| Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000 |
NORTH - EASTERN REGION
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| (Amount in Rupees Lakh)
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | 3,556 | 5,81 | 4,60 | 4,302 | 11,29 | 12,32 | - | - | - | | | 1. Direct Finance | 3,556 | 5,81 | 4,60 | 4,221 | 10,93 | 11,96 | - | - | - | | | 2. Indirect Finance | - | - | - | 81 | 37 | 36 | - | - | - | II. | INDUSTRY | 3,462 | 11,33 | 10,89 | 7,212 | 26,49 | 28,91 | - | - | - | | | 1. Mining & Quarrying | - | - | - | 1 | 9 | 9 | - | - | - | | | 2. Food Manufacturing & Processing | 20 | 15 | 15 | 147 | 1,31 | 1,59 | - | - | - | | | (a) | Rice Mills, Flour & Dal Mills | 5 | 4 | 4 | 43 | 45 | 46 | - | - | - | | | (b) | Sugar | - | - | - | - | - | - | - | - | - | | | (c) | Edible Oils & Vanaspati | - | - | - | 1 | 1 | - | - | - | - | | | (d) | Tea Processing | - | - | - | - | - | - | - | - | - | | | (e) | Processing of Fruits & Vegetables | - | - | - | 1 | 9 | 10 | - | - | - | | | (f) | Others | 15 | 11 | 11 | 102 | 77 | 1,03 | - | - | - | | | 3. Beverage & Tobacco | - | - | - | - | - | - | - | - | - | | | 4. Textiles | 80 | 80 | 84 | 787 | 3,25 | 3,76 | - | - | - | | | (a) | Cotton Textiles | 1 | 24 | 25 | 32 | 18 | 19 | - | - | - | | | (b) | Jute Textiles | - | - | - | - | - | - | - | - | - | | | (c) | Handloom Textiles & Khadi | 31 | 24 | 24 | 412 | 1,71 | 2,04 | - | - | - | | | (d) | Other Textiles | 48 | 31 | 34 | 343 | 1,36 | 1,52 | - | - | - | | | 5. Paper, Paper Products & Printing | 12 | 8 | 9 | 16 | 11 | 12 | - | - | - | | | 6. Leather & Leather Products | 13 | 9 | 12 | 14 | 7 | 7 | - | - | - | | | 7. Rubber & Rubber Products | - | - | - | 1 | 7 | 8 | - | - | - | | | 8. Chemicals & Chemical Products | 6 | 6 | 5 | 18 | 1,45 | 1,19 | - | - | - | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | - | - | - | | | (b) | Fertilisers | - | - | - | - | - | - | - | - | - | | | (c) | Drugs & Pharmaceuticals | - | - | - | 15 | 1,38 | 1,11 | - | - | - | | | (d) | Non-Edible Oils | - | - | - | - | - | - | - | - | - | | | (e) | Other Chemicals & Chemical Products | 6 | 6 | 5 | 3 | 7 | 9 | - | - | - | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | - | - | - | | | 10. Manufacture of Cement & Cement Products | 3 | 12 | 8 | 10 | 3 | 5 | - | - | - | | | 11. Basic Metals & Metal Products | 7 | 1,03 | 76 | 53 | 59 | 58 | - | - | - | | | (a) | Iron & Steel | 1 | 1,00 | 73 | 1 | 4 | 4 | - | - | - | | | (b) | Non-Ferrous Metals | - | - | - | 1 | 9 | 5 | - | - | - | | | (c) | Other Metal Products | 6 | 3 | 3 | 51 | 47 | 49 | - | - | - | | | 12. Engineering | 9 | 20 | 23 | 40 | 42 | 42 | - | - | - | | | (a) | Heavy Engineering | - | - | - | - | - | - | - | - | - | | | (b) | Light Engineering | - | - | - | 10 | 12 | 10 | - | - | - | | | (c) | Electrical Machinery & Goods | 8 | 15 | 14 | 30 | 30 | 32 | - | - | - | | | (d) | Electronic Machinery & Goods | 1 | 5 | 9 | - | - | - | - | - | - | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 21 | 13 | 14 | 15 | 7 | 8 | - | - | - | | | 14. Other Industries | 3,291 | 8,69 | 8,45 | 5,677 | 15,73 | 17,38 | - | - | - | | | 15. Electricity, Gas & Water | - | - | - | 1 | 20 | 22 | - | - | - | | | (a) | Electricity Generation & Transmission | - | - | - | 1 | 20 | 22 | - | - | - | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | - | - | - | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | - | - | - | | | 16. Construction | - | - | - | 432 | 3,11 | 3,27 | - | - | - | III. | TRANSPORT OPERATORS | 271 | 1,32 | 93 | 563 | 4,35 | 4,22 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 233 | 69 | 66 | 1,130 | 4,91 | 5,41 | - | - | - | V. | PERSONAL LOANS | 4,341 | 13,82 | 11,38 | 3,278 | 17,15 | 15,63 | - | - | - | | | 1. Loans for Purchase of Consumer Durables | 510 | 2,29 | 1,70 | 437 | 1,26 | 98 | - | - | - | | | 2. Loans for Housing | 491 | 4,28 | 3,74 | 984 | 5,98 | 5,62 | - | - | - | | | 3. Rest of the Personal Loans | 3,340 | 7,24 | 5,95 | 1,857 | 9,91 | 9,03 | - | - | - | VI. | TRADE | 2,325 | 15,46 | 14,17 | 2,351 | 15,17 | 15,15 | - | - | - | | | 1. Wholesale Trade | 12 | 5,58 | 4,02 | 91 | 1,62 | 1,60 | - | - | - | | | 2. Retail Trade | 2,313 | 9,88 | 10,15 | 2,260 | 13,55 | 13,55 | - | - | - | VII. | FINANCE | - | - | - | 4 | 29 | 20 | - | - | - | VIII. ALL OTHERS
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| 4,64
| 4,34
| 7,731
| 32,52
| 35,77
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| TOTAL BANK CREDIT | 15,167 | 53,07 | 46,98 | 26,571 | 112,18 | 117,60 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 1,821 | 4,28 | 4,10 | 1,750 | 4,64 | 5,25 | - | - | - |
| 2. Other Small Scale Industries
| 1,624
| 5,62
| 5,63
| 3,374
| 10,60
| 11,71
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| | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | | | | |
| COMMERCIAL BANKS
| COMMERCIAL BANKS
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | 2,909 | 2,05 | 2,11 | - | - | - | 10,767 | 19,15 | 19,03 | | | 1. Direct Finance | 2,751 | 1,97 | 2,03 | - | - | - | 10,528 | 18,71 | 18,60 | | | 2. Indirect Finance | 158 | 8 | 8 | - | - | - | 239 | 44 | 43 | II. | INDUSTRY | 2,100 | 1,39 | 1,21 | - | - | - | 12,774 | 39,21 | 41,00 | | | 1. Mining & Quarrying | - | - | - | - | - | - | 1 | 9 | 9 | | | 2. Food Manufacturing & Processing | 4 | 3 | 2 | - | - | - | 171 | 1,49 | 1,76 | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | 48 | 49 | 50 | | | (b) | Sugar | - | - | - | - | - | - | - | - | - | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | 1 | 1 | - | | | (d) | Tea Processing | - | - | - | - | - | - | - | - | - | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | 1 | 9 | 10 | | | (f) | Others | 4 | 3 | 2 | - | - | - | 121 | 91 | 1,16 | | | 3. Beverage & Tobacco | - | - | - | - | - | - | - | - | - | | | 4. Textiles | 1 | - | - | - | - | - | 868 | 4,04 | 4,60 | | | (a) | Cotton Textiles | - | - | - | - | - | - | 33 | 42 | 45 | | | (b) | Jute Textiles | - | - | - | - | - | - | - | - | - | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | 443 | 1,95 | 2,28 | | | (d) | Other Textiles | 1 | - | - | - | - | - | 392 | 1,68 | 1,87 | | | 5. Paper, Paper Products & Printing | 2 | 2 | 1 | - | - | - | 30 | 20 | 22 | | | 