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Date : Apr 21, 1999

Banking Statistics - Summary Tables - March 1997 (Part 3 of 5)

Table No.1.9 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1997

					(Amount in Rupees Lakh)
					No. of	Credit	Amount
	OCCUPATION				Accounts	Limit	Outstanding
					1	2	3
I.	AGRICULTURE				225,24,364	36980,55	31634,15
	1.	Direct Finance			222,24,763	30946,21	27217,36
	2.	Indirect Finance			2,99,601	6034,34	4416,80
II.	INDUSTRY				44,27,994	178266,83	140313,60
	1.	Mining & Quarrying			17,631	5483,42	3787,07
	2.	Food Manufacturing & Processing			1,27,220	15190,12	11524,91
		(a)	Rice Mills, Flour & Dal Mills		38,284	2702,66	2103,62
		(b)	Sugar		1,579	2768,04	2276,47
		(c)	Edible Oils & Vanaspati		16,812	3019,00	2178,91
		(d)	Tea Processing		1,605	1764,32	1170,46
		(e)	Processing of Fruits & Vegetables		2,324	362,61	270,54
		(f)	Others		66,616	4573,49	3524,90
	3.	Beverage & Tobacco			6,084	2262,24	1709,81
	4.	Textiles			1,42,787	29068,36	22338,75
		(a)	Cotton Textiles		36,960	11831,74	9234,85
		(b)	Jute Textiles		1,759	559,95	426,74
		(c)	Handloom Textiles & Khadi		11,502	512,09	425,86
		(d)	Other Textiles		92,566	16164,58	12251,29
	5.	Paper, Paper Products & Printing			43,648	4650,91	3793,85
	6.	Leather & Leather Products			15,882	2738,56	2202,70
	7.	Rubber & Rubber Products			13,063	2811,05	2325,19
	8.	Chemicals & Chemical Products			76,599	25391,33	19521,58
		(a)	Heavy Industrial Chemicals		8,092	4764,46	3413,94
		(b)	Fertilisers		2,197	3338,86	2452,25
		(c)	Drugs & Pharmaceuticals		15,028	7317,25	5836,61
		(d)	Non-Edible Oils		1,749	339,25	294,99
		(e)	Other Chemicals & Chemical Products		49,533	9631,51	7523,79
	9.	Petroleum, Coal Products & Nuclear Fuels			5,785	3629,34	3042,47
	10.	Manufacture of Cement & Cement Products			9,541	2836,83	2331,07
	11.	Basic Metals & Metal Products			86,975	21294,90	17303,52
		(a)	Iron & Steel		28,676	15075,81	12388,83
		(b)	Non-Ferrous Metals		6,159	1570,15	1250,82
		(c)	Other Metal Products		52,140	4648,94	3663,87
	12.	Engineering			1,02,645	27446,94	21559,15
		(a)	Heavy Engineering		14,659	7618,37	5757,90
		(b)	Light Engineering		42,200	6607,72	5108,94
		(c)	Electrical Machinery & Goods		26,592	6998,66	5440,28
		(d)	Electronic Machinery & Goods		19,194	6222,19	5252,03
	13.	Vehicles, Vehicle Parts & Transport Equipment			33,009	6945,62	5372,62
	14.	Other Industries			37,11,536	19428,30	16187,34
	15.	Electricity, Gas & Water			11,393	4652,05	3452,86
		(a)	Electricity Generation & Transmission		9,809	4338,25	3204,04
		(b)	Non-Conventional Energy		503	155,69	125,27
		(c)	Gas, Steam & Water Supply		1,081	158,10	123,55
	16.	Construction			24,196	4436,86	3860,73
III.	TRANSPORT OPERATORS				11,22,131	6302,64	5202,06
IV.	PROFESSIONAL AND OTHER SERVICES				21,77,329	10854,51	8941,84
V.	PERSONAL LOANS				114,32,406	33121,63	28201,32
	1.	Loans for Purchase of Consumer Durables			7,68,459	1189,49	973,61
	2.	Loans for Housing			10,33,802	8931,08	7945,99
	3.	Rest of the Personal Loans			96,30,145	23001,06	19281,73
VI.	TRADE				89,47,094	45704,05	37440,43
	1.	Wholesale Trade			4,13,569	26755,94	21283,11
		of which: Food Procurement			121	8749,98	7958,81
	2.	Retail Trade			85,33,525	18948,11	16157,32
VII.	FINANCE				21,970	14043,12	11293,34
VIII.	ALL OTHERS				49,64,629	25343,34	21346,56
TOTAL BANK CREDIT					556,17,917	350616,67	284373,30
OF WHICH:			1.	Artisans & Village Industries	20,66,264	2062,70	1824,65
			2.	Other Small Scale Industries	17,37,692	33638,90	26793,32

