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Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

90,648

199,08

154,12

9,383

39,76

27,17

1. Direct Finance

89,480

192,77

148,92

9,191

30,37

22,69

2. Indirect Finance

1,168

6,31

5,20

192

9,39

4,47

II.

INDUSTRY

22,332

383,14

349,65

7,271

299,16

192,57

1. Mining & Quarrying

52

3,83

3,40

24

1,88

2,39

2. Food Manufacturing & Processing

249

36,59

29,14

85

17,23

14,80

(a) Rice Mills, Flour & Dal Mills

117

13,05

10,54

27

1,99

1,79

(b) Sugar

4

12

12

-

-

-

(c) Edible Oils & Vanaspati

45

7,34

6,42

7

3,12

1,77

(d) Tea Processing

-

-

-

2

11

10

(e) Processing of Fruits & Vegetables

10

8,56

6,11

5

34

27

(f) Others

73

7,52

5,95

44

11,66

10,88

3. Beverage & Tobacco

12

6,97

7,64

11

79

96

4. Textiles

212

36,87

35,97

157

28,78

25,90

(a) Cotton Textiles

45

10,10

9,28

41

7,15

3,81

(b) Jute Textiles

1

10

11

5

16

12

(c) Handloom Textiles & Khadi

51

92

88

62

7,16

6,83

(d) Other Textiles

115

25,76

25,69

49

14,31

15,14

5. Paper, Paper Products & Printing

130

6,96

6,88

86

4,54

5,39

6. Leather & Leather Products

134

1,09

67

21

14

19

7. Rubber & Rubber Products

77

4,60

5,24

42

98

87

8. Chemicals & Chemical Products

279

52,12

45,10

90

12,91

9,30

(a) Heavy Industrial Chemicals

13

10,30

7,50

5

80

16

(b) Fertilisers

6

90

1,74

-

-

-

(c) Drugs & Pharmaceuticals

55

16,04

12,97

32

2,44

2,11

(d) Non-Edible Oils

4

25

25

6

29

21

(e) Other Chemicals & Chemical Products

201

24,64

22,64

47

9,39

6,81

9. Petroleum, Coal Products & Nuclear Fuels

4

34

32

2

33

36

10. Manufacture of Cement & Cement Products

59

3,39

2,24

34

2,23

2,12

11. Basic Metals & Metal Products

432

73,43

81,71

91

13,24

10,76

(a) Iron & Steel

102

48,32

59,98

16

3,02

2,68

(b) Non-Ferrous Metals

21

4,55

3,71

-

-

-

(c) Other Metal Products

309

20,56

18,03

75

10,22

8,08

12. Engineering

260

41,86

39,19

139

9,36

5,85

(a) Heavy Engineering

20

2,37

2,00

17

2,85

2,16

(b) Light Engineering

98

15,13

16,59

42

3,79

1,57

(c) Electrical Machinery & Goods

107

11,98

9,99

61

1,06

78

(d) Electronic Machinery & Goods

35

12,38

10,61

19

1,67

1,34

13. Vehicles, Vehicle Parts & Transport Equipments

114

6,53

6,39

50

12,84

9,55

14. Other Industries

20,119

84,26

69,19

6,089

23,76

21,41

15. Electricity, Gas & Water

9

15,50

8,14

10

166,45

79,80

(a) Electricity Generation & Transmission

1

15,00

7,75

8

166,25

79,66

(b) Non-Conventional Energy

3

23

22

1

15

10

(c) Gas, Steam & Water Supply

5

27

17

1

5

5

16. Construction

190

8,80

8,45

340

3,71

2,92

III.

TRANSPORT OPERATORS

13,878

164,87

103,19

3,499

84,01

54,87

IV.

PROFESSIONAL AND OTHER SERVICES

7,630

30,52

23,29

2,544

25,91

19,45

V.

PERSONAL LOANS

84,401

269,83

217,66

31,508

167,46

142,51

1. Loans for Purchase of Consumer Durables

7,382

22,95

17,62

3,389

11,33

8,66

2. Loans for Housing

12,180

80,01

63,17

6,134

82,91

73,83

3. Rest of the Personal Loans

64,839

166,87

136,88

21,985

73,23

60,01

VI.

TRADE

40,480

193,06

151,40

12,109

120,54

96,47

1. Wholesale Trade

1,105

20,22

15,97

543

18,65

15,93

2. Retail Trade

39,375

172,84

135,43

11,566

101,89

80,54

VII.

FINANCE

129

55

44

32

20,24

14,00

VIII.

ALL OTHERS

20,306

71,76

64,08

8,511

90,51

55,23

TOTAL BANK CREDIT

2,79,804

1312,81

1063,83

74,857

847,60

602,27

OF WHICH: 1. Artisans & Village Industries

12,821

23,16

17,58

2,642

5,56

4,72

2. Other Small Scale Industries

7,619

135,08

117,03

3,224

50,57

45,90

Note : There are no Urban and Metropolitan Centres in Himachal Pradesh.