Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000 |
NORTH-EASTERN REGION | | | | (Amount in Rupees Lakh) |
| | | | RURAL | SEMI-URBAN |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 30,970 | 29,09 | 26,70 | 1,614 | 3,81 | 3,23 | | | 1. Direct Finance | 30,675 | 27,91 | 25,81 | 1,515 | 3,66 | 3,12 | | | 2. Indirect Finance | 295 | 1,18 | 89 | 99 | 15 | 11 | II. | INDUSTRY | 5,288 | 17,39 | 13,74 | 920 | 2,92 | 2,66 | | | 1. Mining & Quarrying | 7 | 39 | 32 | 1 | 3 | 2 | | | 2. Food Manufacturing & Processing | 52 | 61 | 48 | 5 | 5 | 2 | | | (a) Rice Mills, Flour & Dal Mills | 13 | 27 | 17 | - | - | - | | | (b) Sugar | - | - | - | - | - | - | | | (c) Edible Oils & Vanaspati | - | - | - | - | - | - | | | (d) Tea Processing | - | - | - | - | - | - | | | (e) Processing of Fruits & Vegetables | - | - | - | - | - | - | | | (f) Others | 39 | 34 | 31 | 5 | 5 | 2 | | | 3. Beverage & Tobacco | - | - | - | - | - | - | | | 4. Textiles | 5 | 17 | 17 | 9 | 3 | 2 | | | (a) Cotton Textiles | - | - | - | - | - | - | | | (b) Jute Textiles | 1 | 12 | 13 | - | - | - | | | (c) Handloom Textiles & Khadi | 2 | 1 | 1 | 6 | 2 | 1 | | | (d) Other Textiles | 2 | 3 | 3 | 3 | 1 | 1 | | | 5. Paper, Paper Products & Printing | 5 | 14 | 8 | - | - | - | | | 6. Leather & Leather Products | 1 | - | - | - | - | - | | | 7. Rubber & Rubber Products | 1 | 1 | 1 | - | - | - | | | 8. Chemicals & Chemical Products | 5 | 1,49 | 51 | - | - | - | | | (a) Heavy Industrial Chemicals | 2 | 1,14 | 37 | - | - | - | | | (b) Fertilisers | - | - | - | - | - | - | | | (c) Drugs & Pharmaceuticals | - | - | - | - | - | - | | | (d) Non-Edible Oils | - | - | - | - | - | - | | | (e) Other Chemicals & Chemical Products | 3 | 35 | 14 | - | - | - | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. Manufacture of Cement & Cement Products | 1 | 8 | 11 | - | - | - | | | 11. Basic Metals & Metal Products | 11 | 5,83 | 4,40 | 1 | 1 | - | | | (a) Iron & Steel | - | - | - | - | - | - | | | (b) Non-Ferrous Metals | - | - | - | - | - | - | | | (c) Other Metal Products | 11 | 5,83 | 4,40 | 1 | 1 | - | | | 12. Engineering | 7 | 18 | 15 | 10 | 3 | 2 | | | (a) Heavy Engineering | 1 | 3 | 1 | - | - | - | | | (b) Light Engineering | 4 | 13 | 13 | 8 | 3 | 2 | | | (c) Electrical Machinery & Goods | 2 | 2 | 1 | 2 | 1 | - | | | (d) Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 2 | 6 | 6 | 9 | 6 | 5 | | | 14. Other Industries | 5,147 | 8,18 | 7,22 | 876 | 2,65 | 2,46 | | | 15. Electricity, Gas & Water | - | - | - | 1 | 3 | 3 | | | (a) Electricity Generation & Transmission | - | - | - | 1 | 3 | 3 | | | (b) Non-Conventional Energy | - | - | - | - | - | - | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. Construction | 44 | 26 | 23 | 8 | 3 | 3 | III. | TRANSPORT OPERATORS | 1,059 | 9,47 | 7,25 | 335 | 4,78 | 3,53 | IV. | PROFESSIONAL AND OTHER SERVICES | 276 | 83 | 78 | 120 | 69 | 67 | V. | PERSONAL LOANS | 6,516 | 15,12 | 13,07 | 3,246 | 10,39 | 9,54 | | | 1. Loans for Purchase of Consumer Durables | 846 | 1,65 | 1,33 | 731 | 1,78 | 1,57 | | | 2. Loans for Housing | 276 | 2,13 | 2,01 | 282 | 1,84 | 1,68 | | | 3. Rest of the Personal Loans | 5,394 | 11,34 | 9,73 | 2,233 | 6,78 | 6,29 | VI. | TRADE | 5,731 | 15,55 | 13,41 | 962 | 6,34 | 5,52 | | | 1. Wholesale Trade | 33 | 1,02 | 77 | 31 | 94 | 80 | | | 2. Retail Trade | 5,698 | 14,53 | 12,63 | 931 | 5,40 | 4,72 | VII. | FINANCE | 47 | 14 | 14 | - | - | - | VIII. | ALL OTHERS | 2,133 | 5,02 | 4,96 | 884 | 3,65 | 3,48 |
| TOTAL BANK CREDIT | 52,020 | 92,62 | 80,04 | 8,081 | 32,59 | 28,63 | OF WHICH: 1. Artisans & Village Industries | 2,647 | 4,31 | 3,83 | 242 | 35 | 32 | | | 2. Other Small Scale Industries | 2,353 | 10,32 | 8,51 | 659 | 2,33 | 2,11 |