								(Amount in Rupees Lakh)
					RURAL			SEMI-URBAN
					No. of	Credit	Amount	No. of	Credit	Amount
		OCCUPATION			Accounts	Limit	Outstanding	Accounts	Limit	Outstanding
					1	2	3	4	5	6
I.	AGRICULTURE				145,25,253	18367,52	16050,34	66,63,136	10844,85	9143,82
	1.	Direct Finance			143,56,640	17087,57	15059,93	65,83,874	9620,80	8376,02
	2.	Indirect Finance			1,68,613	1279,95	990,41	79,262	1224,05	767,80
II.	INDUSTRY				21,35,044	11894,44	9873,21	11,41,416	17177,66	14069,69
	1.	Mining & Quarrying			7,091	187,94	157,25	4,995	610,35	430,97
	2.	Manufacturing & Processing			21,23,380	11392,37	9427,44	11,27,381	16113,02	13301,14
	3.	Electricity, Gas & Water			1,740	207,71	186,75	2,463	220,98	137,71
	4.	Construction			2,833	106,43	101,77	6,577	233,30	199,88
III.	TRANSPORT OPERATORS				5,39,414	1652,02	1357,98	3,16,157	1813,87	1473,17
IV.	PROFESSIONAL AND OTHER SERVICES				9,67,110	1092,15	943,58	6,27,847	1573,69	1314,52
V.	PERSONAL LOANS				28,05,612	4921,32	4317,08	30,23,145	7039,21	6216,40
	1.	Loans for Purchase of Consumer Durables			1,51,196	191,89	157,90	2,39,624	349,57	289,83
	2.	Loans for Housing			1,77,242	1084,20	956,59	2,82,156	1935,48	1725,23
	3.	Rest of the Personal Loans			24,77,174	3645,24	3202,59	25,01,365	4754,16	4201,35
VI.	TRADE				46,85,521	6348,53	5613,33	25,90,880	6766,15	5635,30
	1.	Wholesale Trade			1,44,061	2132,39	1921,70	1,05,979	1901,42	1486,04
	2.	Retail Trade			45,41,460	4216,13	3691,63	24,84,901	4864,73	4149,26
VII.	FINANCE				2,479	356,56	303,64	3,418	451,07	322,30
VIII.	ALL OTHERS				16,19,738	2134,49	1799,71	14,72,790	2866,44	2426,82
TOTAL BANK CREDIT					272,80,171	46767,03	40258,88	158,38,789	48532,93	40602,02
OF WHICH:			1.	Artisans & Village Industries	14,20,510	1009,82	887,16	4,60,975	545,64	486,08
			2.	Other Small Scale Industries	5,65,498	2614,84	2232,06	5,22,042	5233,83	4349,98


