| Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000 |
SOUTHERN REGION
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| (Amount in Rupees Lakh)
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | 12,282 | 22,55 | 20,81 | 18,146 | 26,77 | 25,73 | - | - | - | | | 1. Direct Finance | 12,234 | 22,27 | 20,55 | 18,045 | 25,40 | 24,51 | - | - | - | | | 2. Indirect Finance | 48 | 28 | 26 | 101 | 1,38 | 1,23 | - | - | - | II. | INDUSTRY | 2,767 | 60,10 | 51,04 | 3,391 | 135,70 | 109,25 | 7 | 26,31 | 6,79 | | | 1. Mining & Quarrying | - | - | - | 2 | 12 | 13 | - | - | - | | | 2. Food Manufacturing & Processing | 455 | 17,02 | 14,67 | 77 | 35,02 | 30,16 | - | - | - | | | (a) | Rice Mills, Flour & Dal Mills | 436 | 13,92 | 11,72 | 35 | 1,98 | 1,38 | - | - | - | | | (b) | Sugar | 2 | 14 | 2 | 4 | 30,32 | 25,43 | - | - | - | | | (c) | Edible Oils & Vanaspati | 1 | 15 | 18 | 14 | 1,79 | 1,61 | - | - | - | | | (d) | Tea Processing | - | - | - | - | - | - | - | - | - | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | - | - | - | | | (f) | Others | 16 | 2,81 | 2,75 | 24 | 93 | 1,74 | - | - | - | | | 3. Beverage & Tobacco | 1 | 3,30 | 3,28 | 21 | 7,51 | 5,47 | - | - | - | | | 4. Textiles | 7 | 1,17 | 1,44 | 48 | 28,41 | 20,20 | - | - | - | | | (a) | Cotton Textiles | - | - | - | 27 | 26,14 | 19,14 | - | - | - | | | (b) | Jute Textiles | 1 | 12 | 35 | - | - | - | - | - | - | | | (c) | Handloom Textiles & Khadi | 4 | 91 | 96 | 5 | 2 | 2 | - | - | - | | | (d) | Other Textiles | 2 | 14 | 14 | 16 | 2,25 | 1,04 | - | - | - | | | 5. Paper, Paper Products & Printing | 28 | 6,66 | 4,77 | 55 | 1,98 | 1,84 | - | - | - | | | 6. Leather & Leather Products | 6 | 1,27 | 95 | 11 | 62 | 53 | - | - | - | | | 7. Rubber & Rubber Products | 5 | 1,64 | 1,25 | 23 | 1,60 | 1,45 | - | - | - | | | 8. Chemicals & Chemical Products | 36 | 5,23 | 5,18 | 204 | 26,58 | 23,92 | 1 | 1,92 | 1,78 | | | (a) | Heavy Industrial Chemicals | - | - | - | 5 | 10,04 | 9,17 | - | - | - | | | (b) | Fertilisers | - | - | - | 3 | 17 | 17 | - | - | - | | | (c) | Drugs & Pharmaceuticals | 2 | 19 | 18 | 29 | 5,74 | 6,35 | - | - | - | | | (d) | Non-Edible Oils | - | - | - | - | - | - | - | - | - | | | (e) | Other Chemicals & Chemical Products | 34 | 5,04 | 4,99 | 167 | 10,63 | 8,23 | 1 | 1,92 | 1,78 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 1 | 3,06 | 1,37 | 4 | 58 | 70 | - | - | - | | | 10. Manufacture of Cement & Cement Products | 1 | 5 | 5 | 1 | 1 | 1 | - | - | - | | | 11. Basic Metals & Metal Products | 32 | 8,66 | 6,69 | 81 | 2,75 | 2,52 | - | - | - | | | (a) | Iron & Steel | 5 | 43 | 41 | 7 | 63 | 28 | - | - | - | | | (b) | Non-Ferrous Metals | 2 | 1,53 | 1,26 | - | - | - | - | - | - | | | (c) | Other Metal Products | 25 | 6,70 | 5,02 | 74 | 2,12 | 2,24 | - | - | - | | | 12. Engineering | 321 | 5,01 | 4,62 | 139 | 9,43 | 5,15 | 3 | 7,49 | 4,89 | | | (a) | Heavy Engineering | 5 | 86 | 68 | 2 | 80 | 9 | - | - | - | | | (b) | Light Engineering | 11 | 1,85 | 1,15 | 45 | 1,63 | 43 | 3 | 7,49 | 4,89 | | | (c) | Electrical Machinery & Goods | 303 | 2,08 | 2,73 | 40 | 70 | 28 | - | - | - | | | (d) | Electronic Machinery & Goods | 2 | 23 | 6 | 52 | 6,30 | 4,34 | - | - | - | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 2 | 5 | 4 | 49 | 75 | 57 | 1 | 40 | 12 | | | 14. Other Industries | 1,872 | 6,98 | 6,73 | 2,657 | 19,31 | 15,71 | 2 | 16,50 | - | | | 15. Electricity, Gas & Water | - | - | - | - | - | - | - | - | - | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | - | - | - | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | - | - | - | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | - | - | - | | | 16. Construction | - | - | - | 19 | 1,02 | 90 | - | - | - | III. | TRANSPORT OPERATORS | 139 | 1,40 | 75 | 366 | 2,51 | 2,02 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 386 | 4,84 | 3,58 | 1,901 | 13,37 | 12,02 | - | - | - | V. | PERSONAL LOANS | 8,079 | 37,50 | 31,06 | 24,552 | 79,34 | 72,53 | 1 | 3 | 3 | | | 1. Loans for Purchase of Consumer Durables | 2,211 | 8,60 | 6,31 | 2,341 | 4,74 | 3,82 | - | - | - | | | 2. Loans for Housing | 1,075 | 10,20 | 8,84 | 2,929 | 21,25 | 19,19 | - | - | - | | | 3. Rest of the Personal Loans | 4,793 | 18,70 | 15,92 | 19,282 | 53,35 | 49,51 | 1 | 3 | 3 | VI. | TRADE | 1,601 | 10,19 | 8,76 | 5,953 | 41,89 | 38,21 | - | - | - | | | 1. Wholesale Trade | 104 | 3,51 | 3,36 | 104 | 6,86 | 5,67 | - | - | - | | | 2. Retail Trade | 1,497 | 6,68 | 5,41 | 5,849 | 35,04 | 32,54 | - | - | - | VII. | FINANCE | 17 | 1,26 | 97 | 22 | 11 | 9 | - | - | - | VIII. ALL OTHERS
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| 9,94
| 9,43
| 4,452
| 35,58
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| TOTAL BANK CREDIT | 27,028 | 147,77 | 126,41 | 58,783 | 335,28 | 292,44 | 8 | 26,33 | 6,82 | OF WHICH: | 1. Artisans & Village Industries | 597 | 80 | 79 | 1,352 | 1,92 | 1,86 | - | - | - |
| 2. Other Small Scale Industries
| 1,612
| 20,49
| 17,75
| 1,486
| 29,98
| 23,76
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| | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | | | | |
| COMMERCIAL BANKS
| COMMERCIAL BANKS
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | - | - | - | 745 | 3,18 | 2,95 | 31,173 | 52,50 | 49,50 | | | 1. Direct Finance | - | - | - | 745 | 3,18 | 2,95 | 31,024 | 50,85 | 48,01 | | | 2. Indirect Finance | - | - | - | - | - | - | 149 | 1,66 | 1,48 | II. | INDUSTRY | - | - | - | 717 | 75,36 | 60,32 | 6,882 | 297,47 | 227,41 | | | 1. Mining & Quarrying | - | - | - | - | - | - | 2 | 12 | 13 | | | 2. Food Manufacturing & Processing | - | - | - | 41 | 5,66 | 6,58 | 573 | 57,70 | 51,42 | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 2 | 2,24 | 3,34 | 473 | 18,14 | 16,44 | | | (b) | Sugar | - | - | - | - | - | - | 6 | 30,46 | 25,45 | | | (c) | Edible Oils & Vanaspati | - | - | - | 14 | 2,25 | 2,05 | 29 | 4,19 | 3,84 | | | (d) | Tea Processing | - | - | - | - | - | - | - | - | - | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | - | - | - | | | (f) | Others | - | - | - | 25 | 1,17 | 1,19 | 65 | 4,92 | 5,69 | | | 3. Beverage & Tobacco | - | - | - | 6 | 44 | 34 | 28 | 11,25 | 9,08 | | | 4. Textiles | - | - | - | 29 | 10,17 | 9,27 | 84 | 39,76 | 30,92 | | | (a) | Cotton Textiles | - | - | - | 8 | 1,06 | 59 | 35 | 27,20 | 19,73 | | | (b) | Jute Textiles | - | - | - | 1 | 15 | 14 | 2 | 27 | 48 | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | 9 | 93 | 98 | | | (d) | Other Textiles | - | - | - | 20 | 8,96 | 8,55 | 38 | 11,35 | 9,73 | | | 5. Paper, Paper Products & Printing | - | - | - | 44 | 3,13 | 3,10 | 127 | 11,76 | 9,71 | | | 6. Leather & Leather Products | - | - | - | 12 | 41 | 37 | 29 | 2,29 | 1,85 | | | 7. Rubber & Rubber Products | - | - | - | 