| Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000 |
NORTH - EASTERN REGION
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| (Amount in Rupees Lakh)
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | 28,235 | 54,34 | 45,78 | 66,452 | 196,32 | 190,00 | 1 | 20 | 20 | | | 1. Direct Finance | 27,167 | 44,08 | 39,57 | 65,220 | 130,17 | 122,92 | 1 | 20 | 20 | | | 2. Indirect Finance | 1,068 | 10,26 | 6,21 | 1,232 | 66,15 | 67,08 | - | - | - | II. | INDUSTRY | 22,581 | 329,58 | 255,29 | 49,146 | 692,76 | 625,89 | 10 | 65,44 | 13,41 | | | 1. Mining & Quarrying | 19 | 3,62 | 2,14 | 14 | 170,22 | 170,24 | - | - | - | | | 2. Food Manufacturing & Processing | 371 | 35,74 | 25,59 | 1,384 | 161,53 | 130,68 | 9 | 65,36 | 13,38 | | | (a) | Rice Mills, Flour & Dal Mills | 136 | 4,74 | 4,33 | 500 | 13,74 | 12,45 | - | - | - | | | (b) | Sugar | - | - | - | 3 | 1,19 | 1,61 | - | - | - | | | (c) | Edible Oils & Vanaspati | 47 | 2,69 | 2,15 | 76 | 19,36 | 8,96 | - | - | - | | | (d) | Tea Processing | 46 | 19,25 | 12,21 | 167 | 118,61 | 99,53 | 9 | 65,36 | 13,38 | | | (e) | Processing of Fruits & Vegetables | 1 | 9 | 3 | 2 | 11 | 8 | - | - | - | | | (f) | Others | 141 | 8,96 | 6,87 | 636 | 8,51 | 8,05 | - | - | - | | | 3. Beverage & Tobacco | 7 | 69 | 31 | 9 | 1,23 | 92 | - | - | - | | | 4. Textiles | 516 | 112,63 | 71,95 | 1,697 | 21,14 | 19,94 | - | - | - | | | (a) | Cotton Textiles | 34 | 16,28 | 11,57 | 243 | 3,85 | 4,97 | - | - | - | | | (b) | Jute Textiles | - | - | - | 14 | 89 | 1,39 | - | - | - | | | (c) | Handloom Textiles & Khadi | 215 | 2,04 | 1,33 | 448 | 3,20 | 3,01 | - | - | - | | | (d) | Other Textiles | 267 | 94,31 | 59,06 | 992 | 13,21 | 10,57 | - | - | - | | | 5. Paper, Paper Products & Printing | 162 | 4,09 | 3,65 | 467 | 8,84 | 7,77 | - | - | - | | | 6. Leather & Leather Products | 25 | 8,18 | 5,04 | 55 | 58 | 55 | - | - | - | | | 7. Rubber & Rubber Products | 12 | 1,27 | 1,12 | 54 | 1,62 | 1,76 | - | - | - | | | 8. Chemicals & Chemical Products | 199 | 18,89 | 15,81 | 248 | 59,76 | 31,03 | - | - | - | | | (a) | Heavy Industrial Chemicals | 2 | 16 | 20 | 5 | 1,92 | 1,73 | - | - | - | | | (b) | Fertilisers | 3 | 94 | 21 | 5 | 1,19 | 1,31 | - | - | - | | | (c) | Drugs & Pharmaceuticals | 32 | 1,36 | 1,28 | 38 | 5,38 | 5,63 | - | - | - | | | (d) | Non-Edible Oils | 2 | 6 | 7 | 2 | 1,28 | 94 | - | - | - | | | (e) | Other Chemicals & Chemical Products | 160 | 16,37 | 14,04 | 198 | 49,99 | 21,42 | - | - | - | | | 9. Petroleum, Coal Products & Nuclear Fuels | 8 | 4,76 | 3,27 | 23 | 9,76 | 10,60 | - | - | - | | | 10. Manufacture of Cement & Cement Products | 62 | 13,21 | 12,62 | 134 | 6,19 | 5,99 | - | - | - | | | 11. Basic Metals & Metal Products | 186 | 39,50 | 33,29 | 691 | 19,66 | 20,22 | - | - | - | | | (a) | Iron & Steel | 59 | 33,92 | 28,62 | 28 | 10,11 | 10,71 | - | - | - | | | (b) | Non-Ferrous Metals | 6 | 1,55 | 1,01 | 2 | 12 | 12 | - | - | - | | | (c) | Other Metal Products | 121 | 4,02 | 3,67 | 661 | 9,42 | 9,39 | - | - | - | | | 12. Engineering | 180 | 5,73 | 5,25 | 403 | 18,56 | 15,05 | - | - | - | | | (a) | Heavy Engineering | 5 | 33 | 30 | 13 | 1,34 | 1,17 | - | - | - | | | (b) | Light Engineering | 80 | 1,75 | 1,74 | 124 | 2,38 | 2,33 | - | - | - | | | (c) | Electrical Machinery & Goods | 88 | 2,94 | 2,49 | 235 | 11,41 | 8,25 | - | - | - | | | (d) | Electronic Machinery & Goods | 7 | 72 | 72 | 31 | 3,43 | 3,30 | - | - | - | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 192 | 3,96 | 2,80 | 206 | 3,03 | 2,80 | - | - | - | | | 14. Other Industries | 20,624 | 73,90 | 69,05 | 42,584 | 189,64 | 188,49 | 1 | 8 | 4 | | | 15. Electricity, Gas & Water | 3 | 2,15 | 2,22 | 7 | 1,14 | 1,03 | - | - | - | | | (a) | Electricity Generation & Transmission | 1 | 2,00 | 2,08 | 6 | 1,12 | 1,01 | - | - | - | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | - | - | - | | | (c) | Gas, Steam & Water Supply | 2 | 15 | 14 | 1 | 2 | 2 | - | - | - | | | 16. Construction | 15 | 1,24 | 1,17 | 1,170 | 19,84 | 18,83 | - | - | - | III. | TRANSPORT OPERATORS | 2,910 | 27,78 | 22,66 | 8,674 | 77,19 | 71,26 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 3,037 | 25,61 | 20,64 | 22,025 | 66,14 | 65,31 | 1 | 14 | 14 | V. | PERSONAL LOANS | 62,701 | 226,93 | 199,24 | 77,284 | 267,34 | 236,18 | 62 | 21 | 19 | | | 1. Loans for Purchase of Consumer Durables | 8,681 | 23,21 | 19,78 | 9,435 | 27,44 | 22,94 | 7 | 11 | 11 | | | 2. Loans for Housing | 9,332 | 94,54 | 86,99 | 13,459 | 86,70 | 77,61 | - | - | - | | | 3. Rest of the Personal Loans | 44,688 | 109,18 | 92,47 | 54,390 | 153,20 | 135,63 | 55 | 10 | 8 | VI. | TRADE | 28,543 | 167,60 | 152,60 | 69,730 | 343,50 | 320,62 | - | - | - | | | 1. Wholesale Trade | 2,182 | 38,94 | 35,16 | 3,866 | 62,23 | 55,40 | - | - | - | | | 2. Retail Trade | 26,361 | 128,66 | 117,44 | 65,864 | 281,27 | 265,22 | - | - | - | VII. | FINANCE | 540 | 5,14 | 3,32 | 160 | 8,91 | 8,58 | - | - | - | VIII. ALL OTHERS
| 23,294
| 129,56
| 120,30
| 63,987
| 392,98
| 376,10
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| TOTAL BANK CREDIT | 1,71,841 | 966,52 | 819,84 | 3,57,458 | 2045,13 | 1893,94 | 133 | 66,99 | 14,92 | OF WHICH: | 1. Artisans & Village Industries | 8,627 | 15,80 | 15,57 | 14,911 | 28,99 | 29,08 | - | - | - |
| 2. Other Small Scale Industries
| 10,101
| 113,70