| | | | | |
| | | | URBAN | METROPOLITAN |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
| | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 592 | 1,01 | 94 | - | - | - | | | 1. Direct Finance | 590 | 97 | 93 | - | - | - | | | 2. Indirect Finance | 2 | 4 | 1 | - | - | - | II. | INDUSTRY | 3,444 | 39,12 | 39,06 | - | - | - | | | 1. Mining & Quarrying | 47 | 5,38 | 4,29 | - | - | - | | | 2. Food Manufacturing & Processing | 5 | 70 | 70 | - | - | - | | | (a) Rice Mills, Flour & Dal Mills | 2 | 45 | 46 | - | - | - | | | (b) Sugar | - | - | - | - | - | - | | | (c) Edible Oils & Vanaspati | - | - | - | - | - | - | | | (d) Tea Processing | - | - | - | - | - | - | | | (e) Processing of Fruits & Vegetables | - | - | - | - | - | - | | | (f) Others | 3 | 25 | 24 | - | - | - | | | 3. Beverage & Tobacco | - | - | - | - | - | - | | | 4. Textiles | 3 | 6 | 6 | - | - | - | | | (a) Cotton Textiles | - | - | - | - | - | - | | | (b) Jute Textiles | - | - | - | - | - | - | | | (c) Handloom Textiles & Khadi | - | - | - | - | - | - | | | (d) Other Textiles | 3 | 6 | 6 | - | - | - | | | 5. Paper, Paper Products & Printing | 9 | 27 | 22 | - | - | - | | | 6. Leather & Leather Products | 1 | 1 | 1 | - | - | - | | | 7. Rubber & Rubber Products | 1 | 3 | 3 | - | - | - | | | 8. Chemicals & Chemical Products | 3 | 95 | 91 | - | - | - | | | (a) Heavy Industrial Chemicals | - | - | - | - | - | - | | | (b) Fertilisers | - | - | - | - | - | - | | | (c) Drugs & Pharmaceuticals | 1 | 3 | - | - | - | - | | | (d) Non-Edible Oils | - | - | - | - | - | - | | | (e) Other Chemicals & Chemical Products | 2 | 92 | 91 | - | - | - | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. Manufacture of Cement & Cement Products | 2 | 26 | 27 | - | - | - | | | 11. Basic Metals & Metal Products | 10 | 23 | 24 | - | - | - | | | (a) Iron & Steel | - | - | - | - | - | - | | | (b) Non-Ferrous Metals | - | - | - | - | - | - | | | (c) Other Metal Products | 10 | 23 | 24 | - | - | - | | | 12. Engineering | 1 | - | - | - | - | - | | | (a) Heavy Engineering | - | - | - | - | - | - | | | (b) Light Engineering | - | - | - | - | - | - | | | (c) Electrical Machinery & Goods | 1 | - | - | - | - | - | | | (d) Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 4 | 15 | 15 | - | - | - | | | 14. Other Industries | 3,307 | 6,53 | 6,13 | - | - | - | | | 15. Electricity, Gas & Water | 2 | 20,99 | 22,54 | - | - | - | | | (a) Electricity Generation & Transmission | 1 | 20,94 | 22,49 | - | - | - | | | (b) Non-Conventional Energy | 1 | 5 | 5 | - | - | - | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. Construction | 49 | 3,56 | 3,51 | - | - | - | III. | TRANSPORT OPERATORS | 534 | 5,25 | 4,10 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 801 | 4,88 | 3,66 | - | - | - | V. | PERSONAL LOANS | 8,275 | 34,79 | 30,09 | - | - | - | | | 1. Loans for Purchase of Consumer Durables | 1,756 | 4,82 | 3,76 | - | - | - | | | 2. Loans for Housing | 983 | 8,46 | 7,93 | - | - | - | | | 3. Rest of the Personal Loans | 5,536 | 21,50 | 18,40 | - | - | - | VI. | TRADE | 3,401 | 29,06 | 25,53 | - | - | - | | | 1. Wholesale Trade | 373 | 11,33 | 9,86 | - | - | - | | | 2. Retail Trade | 3,028 | 17,74 | 15,67 | - | - | - | VII. | FINANCE | 9 | 41,16 | 1,94 | - | - | - | VIII. | ALL OTHERS | 2,935 | 15,64 | 14,08 | - | - | - |
| TOTAL BANK CREDIT | 19,991 | 170,90 | 119,40 | - | - | - | OF WHICH: 1. Artisans & Village Industries | 531 | 97 | 95 | - | - | - | | | 2. Other Small Scale Industries | 2,719 | 5,32 | 4,95 | - | - | - |
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