| Table No. 5.8 - State and Population Group-Wise Classification of Outstanding Credit Of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation - March 2000 |
State : Andhra Pradesh
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| METROPOLITAN
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 21,74,135 | 2562,91 | 9,52,917 | 1294,18 | 1,72,402 | 323,78 | 32,99,454 | 4180,87 | | | 1. Direct Finance | 21,46,612 | 2529,92 | 9,38,303 | 1265,63 | 1,62,729 | 291,86 | 32,47,644 | 4087,42 | | | 2. Indirect Finance | 27,523 | 32,99 | 14,614 | 28,55 | 9,673 | 31,91 | 51,810 | 93,45 | II. | INDUSTRY | 1,01,658 | 134,89 | 99,850 | 187,24 | 1,49,746 | 299,51 | 3,51,254 | 621,64 | III. | TRANSPORT OPERATORS | 17,415 | 44,60 | 17,021 | 52,37 | 26,080 | 81,31 | 60,516 | 178,27 | IV. | PROFESSIONAL AND OTHER SERVICES | 71,690 | 69,38 | 46,373 | 70,19 | 52,867 | 134,79 | 1,70,930 | 274,37 | V. | PERSONAL LOANS | 4,38,690 | 680,07 | 4,38,841 | 905,61 | 6,49,358 | 1782,40 | 15,26,889 | 3368,08 | | | 1. Loans for Purchase of Consumer Durables | 25,029 | 32,46 | 32,537 | 51,35 | 62,327 | 115,50 | 1,19,893 | 199,30 | | | 2. Loans for Housing | 30,937 | 101,76 | 51,404 | 206,18 | 1,08,843 | 488,70 | 1,91,184 | 796,65 | | | 3. Rest of the Personal Loans | 3,82,724 | 545,85 | 3,54,900 | 648,08 | 4,78,188 | 1178,19 | 12,15,812 | 2372,12 | VI. | TRADE | 2,36,061 | 251,09 | 1,57,023 | 302,84 | 1,23,404 | 313,53 | 5,16,488 | 867,46 | | | 1. Wholesale Trade | 7,287 | 10,93 | 10,508 | 30,24 | 12,811 | 42,35 | 30,606 | 83,52 | | | 2. Retail Trade | 2,28,774 | 240,16 | 1,46,515 | 272,61 | 1,10,593 | 271,18 | 4,85,882 | 783,94 | VII. | FINANCE | 2,627 | 4,09 | 1,416 | 3,00 | 1,579 | 3,59 | 5,622 | 10,67 | VIII.
| ALL OTHERS
| 2,21,918
| 397,93
| 1,48,129
| 420,60
| 1,78,728
| 682,03
| 5,48,775
| 1500,56
| TOTAL BANK CREDIT | 32,64,194 | 4144,95 | 18,61,570 | 3236,05 | 13,54,164 | 3620,92 | 64,79,928 | 11001,92 | OF WHICH: 1. Artisans & Village Industries | 59,981 | 61,56 | 42,291 | 56,66 | 41,966 | 61,06 | 1,44,238 | 179,27 |
| 2. Other Small Scale Industries
| 27,772
| 50,80
| 39,017
| 87,97
| 74,736
| 166,35
| 1,41,525
| 305,11
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State : Karnataka
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| | | | RURAL | SEMI-URBAN | URBAN/ | TOTAL | | | |
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| METROPOLITAN
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 13,64,720 | 2014,41 | 5,38,437 | 1041,71 | 94,569 | 218,96 | 19,97,726 | 3275,08 | | | 1. Direct Finance | 13,50,716 | 1993,71 | 5,32,219 | 1025,05 | 91,015 | 209,62 | 19,73,950 | 3228,38 | | | 2. Indirect Finance | 14,004 | 20,70 | 6,218 | 16,67 | 3,554 | 9,34 | 23,776 | 46,71 | II. | INDUSTRY | 75,122 | 121,37 | 86,514 | 191,93 | 1,44,883 | 352,42 | 3,06,519 | 665,73 | III. | TRANSPORT OPERATORS | 18,763 | 59,20 | 16,278 | 61,39 | 32,820 | 101,23 | 67,861 | 221,82 | IV. | PROFESSIONAL AND OTHER SERVICES | 86,339 | 106,33 | 62,680 | 116,37 | 58,924 | 164,38 | 2,07,943 | 387,08 | V. | PERSONAL LOANS | 3,82,578 | 632,12 | 3,82,228 | 789,30 | 7,25,694 | 1857,62 | 14,90,500 | 3279,04 | | | 1. Loans for Purchase of Consumer Durables | 26,825 | 44,30 | 30,387 | 59,46 | 78,480 | 164,04 | 1,35,692 | 267,80 | | | 2. Loans for Housing | 31,058 | 120,91 | 48,984 | 215,20 | 91,644 | 473,75 | 1,71,686 | 809,86 | | | 3. Rest of the Personal Loans | 3,24,695 | 466,91 | 3,02,857 | 514,64 | 5,55,570 | 1219,83 | 11,83,122 | 2201,37 | VI. | TRADE | 2,46,448 | 347,89 | 1,51,875 | 341,15 | 1,15,627 | 302,06 | 5,13,950 | 991,10 | | | 1. Wholesale Trade | 7,117 | 13,14 | 6,092 | 18,68 | 17,879 | 41,16 | 31,088 | 72,97 | | | 2. Retail Trade | 2,39,331 | 334,75 | 1,45,783 | 322,47 | 97,748 | 260,91 | 4,82,862 | 918,13 | VII. | FINANCE | 633 | 97 | 975 | 1,82 | 564 | 4,04 | 2,172 | 6,83 | VIII.
| ALL OTHERS
| 1,31,838
| 205,37
| 76,898
| 215,06
| 1,57,724
| 612,08
| 3,66,460
| 1032,50
| TOTAL BANK CREDIT | 23,06,441 | 3487,65 | 13,15,885 | 2758,73 | 13,30,805 | 3612,80 | 49,53,131 | 9859,19 | OF WHICH: 1. Artisans & Village Industries | 38,812 | 44,18 | 29,949 | 44,68 | 31,777 | 47,92 | 1,00,538 | 136,77 |
| 2. Other Small Scale Industries
| 27,799
| 53,87
| 43,167
| 106,31
| 71,665
| 202,73
| 1,42,631
| 362,91
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State : Kerala
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| | | | RURAL | SEMI-URBAN | URBAN/ | TOTAL | | | |
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 1,81,018 | 233,71 | 9,85,685 | 1356,72 | 58,236 | 85,00 | 12,24,939 | 1675,44 | | | 1. Direct Finance | 1,80,892 | 233,35 | 9,81,310 | 1348,80 | 57,722 | 84,21 | 12,19,924 | 1666,37 | | | 2. Indirect Finance | 126 | 36 | 4,375 | 7,92 | 514 | 79 | 5,015 | 9,07 | II. | INDUSTRY | 24,464 | 47,22 | 1,87,622 | 384,30 | 71,082 | 169,30 | 2,83,168 | 600,83 | III. | TRANSPORT OPERATORS | 4,756 | 20,80 | 40,137 | 175,16 | 5,754 | 23,31 | 50,647 | 219,27 | IV. | PROFESSIONAL AND OTHER SERVICES | 16,650 | 23,23 | 1,01,790 | 156,71 | 19,812 | 49,31 | 1,38,252 | 229,26 | V. | PERSONAL LOANS | 86,912 | 192,00 | 6,11,637 | 1518,91 | 2,35,072 | 664,89 | 9,33,621 | 2375,79 | | | 1. Loans for Purchase of Consumer Durables | 7,445 | 12,05 | 52,187 | 90,23 | 26,057 | 52,64 | 85,689 | 154,93 | | | 2. Loans for Housing | 15,746 | 82,92 | 1,31,401 | 590,70 | 49,505 | 227,49 | 1,96,652 | 901,11 | | | 3. Rest of the Personal Loans | 63,721 | 97,03 | 4,28,049 | 837,98 | 1,59,510 | 384,76 | 6,51,280 | 1319,76 | VI. | TRADE | 60,742 | 89,53 | 3,18,633 | 583,56 | 48,986 | 123,02 | 4,28,361 | 796,11 | | | 1. Wholesale Trade | 689 | 1,99 | 7,362 | 23,71 | 6,282 | 20,72 | 14,333 | 46,41 | | | 2. Retail Trade | 60,053 | 87,54 | 3,11,271 | 559,86 | 42,704 | 102,30 | 4,14,028 | 749,70 | VII. | FINANCE | 202 | 42 | 3,792 | 7,31 | 722 | 1,69 | 4,716 | 9,42 | VIII.
