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PDF - Table No.5.1 - Type of Account-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000 (Part 1 of 2) ()
Date : Mar 01, 2000
Table No.5.1 - Type of Account-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000 (Part 1 of 2)
     

(Amount in Rupees Lakh)


  

CASH CREDIT

OVERDRAFT


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

  

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


  

1

2

3

4

5

6


I.

AGRICULTURE

10,777

1935,68

1633,22

3,057

388,01

306,69

 

1. Direct Finance

9,808

1430,40

1265,76

2,873

315,26

275,86

 

2. Indirect Finance

969

505,28

367,47

184

72,75

30,83

II.

INDUSTRY

2,00,806

87073,72

68951,29

29,608

14712,41

10090,01

 

1. Mining & Quarrying

2,375

1997,10

1298,86

430

285,62

133,70

 

2. Food Manufacturing & Processing

23,490

10821,93

8438,90

2,202

895,22

522,11

 

(a) Rice Mills, Flour & Dal Mills

13,083

3254,92

2406,54

793

140,34

115,60

 

(b) Sugar

793

3165,78

2628,26

51

61,52

36,62

 

(c) Edible Oils & Vanaspati

2,947

1561,57

1269,51

322

91,50

51,87

 

(d) Tea Processing

715

685,12

494,89

95

77,10

42,71

 

(e) Processing of Fruits & Vegetables

442

149,08

143,88

87

39,28

28,10

 

(f) Others

5,510

2005,47

1495,81

854

485,48

247,22

 

3. Beverage & Tobacco

1,435

820,98

738,66

308

295,86

167,38

 

4. Textiles

34,569

11365,72

9560,90

4,355

1268,78

1079,28

 

(a) Cotton Textiles

11,492

5037,95

4163,89

1,413

559,14

474,16

 

(b) Jute Textiles

375

158,44

112,77

59

30,87

22,65

 

(c) Handloom Textiles & Khadi

2,518

447,78

315,74

149

17,82

17,91

 

(d) Other Textiles

20,184

5721,55

4968,50

2,734

660,96

564,57

 

5. Paper, Paper Products & Printing

9,047

2297,84

1955,53

1,266

331,13

240,63

 

6. Leather & Leather Products

2,500

678,04

563,13

452

107,68

111,15

 

7. Rubber & Rubber Products

3,597

1374,47

1033,19

449

198,49

110,05

 

8. Chemicals & Chemical Products

24,118

13285,01

9993,79

2,862

1894,24

1181,21

 

(a) Heavy Industrial Chemicals

2,287

1520,33

1108,81

304

361,59

233,89

 

(b) Fertilisers

789

2919,06

2386,92

65

82,15

25,97

 

(c) Drugs & Pharmaceuticals

4,586

3240,34

2052,31

668

608,86

421,82

 

(d) Non-Edible Oils

425

181,74

155,56

22

3,74

3,70

 

(e) Other Chemicals & Chemical Products

16,031

5423,53

4290,20

1,803

837,91

495,82

 

9. Petroleum, Coal Products & Nuclear Fuels

2,339

6584,98

5404,10

260

595,82

360,01

 

10. Manufacture of Cement & Cement Products

2,081

1471,37

1060,93

223

324,96

260,42

 

11. Basic Metals & Metal Products

23,678

10107,12

8461,38

2,396

1106,93

914,53

 

(a) Iron & Steel

8,921

6254,96

5291,38

933

625,28

525,70

 

(b) Non-Ferrous Metals

1,693

758,65

678,62

175

179,09

132,96

 

(c) Other Metal Products

13,064

3093,51

2491,39

1,288

302,55

255,86

 

12. Engineering

23,245

12260,69

9380,38

3,867

2107,89

1275,73

 

(a) Heavy Engineering

4,012

3383,36

2367,88

641

517,34

325,98

 

(b) Light Engineering

7,543

2593,59

2003,23

1,441

649,29

382,08

 

