| Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000 |
NORTH - EASTERN REGION
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| (Amount in Rupees Lakh)
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | | | | | AND ITS ASSOCIATES
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| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | 5,920 | 7,60 | 7,07 | 695 | 6,66 | 4,23 | - | - | - | | | 1. Direct Finance | 5,821 | 7,30 | 6,79 | 690 | 4,18 | 1,89 | - | - | - | | | 2. Indirect Finance | 99 | 29 | 28 | 5 | 2,48 | 2,34 | - | - | - | II. | INDUSTRY | 1,085 | 20,49 | 16,89 | 219 | 9,99 | 9,95 | - | - | - | | | 1. Mining & Quarrying | 2 | 8 | 5 | - | - | - | - | - | - | | | 2. Food Manufacturing & Processing | 17 | 5,78 | 4,55 | 2 | 2,00 | 2,27 | - | - | - | | | (a) | Rice Mills, Flour & Dal Mills | 11 | 1,26 | 35 | 1 | - | - | - | - | - | | | (b) | Sugar | - | - | - | - | - | - | - | - | - | | | (c) | Edible Oils & Vanaspati | 2 | 2,05 | 1,55 | - | - | - | - | - | - | | | (d) | Tea Processing | 1 | 2,39 | 2,57 | 1 | 2,00 | 2,27 | - | - | - | | | (e) | Processing of Fruits & Vegetables | 1 | 6 | 6 | - | - | - | - | - | - | | | (f) | Others | 2 | 2 | 1 | - | - | - | - | - | - | | | 3. Beverage & Tobacco | - | - | - | 2 | 55 | 56 | - | - | - | | | 4. Textiles | 51 | 22 | 21 | 14 | 1,80 | 1,60 | - | - | - | | | (a) | Cotton Textiles | - | - | - | 3 | 54 | 37 | - | - | - | | | (b) | Jute Textiles | - | - | - | - | - | - | - | - | - | | | (c) | Handloom Textiles & Khadi | 40 | 16 | 16 | - | - | - | - | - | - | | | (d) | Other Textiles | 11 | 5 | 5 | 11 | 1,26 | 1,22 | - | - | - | | | 5. Paper, Paper Products & Printing | 3 | 4 | 4 | 1 | 10 | 9 | - | - | - | | | 6. Leather & Leather Products | 1 | 30 | 51 | 3 | 1,26 | 1,26 | - | - | - | | | 7. Rubber & Rubber Products | - | - | - | - | - | - | - | - | - | | | 8. Chemicals & Chemical Products | 9 | 1,65 | 1,58 | 3 | 2,84 | 2,77 | - | - | - | | | (a) | Heavy Industrial Chemicals | 2 | 1,06 | 1,06 | 2 | 2,59 | 2,52 | - | - | - | | | (b) | Fertilisers | - | - | - | - | - | - | - | - | - | | | (c) | Drugs & Pharmaceuticals | 1 | 3 | 3 | 1 | 25 | 25 | - | - | - | | | (d) | Non-Edible Oils | - | - | - | - | - | - | - | - | - | | | (e) | Other Chemicals & Chemical Products | 6 | 56 | 50 | - | - | - | - | - | - | | | 9. Petroleum, Coal Products & Nuclear Fuels | 1 | 41 | 27 | - | - | - | - | - | - | | | 10. Manufacture of Cement & Cement Products | 2 | 39 | 36 | - | - | - | - | - | - | | | 11. Basic Metals & Metal Products | 10 | 28 | 22 | - | - | - | - | - | - | | | (a) | Iron & Steel | 1 | 8 | 3 | - | - | - | - | - | - | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | - | - | - | | | (c) | Other Metal Products | 9 | 20 | 19 | - | - | - | - | - | - | | | 12. Engineering | 6 | 51 | 49 | - | - | - | - | - | - | | | (a) | Heavy Engineering | - | - | - | - | - | - | - | - | - | | | (b) | Light Engineering | 2 | 3 | 3 | - | - | - | - | - | - | | | (c) | Electrical Machinery & Goods | 3 | 46 | 44 | - | - | - | - | - | - | | | (d) | Electronic Machinery & Goods | 1 | 3 | 3 | - | - | - | - | - | - | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 27 | 72 | 13 | 1 | 3 | 3 | - | - | - | | | 14. Other Industries | 935 | 6,44 | 6,50 | 193 | 1,40 | 1,37 | - | - | - | | | 15. Electricity, Gas & Water | 2 | 1,54 | 3 | - | - | - | - | - | - | | | (a) | Electricity Generation & Transmission | 1 | 1,50 | - | - | - | - | - | - | - | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | - | - | - | | | (c) | Gas, Steam & Water Supply | 1 | 4 | 3 | - | - | - | - | - | - | | | 16. Construction | 19 | 2,13 | 1,95 | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | 501 | 4,93 | 4,23 | 180 | 1,33 | 1,28 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 336 | 2,27 | 1,70 | 132 | 79 | 67 | - | - | - | V. | PERSONAL LOANS | 6,118 | 18,92 | 15,20 | 765 | 2,86 | 2,26 | - | - | - | | | 1. Loans for Purchase of Consumer Durables | 468 | 1,87 | 1,53 | 71 | 21 | 14 | - | - | - | | | 2. Loans for Housing | 69 | 1,31 | 1,20 | 84 | 56 | 55 | - | - | - | | | 3. Rest of the Personal Loans | 5,581 | 15,74 | 12,47 | 610 | 2,09 | 1,57 | - | - | - | VI. | TRADE | 1,425 | 12,30 | 11,04 | 203 | 8,90 | 6,66 | - | - | - | | | 1. Wholesale Trade | 96 | 1,65 | 1,58 | 17 | 3,14 | 1,98 | - | - | - | | | 2. Retail Trade | 1,329 | 10,64 | 9,46 | 186 | 5,77 | 4,68 | - | - | - | VII. | FINANCE | 11 | 4,06 | 2,71 | - | - | - | - | - | - | VIII. ALL OTHERS
| 844
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| 473
| 13,98
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| TOTAL BANK CREDIT | 16,240 | 75,13 | 62,72 | 2,667 | 44,51 | 35,78 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 493 | 78 | 76 | 88 | 17 | 17 | - | - | - |
| 2. Other Small Scale Industries
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| 7,21
| 5,58
| 109
| 2,61
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| | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | | | | |
| COMMERCIAL BANKS
| COMMERCIAL BANKS
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | |
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| I. | AGRICULTURE | 7,674 | 5,62 | 5,63 | - | - | - | 14,289 | 19,88 | 16,92 | | | 1. Direct Finance | 7,674 | 5,62 | 5,63 | - | - | - | 14,185 | 17,11 | 14,30 | | | 2. Indirect Finance | - | - | - | - | - | - | 104 | 2,78 | 2,62 | II. | INDUSTRY | 2,414 | 1,36 | 1,40 | 2 | 1,03 | 69 | 3,720 | 32,86 | 28,93 | | | 1. Mining & Quarrying | - | - | - | - | - | - | 2 | 8 | 5 | | | 2. Food Manufacturing & Processing | - | - | - | 1 | 3 | 3 | 20 | 7,81 | 6,85 | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | 12 | 1,26 | 36 | | | (b) | Sugar | - | - | - | - | - | - | - | - | - | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | 2 | 2,05 | 1,55 | | | (d) | Tea Processing | - | - | - | - | - | - | 2 | 4,39 | 4,84 | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | 1 | 6 | 6 | | | (f) | Others | - | - | - | 1 | 3 | 3 | 3 | 5 | 4 | | | 3. Beverage & Tobacco | - | - | - | - | - | - | 2 | 55 | 56 | | | 4. Textiles | - | - | - | - | - | - | 65 | 2,02 | 1,80 | | | (a) | Cotton Textiles | - | - | - | - | - | - | 3 | 54 | 37 | | | (b) | Jute Textiles | - | - | - | - | - | - | - | - | - | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | 40 | 16 | 16 | | | (d) | Other Textiles | - | - | - | - | - | - | 22 | 1,32 | 1,27 | | | 5. Paper, Paper Products & Printing | - | - | - | - | - | - | 4 | 14 | 13 | | | 6. Leather & Leather Products | - | - | - | - | - | - | 4 | 1,56 | 1,77 | | | 7. Rubber & Rubber Products | - | - | - | - | - | - | - | - | - | | | 8. Chemicals & Chemical Products | - | - | - | - | - | - | 12 | 4,49 | 4,35 | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | 4 | 3,65 | 3,58 | | | (b) | Fertilisers | - | - | - | - | - | - | - | - | - | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | 2 | 28 | 28 | | | (d) | Non-Edible Oils | - | - | - | - | - | - | - | - | - | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | 6 | 56 | 50 | | | 9. Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | 1 | 41 | 27 | | | 10. Manufacture of Cement & Cement Products | - | - | - | - | - | - | 2 | 39 | 36 | | | 11. Basic Metals & Metal Products | - | - | - | - | - | - | 10 | 28 | 22 | | | (a) | Iron & Steel | - | - | - | - | - | - | 1 | 8 | 3 | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | - | - | - | | | (c) | Other Metal Products | - | - | - | - | - | - | 9 | 20 | 19 | | | 12. Engineering | - | - | - | - | - | - | 6 | 51 | 49 | | | (a) | Heavy Engineering | - | - | - | - | - | - | - | - | - | | | (b) | Light Engineering | - | - | - | - | - | - | 2 | 3 | 3 | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | 3 | 46 | 44 | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | 1 | 3 | 3 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | 28 | 76 | 16 | | | 14. Other Industries | 2,414 | 1,36 | 1,40 | - | - | - | 3,542 | 9,21 | 9,28 | | | 15. Electricity, Gas & Water | - | - | - | - | - | - | 2 | 1,54 | 3 | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | 1 | 1,50 | - | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | - | - | - | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | 1 | 4 | 3 | | | 16. Construction | - | - | - | 1 | 1,00 | 66 | 20 | 3,13 | 2,61 | III. | TRANSPORT OPERATORS | 1,869 | 3,45 | 3,56 | 1 | 2 | 2 | 2,551 | 9,73 | 9,08 | IV. | PROFESSIONAL AND OTHER SERVICES | 130 | 9 | 9 | - | - | - | 598 | 3,15 | 2,46 | V. | PERSONAL LOANS | 4,321 | 4,34 | 4,27 | - | - | - | 11,204 | 26,12 | 21,74 | | | 1. Loans for Purchase of Consumer Durables | 871 | 1,36 | 1,33 | - | - | - | 1,410 | 3,43 | 3,00 | | | 2. Loans for Housing | - | - | - | - | - | - | 153 | 1,87 | 1,75 | | | 3. Rest of the Personal Loans | 3,450 | 2,98 | 2,95 | - | - | - | 9,641 | 20,81 | 16,99 | VI. | TRADE | 2,297 | 5,35 | 4,68 | 1 | 30 | 22 | 3,926 | 26,85 | 22,61 | | | 1. Wholesale Trade | 29 | 10 | 9 | 1 | 30 | 22 | 143 | 5,19 | 3,86 | | | 2. Retail Trade | 2,268 | 5,25 | 4,60 | - | - | - | 3,783 | 21,66 | 18,74 | VII. | FINANCE | - | - | - | - | - | - | 11 | 4,06 | 2,71 | VIII. ALL OTHERS
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| TOTAL BANK CREDIT | 20,412 | 20,92 | 20,32 | 4 | 1,35 | 92 | 39,323 | 141,91 | 119,75 | OF WHICH: | 1. Artisans & Village Industries | 533 | 35 | 34 | - | - | - | 1,114 | 1,30 | 1,28 |
| 2. Other Small Scale Industries
| 1,843
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| 2,488
| 10,83
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