					URBAN			METROPOLITAN
					No. of	Credit	Amount	No. of	Credit	Amount
		OCCUPATION			Accounts	Limit	Outstanding	Accounts	Limit	Outstanding
					7	8	9	10	11	12
I.	AGRICULTURE				12,10,868	3977,81	3347,99	1,25,107	3790,36	3092,00
	1.	Direct Finance			11,72,852	2865,23	2545,63	1,11,397	1372,60	1235,76
	2.	Indirect Finance			38,016	1112,59	802,36	13,710	2417,76	1856,23
II.	INDUSTRY				7,47,407	32668,63	26905,95	4,04,127	116526,09	89464,75
	1.	Mining & Quarrying			3,389	362,26	286,65	2,156	4322,87	2912,19
	2.	Manufacturing & Processing			7,34,252	31490,95	25957,22	3,89,761	104698,15	80527,15
	3.	Electricity, Gas & Water			3,336	344,35	233,87	3,854	3879,01	2894,53
	4.	Construction			6,430	471,07	428,21	8,356	3626,05	3130,87
III.	TRANSPORT OPERATORS				1,86,126	1311,43	1105,42	80,434	1525,32	1265,49
IV.	PROFESSIONAL AND OTHER SERVICES				3,96,976	2079,30	1761,66	1,85,396	6109,37	4922,09
V.	PERSONAL LOANS				25,79,036	7926,75	6996,28	30,24,613	13234,35	10671,56
	1.	Loans for Purchase of Consumer Durables			2,52,764	397,43	325,73	1,24,875	250,60	200,14
	2.	Loans for Housing			3,17,951	2837,24	2547,41	2,56,453	3074,17	2716,75
	3.	Rest of the Personal Loans			20,08,321	4692,08	4123,13	26,43,285	9909,59	7754,66
VI.	TRADE				12,34,516	8464,82	7060,41	4,36,177	24124,56	19131,38
	1.	Wholesale Trade			85,038	4305,26	3504,81	78,491	18416,86	14370,55
	2.	Retail Trade			11,49,478	4159,56	3555,60	3,57,686	5707,69	4760,83
VII.	FINANCE				4,696	815,63	660,10	11,377	12419,87	10007,30
VIII.	ALL OTHERS				10,94,495	4913,54	3958,21	7,77,606	15428,88	13161,82
TOTAL BANK CREDIT					74,54,120	62157,91	51796,03	50,44,837	193158,80	151716,38
OF WHICH:			1.	Artisans & Village Industries	1,59,157	353,95	313,72	25,622	153,29	137,69
			2.	Other Small Scale Industries	4,26,101	9526,60	7896,86	2,24,051	16263,62	12314,41

Table No.1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation
March 1997

A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION

									(Per cent)
					RURAL	SEMI-URBAN	URBAN	METROPOLITAN	ALL-INDIA
		OCCUPATION			1	2	3	4	5
I.	AGRICULTURE				39.9	22.5	6.5	2.0	11.1