11 | 83 | 86 | 39 | 4,07 | 3,56 | | | 8. Chemicals & Chemical Products | - | - | - | 83 | 31,52 | 22,81 | 324 | 65,25 | 53,69 | | | (a) | Heavy Industrial Chemicals | - | - | - | 3 | 3,05 | 2,86 | 8 | 13,09 | 12,03 | | | (b) | Fertilisers | - | - | - | - | - | - | 3 | 17 | 17 | | | (c) | Drugs & Pharmaceuticals | - | - | - | 22 | 1,13 | 1,08 | 53 | 7,06 | 7,61 | | | (d) | Non-Edible Oils | - | - | - | - | - | - | - | - | - | | | (e) | Other Chemicals & Chemical Products | - | - | - | 58 | 27,33 | 18,87 | 260 | 44,92 | 33,88 | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | 1 | 3 | 2 | 6 | 3,67 | 2,09 | | | 10. Manufacture of Cement & Cement Products | - | - | - | 4 | 2 | 2 | 6 | 8 | 7 | | | 11. Basic Metals & Metal Products | - | - | - | 19 | 8,86 | 5,33 | 132 | 20,27 | 14,54 | | | (a) | Iron & Steel | - | - | - | 7 | 6,82 | 3,78 | 19 | 7,88 | 4,48 | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | 2 | 1,53 | 1,26 | | | (c) | Other Metal Products | - | - | - | 12 | 2,04 | 1,55 | 111 | 10,86 | 8,81 | | | 12. Engineering | - | - | - | 70 | 8,43 | 7,01 | 533 | 30,36 | 21,65 | | | (a) | Heavy Engineering | - | - | - | 4 | 64 | 62 | 11 | 2,29 | 1,40 | | | (b) | Light Engineering | - | - | - | 35 | 1,14 | 1,14 | 94 | 12,11 | 7,61 | | | (c) | Electrical Machinery & Goods | - | - | - | 22 | 4,51 | 3,60 | 365 | 7,29 | 6,60 | | | (d) | Electronic Machinery & Goods | - | - | - | 9 | 2,14 | 1,65 | 63 | 8,67 | 6,04 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 10 | 21 | 19 | 62 | 1,41 | 92 | | | 14. Other Industries | - | - | - | 355 | 3,77 | 2,90 | 4,886 | 46,56 | 25,34 | | | 15. Electricity, Gas & Water | - | - | - | 3 | 1,04 | 74 | 3 | 1,04 | 74 | | | (a) | Electricity Generation & Transmission | - | - | - | 1 | 4 | 4 | 1 | 4 | 4 | | | (b) | Non-Conventional Energy | - | - | - | 2 | 1,00 | 70 | 2 | 1,00 | 70 | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | - | - | - | | | 16. Construction | - | - | - | 29 | 86 | 78 | 48 | 1,88 | 1,69 | III. | TRANSPORT OPERATORS | - | - | - | 100 | 2,75 | 2,26 | 605 | 6,66 | 5,04 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 195 | 4,03 | 2,79 | 2,482 | 22,23 | 18,38 | V. | PERSONAL LOANS | - | - | - | 3,650 | 15,44 | 13,40 | 36,282 | 132,31 | 117,01 | | | 1. Loans for Purchase of Consumer Durables | - | - | - | 719 | 1,44 | 1,36 | 5,271 | 14,78 | 11,48 | | | 2. Loans for Housing | - | - | - | 196 | 1,62 | 1,45 | 4,200 | 33,07 | 29,47 | | | 3. Rest of the Personal Loans | - | - | - | 2,735 | 12,38 | 10,60 | 26,811 | 84,46 | 76,06 | VI. | TRADE | - | - | - | 1,173 | 30,00 | 25,42 | 8,727 | 82,08 | 72,39 | | | 1. Wholesale Trade | - | - | - | 215 | 8,83 | 8,26 | 423 | 19,20 | 17,28 | | | 2. Retail Trade | - | - | - | 958 | 21,17 | 17,16 | 8,304 | 62,89 | 55,11 | VII. | FINANCE | - | - | - | 6 | 15 | 3 | 45 | 1,51 | 1,09 | VIII.
| ALL OTHERS
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| 863
| 8,84
| 7,98
| 7,072
| 54,35
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| TOTAL BANK CREDIT | - | - | - | 7,449 | 139,75 | 115,15 | 93,268 | 649,12 | 540,82 | OF WHICH: | 1. Artisans & Village Industries | - | - | - | 192 | 28 | 27 | 2,141 | 3,00 | 2,92 |
| 2. Other Small Scale Industries
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| 350
| 19,50
| 17,83
| 3,448
| 69,97
| 59,35
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