Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000 |
NORTHERN REGION | | | | (Amount in Rupees Lakh) |
| | | | RURAL | SEMI-URBAN |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 1,124 | 7,33 | 6,08 | 110 | 2,70 | 2,66 | | | 1. Direct Finance | 1,110 | 6,75 | 5,72 | 109 | 2,50 | 2,50 | | | 2. Indirect Finance | 14 | 58 | 36 | 1 | 20 | 17 | II. | INDUSTRY | 1,423 | 241,73 | 202,29 | 644 | 88,16 | 83,14 | | | 1. Mining & Quarrying | 1 | 94 | 1,07 | 4 | 77 | 77 | | | 2. Food Manufacturing & Processing | 34 | 2,58 | 1,42 | 15 | 1,99 | 1,85 | | | (a) Rice Mills, Flour & Dal Mills | 17 | 55 | 16 | 5 | 48 | 34 | | | (b) Sugar | - | - | - | - | - | - | | | (c) Edible Oils & Vanaspati | 7 | 1,72 | 99 | 2 | 1,38 | 1,37 | | | (d) Tea Processing | - | - | - | - | - | - | | | (e) Processing of Fruits & Vegetables | 1 | 12 | 8 | - | - | - | | | (f) Others | 9 | 19 | 19 | 8 | 14 | 13 | | | 3. Beverage & Tobacco | 6 | 24,20 | 18,29 | - | - | - | | | 4. Textiles | 26 | 8,08 | 6,88 | 32 | 15,62 | 16,50 | | | (a) Cotton Textiles | 6 | 1,43 | 1,27 | 1 | 8 | 9 | | | (b) Jute Textiles | 6 | 5,53 | 4,80 | 2 | 14 | 58 | | | (c) Handloom Textiles & Khadi | 2 | 9 | 8 | 4 | 35 | 56 | | | (d) Other Textiles | 12 | 1,03 | 74 | 25 | 15,06 | 15,27 | | | 5. Paper, Paper Products & Printing | 7 | 20 | 20 | 26 | 5,97 | 1,91 | | | 6. Leather & Leather Products | 6 | 98 | 87 | 6 | 2,37 | 2,22 | | | 7. Rubber & Rubber Products | 4 | 21,40 | 18,21 | 54 | 2,96 | 2,69 | | | 8. Chemicals & Chemical Products | 30 | 10,76 | 9,92 | 23 | 10,45 | 9,74 | | | (a) Heavy Industrial Chemicals | 2 | 7 | 8 | 2 | 26 | 26 | | | (b) Fertilisers | - | - | - | - | - | - | | | (c) Drugs & Pharmaceuticals | - | - | - | 3 | 74 | 84 | | | (d) Non-Edible Oils | - | - | - | - | - | - | | | (e) Other Chemicals & Chemical Products | 28 | 10,69 | 9,84 | 18 | 9,44 | 8,63 | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | 2 | 29 | 22 | | | 10. Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. Basic Metals & Metal Products | 40 | 17,92 | 8,36 | 43 | 29,44 | 30,52 | | | (a) Iron & Steel | 12 | 7,78 | 4,55 | 10 | 22,25 | 28,65 | | | (b) Non-Ferrous Metals | 10 | 9,47 | 3,14 | - | - | - | | | (c) Other Metal Products | 18 | 67 | 67 | 33 | 7,19 | 1,87 | | | 12. Engineering | 33 | 9,62 | 2,02 | 39 | 12,38 | 11,21 | | | (a) Heavy Engineering | 7 | 34 | 24 | 2 | 40 | 40 | | | (b) Light Engineering | 13 | 3,34 | 1,14 | 12 | 6,56 | 4,36 | | | (c) Electrical Machinery & Goods | 7 | 27 | 24 | 20 | 3,68 | 3,74 | | | (d) Electronic Machinery & Goods | 6 | 5,67 | 40 | 5 | 1,74 | 2,70 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 2 | 6 | 6 | 5 | 1,89 | 1,58 | | | 14. Other Industries | 1,211 | 17,28 | 8,50 | 393 | 3,76 | 3,65 | | | 15. Electricity, Gas & Water | 2 | 120,00 | 118,71 | 1 | 4 | 4 | | | (a) Electricity Generation & Transmission | 2 | 120,00 | 118,71 | - | - | - | | | (b) Non-Conventional Energy | - | - | - | 1 | 4 | 4 | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. Construction | 21 | 7,71 | 7,77 | 1 | 25 | 26 | III. | TRANSPORT OPERATORS | 515 | 3,51 | 2,55 | 107 | 1,16 | 87 | IV. | PROFESSIONAL AND OTHER SERVICES | 304 | 7,18 | 16,95 | 85 | 8,13 | 6,08 | V. | PERSONAL LOANS | 8,949 | 49,82 | 42,12 | 4,015 | 19,71 | 17,25 | | | 1. Loans for Purchase of Consumer Durables | 263 | 1,26 | 92 | 57 | 28 | 20 | | | 2. Loans for Housing | 708 | 8,80 | 6,30 | 174 | 2,08 | 1,90 | | | 3. Rest of the Personal Loans | 7,978 | 39,76 | 34,91 | 3,784 | 17,35 | 15,14 | VI. | TRADE | 3,030 | 90,95 | 41,01 | 705 | 4,38 | 3,33 | | | 1. Wholesale Trade | 108 | 75,13 | 28,09 | 122 | 1,67 | 1,35 | | | 2. Retail Trade | 2,922 | 15,82 | 12,93 | 583 | 2,71 | 1,98 | VII. | FINANCE | 23 | 26,13 | 18,79 | 10 | 4 | 3 | VIII. | ALL OTHERS | 1,808 | 30,02 | 29,17 | 761 | 9,50 | 7,26 |
| TOTAL BANK CREDIT | 17,176 | 456,67 | 358,97 | 6,437 | 133,78 | 120,61 | OF WHICH: 1. Artisans & Village Industries | 518 | 4,98 | 3,44 | 204 | 34 | 32 | | | 2. Other Small Scale Industries | 669 | 27,80 | 20,84 | 307 | 24,40 | 17,27 |
| | | | | |
| | | | URBAN | METROPOLITAN |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
| | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | - | - | - | 8,798 | 887,48 | 686,00 | | | 1. Direct Finance | - | - | - | 8,351 | 214,92 | 134,51 | | | 2. Indirect Finance | - | - | - | 447 | 672,57 | 551,49 | II. | INDUSTRY | - | - | - | 1,22,591 | 33684,13 | 25660,24 | | | 1. Mining & Quarrying | - | - | - | 114 | 206,91 | 124,52 | | | 2. Food Manufacturing & Processing | - | - | - | 1,287 | 2166,08 | 1778,39 | | | (a) Rice Mills, Flour & Dal Mills | - | - | - | 317 | 1190,40 | 1063,57 | | | (b) Sugar | - | - | - | 49 | 279,43 | 219,12 | | | (c) Edible Oils & Vanaspati | - | - | - | 111 | 85,84 | 69,02 | | | (d) Tea Processing | - | - | - | 10 | 11,26 | 2,82 | | | (e) Processing of Fruits & Vegetables | - | - | - | 21 | 27,56 | 31,56 | | | (f) Others | - | - | - | 779 | 571,59 | 392,29 | | | 3. Beverage & Tobacco | - | - | - | 120 | 351,34 | 304,35 | | | 4. Textiles | - | - | - | 8,398 | 3303,35 | 2512,59 | | | (a) Cotton Textiles | - | - | - | 959 | 716,24 | 498,37 | | | (b) Jute Textiles | - | - | - | 13 | 19,05 | 18,06 | | | (c) Handloom Textiles & Khadi | - | - | - | 139 | 12,39 | 9,77 | | | (d) Other Textiles | - | - | - | 7,287 | 2555,67 | 1986,40 | | | 5. Paper, Paper Products & Printing | - | - | - | 2,913 | 571,65 | 439,37 | | | 6. Leather & Leather Products | - | - | - | 1,110 | 455,39 | 267,72 | | | 7. Rubber & Rubber Products | - | - | - | 824 | 