	1.	Direct Finance			37.4	20.6	4.9	0.8	9.6

	2.	Indirect Finance			2.5	1.9	1.5	1.2	1.6

II.	INDUSTRY				24.5	34.7	51.9	59.0	49.3

	1.	Mining & Quarrying			0.4	1.1	0.6	1.9	1.3

	2.	Manufacturing & Processing			23.4	32.8	50.1	53.1	45.4

	3.	Electricity, Gas & Water			0.5	0.3	0.5	1.9	1.2

	4.	Construction			0.3	0.5	0.8	2.1	1.4

III.	TRANSPORT OPERATORS				3.4	3.6	2.1	0.8	1.8

IV.	PROFESSIONAL AND OTHER SERVICES				2.3	3.2	3.4	3.2	3.1

V.	PERSONAL LOANS				10.7	15.3	13.5	7.0	9.9

	1.	Loans for Purchase of Consumer Durables			0.4	0.7	0.6	0.1	0.3

	2.	Loans for Housing			2.4	4.2	4.9	1.8	2.8

	3.	Rest of the Personal Loans			8.0	10.3	8.0	5.1	6.8

VI.	TRADE				13.9	13.9	13.6	12.6	13.2

	1.	Wholesale Trade			4.8	3.7	6.8	9.5	7.5

	2.	Retail Trade			9.2	10.2	6.9	3.1	5.7

VII.	FINANCE				0.8	0.8	1.3	6.6	4.0

VIII.	ALL OTHERS				4.5	6.0	7.6	8.7	7.5

TOTAL BANK CREDIT					100.0	100.0	100.0	100.0	100.0

OF WHICH:			1.	Artisans & Village Industries	2.2	1.2	0.6	0.1	0.6

			2.	Other Small Scale Industries	5.5	10.7	15.2	8.1	9.4

B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP

					RURAL	SEMI-URBAN	URBAN	METROPOLITAN	ALL-INDIA
OCCUPATION					6	7	8	9	10
I.	AGRICULTURE				50.7	28.9	10.6	9.8	100.0

	1.	Direct Finance			55.3	30.8	9.4	4.5	100.0

	2.	Indirect Finance			22.4	17.4	18.2	42.0	100.0

II.	INDUSTRY				7.0	10.0	19.2	63.8	100.0

	1.	Mining & Quarrying			4.2	11.4	7.6	76.9	100.0

	2.	Manufacturing & Processing			7.3	10.3	20.1	62.3	100.0

	3.	Electricity, Gas & Water			5.4	4.0	6.8	83.8	100.0

	4.	Construction			2.6	5.2	11.1	81.1	100.0

III.	TRANSPORT OPERATORS				26.1	28.3	21.2	24.3	100.0

IV.	PROFESSIONAL AND OTHER SERVICES				10.6	14.7	19.7	55.0	100.0

V.	PERSONAL LOANS				15.3	22.0	24.8	37.8	100.0

	1.	Loans for Purchase of Consumer Durables			16.2	29.8	33.5	20.6	100.0

	2.	Loans for Housing			12.0	21.7	32.1	34.2	100.0

	3.	Rest of the Personal Loans			16.6	21.8	21.4	40.2	100.0

VI.	TRADE				15.0	15.1	18.9	51.1	100.0

	1.	Wholesale Trade			9.0	7.0	16.5	67.5	100.0

	2.	Retail Trade			22.8	25.7	22.0	29.5	100.0

VII.	FINANCE				2.7	2.9	5.8	88.6	100.0

VIII.	ALL OTHERS				8.4	11.4	18.5	61.7	100.0

TOTAL BANK CREDIT					14.2	14.3	18.2	53.4	100.0

OF WHICH:			1.	Artisans & Village Industries	48.6	26.6	17.2	7.5	100.0

			2.	Other Small Scale Industries	8.3	16.2	29.5	46.0	100.0

Table No. 1.12 - Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation
March 1997

							(Amount in Rupees Lakh)
				RURAL			SEMI-URBAN
				No. of	Credit	Amount	No. of	Credit	Amount
	OCCUPATION			Accounts	Limit	Outstanding	Accounts	Limit	Outstanding
				1	2	3	4	5	6
I.	AGRICULTURE			138,26,739	10149,94	9093,54	62,84,274	5187,01	4751,61

	1.	Direct Finance		136,74,696	10029,40	8981,42	62,19,303	5123,75	4693,33

	2.	Indirect Finance		1,52,043	120,55	112,12	64,971	63,25	58,28

II.	INDUSTRY			19,69,518	1245,17	1121,52	9,16,946	769,69	716,76

	1.	Food Manufacturing & Processing		14,627	11,84	10,53	13,672	12,00	11,07

	2.	Other Industries		19,54,891	1233,33	1110,99	9,03,274	757,69	705,68

III.	TRANSPORT OPERATORS			4,59,326	326,97	292,54	2,19,573	186,24	168,00

IV.	PROFESSIONAL AND OTHER SERVICES			9,28,813	595,32	526,36	5,69,671	427,32	385,56

V.	PERSONAL LOANS			24,97,775	2288,18	2007,43	25,68,001	2539,94	2276,79

	1.	Loans for Purchase of Consumer Durables		1,44,263	150,03	123,12	2,28,301	261,04	214,00

	2.	Loans for Housing		94,457	111,70	107,65	1,32,502	144,03	140,64

	3.	Rest of the Personal Loans		22,59,055	2026,45	1776,66	22,07,198	2134,88	1922,15

VI.	TRADE			45,24,131	2974,16	2675,77	23,39,454	1829,88	1652,81

	1.	Wholesale Trade		1,27,794	113,30	101,05	64,985	67,25	60,67

	2.	Retail Trade		43,96,337	2860,86	2574,72	22,74,469	1762,62	1592,13

VII.	ALL OTHERS			16,01,164	1194,10	1126,59	14,42,293	1314,72	1262,20
TOTAL BANK CREDIT				258,07,466	18773,84	16843,74	143,40,212	12254,80	11213,73
OF WHICH:			1. Artisans & Village Industries	13,87,758	805,72	712,73	4,34,605	306,10	274,50