(c) Electrical Machinery & Goods

7,409

3557,21

2705,47

1,022

530,14

314,33

 

(d) Electronic Machinery & Goods

4,281

2726,53

2303,80

763

411,12

253,34

 

13. Vehicles, Vehicle Parts & Transport Equipments

6,021

2693,84

1812,41

792

884,15

427,16

 

14. Other Industries

36,533

8274,84

6747,17

5,427

2464,20

1761,03

 

15. Electricity, Gas & Water

1,060

1620,57

1284,87

192

707,16

498,72

 

(a) Electricity Generation & Transmission

630

1532,23

1211,61

119

575,13

419,12

 

(b) Non-Conventional Energy

141

33,80

29,20

20

4,83

4,15

 

(c) Gas, Steam & Water Supply

289

54,55

44,06

53

127,20

75,46

 

16. Construction

4,718

1419,23

1217,09

4,127

1244,27

1046,91

III.

TRANSPORT OPERATORS

3,392

874,45

651,56

1,974

333,01

235,88

IV.

PROFESSIONAL AND OTHER SERVICES

8,515

1988,09

1286,18

6,453

2267,59

1826,83

V.

PERSONAL LOANS

5,476

475,58

420,69

53,737

3395,85

2326,76

 

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2. Loans for Housing

-

-

-

-

-

-

 

3. Rest of the Personal Loans

5,476

475,58

420,69

53,737

3395,85

2326,76

VI.

TRADE

1,53,949

44440,19

39674,42

33,681

4803,13

3702,38

 

1. Wholesale Trade

58,893

34405,28

31140,98

13,295

2077,48

1641,19

 

2. Retail Trade

95,056

10034,91

8533,44

20,386

2725,66

2061,19

VII.

FINANCE

3,695

6892,68

4001,47

3,918

4806,90

2463,54

VIII.

ALL OTHERS

24,462

7024,01

6015,95

14,382

3775,60

2810,20


TOTAL BANK CREDIT

4,11,072

150704,40

122634,78

1,46,810

34482,52

23762,30

OF WHICH:

1. Artisans & Village Industries

4,557

385,07

347,45

317

26,18

19,98

 

2. Other Small Scale Industries

1,06,334

18312,31

15376,63

9,972

1697,07

1410,05


      

(Amount in Rupees Lakh)


   

DEMAND LOANS

MEDIUM TERM LOANS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


   

7

8

9

10

11

12


I.

AGRICULTURE

5,848

660,51

532,60

52,624

5732,22

4953,01

 

1. Direct Finance

5,661

465,90

426,24

42,859

1748,41

1530,31

 

2. Indirect Finance

187

194,61

106,37

9,765

3983,81

3422,70

II.

INDUSTRY

19,672

37116,00

30513,29

23,432

14963,03

13298,87

 

1. Mining & Quarrying

502

767,17

727,57

490

247,03

211,28

 

2. Food Manufacturing & Processing

1,604

1958,20

1632,88

2,939

1146,47

1034,93

 

(a)

Rice Mills, Flour & Dal Mills

575

663,33

630,73

1,574

273,85

235,77

 

(b)

Sugar

109

394,45

297,05

138

186,34

172,39

 

(c)

Edible Oils & Vanaspati

177

154,76

130,85

242

52,73

45,12

 

(d)

Tea Processing

83

217,21

150,01

147

125,63

106,58

 

(e)

Processing of Fruits & Vegetables

73

54,49

57,91

107

52,15

48,22

 

(f)

Others

587

473,96

366,31

731

455,78

426,85

 

3. Beverage & Tobacco

232

472,05

388,75

157

271,33

253,15

 

4. Textiles

2,757

3901,31

3310,91

2,979

1513,11

1311,97

 

(a)

Cotton Textiles

893

1517,54

1239,82

937

570,66

481,74

 

(b)

Jute Textiles

42

36,23

23,24

31

23,65

16,24

 

