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PDF - State : Bihar ()
Date : Mar 01, 2000
State : Bihar

Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

EASTERN REGION

   

(Amount in Rupees Lakh)

  

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

  

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

  

1

2

3

4

5

6

I.

AGRICULTURE

9,40,176

1051,23

890,34

2,54,127

465,34

417,95

 

1. Direct Finance

9,17,850

1020,13

864,01

2,50,516

441,49

397,36

 

2. Indirect Finance

22,326

31,09

26,34

3,611

23,85

20,60

II.

INDUSTRY

2,17,913

947,30

721,87

77,845

529,00

456,36

 

1. Mining & Quarrying

32

2,39

2,08

117

13,51

10,95

 

2. Food Manufacturing & Processing

6,131

50,19

37,26

2,341

122,85

83,41

 

(a) Rice Mills, Flour & Dal Mills

2,301

12,91

11,78

1,305

17,05

14,87

 

(b) Sugar

6

15,58

11,51

20

92,48

56,27

 

(c) Edible Oils & Vanaspati

435

2,46

2,38

395

3,95

3,91

 

(d) Tea Processing

-

-

-

1

72

74

 

(e) Processing of Fruits & Vegetables

2

37

44

4

68

68

 

(f) Others

3,387

18,87

11,15

616

7,97

6,94

 

3. Beverage & Tobacco

5

1,45

1,14

25

1,36

1,11

 

4. Textiles

879

6,85

6,97

661

11,35

9,97

 

(a) Cotton Textiles

33

47

42

56

3,29

2,31

 

(b) Jute Textiles

-

-

-

1

1,80

1,46

 

(c) Handloom Textiles & Khadi

150

3,03

3,08

53

1,47

1,55

 

(d) Other Textiles

696

3,36

3,47

551

4,80

4,65

 

5. Paper, Paper Products & Printing

118

1,13

99

353

19,61

15,08

 

6. Leather & Leather Products

222

4,77

5,02

211

3,10

3,12

 

7. Rubber & Rubber Products

34

4,14

2,86

55

1,34

1,40

 

8. Chemicals & Chemical Products

333

14,85

12,89

496

16,86

14,00

 

(a) Heavy Industrial Chemicals

21

7,75

6,54

19

1,36

1,52

 

(b) Fertilisers

1

1,45

1,18

5

62

62

 

(c) Drugs & Pharmaceuticals

87

2,38

2,30

205

6,11

4,51

 

(d) Non-Edible Oils

5

29

20

4

21

20

 

(e) Other Chemicals & Chemical Products

219

2,98

2,67

263

8,57

7,15

 

9. Petroleum, Coal Products & Nuclear Fuels

14

2,09

1,65

61

11,90

11,56

 

10. Manufacture of Cement & Cement Products

141

2,17

2,21

138

21,10

17,68

 

11. Basic Metals & Metal Products

262

464,30

315,16

558

64,69

57,24

 

(a) Iron & Steel

19

458,21

309,65

126

39,82

31,56

 

(b) Non-Ferrous Metals

3

1,03

63

4

22

27

 

(c) Other Metal Products

240

5,06

4,88

428

24,65

25,41

 

12. Engineering

597

83,00

64,98

636

9,94

16,10

 

(a) Heavy Engineering

14

28,10

15,77

26

2,54

9,34

 

(b) Light Engineering

364

44,25

38,54

405

3,29

3,55

 

(c) Electrical Machinery & Goods

217

10,59

10,56

192

3,62

2,74

 

(d) Electronic Machinery & Goods

2

7

11

13

48

47

 

13. Vehicles, Vehicle Parts & Transport Equipments

817

56,45

41,43

486

22,15

18,54

 

14. Other Industries

2,07,900

248,16

222,97

71,412

205,91

193,20

 

15. Electricity, Gas & Water

13

2,37

1,66

13

86

85

 

(a) Electricity Generation & Transmission

1

5

2

7

55

57

 

(b) Non-Conventional Energy

-

-

-

-

-

-

 

(c) Gas, Steam & Water Supply

12

2,31

1,65

6

31

28

 

16. Construction

415

3,00

2,60

282

2,48

2,16

III.

TRANSPORT OPERATORS

79,231

224,41

180,25

27,320

131,08

104,28

IV.

PROFESSIONAL AND OTHER SERVICES

67,932

83,30

66,91

19,466

72,51

62,38

V.

PERSONAL LOANS

2,91,518

578,43

493,66

1,71,527

506,72

440,92

 

1. Loans for Purchase of Consumer Durables

16,616

35,04

28,68

16,568

46,05

38,89

 

2. Loans for Housing

24,579

109,01

98,79

22,703

144,59

129,17

 

3. Rest of the Personal Loans

2,50,323

434,38

366,19

1,32,256

316,08

272,85

VI.

TRADE

5,19,010

631,05

553,15

1,67,661

496,59

456,97

 

1. Wholesale Trade

16,622

35,95

31,40

10,172

89,04

80,63

 

2. Retail Trade

5,02,388

595,10

521,75

1,57,489

407,55

376,35

VII.

FINANCE

986

4,25

3,52

543

13,44

10,21

VIII.