			2. Other Small Scale Industries	4,92,715	373,84	348,54	4,11,382	395,88	378,17

				URBAN/METROPOLITAN			ALL-INDIA
				No. of	Credit	Amount	No. of	Credit	Amount
	OCCUPATION			Accounts	Limit	Outstanding	Accounts	Limit	Outstanding
				7	8	9	10	11	12
I.	AGRICULTURE			12,03,220	1057,66	1030,31	213,14,233	16394,61	14875,46

	1.	Direct Finance		11,61,734	1011,62	987,96	210,55,733	16164,77	14662,71

	2.	Indirect Finance		41,486	46,04	42,35	2,58,500	229,84	212,75

II.	INDUSTRY			6,15,931	665,96	685,51	35,02,395	2680,82	2523,79

	1.	Food Manufacturing & Processing		6,588	7,58	7,31	34,887	31,42	28,91

	2.	Other Industries		6,09,343	658,38	678,20	34,67,508	2649,40	2494,88

III.	TRANSPORT OPERATORS			1,56,454	154,04	139,19	8,35,353	667,25	599,73

IV.	PROFESSIONAL AND OTHER SERVICES			4,54,746	393,18	367,65	19,53,230	1415,82	1279,56

V.	PERSONAL LOANS			43,97,837	5221,20	4030,76	94,63,613	10049,32	8314,98

	1.	Loans for Purchase of Consumer Durables		3,54,308	411,91	329,82	7,26,872	822,98	666,94

	2.	Loans for Housing		2,14,721	258,34	248,68	4,41,680	514,07	496,97

	3.	Rest of the Personal Loans		38,28,808	4550,95	3452,25	82,95,061	8712,27	7151,07

VI.	TRADE			13,36,874	1216,64	1130,76	82,00,459	6020,68	5459,34

	1.	Wholesale Trade		57,718	65,98	69,07	2,50,497	246,53	230,80

	2.	Retail Trade		12,79,156	1150,66	1061,69	79,49,962	5774,14	5228,54

VII.	ALL OTHERS			17,81,277	1994,27	2004,80	48,24,734	4503,09	4393,60
TOTAL BANK CREDIT				99,46,339	10702,95	9388,97	500,94,017	41731,59	37446,45
OF WHICH:			1. Artisans & Village Industries	1,53,411	128,44	119,98	19,75,774	1240,27	1107,22

			2. Other Small Scale Industries	3,81,383	446,72	454,46	12,85,480	1216,44	1181,17

Table No. 1.13 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Size of Credit Limit
March 1997

		(Amount in Rupees Lakh)
	No. of	Credit	Amount
CREDIT LIMIT RANGE	Accounts	Limit	Outstanding
	1	2	3
Rs.25,000 or Less	500,94,017	41731,59	37446,45
	(90.1)	(11.9)	(13.2)
Above Rs.25,000 upto Rs.50,000	21,64,779	7992,89	7449,41
	(3.9)	(2.3)	(2.6)
Above Rs.50,000 upto Rs.1 Lakh	12,90,212	10084,78	9079,26
	(2.3)	(2.9)	(3.2)
Above Rs.1 Lakh upto Rs.2 Lakh	11,75,887	18111,69	15698,19
	(2.1)	(5.2)	(5.5)
Above Rs.2 Lakh upto Rs.5 Lakh	5,22,332	17147,72	14701,39
	(0.9)	(4.9)	(5.2)
Above Rs.5 Lakh upto Rs.10 Lakh	1,55,399	11724,92	9681,24
	(0.3)	(3.3)	(3.4)
Above Rs.10 Lakh upto Rs.25 Lakh	1,00,367	16717,17	13201,33
	(0.2)	(4.8)	(4.6)
Above Rs.25 Lakh upto Rs.50 Lakh	47,886	17935,43	14195,18
	(0.1)	(5.1)	(5.0)
Above Rs.50 Lakh upto Rs.1 Crore	27,379	20552,47	16315,66
	(0.0)	(5.9)	(5.7)
Above Rs.1 Crore upto Rs.4 Crore	28,813	59068,50	46561,90
	(0.1)	(16.8)	(16.4)
Above Rs.4 Crore upto Rs.6 Crore	4,597	22897,15	17469,65
	(0.0)	(6.5)	(6.1)
Above Rs.6 Crore upto Rs.10 Crore	3,397	27114,49	20245,90
	(0.0)	(7.7)	(7.1)
Above 10 Crore	2,852	79537,87	62327,73
	(0.0)	(22.7)	(21.9)
TOTAL	556,17,917	350616,67	284373,30
	(100.0)	(100.0)	(100.0)

