| Table No. 5.8 - State and Population Group-Wise Classification of Outstanding Credit Of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation - March 2000 |
State : Bihar
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| (Amount in Rupees Lakh)
| | | | RURAL | SEMI-URBAN | URBAN/ | TOTAL | | | |
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| METROPOLITAN
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 9,37,158 | 814,94 | 2,53,020 | 377,17 | 36,673 | 89,53 | 12,26,851 | 1281,64 | | | 1. Direct Finance | 9,14,993 | 796,70 | 2,49,549 | 371,27 | 35,398 | 85,74 | 11,99,940 | 1253,71 | | | 2. Indirect Finance | 22,165 | 18,25 | 3,471 | 5,90 | 1,275 | 3,79 | 26,911 | 27,93 | II. | INDUSTRY | 2,16,933 | 224,75 | 75,775 | 149,33 | 48,874 | 129,77 | 3,41,582 | 503,85 | III. | TRANSPORT OPERATORS | 76,498 | 111,35 | 25,612 | 55,55 | 13,585 | 46,95 | 1,15,695 | 213,86 | IV. | PROFESSIONAL AND OTHER SERVICES | 67,671 | 57,05 | 19,054 | 24,91 | 13,807 | 40,44 | 1,00,532 | 122,40 | V. | PERSONAL LOANS | 2,89,684 | 445,25 | 1,69,171 | 368,68 | 1,84,295 | 544,48 | 6,43,150 | 1358,41 | | | 1. Loans for Purchase of Consumer Durables | 16,582 | 27,96 | 16,508 | 37,48 | 22,004 | 56,85 | 55,094 | 122,29 | | | 2. Loans for Housing | 23,580 | 71,25 | 21,306 | 86,75 | 35,692 | 163,32 | 80,578 | 321,33 | | | 3. Rest of the Personal Loans | 2,49,522 | 346,04 | 1,31,357 | 244,45 | 1,26,599 | 324,31 | 5,07,478 | 914,80 | VI. | TRADE | 5,17,911 | 513,74 | 1,64,984 | 319,65 | 75,374 | 248,32 | 7,58,269 | 1081,70 | | | 1. Wholesale Trade | 16,352 | 21,42 | 9,318 | 24,72 | 8,350 | 24,95 | 34,020 | 71,09 | | | 2. Retail Trade | 5,01,559 | 492,32 | 1,55,666 | 294,93 | 67,024 | 223,36 | 7,24,249 | 1010,61 | VII. | FINANCE | 976 | 1,95 | 501 | 1,62 | 1,592 | 5,97 | 3,069 | 9,54 | VIII.
| ALL OTHERS
| 97,221
| 153,91
| 39,416
| 116,57
| 45,972
| 168,05
| 1,82,609
| 438,52
| TOTAL BANK CREDIT | 22,04,052 | 2322,94 | 7,47,533 | 1413,49 | 4,20,172 | 1273,49 | 33,71,757 | 5009,92 | OF WHICH: 1. Artisans & Village Industries | 1,42,329 | 102,28 | 35,452 | 45,43 | 17,002 | 30,15 | 1,94,783 | 177,87 |
| 2. Other Small Scale Industries
| 54,211
| 91,04
| 29,962
| 75,51
| 22,549
| 74,14
| 1,06,722
| 240,70
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State : Orissa
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| (Amount in Rupees Lakh)
| | | | RURAL | SEMI-URBAN | URBAN/ | TOTAL | | | |
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| METROPOLITAN
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 7,26,139 | 575,60 | 1,37,670 | 148,33 | 22,663 | 34,97 | 8,86,472 | 758,89 | | | 1. Direct Finance | 7,12,132 | 565,79 | 1,35,853 | 145,94 | 21,060 | 32,26 | 8,69,045 | 743,99 | | | 2. Indirect Finance | 14,007 | 9,81 | 1,817 | 2,39 | 1,603 | 2,71 | 17,427 | 14,90 | II. | INDUSTRY | 1,29,928 | 127,16 | 31,890 | 59,94 | 23,392 | 57,19 | 1,85,210 | 244,29 | III. | TRANSPORT OPERATORS | 29,969 | 56,66 | 10,983 | 25,94 | 5,448 | 20,88 | 46,400 | 103,48 | IV. | PROFESSIONAL AND OTHER SERVICES | 72,667 | 61,49 | 18,199 | 23,74 | 9,062 | 20,54 | 99,928 | 105,77 | V. | PERSONAL LOANS | 2,40,750 | 307,03 | 1,18,793 | 234,04 | 1,08,711 | 281,26 | 4,68,254 | 822,33 | | | 1. Loans for Purchase of Consumer Durables | 21,348 | 29,62 | 13,924 | 23,28 | 12,798 | 23,36 | 48,070 | 76,26 | | | 2. Loans for Housing | 13,026 | 46,30 | 14,057 | 59,20 | 18,675 | 89,15 | 45,758 | 194,65 | | | 3. Rest of the Personal Loans | 2,06,376 | 231,11 | 90,812 | 151,56 | 77,238 | 168,76 | 3,74,426 | 551,42 | VI. | TRADE | 3,87,801 | 356,84 | 87,477 | 136,20 | 28,554 | 91,53 | 5,03,832 | 584,57 | | | 1. Wholesale Trade | 10,593 | 13,89 | 3,059 | 6,21 | 1,733 | 7,78 | 15,385 | 27,89 | | | 2. Retail Trade | 3,77,208 | 342,95 | 84,418 | 129,98 | 26,821 | 83,75 | 4,88,447 | 556,68 | VII. | FINANCE | 1,226 | 80 | 364 | 70 | 192 | 49 | 1,782 | 1,98 | VIII.