ALL OTHERS

97,473

184,66

169,28

39,899

159,47

148,01

TOTAL BANK CREDIT

22,14,239

3704,63

3078,99

7,58,388

2374,15

2097,08

OF WHICH: 1. Artisans & Village Industries

1,42,391

119,75

104,33

35,491

49,25

46,87

 

2. Other Small Scale Industries

54,605

151,89

139,07

31,102

221,75

207,09

 

   

 

  

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

  

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

  

7

8

9

10

11

12

I.

AGRICULTURE

37,142

127,83

114,46

-

-

-

 

1. Direct Finance

35,734

104,64

98,40

-

-

-

 

2. Indirect Finance

1,408

23,19

16,06

-

-

-

II.

INDUSTRY

52,480

1649,27

1478,16

-

-

-

 

1. Mining & Quarrying

160

89,13

53,76

-

-

-

 

2. Food Manufacturing & Processing

1,327

63,02

57,33

-

-

-

 

(a) Rice Mills, Flour & Dal Mills

610

24,29

18,51

-

-

-

 

(b) Sugar

3

20,25

23,02

-

-

-

 

(c) Edible Oils & Vanaspati

185

5,40

4,59

-

-

-

 

(d) Tea Processing

1

4

4

-

-

-

 

(e) Processing of Fruits & Vegetables

23

1,05

64

-

-

-

 

(f) Others

505

11,99

10,53

-

-

-

 

3. Beverage & Tobacco

19

4,86

4,86

-

-

-

 

4. Textiles

1,347

32,94

30,43

-

-

-

 

(a) Cotton Textiles

128

3,26

3,20

-

-

-

 

(b) Jute Textiles

14

1,58

1,68

-

-

-

 

(c) Handloom Textiles & Khadi

168

1,41

1,27

-

-

-

 

(d) Other Textiles

1,037

26,69

24,27

-

-

-

 

5. Paper, Paper Products & Printing

517

17,97

14,66

-

-

-

 

6. Leather & Leather Products

231

1,80

1,85

-

-

-

 

7. Rubber & Rubber Products

128

8,18

7,24

-

-

-

 

8. Chemicals & Chemical Products

890

68,65

62,64

-

-

-

 

(a) Heavy Industrial Chemicals

17

7,46

6,09

-

-

-

 

(b) Fertilisers

13

3,60

3,56

-

-

-

 

(c) Drugs & Pharmaceuticals

270

16,08

14,51

-

-

-

 

(d) Non-Edible Oils

5

82

36

-

-

-

 

(e) Other Chemicals & Chemical Products

585

40,69

38,12

-

-

-

 

9. Petroleum, Coal Products & Nuclear Fuels

111

25,13

21,06

-

-

-

 

10. Manufacture of Cement & Cement Products

104

135,45

79,63

-

-

-

 

11. Basic Metals & Metal Products

1,202

562,06

561,46

-

-

-

 

(a) Iron & Steel

243

515,60

518,53

-

-

-

 

(b) Non-Ferrous Metals

37

9,74

8,86

-

-

-

 

(c) Other Metal Products

922

36,72

34,07

-

-

-

 

12. Engineering

1,456

231,59

217,86

-

-

-

 

(a) Heavy Engineering

101

179,22

166,28

-

-

-

 

(b) Light Engineering

657

15,00

14,53

-

-

-

 

(c) Electrical Machinery & Goods

621

24,87

25,56

-

-

-

 

(d) Electronic Machinery & Goods

77

12,49

11,49

-

-

-

 

13. Vehicles, Vehicle Parts & Transport Equipments

452

138,86

116,92

-

-

-

 

14. Other Industries

43,468

206,35

198,27

-

-

-

 

15. Electricity, Gas & Water

40

12,38

2,28

-

-

-

 

(a) Electricity Generation & Transmission

5

10,25

21

-

-

-

 

(b) Non-Conventional Energy

1

3

2

-

-

-

 

(c) Gas, Steam & Water Supply

34

2,10

2,05

-

-

-

 

16. Construction

1,028

50,91

47,93

-

-

-

III.

TRANSPORT OPERATORS

14,985

114,92

95,94

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

14,389

115,72

96,98

-

-

-

V.

PERSONAL LOANS

1,90,212

850,53

737,40

-

-

-

 

1. Loans for Purchase of Consumer Durables

22,120

72,54

59,53

-

-

-

 

2. Loans for Housing

39,218

308,29

281,33

-

-

-

 

3. Rest of the Personal Loans

1,28,874

469,70

396,54

-

-

-

VI.

TRADE

79,325

643,35

589,25

-

-

-

 

1. Wholesale Trade

9,696

168,82

147,39

-

-

-

 

2. Retail Trade

69,629

474,53

441,86

-

-

-

VII.

FINANCE

1,665

46,77

46,08

-

-

-

VIII.

ALL OTHERS

47,136

404,70

355,23

-

-

-

TOTAL BANK CREDIT

4,37,334

3953,10

3513,49

-

-

-

OF WHICH: 1. Artisans & Village Industries

17,047

33,24

31,98

-

-

-

 

2. Other Small Scale Industries

24,263

279,76

255,82

-

-

-