Table No.1.14 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range
March 1997

		(Amount in Rupees Lakh)
	No. of	Credit	Amount
INTEREST RATE RANGE	Accounts	Limit	Outstanding
	1	2	3
Less than 6%	2,47,771	2826,38	2481,63
	(4.6)	(1.0)	(1.1)
6% and above but less than 10%	54,500	1352,71	1159,10
	(1.0)	(0.5)	(0.5)
10% and above but less than 12%	1,59,633	3360,89	3017,35
	(2.9)	(1.2)	(1.4)
12% and above but less than 14%	5,42,405	30440,20	23547,05
	(10.0)	(11.3)	(10.7)
14% and above but less than 15%	21,23,672	29085,58	23889,69
	(39.0)	(10.8)	(10.9)
15% and above but less than 16%	7,32,337	26556,86	21156,20
	(13.5)	(9.9)	(9.6)
16% and above but less than 17%	2,47,449	22476,28	18304,15
	(4.5)	(8.3)	(8.3)
17% and above but less than 18%	4,91,132	46370,04	37889,54
	(9.0)	(17.2)	(17.2)
18% and above but less than 20%	5,00,665	72427,29	58800,77
	(9.2)	(26.9)	(26.7)
20% and above	3,40,006	34409,89	29716,72
	(6.3)	(12.8)	(13.5)
Total Loans & Advances	54,39,570	269306,12	219962,20
	(100.0)	(100.0)	(100.0)
Inland & Foreign Bills Purchased/Discounted	84,330	39578,96	26964,66
TOTAL	55,23,900	308885,08	246926,86

Table No.1.15 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Organisation March 1997

				(Amount in Rupees Lakh)
			No. of	Credit	Amount
	ORGANISATION		Accounts	Limit	Outstanding
			1	2	3
1.	PUBLIC SECTOR		28,969	34837,97	27668,77
			(0.5)	(11.3)	(11.2)
	a)	Central Government Owned Undertakings	17,933	24571,42	19734,19
			(0.3)	(8.0)	(8.0)
	b)	State Government	1,431	1805,90	1449,41
			(0.0)	(0.6)	(0.6)
	c)	State Government Owned Undertakings	5,385	4805,45	3809,84
			(0.1)	(1.6)	(1.5)
	d)	Quasi Government Bodies	4,220	3655,20	2675,33
			(0.1)	(1.2)	(1.1)
2.	CO-OPERATIVE SECTOR		20,424	3686,44	2914,67
			(0.4)	(1.2)	(1.2)
3.	PRIVATE SECTOR		14,45,913	219318,33	172529,94
			(26.2)	(71.0)	(69.9)
	a)	Public and Private Limited Companies	5,889	3768,11	3107,22
		not owned but managed by Government	(0.1)	(1.2)	(1.3)

	b)	Public and Private Limited Companies	1,37,973	136296,03	106466,27
		other than Government owened and/or	(2.5)	(44.1)	(43.1)
		managed Companies & Corporations

	c)	Partnership Proprietary concerns,	13,02,051	79254,19	62956,45
		Joint Families, Associations, Clubs,	(23.6)	(25.7)	(25.5)
		Societies, Trusts and Groups

4.	JOINT SECTOR UNDERTAKINGS		1,672	854,77	516,22
			(0.0)	(0.3)	(0.2)
5.	INDIVIDUALS		40,20,770	49986,35	43143,51
			(72.8)	(16.2)	(17.5)
	a)	Male	37,22,062	46748,93	40376,38
			(67.4)	(15.1)	(16.4)
	b)	Female	2,98,708	3237,42	2767,12
			(5.4)	(1.0)	(1.1)
6.	FOREIGN GOVT./FOREIGN BANKS		6,152	201,22	153,74
			(0.1)	(0.1)	(0.1)
	TOTAL		55,23,900	308885,08	246926,86
			(100.0)	(100.0)	(100.0)