6. Leather & Leather Products | - | - | - | - | - | - | 27 | 15 | 19 | | | 7. Rubber & Rubber Products | - | - | - | - | - | - | 1 | 7 | 8 | | | 8. Chemicals & Chemical Products | - | - | - | - | - | - | 24 | 1,51 | 1,24 | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | - | - | - | | | (b) | Fertilisers | - | - | - | - | - | - | - | - | - | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | 15 | 1,38 | 1,11 | | | (d) | Non-Edible Oils | - | - | - | - | - | - | - | - | - | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | 9 | 13 | 13 | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | - | - | - | | | 10. Manufacture of Cement & Cement Products | - | - | - | - | - | - | 13 | 15 | 13 | | | 11. Basic Metals & Metal Products | - | - | - | - | - | - | 60 | 1,61 | 1,34 | | | (a) | Iron & Steel | - | - | - | - | - | - | 2 | 1,04 | 77 | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | 1 | 9 | 5 | | | (c) | Other Metal Products | - | - | - | - | - | - | 57 | 49 | 52 | | | 12. Engineering | 1 | 1 | 1 | - | - | - | 50 | 63 | 66 | | | (a) | Heavy Engineering | - | - | - | - | - | - | - | - | - | | | (b) | Light Engineering | - | - | - | - | - | - | 10 | 12 | 10 | | | (c) | Electrical Machinery & Goods | 1 | 1 | 1 | - | - | - | 39 | 46 | 47 | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | 1 | 5 | 9 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 1 | 1 | 1 | - | - | - | 37 | 20 | 22 | | | 14. Other Industries | 2,089 | 1,28 | 1,15 | - | - | - | 11,057 | 25,69 | 26,97 | | | 15. Electricity, Gas & Water | - | - | - | - | - | - | 1 | 20 | 22 | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | 1 | 20 | 22 | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | - | - | - | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | - | - | - | | | 16. Construction | 2 | 5 | 1 | - | - | - | 434 | 3,16 | 3,28 | III. | TRANSPORT OPERATORS | 707 | 2,87 | 2,21 | - | - | - | 1,541 | 8,54 | 7,37 | IV. | PROFESSIONAL AND OTHER SERVICES | 28 | 34 | 32 | - | - | - | 1,391 | 5,93 | 6,39 | V. | PERSONAL LOANS | 647 | 1,01 | 86 | - | - | - | 8,266 | 31,99 | 27,88 | | | 1. Loans for Purchase of Consumer Durables | 8 | 2 | 1 | - | - | - | 955 | 3,57 | 2,69 | | | 2. Loans for Housing | 7 | 2 | 2 | - | - | - | 1,482 | 10,29 | 9,38 | | | 3. Rest of the Personal Loans | 632 | 97 | 84 | - | - | - | 5,829 | 18,13 | 15,81 | VI. | TRADE | 2,307 | 2,70 | 2,64 | - | - | - | 6,983 | 33,34 | 31,95 | | | 1. Wholesale Trade | - | - | - | - | - | - | 103 | 7,20 | 5,62 | | | 2. Retail Trade | 2,307 | 2,70 | 2,64 | - | - | - | 6,880 | 26,13 | 26,33 | VII. | FINANCE | - | - | - | - | - | - | 4 | 29 | 20 | VIII. ALL OTHERS
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| 8,713
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| TOTAL BANK CREDIT | 8,701 | 10,37 | 9,35 | - | - | - | 50,439 | 175,62 | 173,93 | OF WHICH: | 1. Artisans & Village Industries | 1,316 | 42 | 44 | - | - | - | 4,887 | 9,34 | 9,79 |
| 2. Other Small Scale Industries
| 766
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| 5,764
| 17,10
| 18,08
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