(c)

Handloom Textiles & Khadi

77

32,01

29,97

90

29,38

17,78

 

(d)

Other Textiles

1,745

2315,53

2017,87

1,921

889,42

796,21

 

5. Paper, Paper Products & Printing

818

1034,06

795,98

1,235

364,18

329,04

 

6. Leather & Leather Products

299

304,01

216,24

342

97,39

88,07

 

7. Rubber & Rubber Products

276

577,53

457,48

320

167,19

160,42

 

8. Chemicals & Chemical Products

2,257

4731,28

3911,94

2,765

1875,36

1689,84

 

(a)

Heavy Industrial Chemicals

299

816,40

739,75

250

211,07

205,11

 

(b)

Fertilisers

135

869,68

828,49

71

268,64

263,23

 

(c)

Drugs & Pharmaceuticals

532

1283,08

939,82

416

658,23

585,25

 

(d)

Non-Edible Oils

18

35,30

35,78

40

6,24

5,35

 

(e)

Other Chemicals & Chemical Products

1,273

1726,82

1368,10

1,988

731,17

630,90

 

9. Petroleum, Coal Products & Nuclear Fuels

176

2217,12

1994,48

147

950,04

886,00

 

10. Manufacture of Cement & Cement Products

254

1257,21

1089,87

221

374,52

326,70

 

11. Basic Metals & Metal Products

2,108

6009,76

5287,21

1,800

953,27

904,75

 

(a)

Iron & Steel

955

5183,04

4574,15

662

655,22

651,31

 

(b)

Non-Ferrous Metals

236

236,23

172,35

110

52,75

44,55

 

(c)

Other Metal Products

917

590,49

540,71

1,028

245,31

208,89

 

12. Engineering

2,547

6177,04

4942,33

2,385

1975,92

1789,72

 

(a)

Heavy Engineering

520

1932,60

1577,08

442

504,09

473,21

 

(b)

Light Engineering

719

1373,02

1108,71

821

432,80

361,27

 

(c)

Electrical Machinery & Goods

706

1451,82

1134,29

597

557,40

527,29

 

(d)

Electronic Machinery & Goods

602

1419,60

1122,25

525

481,63

427,94

 

13. Vehicles, Vehicle Parts & Transport Equipments

805

2074,57

1544,54

1,039

760,64

623,04

 

14. Other Industries

3,594

2552,36

2164,35

5,071

2509,97

2167,48

 

15. Electricity, Gas & Water

206

1947,40

1114,61

233

924,82

852,96

 

(a)

Electricity Generation & Transmission

168

1928,83

1098,14

139

852,53

799,38

 

(b)

Non-Conventional Energy

9

11,63

11,31

21

49,77

30,27

 

(c)

Gas, Steam & Water Supply

29

6,93

5,16

73

22,52

23,30

 

16. Construction

1,237

1134,95

934,14

1,309

831,78

669,51

III.

TRANSPORT OPERATORS

4,345

397,46

311,13

17,076

1641,06

1432,94

IV.

PROFESSIONAL AND OTHER SERVICES

4,516

2687,68

2077,28

8,569

1993,14

1701,67

V.

PERSONAL LOANS

34,909

1716,88

1545,15

80,515

2710,58

2374,15

 

1. Loans for Purchase of Consumer Durables

-

-

-

8,750

299,27

249,31

 

2. Loans for Housing

-

-

-

660

48,25

48,25

 

3. Rest of the Personal Loans

34,909

1716,88

1545,15

71,105

2363,05

2076,58

VI.

TRADE

7,752

3703,67

3050,00

10,202

1683,48

1489,34

 

1. Wholesale Trade

3,288

2881,77

2375,59

2,818

468,20

421,64

 

2. Retail Trade

4,464

821,90

674,41

7,384

1215,27

1067,70

VII.