Table No.1.16 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Type of Account
March 1997

		(Amount in Rupees Lakh)
	No. of	Credit	Amount
TYPE OF ACCOUNT	Accounts	Limit	Outstanding
	1	2	3
Cash Credit	8,69,594	99304,88	77173,92
	(15.7)	(32.1)	(31.3)
Overdrafts	4,26,554	24479,25	18877,25
	(7.7)	(7.9)	(7.6)
Demand Loans	6,90,857	36007,61	30488,02
	(12.5)	(11.7)	(12.3)
Medium Term Loans	11,16,569	27844,95	25117,21
	(20.2)	(9.0)	(10.2)
Long Term Loans	23,07,922	60116,77	51923,66
	(41.8)	(19.5)	(21.0)
Packing Credit	28,074	21552,66	16382,15
	(0.5)	(7.0)	(6.6)
Export Trade Bills Purchased	13,001	10719,57	6646,83
	(0.2)	(3.5)	(2.7)
Export Trade Bills Discounted	5,821	6643,00	4493,77
	(0.1)	(2.2)	(1.8)
Export Trade Bills Advanced Against	3,010	3126,48	1949,61
	(0.1)	(1.0)	(0.8)
Advances against Export Cash Incentives	924	187,80	141,34
and Duty Drawback Claims	(0.0)	(0.1)	(0.1)

Inland (Trade) Bills Purchased	18,874	3896,75	2661,51
	(0.3)	(1.3)	(1.1)
Inland (Trade) Bills Discounted	14,758	6575,80	4873,98
	(0.3)	(2.1)	(2.0)
Inland (Others) Bills Purchased	13,249	2516,02	1753,76
	(0.2)	(0.8)	(0.7)
Inland (Others) Bills Discounted	5,896	2960,02	2281,90
	(0.1)	(1.0)	(0.9)
Advances Against Import Bills	2,457	2075,44	1418,72
	(0.0)	(0.7)	(0.6)
Foreign Currency Cheques/	6,340	878,08	743,23
TCs/DDs/TTs/MTs Purchased	(0.1)	(0.3)	(0.3)
TOTAL	55,23,900	308885,08	246926,86
	(100.0)	(100.0)	(100.0)

Table No. 1.17 - Population Group Wise Distribution of Deposits of Scheduled Commercial Banks According to Type March 1997

				(No. of Accounts in Thousands, Amount in Rs. Lakh)
POPULATION	CURRENT		SAVINGS		TERM		TOTAL
GROUP	No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
	Accounts		Accounts		Accounts		Accounts
	1	2	3	4	5	6	7	8
RURAL	19,98	3556,80	840,35	23337,44	306,60	46875,47	1166,93	73769,70
	(1.7)	(4.8)	(72.0)	(31.6)	(26.3)	(63.5)	(100.0)	(100.0)

SEMI-URBAN	38,52	8049,97	772,14	27810,44	290,62	62184,71	1101,29	98045,13
	(3.5)	(8.2)	(70.1)	(28.4)	(26.4)	(63.4)	(100.0)	(100.0)

URBAN	47,05	15648,49	577,59	28299,84	261,81	68629,34	886,45	112577,67
	(5.3)	(13.9)	(65.2)	(25.1)	(29.5)	(61.0)	(100.0)	(100.0)

METROPOLITAN	60,72	45431,40	523,63	39967,17	226,77	130765,30	811,12	216163,87
	(7.5)	(21.0)	(64.6)	(18.5)	(28.0)	(60.5)	(100.0)	(100.0)
ALL INDIA	166,27	72686,66	2713,71	119414,89	1085,80	308454,82	3965,78	500556,37
	(4.2)	(14.5)	(68.4)	(23.9)	(27.4)	(61.6)	(100.0)	(100.0)

Publications

Table No.1.9 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to OccupationMarch 1997

Table No.1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation March 1997

Table No. 1.12 - Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to OccupationMarch 1997

Table No. 1.13 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Size of Credit LimitMarch 1997

Table No.1.14 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate RangeMarch 1997