441,15 | 315,25 | | | 8. Chemicals & Chemical Products | - | - | - | 4,387 | 4094,77 | 3113,17 | | | (a) Heavy Industrial Chemicals | - | - | - | 307 | 291,65 | 239,11 | | | (b) Fertilisers | - | - | - | 116 | 1341,44 | 1182,32 | | | (c) Drugs & Pharmaceuticals | - | - | - | 730 | 1502,69 | 951,55 | | | (d) Non-Edible Oils | - | - | - | 32 | 4,59 | 4,42 | | | (e) Other Chemicals & Chemical Products | - | - | - | 3,202 | 954,39 | 735,77 | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | 869 | 1932,00 | 1709,42 | | | 10. Manufacture of Cement & Cement Products | - | - | - | 160 | 388,29 | 245,18 | | | 11. Basic Metals & Metal Products | - | - | - | 4,144 | 5488,63 | 4541,18 | | | (a) Iron & Steel | - | - | - | 862 | 4715,64 | 3946,48 | | | (b) Non-Ferrous Metals | - | - | - | 312 | 180,32 | 149,20 | | | (c) Other Metal Products | - | - | - | 2,970 | 592,66 | 445,49 | | | 12. Engineering | - | - | - | 8,919 | 4937,66 | 3236,05 | | | (a) Heavy Engineering | - | - | - | 555 | 975,98 | 630,56 | | | (b) Light Engineering | - | - | - | 2,877 | 1131,28 | 685,77 | | | (c) Electrical Machinery & Goods | - | - | - | 3,837 | 938,50 | 649,22 | | | (d) Electronic Machinery & Goods | - | - | - | 1,650 | 1891,90 | 1270,49 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 3,616 | 2245,69 | 1546,30 | | | 14. Other Industries | - | - | - | 82,290 | 2932,66 | 2234,27 | | | 15. Electricity, Gas & Water | - | - | - | 173 | 2860,37 | 2138,95 | | | (a) Electricity Generation & Transmission | - | - | - | 118 | 2766,01 | 2048,15 | | | (b) Non-Conventional Energy | - | - | - | 4 | 27 | 24 | | | (c) Gas, Steam & Water Supply | - | - | - | 51 | 94,09 | 90,56 | | | 16. Construction | - | - | - | 3,267 | 1308,19 | 1153,53 | III. | TRANSPORT OPERATORS | - | - | - | 7,478 | 507,07 | 385,42 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 19,373 | 1901,25 | 1369,99 | V. | PERSONAL LOANS | - | - | - | 6,32,196 | 4388,56 | 3779,71 | | | 1. Loans for Purchase of Consumer Durables | - | - | - | 28,147 | 235,44 | 202,27 | | | 2. Loans for Housing | - | - | - | 53,867 | 1262,50 | 1143,25 | | | 3. Rest of the Personal Loans | - | - | - | 5,50,182 | 2890,62 | 2434,19 | VI. | TRADE | - | - | - | 50,112 | 9252,79 | 8072,74 | | | 1. Wholesale Trade | - | - | - | 19,070 | 8075,26 | 7189,32 | | | 2. Retail Trade | - | - | - | 31,042 | 1177,54 | 883,43 | VII. | FINANCE | - | - | - | 2,079 | 4585,15 | 3959,90 | VIII. | ALL OTHERS | - | - | - | 91,181 | 4353,31 | 3807,15 |
| TOTAL BANK CREDIT | - | - | - | 9,33,808 | 59559,74 | 47721,15 | OF WHICH: 1. Artisans & Village Industries | - | - | - | 11,034 | 101,89 | 71,56 | | | 2. Other Small Scale Industries | - | - | - | 65,158 | 3152,07 | 2496,79 |
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