| ALL OTHERS
| 31,635
| 72,78
| 2,69,934
| 660,51
| 94,562
| 368,68
| 3,96,131
| 1101,98
| TOTAL BANK CREDIT | 4,06,379 | 679,70 | 25,19,230 | 4843,19 | 5,34,226 | 1485,21 | 34,59,835 | 7008,09 | OF WHICH: 1. Artisans & Village Industries | 11,682 | 14,36 | 75,035 | 103,90 | 26,531 | 41,12 | 1,13,248 | 159,37 |
| 2. Other Small Scale Industries
| 9,475
| 24,43
| 80,484
| 206,51
| 27,792
| 88,83
| 1,17,751
| 319,76
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State : Tamil Nadu
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| | | | RURAL | SEMI-URBAN | URBAN / | TOTAL | | | |
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 14,56,791 | 1761,03 | 7,73,826 | 1109,68 | 1,63,555 | 258,19 | 23,94,172 | 3128,90 | | | 1. Direct Finance | 14,36,682 | 1733,38 | 7,66,532 | 1094,99 | 1,60,190 | 250,66 | 23,63,404 | 3079,04 | | | 2. Indirect Finance | 20,109 | 27,65 | 7,294 | 14,69 | 3,365 | 7,53 | 30,768 | 49,86 | II. | INDUSTRY | 86,800 | 133,87 | 1,09,335 | 225,51 | 2,62,023 | 591,36 | 4,58,158 | 950,74 | III. | TRANSPORT OPERATORS | 9,052 | 20,81 | 10,469 | 34,95 | 13,622 | 33,56 | 33,143 | 89,32 | IV. | PROFESSIONAL AND OTHER SERVICES | 64,649 | 69,73 | 54,396 | 82,33 | 74,785 | 129,90 | 1,93,830 | 281,95 | V. | PERSONAL LOANS | 3,32,262 | 524,06 | 4,07,190 | 815,72 | 7,63,255 | 2389,46 | 15,02,707 | 3729,24 | | | 1. Loans for Purchase of Consumer Durables | 30,175 | 37,75 | 48,068 | 67,65 | 79,359 | 156,74 | 1,57,602 | 262,14 | | | 2. Loans for Housing | 34,688 | 119,46 | 48,264 | 193,90 | 1,16,547 | 772,52 | 1,99,499 | 1085,87 | | | 3. Rest of the Personal Loans | 2,67,399 | 366,85 | 3,10,858 | 554,17 | 5,67,349 | 1460,21 | 11,45,606 | 2381,23 | VI. | TRADE | 1,41,645 | 149,77 | 1,20,794 | 194,74 | 98,383 | 232,29 | 3,60,822 | 576,80 | | | 1. Wholesale Trade | 5,416 | 7,45 | 7,374 | 18,01 | 16,162 | 45,69 | 28,952 | 71,16 | | | 2. Retail Trade | 1,36,229 | 142,31 | 1,13,420 | 176,73 | 82,221 | 186,60 | 3,31,870 | 505,64 | VII. | FINANCE | 1,398 | 1,15 | 1,381 | 2,30 | 2,672 | 5,98 | 5,451 | 9,42 | VIII.