FINANCE

1,183

5947,07

4420,52

813

3528,53

2930,02

VIII. ALL OTHERS

7,473

3256,49

2966,36

7,384

2152,92

1728,09


TOTAL BANK CREDIT

85,698

55485,77

45416,33

2,00,615

34404,96

29908,09

OF WHICH:

1. Artisans & Village Industries

266

23,69

20,19

744

40,15

29,05

  

2. Other Small Scale Industries

5,742

1692,01

1355,99

11,006

1903,23

1560,40


     

(Amount in Rupees Lakh)


  

LONG TERM LOANS

PACKING CREDIT


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

  

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


  

13

14

15

16

17

18


I.

AGRICULTURE

1,40,291

8742,54

7073,51

365

333,09

270,09

 

1. Direct Finance

1,32,723

5155,15

4500,06

363

332,59

269,81

 

2. Indirect Finance

7,568

3587,39

2573,45

2

50

28

II.

INDUSTRY

71,652

45023,14

38777,95

13,134

21678,40

15913,91

 

1. Mining & Quarrying

1,862

1805,76

1630,03

332

357,62

276,77

 

2. Food Manufacturing & Processing

9,184

2879,03

2463,02

938

2323,63

1739,50

 

(a) Rice Mills, Flour & Dal Mills

3,848

549,53

430,47

107

616,67

532,64

 

(b) Sugar

715

580,32

518,68

11

24,64

26,01

 

(c) Edible Oils & Vanaspati

859

296,18

247,23

150

481,46

335,55

 

(d) Tea Processing

295

260,73

229,48

53

209,33

131,36

 

(e) Processing of Fruits & Vegetables

244

202,30

198,49

73

52,13

41,49

 

(f) Others

3,223

989,99

838,67

544

939,40

672,45

 

3. Beverage & Tobacco

491

429,13

391,63

70

361,32

254,06

 

4. Textiles

8,968

5047,81

4140,06

5,459

6421,66

4843,27

 

(a) Cotton Textiles

3,321

2370,76

1961,38

1,379

2535,23

1975,51

 

(b) Jute Textiles

95

27,42

23,90

53

52,90

37,51

 

(c) Handloom Textiles & Khadi

406

40,59

32,18

93

55,69

44,74

 

(d) Other Textiles

5,146

2609,04

2122,60

3,934

3777,85

2785,51

 

5. Paper, Paper Products & Printing

4,461

1324,19

1103,60

78

80,70

53,75

 

6. Leather & Leather Products

725

228,72

192,11

1,201

864,24

770,98

 

7. Rubber & Rubber Products

1,362

407,42

326,89

171

314,58

222,98

 

8. Chemicals & Chemical Products

8,955

5421,71

4627,95

1,256

2313,28

1618,05

 

(a) Heavy Industrial Chemicals

569

989,60

837,39

218

459,13

349,63

 

(b) Fertilisers

185

1203,59

1107,95

22

130,17

99,53

 

(c) Drugs & Pharmaceuticals

1,224

785,47

667,93

389

891,09

607,36

 

(d) Non-Edible Oils

131

77,46

71,32

26

117,14

93,03

 

(e) Other Chemicals & Chemical Products

6,846

2365,59

1943,36

601

715,76

468,51

 

9. Petroleum, Coal Products & Nuclear Fuels

473

4517,43

4332,75

55

1377,80

936,96

 

10. Manufacture of Cement & Cement Products

840

985,66

978,01

21

87,04

58,98

 

11. Basic Metals & Metal Products

6,626

4921,35

4298,03

911

2072,05

1536,57

 

(a) Iron & Steel

2,245

3687,02

3292,44

271

1434,23

1094,66

 

(b) Non-Ferrous Metals

455

231,16

202,53

109

221,79

132,95

 

(c) Other Metal Products

3,926

1003,16

803,05

531

416,03

308,96

 

12. Engineering

6,891

3997,82

3426,92

804

1777,60

1033,62

 

