| Table No. 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000 |
| | | (Amount in Rupees Thousand) | NORTHERN REGION
| STATE : HIMACHAL PRADESH
| | | | BILASPUR
| CHAMBA
| HAMIRPUR
| | | | No. of | Amount | No. of | Amount | No. of | Amount | OCCUPATION | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 6,324 | 9,39,64 | 4,334 | 4,56,24 | 7,200 | 12,62,18 | | | 1. Direct Finance | 6,219 | 9,09,88 | 4,093 | 3,90,35 | 7,174 | 12,53,91 | | | 2. Indirect Finance | 105 | 29,76 | 241 | 65,89 | 26 | 8,27 | II. | INDUSTRY | 1,322 | 3,20,92 | 1,792 | 3,14,74 | 1,880 | 5,28,88 | | | 1. Mining & Quarrying | — | — | 1 | 6,54 | 1 | 3,60 | | | 2. Manufacturing & Processing | 1,190 | 3,10,98 | 1,791 | 3,08,20 | 1,714 | 4,76,92 | | | 3. Electricity, Gas & Water | — | — | — | — | — | — | | | 4. Construction | 132 | 9,94 | — | — | 165 | 48,36 | III. | TRANSPORT OPERATORS | 917 | 7,92,27 | 2,072 | 9,25,45 | 1,629 | 12,60,69 | IV. | PROFESSIONAL AND OTHER SERVICES | 330 | 86,76 | 483 | 2,05,62 | 595 | 1,15,44 | V. | PERSONAL LOANS | 3,906 | 9,99,07 | 6,661 | 13,56,63 | 5,013 | 15,45,62 | | | 1. Loans for Purchase of Consumer Durables | 325 | 85,57 | 572 | 1,39,75 | 249 | 66,60 | | | 2. Loans for Housing | 569 | 2,85,06 | 635 | 3,04,86 | 1,054 | 6,28,50 | | | 3. Rest of the Personal Loans | 3,012 | 6,28,44 | 5,454 | 9,12,02 | 3,710 | 8,50,52 | VI. | TRADE | 2,979 | 13,72,90 | 4,115 | 11,44,58 | 3,979 | 16,07,00 | | | 1. Wholesale Trade | 47 | 73,75 | 43 | 75,53 | 25 | 91,98 | | | 2. Retail Trade | 2,932 | 12,99,15 | 4,072 | 10,69,05 | 3,954 | 15,15,02 | VII. | FINANCE | — | — | 1 | 50,35 | 12 | 2,00 | VIII.
| ALL OTHERS
| 1,028
| 3,40,10
| 1,927
| 4,49,74
| 1,758
| 5,00,78
| | | TOTAL BANK CREDIT | 16,806 | 48,51,66 | 21,385 | 49,03,35 | 22,066 | 68,22,59T | OF WHICH: | 1. Artisans & Village Industries | 753 | 1,29,44 | 1,287 | 1,56,00 | 1,037 | 1,98,30 |
| 2. Other Small Scale Industries
| 393
| 1,61,29
| 415
| 82,86
| 624
| 2,36,13
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NORTHERN REGION
| STATE : HIMACHAL PRADESH
| | | | KANGRA
| KINNAUR
| KULU
| LAHUL & SPITI
| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 19,971 | 29,07,33 | 2,013 | 2,68,31 | 8,965 | 18,21,80 | 737 | 1,13,31 | | | 1. Direct Finance | 19,656 | 28,51,12 | 1,965 | 2,66,37 | 8,827 | 17,88,97 | 737 | 1,13,31 | | | 2. Indirect Finance | 315 | 56,21 | 48 | 1,94 | 138 | 32,83 | — | — | II. | INDUSTRY | 4,824 | 70,75,49 | 402 | 7,53,37 | 2,824 | 16,97,35 | 304 | 24,13 | | | 1. Mining & Quarrying | 24 | 1,81,75 | — | — | 4 | 8,08 | — | — | | | 2. Manufacturing & Processing | 4,740 | 68,14,88 | 401 | 52,34 | 2,804 | 8,96,44 | 304 | 24,13 | | | 3. Electricity, Gas & Water | 5 | 27,26 | — | — | 2 | 7,76,88 | — | — | | | 4. Construction | 55 | 51,60 | 1 | 7,01,03 | 14 | 15,95 | — | — | III. | TRANSPORT OPERATORS | 3,426 | 27,38,77 | 247 | 1,61,08 | 1,798 | 14,75,90 | 73 | 38,46 | IV. | PROFESSIONAL AND OTHER SERVICES | 1,843 | 6,35,99 | 393 | 49,69 | 853 | 4,11,78 | 44 | 19,26 | V. | PERSONAL LOANS | 27,195 | 76,83,67 | 1,401 | 3,65,35 | 8,052 | 24,75,84 | 440 | 98,72 | | | 1. Loans for Purchase of Consumer Durables | 2,326 | 6,87,59 | 38 | 7,20 | 728 | 1,93,57 | 42 | 5,92 | | | 2. Loans for Housing | 3,915 | 24,63,93 | 267 | 1,32,37 | 1,524 | 8,57,51 | 26 | 15,26 | | | 3. Rest of the Personal Loans | 20,954 | 45,32,15 | 1,096 | 2,25,78 | 5,800 | 14,24,76 | 372 | 77,54 | VI. | TRADE | 9,951 | 44,68,39 | 536 | 2,26,88 | 4,241 | 20,38,99 | 426 | 1,56,37 | | | 1. Wholesale Trade | 373 | 8,12,59 | 8 | 8,02 | 131 | 1,50,97 | — | — | | | 2. Retail Trade | 9,578 | 36,55,80 | 528 | 2,18,86 | 4,110 | 18,88,02 | 426 | 1,56,37 | VII. | FINANCE | 60 | 15,38 | — | — | 13 | 2,07 | — | — | VIII.
