Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000 |
NORTH-EASTERN REGION | | | | (Amount in Rupees Lakh) |
| | | | RURAL | SEMI-URBAN |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 6,859 | 11,40 | 11,89 | 1,881 | 2,69 | 2,94 | | | 1. Direct Finance | 6,851 | 11,38 | 11,87 | 1,830 | 2,58 | 2,81 | | | 2. Indirect Finance | 8 | 2 | 2 | 51 | 11 | 13 | II. | INDUSTRY | 5,933 | 14,37 | 15,21 | 3,294 | 11,40 | 12,42 | | | 1. Mining & Quarrying | 1 | 9 | 9 | - | - | - | | | 2. Food Manufacturing & Processing | 58 | 52 | 52 | 62 | 36 | 39 | | | (a) Rice Mills, Flour & Dal Mills | 24 | 37 | 37 | 6 | 3 | 3 | | | (b) Sugar | - | - | - | - | - | - | | | (c) Edible Oils & Vanaspati | - | - | - | 1 | 1 | | | | (d) Tea Processing | - | - | - | - | - | - | | | (e) Processing of Fruits & Vegetables | - | - | - | - | - | - | | | (f) Others | 34 | 15 | 15 | 55 | 32 | 35 | | | 3. Beverage & Tobacco | - | - | - | - | - | - | | | 4. Textiles | 160 | 1,16 | 1,26 | 198 | 96 | 1,04 | | | (a) Cotton Textiles | 9 | 28 | 29 | 16 | 5 | 6 | | | (b) Jute Textiles | - | - | - | - | - | - | | | (c) Handloom Textiles & Khadi | 57 | 37 | 38 | 56 | 27 | 28 | | | (d) Other Textiles | 94 | 51 | 59 | 126 | 64 | 70 | | | 5. Paper, Paper Products & Printing | 9 | 4 | 4 | 10 | 4 | 5 | | | 6. Leather & Leather Products | 10 | 6 | 8 | 13 | 7 | 8 | | | 7. Rubber & Rubber Products | - | - | - | - | - | - | | | 8. Chemicals & Chemical Products | 4 | 2 | 1 | 6 | 4 | 4 | | | (a) Heavy Industrial Chemicals | - | - | - | - | - | - | | | (b) Fertilisers | - | - | - | - | - | - | | | (c) Drugs & Pharmaceuticals | 4 | 2 | 1 | 6 | 4 | 4 | | | (d) Non-Edible Oils | - | - | - | - | - | - | | | (e) Other Chemicals & Chemical Products | - | - | - | - | - | - | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. Manufacture of Cement & Cement Products | 2 | 1 | 1 | 2 | 6 | 5 | | | 11. Basic Metals & Metal Products | 15 | 17 | 14 | 26 | 9 | 10 | | | (a) Iron & Steel | - | - | - | - | - | - | | | (b) Non-Ferrous Metals | 1 | 9 | 5 | - | - | - | | | (c) Other Metal Products | 14 | 8 | 9 | 26 | 9 | 10 | | | 12. Engineering | 6 | 16 | 17 | 19 | 13 | 13 | | | (a) Heavy Engineering | - | - | - | - | - | - | | | (b) Light Engineering | 1 | 4 | 4 | 7 | 5 | 5 | | | (c) Electrical Machinery & Goods | 5 | 13 | 13 | 12 | 8 | 7 | | | (d) Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 7 | 6 | 6 | 17 | 8 | 9 | | | 14. Other Industries | 5,614 | 11,82 | 12,58 | 2,556 | 6,52 | 7,20 | | | 15. Electricity, Gas & Water | - | - | - | 1 | 20 | 22 | | | (a) Electricity Generation & Transmission | - | - | - | 1 | 20 | 22 | | | (b) Non-Conventional Energy | - | - | - | - | - | - | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. Construction | 47 | 27 | 25 | 384 | 2,84 | 3,02 | III. | TRANSPORT OPERATORS | 488 | 2,04 | 1,70 | 157 | 80 | 77 | IV. | PROFESSIONAL AND OTHER SERVICES | 590 | 2,14 | 2,52 | 281 | 65 | 77 | V. | PERSONAL LOANS | 2,079 | 4,72 | 4,19 | 1,327 | 6,10 | 5,54 | | | 1. Loans for Purchase of Consumer Durables | 198 | 40 | 37 | 166 | 69 | 47 | | | 2. Loans for Housing | 221 | 1,46 | 1,39 | 545 | 2,55 | 2,41 | | | 3. Rest of the Personal Loans | 1,660 | 2,87 | 2,42 | 616 | 2,86 | 2,66 | VI. | TRADE | 3,286 | 11,07 | 11,28 | 971 | 3,94 | 4,35 | | | 1. Wholesale Trade | 29 | 64 | 48 | 5 | 8 | 42 | | | 2. Retail Trade | 3,257 | 10,44 | 10,80 | 966 | 3,86 | 3,92 | VII. | FINANCE | - | - | - | 1 | 3 | 3 | VIII. | ALL OTHERS | 2,810 | 10,96 | 12,00 | 3,261 | 13,79 | 15,38 |
| TOTAL BANK CREDIT | 22,045 | 56,71 | 58,78 | 11,173 | 39,41 | 42,19 | OF WHICH: 1. Artisans & Village Industries | 2,901 | 5,51 | 5,49 | 712 | 1,55 | 2,03 | | | 2. Other Small Scale Industries | 2,595 | 6,63 | 7,33 | 1,466 | 5,05 | 5,32 |