(a) Heavy Engineering

1,582

815,37

674,87

219

728,40

360,66

 

(b) Light Engineering

2,254

1029,42

916,23

232

358,16

237,68

 

(c) Electrical Machinery & Goods

1,738

1219,43

997,96

171

390,95

264,59

 

(d) Electronic Machinery & Goods

1,317

933,60

837,86

182

300,08

170,69

 

13. Vehicles, Vehicle Parts & Transport Equipments

3,220

2353,74

1954,30

273

708,67

506,77

 

14. Other Industries

14,389

3481,73

2946,06

1,504

2463,55

1969,34

 

15. Electricity, Gas & Water

842

5589,60

4520,75

20

122,01

69,42

 

(a) Electricity Generation & Transmission

586

5375,08

4352,31

15

120,16

66,90

 

(b) Non-Conventional Energy

44

55,47

16,21

-

-

-

 

(c) Gas, Steam & Water Supply

212

159,06

152,23

5

1,85

2,51

 

16. Construction

2,363

1632,04

1445,84

41

32,64

22,89

III.

TRANSPORT OPERATORS

60,774

3507,80

2697,59

263

576,76

347,26

IV.

PROFESSIONAL AND OTHER SERVICES

29,693

5014,73

4139,37

211

194,90

184,25

V.

PERSONAL LOANS

2,48,115

12104,79

10704,66

162

19,96

15,88

 

1. Loans for Purchase of Consumer Durables

7,567

237,85

195,09

-

-

-

 

2. Loans for Housing

2,07,738

10238,13

9103,20

-

-

-

 

3. Rest of the Personal Loans

32,810

1628,81

1406,37

162

19,96

15,88

VI.

TRADE

17,909

3194,44

2799,53

3,548

3427,45

2684,79

 

1. Wholesale Trade

5,114

2120,09

1936,27

2,946

2978,70

2364,10

 

2. Retail Trade

12,795

1074,35

863,26

602

448,74

320,69

VII.

FINANCE

2,925

7939,95

7243,67

25

146,99

133,23

VIII.

ALL OTHERS

13,925

5398,51

4717,04

1,024

596,13

427,14


TOTAL BANK CREDIT

5,85,284

90925,90

78153,31

18,732

26973,68

19976,55

OF WHICH:

1. Artisans & Village Industries

2,611

147,90

106,17

106

15,34

14,46

 

2. Other Small Scale Industries

33,760

5003,56

3798,61

4,897

3514,67

2742,21


    

(Amount in Rupees Lakh)


   

EXPORT TRADE BILLS

EXPORT TRADE BILLS

   

PURCHASED

DISCOUNTED


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


   

19

20

21

22

23

24


I.

AGRICULTURE

7

7,67

2,37

-

-

-

 

1. Direct Finance

-

-

-

-

-

-

 

2. Indirect Finance

7

7,67

2,37

-

-

-

II.

INDUSTRY

11,953

13685,77

9096,10

4,818

6438,04

4054,72

 

1. Mining & Quarrying

255

288,52

179,75

111

63,50

29,51

 

2. Food Manufacturing & Processing

646

1337,84

849,70

215

386,32

243,43

 

(a)

Rice Mills, Flour & Dal Mills

89

451,34

332,19

21

64,82

49,33

 

(b)

Sugar

4

2,89

1,91

2

64

64

 

(c)

Edible Oils & Vanaspati

48

166,96

86,38

12

12,13

9,14

 

(d)

Tea Processing

43

92,60

45,28

15

79,80

45,73

 

(e)

Processing of Fruits & Vegetables

38

30,66

22,30

63

27,54

26,50

 

(f)

Others

424

593,39

361,65

102

201,41

112,09

 

3. Beverage & Tobacco

31

108,75

24,68

13

102,82

19,88

 

4. Textiles

4,572

4367,94

2800,37

1,683

1911,37

1327,42

 

(a)