| ALL OTHERS
| 4,600
| 15,72,78
| 262
| 73,58
| 1,279
| 3,50,93
| 56
| 16,17
| TOTAL BANK CREDIT | 71,870 | 270,97,80 | 5,254 | 18,98,26 | 28,025 | 102,74,66 | 2,080 | 4,66,42 | OF WHICH: | 1. Artisans & Village Industries | 2,277 | 3,01,73 | 368 | 39,88 | 1,825 | 2,65,91 | 166 | 9,76 |
| 2. Other Small Scale Industries
| 2,166
| 18,47,43
| 18
| 3,04
| 832
| 3,36,90
| 137
| 14,37
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| STATE : HIMACHAL PRADESH
| | | MANDI
| SIMLA
| SIRMAUR
| SOLAN
| UNA
| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 14,392 | 18,25,15 | 14,116 | 35,75,54 | 6,248 | 8,74,75 | 7,982 | 22,90,60 | 7,749 | 17,93,69 | | | 1. Direct Finance | 14,115 | 16,05,46 | 14,057 | 35,06,11 | 6,188 | 8,48,93 | 7,915 | 20,40,93 | 7,725 | 15,85,52 | | | 2. Indirect Finance | 277 | 2,19,69 | 59 | 69,43 | 60 | 25,82 | 67 | 2,49,67 | 24 | 2,08,17 | II. | INDUSTRY | 5,463 | 15,26,18 | 2,373 | 118,06,98 | 1,423 | 50,38,59 | 3,965 | 226,06,93 | 3,031 | 25,29,11 | | | 1. Mining & Quarrying | 6 | 22,50 | 11 | 1,31,73 | 12 | 1,12,54 | 17 | 1,11,67 | - | - | | | 2. Manufacturing & Processing | 5,385 | 14,30,28 | 2,298 | 35,07,61 | 1,396 | 49,21,04 | 3,940 | 224,72,65 | 3,015 | 24,96,86 | | | 3. Electricity, Gas & Water | - | - | 9 | 79,70,39 | - | - | 3 | 19,87 | - | - | | | 4. Construction | 72 | 73,40 | 55 | 1,97,25 | 15 | 5,01 | 5 | 2,74 | 16 | 32,25 | III. | TRANSPORT OPERATORS | 2,958 | 22,45,25 | 2,110 | 39,56,30 | 339 | 3,41,58 | 1,102 | 13,56,82 | 706 | 5,13,47 | IV. | PROFESSIONAL AND OTHER SERVICES | 866 | 3,13,36 | 1,866 | 13,22,22 | 1,146 | 3,01,80 | 1,158 | 5,75,02 | 597 | 2,36,78 | V. | PERSONAL LOANS | 17,707 | 41,16,32 | 21,253 | 96,34,57 | 6,521 | 18,70,89 | 10,454 | 36,66,76 | 7,306 | 22,03,78 | | | 1. Loans for Purchase of Consumer Durables | 1,684 | 3,88,05 | 2,341 | 5,19,57 | 480 | 96,03 | 1,494 | 3,23,47 | 492 | 1,14,62 | | | 2. Loans for Housing | 2,350 | 11,15,20 | 3,306 | 49,47,47 | 1,398 | 8,11,59 | 2,062 | 15,43,46 | 1,208 | 5,94,85 | | | 3. Rest of the Personal Loans | 13,673 | 26,13,07 | 15,606 | 41,67,53 | 4,643 | 9,63,27 | 6,898 | 17,99,83 | 5,606 | 14,94,31 | VI. | TRADE | 8,621 | 34,34,15 | 7,210 | 46,61,20 | 3,249 | 15,14,64 | 4,096 | 25,30,45 | 3,186 | 16,31,57 | | | 1. Wholesale Trade | 405 | 5,23,58 | 229 | 4,94,22 | 116 | 2,08,03 | 142 | 5,10,34 | 129 | 2,40,31 | | | 2. Retail Trade | 8,216 | 29,10,57 | 6,981 | 41,66,98 | 3,133 | 13,06,61 | 3,954 | 20,20,11 | 3,057 | 13,91,26 | VII. | FINANCE | 40 | 10,97 | 24 | 11,85,71 | 5 | 41,31 | 2 | 1,09,00 | 4 | 26,73 | VIII.
| ALL OTHERS
| 3,932
| 8,81,47
| 6,053
| 42,04,93
| 1,606
| 6,75,03
| 4,727
| 23,44,37
| 1,589
| 5,21,90
| TOTAL BANK CREDIT | 53,979 | 143,52,85 | 55,005 | 403,47,45 | 20,537 | 106,58,59 | 33,486 | 354,79,95 | 24,168 | 94,57,03 | OF WHICH: | 1. Artisans & Village Industries | 3,450 | 3,75,58 | 1,246 | 2,13,34 | 526 | 73,44 | 1,507 | 2,95,35 | 1,021 | 1,70,87 |
| 2. Other Small Scale Industries
| 1,651
| 6,87,92
| 800
| 6,89,81
| 571
| 34,01,09
| 1,763
| 71,87,74
| 1,473
| 16,44,41
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