| ALL OTHERS
| 89,881
| 112,48
| 35,110
| 79,27
| 33,021
| 123,86
| 1,58,012
| 315,60
| TOTAL BANK CREDIT | 16,78,361 | 1598,06 | 4,40,486 | 708,15 | 2,31,043 | 630,71 | 23,49,890 | 2936,92 | OF WHICH: 1. Artisans & Village Industries | 83,021 | 62,41 | 15,038 | 16,89 | 10,185 | 17,93 | 1,08,244 | 97,22 |
| 2. Other Small Scale Industries
| 35,715
| 50,93
| 12,798
| 31,86
| 10,219
| 30,98
| 58,732
| 113,76
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State : Sikkim
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| (Amount in Rupees Lakh)
| | | | RURAL | SEMI-URBAN | URBAN/ | TOTAL | | | |
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 5,696 | 4,98 | 1,233 | 1,26 | - | - | 6,929 | 6,24 | | | 1. Direct Finance | 5,673 | 4,96 | 1,233 | 1,26 | - | - | 6,906 | 6,22 | | | 2. Indirect Finance | 23 | 1 | - | - | - | - | 23 | 1 | II. | INDUSTRY | 324 | 45 | 451 | 64 | - | - | 775 | 1,09 | III. | TRANSPORT OPERATORS | 505 | 1,61 | 393 | 1,72 | - | - | 898 | 3,34 | IV. | PROFESSIONAL AND OTHER SERVICES | 200 | 46 | 170 | 47 | - | - | 370 | 93 | V. | PERSONAL LOANS | 2,928 | 7,16 | 1,983 | 5,34 | - | - | 4,911 | 12,50 | | | 1. Loans for Purchase of Consumer Durables | 699 | 1,78 | 333 | 83 | - | - | 1,032 | 2,60 | | | 2. Loans for Housing | 497 | 1,80 | 477 | 1,65 | - | - | 974 | 3,45 | | | 3. Rest of the Personal Loans | 1,732 | 3,59 | 1,173 | 2,86 | - | - | 2,905 | 6,45 | VI. | TRADE | 1,314 | 3,58 | 467 | 1,77 | - | - | 1,781 | 5,35 | | | 1. Wholesale Trade | 11 | 3 | 13 | 3 | - | - | 24 | 6 | | | 2. Retail Trade | 1,303 | 3,55 | 454 | 1,74 | - | - | 1,757 | 5,29 | VII. | FINANCE | - | - | - | - | - | - | - | - | VIII.