Cotton Textiles

981

1321,76

867,76

507

748,91

576,88

 

(b)

Jute Textiles

69

64,58

33,74

25

64,88

25,86

 

(c)

Handloom Textiles & Khadi

115

62,67

41,92

24

22,10

16,36

 

(d)

Other Textiles

3,407

2918,93

1856,95

1,127

1075,48

708,33

 

5. Paper, Paper Products & Printing

58

48,52

35,88

27

54,27

12,41

 

6. Leather & Leather Products

928

744,99

453,55

363

360,00

193,37

 

7. Rubber & Rubber Products

153

176,49

117,40

65

70,59

57,38

 

8. Chemicals & Chemical Products

1,575

1788,77

1059,60

680

1145,93

686,11

 

(a)

Heavy Industrial Chemicals

407

352,77

187,65

119

186,62

130,74

 

(b)

Fertilisers

21

20,02

20,37

23

26,93

14,38

 

(c)

Drugs & Pharmaceuticals

451

799,75

487,59

265

578,35

340,17

 

(d)

Non-Edible Oils

22

59,31

36,41

10

16,12

5,10

 

(e)

Other Chemicals & Chemical Products

674

556,92

327,58

263

337,91

195,72

 

9. Petroleum, Coal Products & Nuclear Fuels

48

143,94

62,66

46

106,42

63,82

 

10. Manufacture of Cement & Cement Products

34

67,96

40,45

11

26,98

13,93

 

11. Basic Metals & Metal Products

991

775,56

572,65

307

537,93

333,22

 

(a)

Iron & Steel

248

359,65

323,07

172

342,01

200,69

 

(b)

Non-Ferrous Metals

216

129,46

73,76

35

23,48

17,18

 

(c)

Other Metal Products

527

286,45

175,82

100

172,43

115,34

 

12. Engineering

596

646,71

402,70

277

456,89

273,43

 

(a)

Heavy Engineering

149

186,07

130,64

105

153,85

85,41

 

(b)

Light Engineering

166

128,22

67,94

77

73,33

49,56

 

(c)

Electrical Machinery & Goods

153

176,64

93,38

53

113,75

83,06

 

(d)

Electronic Machinery & Goods

128

155,78

110,74

42

115,96

55,41

 

13. Vehicles, Vehicle Parts & Transport Equipments

324

549,20

243,90

114

347,19

90,84

 

14. Other Industries

1,715

2552,14

2183,17

901

866,18

706,52

 

15. Electricity, Gas & Water

11

41,35

33,82

1

1,00

2,78

 

(a)

Electricity Generation & Transmission

10

31,35

23,82

1

1,00

2,78

 

(b)

Non-Conventional Energy

1

10,00

10,00

-

-

-

 

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

 

16. Construction

16

47,08

35,80

4

64

66

III.

TRANSPORT OPERATORS

10

5,22

5,20

3

31

31

IV.

PROFESSIONAL AND OTHER SERVICES

119

138,78

67,50

38

98,33

66,31

V.

PERSONAL LOANS

61

6,97

10,94

22

6,87

6,09

 

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2. Loans for Housing

-

-

-

-

-

-

 

3. Rest of the Personal Loans

61

6,97

10,94

22

6,87

6,09

VI.

TRADE

2,785

2349,93

1510,92

1,013

1126,83

692,11

 

1. Wholesale Trade

2,463

2086,77

1325,57

843

1008,58

619,86

 

2. Retail Trade

322

263,16

185,35

170

118,25

72,25

VII.

FINANCE

15

52,66

49,24

10

289,73

162,83

VIII.

ALL OTHERS

890

650,65

481,22

373

311,27

225,56


TOTAL BANK CREDIT

15,840

16897,64

11223,49

6,277

8271,39

5207,92

OF WHICH:

1. Artisans & Village Industries

-

-

-

-

-

-

  

2. Other Small Scale Industries

3,924

3064,87

2128,21

941

825,36

543,83