,34 | 11,677 | 42,90,64 | OF WHICH: | 1. Artisans & Village Industries | 278 | 39,29 | 207 | 20,61 | 100 | 10,04 | 146 | 23,73 |
| 2. Other Small Scale Industries
| 128
| 42,11
| 26
| 12,89
| 24
| 13,51
| 428
| 2,84,70
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NORTHERN REGION
| STATE : JAMMU & KASHMIR
| | | | RAJOURI
| SRINAGAR
| UDHAMPUR
| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 3,839 | 3,75,02 | 5,351 | 43,86,86 | 5,060 | 5,27,90 | | | 1. Direct Finance | 3,829 | 3,72,69 | 5,304 | 43,30,91 | 5,039 | 5,21,84 | | | 2. Indirect Finance | 10 | 2,33 | 47 | 55,95 | 21 | 6,06 | II. | INDUSTRY | 234 | 72,88 | 11,865 | 148,01,97 | 1,341 | 6,10,96 | | | 1. Mining & Quarrying | — | — | 8 | 7,03,40 | 5 | 16,99 | | | 2. Manufacturing & Processing | 234 | 72,88 | 11,706 | 135,05,03 | 1,319 | 5,33,24 | | | 3. Electricity, Gas & Water | — | — | 7 | 26,25 | 2 | 28,85 | | | 4. Construction | — | — | 144 | 5,67,29 | 15 | 31,88 | III. | TRANSPORT OPERATORS | 986 | 2,75,89 | 2,260 | 29,71,91 | 877 | 7,38,34 | IV. | PROFESSIONAL AND OTHER SERVICES | 47 | 14,54 | 15,195 | 1052,15,53 | 361 | 4,81,02 | V. | PERSONAL LOANS | 2,981 | 6,44,80 | 25,076 | 89,04,21 | 7,367 | 18,32,30 | | | 1. Loans for Purchase of Consumer Durables | 365 | 81,07 | 7,697 | 20,25,76 | 1,510 | 3,09,71 | | | 2. Loans for Housing | 116 | 76,65 | 3,180 | 25,02,46 | 939 | 4,33,72 | | | 3. Rest of the Personal Loans | 2,500 | 4,87,08 | 14,199 | 43,75,99 | 4,918 | 10,88,87 | VI. | TRADE | 1,927 | 5,60,29 | 10,463 | 128,55,65 | 3,573 | 18,52,33 | | | 1. Wholesale Trade | 10 | 8,97 | 1,664 | 49,94,22 | 117 | 1,39,67 | | | 2. Retail Trade | 1,917 | 5,51,32 | 8,799 | 78,61,43 | 3,456 | 17,12,66 | VII. | FINANCE | — | — | 26 | 5,64,58 | 8 | 5,31 | VIII.
| ALL OTHERS
| 361
| 94,96
| 3,714
| 66,86,16
| 1,938
| 7,13,26
| | | TOTAL BANK CREDIT | 10,375 | 20,38,38 | 73,950 | 1563,86,87 | 20,525 | 67,61,42 | OF WHICH: | 1. Artisans & Village Industries | 3,592 | 8,92,16 | 490 | 75,95 | 4,174 | 9,55,59 |
| 2. Other Small Scale Industries
| 5,646
| 55,40,74
| 719
| 3,77,33
| 11,070
| 273,99,42
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