| ALL OTHERS
| 1,18,565
| 253,00
| 1,07,569
| 297,52
| 2,39,967
| 1000,19
| 4,66,101
| 1550,72
| TOTAL BANK CREDIT | 22,11,162 | 2913,41 | 15,84,960 | 2762,74 | 16,18,262 | 4640,94 | 54,14,384 | 10317,09 | OF WHICH: 1. Artisans & Village Industries | 41,000 | 46,06 | 37,252 | 46,46 | 42,825 | 61,13 | 1,21,077 | 153,64 |
| 2. Other Small Scale Industries
| 33,349
| 66,87
| 53,017
| 133,00
| 1,19,038
| 316,83
| 2,05,404
| 516,70
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Lakshadweep
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| | | | RURAL | SEMI-URBAN | URBAN/ | TOTAL | | | |
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 489 | 63 | - | - | - | - | 489 | 63 | | | 1. Direct Finance | 484 | 62 | - | - | - | - | 484 | 62 | | | 2. Indirect Finance | 5 | (..) | - | - | - | - | 5 | (..) | II. | INDUSTRY | 30 | 5 | - | - | - | - | 30 | 5 | III. | TRANSPORT OPERATORS | 154 | 63 | - | - | - | - | 154 | 63 | IV. | PROFESSIONAL AND OTHER SERVICES | 74 | 12 | - | - | - | - | 74 | 12 | V. | PERSONAL LOANS | 977 | 2,26 | - | - | - | - | 977 | 2,26 | | | 1. Loans for Purchase of Consumer Durables | 28 | 7 | - | - | - | - | 28 | 7 | | | 2. Loans for Housing | 18 | 10 | - | - | - | - | 18 | 10 | | | 3. Rest of the Personal Loans | 931 | 2,09 | - | - | - | - | 931 | 2,09 | VI. | TRADE | 179 | 46 | - | - | - | - | 179 | 46 | | | 1. Wholesale Trade | - | - | - | - | - | - | - | - | | | 2. Retail Trade | 179 | 46 | - | - | - | - | 179 | 46 | VII. | FINANCE | - | - | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | 1,953 | 4,20 | - | - | - | - | 1,953 | 4,20 | OF WHICH: 1. Artisans & Village Industries | 16 | 2 | - | - | - | - | 16 | 2 |
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Pondicherry
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| | | | RURAL | SEMI-URBAN | URBAN/ | TOTAL | | | |
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 15,063 | 17,58 | 7,941 | 8,02 | 8,051 | 15,04 | 31,055 | 40,64 | | | 1. Direct Finance | 14,972 | 17,34 | 7,895 | 7,91 | 8,047 | 15,01 | 30,914 | 40,26 | | | 2. Indirect Finance | 91 | 24 | 46 | 11 | 4 | 3 | 141 | 38 | II. | INDUSTRY | 763 | 1,36 | 2,593 | 5,92 | 2,662 | 6,52 | 6,018 | 13,81 | III. | TRANSPORT OPERATORS | 90 | 20 | 130 | 45 | 274 | 76 | 494 | 1,41 | IV. | PROFESSIONAL AND OTHER SERVICES | 433 | 47 | 1,056 | 2,56 | 875 | 2,29 | 2,364 | 5,32 | V. | PERSONAL LOANS | 10,002 | 13,12 | 7,689 | 18,59 | 17,735 | 47,07 | 35,426 | 78,77 | | | 1. Loans for Purchase of Consumer Durables | 836 | 1,16 | 1,853 | 5,40 | 2,553 | 4,06 | 5,242 | 10,62 | | | 2. Loans for Housing | 681 | 2,59 | 1,074 | 4,49 | 2,112 | 9,66 | 3,867 | 16,74 | | | 3. Rest of the Personal Loans | 8,485 | 9,37 | 4,762 | 8,70 | 13,070 | 33,34 | 26,317 | 51,41 | VI. | TRADE | 1,401 | 1,29 | 2,626 | 5,17 | 4,059 | 9,45 | 8,086 | 15,91 | | | 1. Wholesale Trade | - | - | 187 | 79 | 81 | 98 | 268 | 1,77 | | | 2. Retail Trade | 1,401 | 1,29 | 2,439 | 4,38 | 3,978 | 8,47 | 7,818 | 14,14 | VII. | FINANCE | - | - | 9 | (..) | 26 | 10 | 35 | 10 | VIII.
| ALL OTHERS
| 1,140
| 2,07
| 2,013
| 6,57
| 3,779
| 14,13
| 6,932
| 22,77
| TOTAL BANK CREDIT | 28,892 | 36,09 | 24,057 | 47,29 | 37,461 | 95,36 | 90,410 | 178,73 | OF WHICH: 1. Artisans & Village Industries | 330 | 33 | 657 | 81 | 1,152 | 1,71 | 2,139 | 2,86 |
| 2. Other Small Scale Industries
| 373
| 98
| 1,595
| 3,34
| 1,054
| 4,11
| 3,022
| 8,43
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