| | | | | |
| | | | URBAN | METROPOLITAN |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
| | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 2,027 | 5,07 | 4,20 | - | - | - | | | 1. Direct Finance | 1,847 | 4,75 | 3,92 | - | - | - | | | 2. Indirect Finance | 180 | 31 | 28 | - | - | - | II. | INDUSTRY | 3,547 | 13,44 | 13,37 | - | - | - | | | 1. Mining & Quarrying | - | - | - | - | - | - | | | 2. Food Manufacturing & Processing | 51 | 62 | 85 | - | - | - | | | (a) Rice Mills, Flour & Dal Mills | 18 | 9 | 10 | - | - | - | | | (b) Sugar | - | - | - | - | - | - | | | (c) Edible Oils & Vanaspati | - | - | - | - | - | - | | | (d) Tea Processing | - | - | - | - | - | - | | | (e) Processing of Fruits & Vegetables | 1 | 9 | 10 | - | - | - | | | (f) Others | 32 | 45 | 66 | - | - | - | | | 3. Beverage & Tobacco | - | - | - | - | - | - | | | 4. Textiles | 510 | 1,93 | 2,29 | - | - | - | | | (a) Cotton Textiles | 8 | 9 | 9 | - | - | - | | | (b) Jute Textiles | - | - | - | - | - | - | | | (c) Handloom Textiles & Khadi | 330 | 1,32 | 1,63 | - | - | - | | | (d) Other Textiles | 172 | 52 | 57 | - | - | - | | | 5. Paper, Paper Products & Printing | 11 | 12 | 13 | - | - | - | | | 6. Leather & Leather Products | 4 | 2 | 2 | - | - | - | | | 7. Rubber & Rubber Products | 1 | 7 | 8 | - | - | - | | | 8. Chemicals & Chemical Products | 14 | 1,46 | 1,18 | - | - | - | | | (a) Heavy Industrial Chemicals | - | - | - | - | - | - | | | (b) Fertilisers | - | - | - | - | - | - | | | (c) Drugs & Pharmaceuticals | 5 | 1,33 | 1,05 | - | - | - | | | (d) Non-Edible Oils | - | - | - | - | - | - | | | (e) Other Chemicals & Chemical Products | 9 | 13 | 13 | - | - | - | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. Manufacture of Cement & Cement Products | 9 | 9 | 7 | - | - | - | | | 11. Basic Metals & Metal Products | 19 | 1,35 | 1,09 | - | - | - | | | (a) Iron & Steel | 2 | 1,04 | 77 | - | - | - | | | (b) Non-Ferrous Metals | - | - | - | - | - | - | | | (c) Other Metal Products | 17 | 32 | 33 | - | - | - | | | 12. Engineering | 25 | 33 | 37 | - | - | - | | | (a) Heavy Engineering | - | - | - | - | - | - | | | (b) Light Engineering | 2 | 2 | 1 | - | - | - | | | (c) Electrical Machinery & Goods | 22 | 26 | 27 | - | - | - | | | (d) Electronic Machinery & Goods | 1 | 5 | 9 | - | - | - | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 13 | 6 | 7 | - | - | - | | | 14. Other Industries | 2,887 | 7,36 | 7,20 | - | - | - | | | 15. Electricity, Gas & Water | - | - | - | - | - | - | | | (a) Electricity Generation & Transmission | - | - | - | - | - | - | | | (b) Non-Conventional Energy | - | - | - | - | - | - | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. Construction | 3 | 5 | 1 | - | - | - | III. | TRANSPORT OPERATORS | 896 | 5,70 | 4,89 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 520 | 3,14 | 3,11 | - | - | - | V. | PERSONAL LOANS | 4,860 | 21,16 | 18,15 | - | - | - | | | 1. Loans for Purchase of Consumer Durables | 591 | 2,49 | 1,84 | - | - | - | | | 2. Loans for Housing | 716 | 6,28 | 5,58 | - | - | - | | | 3. Rest of the Personal Loans | 3,553 | 12,40 | 10,73 | - | - | - | VI. | TRADE | 2,726 | 18,32 | 16,33 | - | - | - | | | 1. Wholesale Trade | 69 | 6,49 | 4,72 | - | - | - | | | 2. Retail Trade | 2,657 | 11,83 | 11,60 | - | - | - | VII. | FINANCE | 3 | 26 | 17 | - | - | - | VIII. | ALL OTHERS | 2,642 | 12,41 | 12,73 | - | - | - |
| TOTAL BANK CREDIT | 17,221 | 79,50 | 72,95 | - | - | - | OF WHICH: 1. Artisans & Village Industries | 1,274 | 2,28 | 2,27 | - | - | - | | | 2. Other Small Scale Industries | 1,703 | 5,42 | 5,43 | - | - | - |
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