| ALL OTHERS
| 200
| 43
| 334
| 1,27
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| 534
| 1,70
| TOTAL BANK CREDIT | 11,167 | 18,67 | 5,031 | 12,48 | - | - | 16,198 | 31,15 | OF WHICH: 1. Artisans & Village Industries | 178 | 18 | 101 | 16 | - | - | 279 | 33 |
| 2. Other Small Scale Industries
| 99
| 22
| 341
| 46
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| 440
| 68
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State : West Bengal
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| (Amount in Rupees Lakh)
| | | | RURAL | SEMI-URBAN | URBAN/ | TOTAL | | | |
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 7,23,731 | 496,26 | 1,64,916 | 145,56 | 45,575 | 51,24 | 9,34,222 | 693,06 | | | 1. Direct Finance | 7,16,039 | 484,65 | 1,63,202 | 142,65 | 42,304 | 47,62 | 9,21,545 | 674,92 | | | 2. Indirect Finance | 7,692 | 11,61 | 1,714 | 2,91 | 3,271 | 3,62 | 12,677 | 18,14 | II. | INDUSTRY | 5,45,211 | 309,90 | 1,11,273 | 105,91 | 1,85,731 | 314,79 | 8,42,215 | 730,60 | III. | TRANSPORT OPERATORS | 37,905 | 29,02 | 11,634 | 18,86 | 18,289 | 51,11 | 67,828 | 98,99 | IV. | PROFESSIONAL AND OTHER SERVICES | 65,873 | 45,78 | 19,706 | 21,09 | 30,803 | 57,62 | 1,16,382 | 124,49 | V. | PERSONAL LOANS | 2,90,404 | 441,80 | 1,21,042 | 241,67 | 5,23,194 | 1236,26 | 9,34,640 | 1919,74 | | | 1. Loans for Purchase of Consumer Durables | 36,415 | 75,91 | 11,271 | 22,14 | 19,023 | 35,51 | 66,709 | 133,56 | | | 2. Loans for Housing | 29,412 | 97,77 | 22,210 | 87,38 | 1,06,502 | 446,76 | 1,58,124 | 631,91 | | | 3. Rest of the Personal Loans | 2,24,577 | 268,12 | 87,561 | 132,14 | 3,97,669 | 754,00 | 7,09,807 | 1154,26 | VI. | TRADE | 3,87,082 | 308,06 | 1,14,667 | 139,60 | 91,645 | 204,62 | 5,93,394 | 652,28 | | | 1. Wholesale Trade | 10,026 | 12,19 | 3,451 | 9,36 | 24,293 | 43,86 | 37,770 | 65,42 | | | 2. Retail Trade | 3,77,056 | 295,88 | 1,11,216 | 130,23 | 67,352 | 160,76 | 5,55,624 | 586,86 | VII. | FINANCE | 498 | 39 | 172 | 25 | 11,713 | 16,09 | 12,383 | 16,74 | VIII.
| ALL OTHERS
| 2,07,086
| 249,27
| 69,954
| 129,66
| 1,44,384
| 548,62
| 4,21,424
| 927,55
| TOTAL BANK CREDIT | 22,57,790 | 1880,49 | 6,13,364 | 802,60 | 10,51,334 | 2480,35 | 39,22,488 | 5163,44 | OF WHICH: 1. Artisans & Village Industries | 3,38,987 | 157,99 | 48,565 | 31,06 | 26,581 | 41,68 | 4,14,133 | 230,73 |
| 2. Other Small Scale Industries
| 1,53,814
| 117,84
| 50,212
| 61,31
| 62,091
| 153,75
| 2,66,117
| 332,90
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Andaman & Nicobar
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| | | | RURAL | SEMI-URBAN | URBAN/ | TOTAL | | | |
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| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | |
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| I. | AGRICULTURE | 1,151 | 1,20 | 173 | 15 | - | - | 1,324 | 1,35 | | | 1. Direct Finance | 1,151 | 1,20 | 171 | 15 | - | - | 1,322 | 1,35 | | | 2. Indirect Finance | - | - | 2 | (..) | - | - | 2 | (..) | II. | INDUSTRY | 639 | 80 | 843 | 2,19 | - | - | 1,482 | 2,99 | III. | TRANSPORT OPERATORS | 96 | 43 | 173 | 1,06 | - | - | 269 | 1,49 | IV. | PROFESSIONAL AND OTHER SERVICES | 309 | 63 | 367 | 81 | - | - | 676 | 1,44 | V. | PERSONAL LOANS | 1,601 | 2,95 | 1,404 | 3,15 | - | - | 3,005 | 6,10 | | | 1. Loans for Purchase of Consumer Durables | 22 | 4 | 62 | 8 | - | - | 84 | 12 | | | 2. Loans for Housing | 140 | 54 | 194 | 53 | - | - | 334 | 1,07 | | | 3. Rest of the Personal Loans | 1,439 | 2,37 | 1,148 | 2,54 | - | - | 2,587 | 4,91 | VI. | TRADE | 1,330 | 4,22 | 2,134 | 4,89 | - | - | 3,464 | 9,11 | | | 1. Wholesale Trade | 48 | 19 | 119 | 39 | - | - | 167 | 58 | | | 2. Retail Trade | 1,282 | 4,02 | 2,015 | 4,50 | - | - | 3,297 | 8,53 | VII. | FINANCE | 2 | (..) | - | - | - | - | 2 | (..) | VIII.
| ALL OTHERS
| 510
| 1,83
| 902
| 3,82
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| 1,412
| 5,65
| TOTAL BANK CREDIT | 5,638 | 12,07 | 5,996 | 16,06 | - | - | 11,634 | 28,13 | OF WHICH: 1. Artisans & Village Industries | 178 | 24 | 359 | 56 | - | - | 537 | 79 |
| 2. Other Small Scale Industries
| 160
| 37
| 322
| 1,11
| -
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| 482
| 1,48
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