| 94,30
| 25,008
| 162,70
| 150,36
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| | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | | | | |
| COMMERCIAL BANKS
| COMMERCIAL BANKS
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | 75,541 | 56,55 | 53,11 | 78 | 27 | 21 | 1,70,307 | 307,67 | 289,31 | | | 1. Direct Finance | 75,092 | 53,76 | 51,37 | 78 | 27 | 21 | 1,67,558 | 228,47 | 214,28 | | | 2. Indirect Finance | 449 | 2,79 | 1,73 | - | - | - | 2,749 | 79,20 | 75,03 | II. | INDUSTRY | 18,445 | 22,19 | 21,85 | 488 | 20,93 | 16,73 | 90,670 | 1130,89 | 933,17 | | | 1. Mining & Quarrying | - | - | - | - | - | - | 33 | 173,84 | 172,38 | | | 2. Food Manufacturing & Processing | 330 | 4,34 | 4,14 | 42 | 7,42 | 4,63 | 2,136 | 274,38 | 178,41 | | | (a) | Rice Mills, Flour & Dal Mills | 163 | 2,78 | 2,64 | 4 | 1,17 | 1,04 | 803 | 22,43 | 20,46 | | | (b) | Sugar | - | - | - | - | - | - | 3 | 1,19 | 1,61 | | | (c) | Edible Oils & Vanaspati | 17 | 15 | 11 | 1 | 1 | 1 | 141 | 22,21 | 11,22 | | | (d) | Tea Processing | - | - | - | 3 | 5,75 | 3,39 | 225 | 208,97 | 128,50 | | | (e) | Processing of Fruits & Vegetables | 11 | 51 | 49 | - | - | - | 14 | 72 | 59 | | | (f) | Others | 139 | 90 | 90 | 34 | 49 | 20 | 950 | 18,86 | 16,02 | | | 3. Beverage & Tobacco | - | - | - | - | - | - | 16 | 1,92 | 1,24 | | | 4. Textiles | 115 | 54 | 60 | 7 | 6 | 4 | 2,335 | 134,38 | 92,52 | | | (a) | Cotton Textiles | 48 | 16 | 20 | - | - | - | 325 | 20,29 | 16,73 | | | (b) | Jute Textiles | - | - | - | - | - | - | 14 | 89 | 1,39 | | | (c) | Handloom Textiles & Khadi | 38 | 25 | 27 | - | - | - | 701 | 5,48 | 4,60 | | | (d) | Other Textiles | 29 | 13 | 13 | 7 | 6 | 4 | 1,295 | 107,71 | 69,80 | | | 5. Paper, Paper Products & Printing | 32 | 49 | 36 | 9 | 9 | 8 | 670 | 13,51 | 11,86 | | | 6. Leather & Leather Products | 2 | 1 | 1 | - | - | - | 82 | 8,78 | 5,60 | | | 7. Rubber & Rubber Products | - | - | - | - | - | - | 66 | 2,90 | 2,88 | | | 8. Chemicals & Chemical Products | 18 | 9 | 8 | 6 | 20 | 20 | 471 | 78,94 | 47,12 | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | 7 | 2,08 | 1,93 | | | (b) | Fertilisers | - | - | - | - | - | - | 8 | 2,13 | 1,51 | | | (c) | Drugs & Pharmaceuticals | 11 | 6 | 5 | 1 | 3 | 3 | 82 | 6,84 | 7,00 | | | (d) | Non-Edible Oils | - | - | - | 2 | 8 | 8 | 6 | 1,41 | 1,09 | | | (e) | Other Chemicals & Chemical Products | 7 | 3 | 3 | 3 | 9 | 9 | 368 | 66,48 | 35,58 | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | 1 | 26 | 30 | 32 | 14,78 | 14,17 | | | 10. Manufacture of Cement & Cement Products | 18 | 9 | 9 | - | - | - | 214 | 19,49 | 18,71 | | | 11. Basic Metals & Metal Products | 30 | 18 | 17 | 12 | 1,21 | 67 | 919 | 60,54 | 54,35 | | | (a) | Iron & Steel | - | - | - | 4 | 1,18 | 64 | 91 | 45,21 | 39,96 | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | 8 | 1,67 | 1,13 | | | (c) | Other Metal Products | 30 | 18 | 17 | 8 | 3 | 3 | 820 | 13,66 | 13,26 | | | 12. Engineering | 16 | 17 | 16 | 3 | 39 | 34 | 602 | 24,85 | 20,80 | | | (a) | Heavy Engineering | 1 | 5 | 6 | - | - | - | 19 | 1,72 | 1,53 | | | (b) | Light Engineering | 3 | 4 | 4 | 1 | - | - | 208 | 4,17 | 4,11 | | | (c) | Electrical Machinery & Goods | 12 | 8 | 6 | 1 | 30 | 31 | 336 | 14,73 | 11,11 | | | (d) | Electronic Machinery & Goods | - | - | - | 1 | 8 | 3 | 39 | 4,23 | 4,05 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 5 | 2 | 2 | 5 | 1,79 | 1,77 | 408 | 8,82 | 7,38 | | | 14. Other Industries | 17,761 | 15,39 | 15,34 | 401 | 9,27 | 8,50 | 81,371 | 288,29 | 281,42 | | | 15. Electricity, Gas & Water | - | - | - | - | - | - | 10 | 3,29 | 3,25 | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | 7 | 3,12 | 3,09 | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | - | - | - | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | 3 | 17 | 16 | | | 16. Construction | 118 | 86 | 88 | 2 | 25 | 21 | 1,305 | 22,19 | 21,09 | III. | TRANSPORT OPERATORS | 10,098 | 35,38 | 29,60 | 284 | 5,58 | 3,68 | 21,966 | 145,92 | 127,21 | IV. | PROFESSIONAL AND OTHER SERVICES | 10,289 | 12,11 | 11,01 | 85 | 1,81 | 1,49 | 35,437 | 105,81 | 98,59 | V. | PERSONAL LOANS | 34,255 | 69,00 | 60,64 | 1,701 | 8,24 | 6,77 | 1,76,003 | 571,71 | 503,02 | | | 1. Loans for Purchase of Consumer Durables | 8,037 | 16,38 | 12,34 | 165 | 33 | 23 | 26,325 | 67,47 | 55,40 | | | 2. Loans for Housing | 3,036 | 22,92 | 22,11 | 216 | 1,54 | 1,34 | 26,043 | 205,70 | 188,05 | | | 3. Rest of the Personal Loans | 23,182 | 29,70 | 26,19 | 1,320 | 6,37 | 5,21 | 1,23,635 | 298,54 | 259,56 | VI. | TRADE | 43,408 | 51,42 | 47,14 | 538 | 6,52 | 5,13 | 1,42,219 | 569,03 | 525,50 | | | 1. Wholesale Trade | 749 | 4,10 | 3,48 | 23 | 2,03 | 1,57 | 6,820 | 107,29 | 95,62 | | | 2. Retail Trade | 42,659 | 47,32 | 43,66 | 515 | 4,49 | 3,56 | 1,35,399 | 461,74 | 429,89 | VII. | FINANCE | - | - | - | - | - | - | 700 | 14,05 | 11,90 | VIII. ALL OTHERS
| 3,705
| 4,27
| 3,72
| 737
| 4,96
| 4,23
| 91,782
| 532,77
| 505,33
| TOTAL BANK CREDIT | 1,95,741 | 250,91 | 227,07 | 3,911 | 48,30 | 38,25 | 7,29,084 | 3377,86 | 2994,02 | OF WHICH: | 1. Artisans & Village Industries | 9,278 | 7,68 | 7,81 | 245 | 35 | 35 | 33,061 | 52,82 | 52,80 |
| 2. Other Small Scale Industries
| 8,231
| 8,79
| 8,61
| 157
| 4,07
| 3,21
| 43,498
| 289,35
| 256,51
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